Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Coast Breakfast brought to you by Bargain Chemist their policy
New Zealand's cheapest chemist.
Speaker 2 (00:06):
Tony Jason Sam's feel Good Breakfast Can't Shut podcast.
Speaker 1 (00:11):
Today on the show, we talked about dramas on the
tarmac and I have become.
Speaker 3 (00:16):
A statistic yeah and sal GP floating your frag. We
speak to New Zealand's latest recruit, Leo Takahashi.
Speaker 4 (00:24):
And women account for about eighty percent of consumer spending.
But when they splooge on themselves, though, what do they buy?
You might be surprised by this list. Don't forget Tony's
gift guide is available. There's the gift guid for under
forty dollars that's on our website right now Coast Online,
dot co dot in Zen and maybe a little later
on a homemade gift guide to it.
Speaker 1 (00:45):
It's going to be a DIY gift guide and I
don't want to give too much away, but you know
who I do, my famous bark.
Speaker 5 (00:51):
Yes, huh bark tree. That's all I'm saying.
Speaker 4 (00:54):
Well, stop this, yep, Okay, all right, let's all about
the cost of living light and groceries. And you know,
a couple of weeks from now, they're going to release
the new OCR rate are they going to drop and
everyone saying they're gonna drop it by quite a bit
because the next time they talk about this will be February,
after the first of season.
Speaker 3 (01:07):
Points seventy five basis points is what we all dream of.
And the reason I'm so keen on knowing about this
is because my mortgages are about to expire, which you
all of them are two of them?
Speaker 4 (01:18):
Yeah?
Speaker 6 (01:18):
Yeah.
Speaker 1 (01:19):
The problem is they announce a drop, right, and it
takes quite a while for us to feel it on
the ground.
Speaker 5 (01:24):
It's like the fehuman people all a fuel prices.
Speaker 4 (01:26):
The price of the barrel of oil drops if we
don't see the change at the pump front of it,
like eight nine.
Speaker 5 (01:30):
Years, by then it's gone up again.
Speaker 4 (01:34):
That's right, It goes up pretty quick though. Anyway, No,
I was saying before that, you know, fifty sixty bucks
worth of groceries used to go quite a lot, right,
you'd be a lot in your bag. Now that same
amount of money you get hardly any thing.
Speaker 7 (01:44):
As I remember even years ago, howd of dollars worth
of food the whole trolling. Now it can carry it
out in one bag.
Speaker 1 (01:54):
It's outrageous that one hundred dollars worth of shopping has
become an in between shop.
Speaker 5 (01:59):
I know, yeah, yeah, that's painful.
Speaker 4 (02:02):
No, what do you reackon Of all the food in
the supermarket, what do you think is the most profitable food.
Speaker 8 (02:08):
Oh, it's probably a small item, but I know one
thing for a bat. I've had a look at getting
a home killed beast and I was looking at nine
dollars fifty a kilo. Wow, wow, and my freezer, and like,
you can't even buy mint, what eighteen.
Speaker 7 (02:25):
Dollars a kilo?
Speaker 4 (02:26):
Right, yeah, yeah, So the poor old.
Speaker 7 (02:28):
Farmers getting nailed because everyone thinks that the farmer's getting
ripped off. And you can buy it basically out. I
don't say everybody can do that and that sort of stuff.
What's available to availed everybody. But you can get a
beast from a farmer and you've got a freezer that
you can hold like three hundred kilo types of I
think the workout, It works out, and you cut down
(02:51):
Somewhere somewhere along the line, you're still paying the farmer
pretty well what he gets when he sent it to
the works.
Speaker 9 (02:57):
Yeah.
Speaker 7 (02:58):
Yeah, Somewhere along the line there's a big, there's a
big gift on that one. I love it because I've
just looked at it.
Speaker 4 (03:06):
I understand that that's a great idea for Christmas as well,
if you're feeding for a few people at Christmas time.
Speaker 1 (03:10):
But I was actually just thinking, thank you know, you've
just added to my Christmas gift guide.
Speaker 3 (03:13):
Deep freeze deep freezer, even just half a quarter of
a beast is a great prison for a family, It
really is.
Speaker 5 (03:21):
Am I going to put beast up on my Christmas gift?
Speaker 3 (03:23):
The thing is, though, what you what you do is
you invest in the chest freezer and then you know,
you get yourself quarter.
Speaker 5 (03:28):
Of a beast freezer for a long time to either
of you have one.
Speaker 4 (03:32):
My mum and dare doing they stopped this.
Speaker 1 (03:34):
Always had one as kids because we came from a farm.
