Real Estate Agent Market Update and Mindset Podcast
As a Realtor and Proctor Gallagher Certified Consultant, I specialize in helping women overcome the personal obstacles that hold them back from reaching their full potential in business. 🎯 Join us every week for a Monday Market Update Episode for Real Estate Agents and consumers who want to stay on top of what's happening in real time. Check out my eBook for Real Estate agents - From Hustle to Harmony -- www.skool.com/rebusinessbuilder/about It's not the business problems that are keeping you stuck, but the personal baggage you carry into your business — confidence, self-image, limiting beliefs, fear and old habits, to name a few. These barriers can keep you from stepping into the success you truly deserve. ❤️I’ve been where you are. I’ve done the work to transform both my personal life and my business, and I can help you do the same! I know that nothing changes if nothing changes, and I help women shift their mindset so they can finally achieve the results they desire.💥🔥✨ 🌟If you know a woman who is ready to step into her power and take her business to the next level, I’d love to connect. Send me a message and let me know what you think of today's episode or if I can be helping in any way! - Coach Angie
Episodes
We track mortgage rates as they cool after a brutal, volatile week and explain what’s driving the swings. We also share the deal-saving habits that keep buyers on track, especially around credit changes and condo approvals.
• mortgage rates improving into the low sixes with sharp day-to-day volatility
• warning buyers not to open new credit or buy a car before closing
• continuous credit monitoring that ca...
We bring Brian Ellington from eXp University to share the training, tools, and playbooks that help agents create momentum fast. If you are currently with eXp or thinking about it -- this episode is for you!
We dig into action-based lead generation, open house systems, and social media strategies that turn attention into appointments while staying compliant.
• Brian’s real estate background plus TCPA and DNC compliance rem...
We break down why oil’s surge rattled bonds and nudged mortgage rates into the upper sixes, then dig into the July 1st reset of student loan repayment and how it could reshape debt-to-income ratios for buyers. Clear steps help listeners lock in accurate payments, protect pre-approvals, and move with confidence.
• oil spike driving inflation fears and rate volatility
• Student Loan - post–July 1st REQUIREMENT...
We break down how conflict-driven oil spikes push Treasury yields and nudge mortgage rates, then map the usual one-week cooldown. We pivot to tax timing, IRS balances, and how Fannie vs Freddie rules shape approvals for self-employed and W-2 buyers.
• how oil shocks and uncertainty move the 10-year and mortgage rates
• why rate jumps often fade the following week
• lock strategy and watching reprices in ...
Rates trend down as we unpack the 10-year Treasury, MBS demand, and why a break could move mortgages by up to half a point.
We tie market signals to buyer behavior, from Google’s top searches to simple, proven tactics that turn interest into action.
• How Treasuries and MBS shape mortgage pricing
• Jobs data revisions and implications for Fed cuts
• Current ranges for 30-year and 15-year fixed rates
...
This Week Is HUGE!!! BIG THINGS Coming our way!!
We unpack a major housing bill focused on faster builds, flexible financing for manufactured and multi-family, and smarter use of grants and rural lending.
• Why a weaker jobs report could lower mortgage rates
• How China’s Treasury stance and bank buying may reshape yields
• What builder grants and streamlined rules could do to speed supply
• Why expan...
We unpack why a “stable” labor market may be overstated, why the Fed held rates, and how that steadiness is fueling a spring wave of property flips. We lay out practical rules for conventional, FHA, and non-QM deals, plus why lender choice and timing matter.
• Fed holds rates while labor signals weaken beneath the surface
• Jobless claims skewed by gig work and fewer filings
• Mortgage rates hovering hig...
Jesse Mills shares a simple system that rescues failed deals, converts “unbankable” buyers into future homeowners, and pays full commission while delivering strong investor returns.
Creative financing becomes a blue ocean strategy for agents who want free leads, higher income, and real impact. Find the hidden opportunities in your database today!!
• Order taker vs problem solver mindset and why it matters
• ...
