Real Estate Agent Market Update and Mindset Podcast
As a Realtor and Proctor Gallagher Certified Consultant, I specialize in helping women overcome the personal obstacles that hold them back from reaching their full potential in business. 🎯 Join us every week for a Monday Market Update Episode for Real Estate Agents and consumers who want to stay on top of what's happening in real time. Thursday's episodes will focus on Mindset and leveling up in your Business. Check out my eBook for Real Estate agents - From Hustle to Harmony -- https://stan.store/AngieGerber It's not the business problems that are keeping you stuck, but the personal baggage you carry into your business — confidence, self-image, limiting beliefs, fear and old habits, to name a few. These barriers can keep you from stepping into the success you truly deserve. ❤️I’ve been where you are. I’ve done the work to transform both my personal life and my business, and I can help you do the same! I know that nothing changes if nothing changes, and I help women shift their mindset so they can finally achieve the results they desire.💥🔥✨ 🌟If you know a woman who is ready to step into her power and take her business to the next level, I’d love to connect. Send me a message and let me know what you think of today's episode or if I can be helping in any way! - Coach Angie
Episodes
Rates ease into the high fives, low 6's as the 10-year Treasury slides, nudging home sales higher after a slow year. We break down why a program like DSCR and using bank statements are surging in regard to financing, and share a focused plan to re-engage declined buyers and tighten daily execution.
We will be on next Monday as well, so watch for that because it will be the last Monday of the year.
If you&...
Markets wobble as December’s cut looks likely while odds of a larger January cut fall, nudging mortgage rates up briefly before easing. We break down how Fed moves filter through the mortgage rates, then shift to why first contact and practiced scripts drive client wins.
Want to level up in 2026?!?
Join the free Take More Listings daily call at 8 a.m. CST.
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Rates snap back after a brief dip as Fed chair chatter shakes bonds, then we map a realistic path toward a 5.9% average in 2026 and what that means for refi math. We close with a clean business planning framework, smarter social posting, and seasonal timing for potential rate relief.
Comment wherever you listen with topics you want us to cover on the Monday Market Update, and if there is a subscribe or a like or a foll...
Rate pressure eases from shutdown lows while policy ideas aim at affordability. We weigh 50-year mortgages, transferable notes, builder incentives, and consumer credit reforms with clear pros and cons and practical context for buyers and sellers.
You can find me at mortgagesfrommntoaz on either Instagram or TikTok. Also on social media, Kevnik Mortgage, or you can find me personally on Facebook as well!
R...
Check out this week's update!!
We track a potential government reopening, easing bond yields, and a small but notable jump in home values, then map how a quarter-point rate move can unlock millions of refinance opportunities. We also unpack VA entitlement, explain how to hold multiple VA loans, and stress why strong lender partnerships protect clients.
Find Nikki at @mortgagesfromMntoAZ on Instagram, TikT...
We unpack why rates rose right after the Fed cut, where they may settle, and how affordability will shift as more housing funds move from DC to the states. We compare Minnesota, Arizona, and Florida to show when renting loses to buying and what 2026 policy could change.
Reach out to Nikki because she can run those numbers and really give you a ground level understanding of which is it buying, is it renting, i...
Rates soften as we anticipate a 25 bps Fed cut, and mortgage quotes start dipping into the fives while volatility cools. Fannie Mae’s new 5% down option for 2–4 unit primary homes opens the door to house hacking and refi's. Plus smarter Q4 planning starts with an obsession-level mindset.
Listen Now for the HUGE CHANGE!!
Bond yields slip under 4 percent as we track real-time rate pressure even through an AWS outage. We share three proven ways retirees can qualify for a new home, and why agents should vet lenders using NMLS to protect deals on both sides of the table.
Listen Now for More Great Info on the Following -
• asset dissipation underwriting for retirees
• starting retirement distributions to qualify
• chi...
We break down why rates dipped despite Government shutdown and show how your personal profile, not the headline number, decides your mortgage pricing. Credit tiers, down payment strategy, occupancy, term, and loan size all interact—and you can use them to your advantage.