Yeah yeah, because there's never any room in those tiny
little fridge freezers.
Speaker 4 (03:40):
This year, you know, that's the thing you go on
with another family and so you get a half a
beast or quarter of a beast each Suddenly suddenly it
gives it will cost effective.
Speaker 3 (03:48):
So do you see the article yesterday as someone was
shopping in two thousand and five, they seventy seven dollars.
Speaker 6 (03:54):
They went and recreated that this year across one.
Speaker 4 (03:56):
Hundred and fifty two.
Speaker 6 (03:57):
So food is almost doubled and listened to.
Speaker 4 (03:59):
When so, of all the food in the supermarket, what
is the most profitable food? What do you reckon?
Speaker 3 (04:04):
It is?
Speaker 4 (04:04):
Said it six to two six nine nine. We'll call
us on eight hundred double O four coast. We're talking
before about the profits on meat. Now you think about
the meat that goes to the UK. For example, they
see our best cuts of lamb, apparently.
Speaker 1 (04:17):
True, and then I think they get it cheaper.
Speaker 4 (04:19):
They do. I've got friends of mine living in London,
they see the lamb, they get the New Zealand lamb
there in places like Herod's. They all love it. And
it's relatively cheap too, Whereas in New Zealand we get
the leftovers and it's a lot more expensive.
Speaker 1 (04:29):
We don't get the lift surely what we get to
yum to and because ours doesn't have to travel over
seas either, you know, there's all.
Speaker 5 (04:41):
We get the chuck stake.
Speaker 4 (04:42):
It's still cheaper. It's still cheaper. You nothing wrong with mutton. No,
and again, thank you very much for our farmers who
do what they do you guys. That's not you guys.
We have the issue with you when it comes to
things at the supermarket. We're talking about things with massive profits.
What do you reckon it could be at the top
of the pile.
Speaker 8 (05:00):
You think cleaning products and personal products.
Speaker 7 (05:04):
Don't get me stout at old woman's products, you know what.
Speaker 5 (05:08):
Yeah, I'm with you. It really greats me to speak
money on that.
Speaker 1 (05:13):
We actually need to talk about that at some point,
because apparently no one uses tampons anymore. It's all just
underwear the new year. I haven't made the transition.
Speaker 4 (05:23):
Yeah, yeah, yeah, I hear. I don't say I know
people who make.
Speaker 5 (05:30):
Take your personal experience here. I know you can use
them for all sorts of leggs.
Speaker 4 (05:36):
No, in any way, it's not that it's a food product though,
the food with the most profit at a supermarket. What
do you think it is?
Speaker 6 (05:42):
This is a great one, all right, cheese.
Speaker 4 (05:46):
No, you would think it would be something in the
dairy la But it's not dairy.
Speaker 10 (05:49):
No.
Speaker 6 (05:49):
No, is that meat?
Speaker 4 (05:51):
Yeah, it's a type of meat. It's pet food.
Speaker 6 (05:55):
Pet food.
Speaker 4 (05:56):
Peach food has the highest profit margins in the Superman.
Speaker 5 (05:59):
Apparently we only give our dog biscuits.
Speaker 4 (06:02):
Yeah, yeah.
Speaker 5 (06:03):
Do you give your dog meat?
Speaker 4 (06:05):
Yeah?
Speaker 9 (06:05):
Do you?
Speaker 4 (06:06):
Yeah? Yeah?
Speaker 3 (06:08):
I mean the only only thing I know about pet
food is that Tony Quinn is a pet food maker.
Speaker 6 (06:13):
And he also owns Hampden Downs And which is a
race track and Martin. Yeah, he also is the tracking
Cromwell what's that called Butty Highlands.
Speaker 1 (06:22):
I also believe that the richest man in this country,
Nick Mobro, has gone into pitt products to Yes, there you.
Speaker 4 (06:30):
Go, you go some big developments yesterday you've heard the
news that sale GP is coming back to New Zealand
and January. It's like Formula one on the waterway. Like
twelve boats, real fast, real close together. Those boats don't fit, Jason,
don't fit. You're right anyway, some tweaks on them will
make the boats go even faster when they're in New
Zealand next year. Exciting new development though, because it's coming
out that Leo Takahashi is going to join the Black Foils.
(06:52):
So you've got Peter and Blear still there though. But Leo,
so you're the flight controller, right, So so who's in
charge and how does this? How does this work? From here?
Speaker 6 (07:00):
Yeah?
Speaker 9 (07:00):
No, thank you for having me guys.
Speaker 4 (07:02):
Yeah, flight controller.
