As a Realtor and Proctor Gallagher Certified Consultant, I specialize in helping women overcome the personal obstacles that hold them back from reaching their full potential in business. 🎯 Join us every week for a Monday Market Update Episode for Real Estate Agents and consumers who want to stay on top of what's happening in real time. Thursday's episodes will focus on Mindset and leveling up in your Business. Check out my eBook for Real Estate agents - From Hustle to Harmony -- https://stan.store/AngieGerber It's not the business problems that are keeping you stuck, but the personal baggage you carry into your business — confidence, self-image, limiting beliefs, fear and old habits, to name a few. These barriers can keep you from stepping into the success you truly deserve. ❤️I’ve been where you are. I’ve done the work to transform both my personal life and my business, and I can help you do the same! I know that nothing changes if nothing changes, and I help women shift their mindset so they can finally achieve the results they desire.💥🔥✨ 🌟If you know a woman who is ready to step into her power and take her business to the next level, I’d love to connect. Send me a message and let me know what you think of today's episode or if I can be helping in any way! - Coach Angie
Interest rates continued their downward trend last week, settling into the 6.5-6.625% range as the stock market reached all-time highs following a significant Senate bill passage.
• Interest rates saw consistent decreases throughout last week
• Stock market at all-time high, positively affecting mortgage bonds
• Recent CNBC report highlighted 0.05% increase in 30-60 day mortgage delinquencies while i...
Mortgage interest rates hit a 30-day low, dropping 25 basis points today amid international tensions, while Florida's Governor DeSantis proposes eliminating property taxes on primary residences, which would impact billions in state revenue.
• Interest rates for 30-year fixed mortgages falling to around 6.5%, with volatility expected in coming weeks
• Recommendation to contact clients in purchase agre...
The real estate market experiences volatility due to the Israel-Iran conflict while navigating inaccurate market reporting and dealing with predictions for future appreciation rates.
• Interest rates fluctuated between 7.5% and 6.375% last week due to the Israel-Iran conflict affecting oil prices and bond rates
• Current mortgage rates are just under 7% at 6.875% for 30-year conventional with good credit...
We're always selling, whether to clients, family, or friends, and embracing this reality is essential for real estate success. Finding an authentic sales approach that aligns with your personality and values creates sustainable business growth without feeling pushy or inauthentic.
• Selling isn't about being pushy—it's about clearly communicating how you can help
• Some agents thrive throug...
The Monday Market Update returns with key insights on changing real estate markets across the United States, highlighting significant regional differences and explaining why waiting for interest rates to drop might cost buyers more in the long run.
• Jobs report exceeded expectations with 160,000 new jobs versus the anticipated 92,000
• Bond market reaction pushed interest rates higher, breaking through r...
Our self-image determines our success and when we break promises to ourselves, it takes a significant hit. We must treat our business like a business by showing up consistently, optimizing our time, and focusing on income-producing activities instead of time wasters.
• Set achievable goals that push you slightly beyond your comfort zone
• Complete a time study to identify and eliminate wasted time
• ...
Here is the latest going on in the Market and a boost of Gratitude!
• Trump announced doubling down on tariffs with China and the EU, affecting 10-year Treasury rates
• Redfin's claim about seller/buyer imbalance lacks supporting data and seems designed to incite fear
• Building trust requires becoming the reliable source of accurate information in your sphere
• Gratitude serves as a foundati...
No Secret Agents!!
Secret Agent Syndrome keeps many business professionals hiding rather than thriving because they care too much about what others think.
This mindset limits growth and prevents success, but by taking uncomfortable actions daily and getting past rejection fears, you can transform your business overnight.
In order to grow into your dream business you will need to leave behind 50-80% of who you are today....
Successful real estate agents understand the critical difference between having a database and cultivating a databank of valuable relationships that generate consistent business.
• Agents with years of experience still struggle with inconsistent results despite having hundreds of past clients
• Average people know 250-600 others who could potentially need real estate services
• Stay top-of-mind with p...
This is a MUST LISTEN to call!! Packed with information you need as an agent!!
Mortgage rates remain in the high 6% to low 7% range as the Federal Reserve continues to prioritize fighting inflation over addressing rising unemployment levels. Student loan repayment options and HOA insurance requirements are undergoing dramatic changes that will significantly impact homebuyers.
• Interest rates spiked after Japa...
Lead Generation, It's a numbers game!
Trust your intuition when it comes to client selection—taking on clients who aren't a good fit will cost you more time, energy, and money than turning them away. The contrast between working with ideal clients versus poor-fit clients will clarify what you truly want in your business.
• Learn the language of sales to effectively communicate with different personal...
Mortgage interest rates experienced volatility last week due to rumors about Japan selling treasury securities but have since stabilized back into the high 6's with expectations to settle in the mid-six range throughout the week.
Student loan collections have officially begun for approximately 10 million Americans with delinquent loans
• 5.3 million borrowers are in default (more than 270 days late) while...
When we say yes to something, we're inevitably saying no to something else, which is why effective calendar management is critical for real estate professionals. Your calendar directly reflects your priorities and correlates with your bank account—successful agents plan like business owners by blocking time for consistent prospecting, appointments, and follow-up.
A peak into this episode -
• Start by...
The real estate market shows signs of transitioning from a seller to a buyer's market with Florida leading the way at 13% of homes currently for sale while other states remain around 6-7%. How long will it take for this to move across the country...
Interest rates continue to be volatile but are settling in the mid-to-high 6% range with potential downward pressure from economic factors.
• Florida real est...
On this episode I share why I published my eBook "From Hustle to Harmony: Balancing Business Growth, Personal Life and Creating a Winning Mindset"
I read the Introduction and Chapter 1
Included:
• The difference between amateurs who let excuses stop them and entrepreneurs who show up consistently
• Growth requires getting comfortable being uncomfortable and pushing beyond your comfort zone
• Succ...
The real estate market remains the same as last week with mortgage rates fluctuating between high 6% and low 7%, Successful agents need to become the trusted source of information by consistently showing up across platforms with factual, educational content that cuts through misinformation.
• Now is a great time to reach out to past clients about reviewing insurance policies as a valuable touchpoint
• The...
Nikki covers interest rate volatility, USDA financing changes for manufactured homes, and strategies for maintaining client relationships.
• Interest rates are correcting after last week's tariff-related volatility, settling back into the low sevens and high sixes
• Previous clients are re-engaging in the market due to lease expirations, credit improvements, and life changes
• USDA/Rural Development now al...
Market volatility has created dramatic swings in mortgage interest rates, with rates falling sharply after tariff implementation caused stock market declines, then rebounding rapidly the following day.
• Mortgage rates directly tied to 10-year Treasury bond yields, which drop when investors move from stocks to bonds
• Recent volatility saw rates swing from 5.875% to around 8% within 24 hours
• Locking rate...
This is a BIG one!! Be sure to tune in and listen!!
Mortgage interest rates remain in the mid to high 6's with significant changes coming to FHA mortgage eligibility that will impact non-permanent residents.
Starting May 25th, only US citizens and permanent residents will qualify for FHA loans, while temporary residents with work visas must explore alternative financing options.
• Mortgage rates holding i...
Mortgage interest rates are currently in the mid to high sixes, with positive movement expected as housing data reports are released this week and reciprocal tariffs appear less impactful than initially feared.
• Consumers without credit scores can qualify for mortgages through both FHA and conventional loans using non-traditional credit
• Having no credit score often results in better interest rates than...
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