We break down how to turn high-intent Google searches into real estate clients using Local Services Ads for pay-per-call leads and Business Profiles for trust and visibility. We share setup steps, ROI math, verification tips, review strategies, and the call-handling system that keeps you ranked.
• Difference between Local Services Ads and Business Profiles
• Why pay-per-call beats pay-per-click for intent
Rates settle in the fives to low sixes as policy support from Fannie and Freddie keeps pressure on mortgage costs.
We weigh in on investor limits, VantageScore’s impact on approvals, longer mortgage terms, and the rise of non-QM options that expand access.
• Fannie and Freddie expand capacity to buy mortgage-backed securities
• Policy backstop as a lever to keep rates lower
• Vantage Score adoption with ...
We break down why mortgage rates ticked up after Japan’s yield moves and explain why we’re floating clients while volatility settles. Then we share the outreach and social strategies reviving old leads, plus a mindset shift to STUPID goals that drives bold action.
If you haven’t joined the free Survive to Thrive daily call and need the link, reach out to me and I’ll get it to you!
Find Nikki Erickson on...
Rates drift into the mid to upper fives as MBS demand rises and Fed leadership shifts set the stage for further easing. Inventory grows unevenly, while new rules in New York and Massachusetts change timelines and tactics, creating a narrow window for smart buyers, sellers, and refi's.
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Rates settle in the mid to high fives as bonds respond to global headlines, and we walk through what that means for refinancing, affordability, and buyer momentum. We share a simple January playbook for agents: smart outreach, clean CRMs, CMAs, and thoughtful client touches.
Stay tuned, check in on these Monday market updates. If you can’t get here live, it will be posted on my YouTube channel, on Facebook, and ...
Rates dip into the high fives as Treasury yields fall, while a softer job market and changing Fed outlook set the stage for potential cuts.
Is Social Media part of your 2026 business plan? We share a simple three-part content plan and trending formats agents can use to turn attention into appointments.
Yes, and again, agents, Nikki has given us permission to go and follow her, watch what she's doing, and reuse it, du...
Rates ease into the high fives, low 6's as the 10-year Treasury slides, nudging home sales higher after a slow year. We break down why a program like DSCR and using bank statements are surging in regard to financing, and share a focused plan to re-engage declined buyers and tighten daily execution.
We will be on next Monday as well, so watch for that because it will be the last Monday of the year.
If you&apo...
Markets wobble as December’s cut looks likely while odds of a larger January cut fall, nudging mortgage rates up briefly before easing. We break down how Fed moves filter through the mortgage rates, then shift to why first contact and practiced scripts drive client wins.
Want to level up in 2026?!?
Join the free Take More Listings daily call at 8 a.m. CST.
Want free Minneapolis-area leads with no splits and no referral fee...
Rates snap back after a brief dip as Fed chair chatter shakes bonds, then we map a realistic path toward a 5.9% average in 2026 and what that means for refi math. We close with a clean business planning framework, smarter social posting, and seasonal timing for potential rate relief.
Comment wherever you listen with topics you want us to cover on the Monday Market Update, and if there is a subscribe or a like or a follow ...
Rate pressure eases from shutdown lows while policy ideas aim at affordability. We weigh 50-year mortgages, transferable notes, builder incentives, and consumer credit reforms with clear pros and cons and practical context for buyers and sellers.
You can find me at mortgagesfrommntoaz on either Instagram or TikTok. Also on social media, Kevnik Mortgage, or you can find me personally on Facebook as well!
Rega...
Check out this week's update!!
We track a potential government reopening, easing bond yields, and a small but notable jump in home values, then map how a quarter-point rate move can unlock millions of refinance opportunities. We also unpack VA entitlement, explain how to hold multiple VA loans, and stress why strong lender partnerships protect clients.
Find Nikki at @mortgagesfromMntoAZ on Instagram, TikTok,...
We unpack why rates rose right after the Fed cut, where they may settle, and how affordability will shift as more housing funds move from DC to the states. We compare Minnesota, Arizona, and Florida to show when renting loses to buying and what 2026 policy could change.
Reach out to Nikki because she can run those numbers and really give you a ground level understanding of which is it buying, is it renting, is i...
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