Another MUST LISTEN to episode!!
You can find Nikki on TikTok, Instagram, and Facebook at mortgagesfrommntoaz and Email Angie at An...
Markets brace for a volatile week as a possible government shutdown threatens the BLS Jobs Report and nudges the 10-year Treasury, with mortgage rates holding in the low-to-mid sixes after losing recent gains.
We also map a path for no-score buyers using rent, utilities, and payment shock, then close with a reminder to show up fully present for clients.
• shutdown risk and jobs report uncertainty
• how bo...
The Federal Reserve's recent interest rate cut has ironically led to volatile mortgage rates as the bond market adjusts. Property tax reassessments in Minnesota, Arizona, Florida and many more states are causing homeowners' tax bills to double or triple as counties update values for the first time in a decade.
• Mortgage rates experiencing volatility following Fed rate cut due to bond market adjustm...
The Federal Reserve's meeting this week is expected to cut interest rates - Check in next week for the latest announcement!
The recently passed Homebuyer Protection Act eliminates predatory trigger leads that previously bombarded consumers with hundreds of calls after a mortgage credit check. Listen now for the details!
Also, more critical info to know as an agent and a consumer!
• Options for credit protection inc...
Aligning with the right broker or business partner is crucial for real estate success, yet many agents struggle with this decision. I wrote chapter nine of my eBook specifically to address this common challenge after repeatedly answering questions about brokerage alignment.
Listen now for all the things you might not be thinking about!
Some Highlights from this Episode:
• Always interview multiple brokerages to get ...
Mortgage rates have hit their lowest point in 18 months, creating opportunities for both buyers and sellers as we approach the sweet spot before home prices increase.
Listen Now for All the Latest in this Monday Market Update!
Some Key Takeaways:
• Jobs report came in lower than expected, causing the 10-year treasury bond to decrease
• Some borrowers now securing rates around 5.875%
• Expected Fed rate drop next ...
Chapter 8 - Are you worthy of your goals? The most powerful revelation that changed everything for me came when my coach said I'd need to leave behind 50-80% of who I am to achieve my biggest aspirations.
This revelation forms the foundation of true goal setting. If your goal doesn't simultaneously excite and terrify you, it's not big enough. If you already know exactly how to achieve it, it&ap...
This Week's Update -
The housing market is showing improvement in interest rates, with potential cuts coming from the Fed through the end of 2025, creating refinance opportunities for those with rates above 7%. Tariff Talk as well - depends on the court's ruling...
Home appreciation data reveals a dramatic increase pattern: 2% in one year, 7% in three years, and jumping to 50.5% at the five-year mark – explai...
The mortgage market saw significant improvement last week after Fed Chair Powell signaled a likely rate cut at the September 17th meeting, with rates dropping to around 6.25%.
Listen NOW for all the details you need to know!
This week we explore property occupancy rules in light of Fed Governor Lisa Cook's mortgage fraud investigation, explaining the critical differences between primary residences, second homes, a...
Mortgage rates have stabilized around 6.5-6.625% as markets await the September Fed meeting where rate cuts are highly anticipated. Financial experts believe the Federal Reserve has waited too long to implement rate cuts and will need to be aggressive with multiple cuts through year-end to catch up.
• Friendly Reminder - Fed rate cuts don't directly dictate mortgage rates but heavily influence the bond m...
The Fed has announced plans to cut interest rates at least three times over the next three Fed meetings, which is great news for the mortgage market even though rates aren't directly tied to Fed rates. As we approach mid-August, it's crucial to review your goals, understand your business metrics, and begin planning for 2026 since real estate operates on a 10-month business cycle.
Listen now and be s...
Interest rates have improved following a favorable jobs report, while Fannie Mae and Freddie Mac are expanding appraisal waivers to loans with lower down payments and high credit scores.
• Interest rates dropped about a quarter point (60 basis points) after Friday's favorable jobs report
• Fannie Mae and Freddie Mac redefining appraisal waiver algorithms
• Plans to extend appraisal waivers to lo...
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