The Retirement Plan Insider

The Retirement Plan Insider

We’re gonna be talking regulatory issues. Best practices. Investing strategies. All of it. About what it all means and, more important, what it means to you.

Episodes

October 30, 2024 19 mins

Get a crash course on Variable Annuity Pension Plans (VAPPs), a retirement plan design that some are calling the next big thing for addressing the retirement income gap for Americans.

VAPPs are increasing in popularity because they offer the best of both worlds to retirement plan sponsors: the lifetime monthly income of traditional defined benefit plans and the risk management and predictability of costs found in 401(k)-type defin...

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Managing operational risk is a must for sponsors of retirement plans. But how to get started?   Co-hosts and Segal retirement experts Rick Reed and Robert Krebner interview benefits administration pro Michael Venezia to provide tips on everything from conducting cybersecurity assessments to implementing proactive measures to protect employee and retirement account data.   Get savvy to the future of retirement security and the key r...
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April 24, 2024 36 mins
Financial well-being. Financial wellness. Financial security. Whatever you choose to call it, it defines a person’s financial stability, resiliency, control and choice in meeting short-term and long-term financial goals.   With employees’ financial lives more complicated than ever,  financial well-being benefits have become all the rage. What’s the role of the employer or plan sponsor in providing them?  What programs and strategie...
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We take a closer look at nondiscrimination testing (NDT), a requirement that can be a thorn in the side of plan sponsors.   Even though these tests (to ensure plans don’t favor highly paid employees) are required for all ERISA retirement plans, they’re usually not top of mind for plan sponsors given all the other issues involved in managing a plan.   Get steps for avoiding common NDT headaches, the pitfalls of using inaccurate plan...
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What are the three most important things a DC plan sponsor should be laser-focused on? Process, process, process.

We dig into the latest investment consulting trends and best practices for putting together a retirement portfolio that’s user-friendly and cost-effective for participants — and the structures you need to have in place with your plan. This includes putting in writing what you did, why you did it, and what you’re doing g...

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August 3, 2023 27 mins

Get ready for a deep dive on all things SECURE 2.0.

Our discussion focuses on the hottest topics surrounding this landmark retirement legislation — which contains roughly 90 separate provisions, each with its own effective date over the next three-plus years. Which provisions are mandatory and which are optional? Are you savvy to the details of the emergency savings program? The student loan repayment program? We’ve got answers to ...

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October 6, 2022 16 mins

It’s everything you’ve ever wanted to know about plan governance but were afraid to ask. 

Our discussion will focus on the importance of plan governance and the fiduciary standards required for plan sponsors of a defined contribution (DC) plan. We’ll share the four rules all plan fiduciaries must follow. Plus, we’ll cover how to know if you are a plan fiduciary, what your personal liability may be in the event of a fiduciary breach...

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