Speaker 9 (07:03):
So yeah, the boats obviously foil and so yeah, the
black foils.
Speaker 6 (07:08):
That under the boat.
Speaker 9 (07:09):
I can control the left on the foil, So basically
get it up in the air for foiling high. And
the boat's going fast and we're passing boats, I'm doing
a good job.
Speaker 6 (07:17):
And if the.
Speaker 9 (07:17):
Boat's crashing and hobby horsing around, I'm not doing a
very good job.
Speaker 6 (07:20):
How do you get recognized to get pulled into this team?
Speaker 3 (07:23):
I mean, you've been sailing for the Japanese team, the
American team, and here you are now being plucked to
sail for the New Zealand team, which must be amazing
because you grew up on an ultra of Auckland, right, Yeah, yeah,
I guess it's a very special feeling to kind of
come race for your home country and kind of come
back home.
Speaker 9 (07:39):
Really, so working with the Japanese and then the Americans
and then an opportunity opened up and yeah, yes.
Speaker 4 (07:45):
So how does that work though?
Speaker 9 (07:46):
So?
Speaker 4 (07:46):
Do do you audition for it? Do you go to
a camp, put you through your paces, or do you
get a phone call going, hey mate, we'd love to
offer your job. How did that come about?
Speaker 9 (07:53):
Yeah? Yeah, just kind of working with Pete and Blair
recently in Barcelona, and then kind of you know, just
having the necessary skills to to fly the boat. Yeah.
I guess it's quite niche because the Spece the pinnacle
of sports, so you don't really get many of those opportunities.
And since I've kind of been through it with the
Japanese and the United States, basically it was.
Speaker 6 (08:10):
Just a tap on the shoulder.
Speaker 3 (08:12):
How do the teams compare as the New Zealand team doing?
Speaker 6 (08:16):
Does it feel like another level? What are they doing
that the other teams aren't. Yeah?
Speaker 9 (08:19):
I mean they've just cracked into every single bit of
detail that there is and they've left no stone unturned.
So that's what kind of separates them and from the
teams that I've worked with is just really attention to
detail has been amazing.
Speaker 3 (08:31):
Do you feel the power of these boats, Like do
you feel that wouldn't hit them and it just all
come on for sure?
Speaker 9 (08:37):
Yeah? Yeah, you can feel that these these boats something else?
Speaker 6 (08:40):
Yeah.
Speaker 4 (08:41):
Wow, Well congratulations eight year old sailing in New Zealand
and then of course overseas and then back to New
Zealand and overseas again, so you're actually the Olympics for
Japan and now you be home the flight controller for
the black Foils. Like I said, the sal GP in
Auckland eighteenth to nineteenth January. Details at Coast online dot
co dot in. Congratulations, amazing. You can leave your hand
(09:01):
on the sexiest bald Man has been announcers and every
year they bring this list out and a couple of
times there's been some shocks and some surprises and everyone's like, wow, okay,
I did not see that coming there. It is, so
the top three for this year twenty twenty fours sixiest
bald Man alive. Are you ready?
Speaker 6 (09:22):
Yeah?
Speaker 1 (09:23):
I love how we categorize, like we have just the
sixiest man and then baldman?
Speaker 5 (09:28):
What about men men with curly here? What about sexiest ginger?
Speaker 3 (09:33):
It's because the bald man are still trying to prove
the sexy look. I'm in the category. I'm hitting that
way very very fast, and this.
Speaker 5 (09:39):
Every year, but I don't see it's not actually thinning
that much. Then you're taking is working.
Speaker 4 (09:44):
That's really nice for you to say, what are you taking?
Speaker 6 (09:47):
By everything? It has some terrible side effects as well.
So I can maintain this this, don't.
Speaker 5 (09:53):
Go into them. We don't want to know about what's
not working down.
Speaker 4 (09:58):
Here we go. So the third place, third sixties ball
Man of twenty twenty four, Shaquille O'Neil, the old basketball
is Shaquille O'Neill. Sixty men, he's.
Speaker 6 (10:07):
Gonna sitting amount of funk about him now.
Speaker 1 (10:09):
Would be team shack sexy. Though I don't mean he's
got cool factor.
Speaker 6 (10:12):
He does have cool factor. He's a mountain of a man.
Speaker 4 (10:14):
Hold on to that thought. So I'll tell you someone
who's made the top six shortly that you might have
the same thought. Anyway, in place number two, he's won
this in the past before this year he's relegated the
second spot. Dwayne the Rock Johnson.
Speaker 5 (10:25):
Yeah, he should probably be number one.
Speaker 4 (10:27):
Do you think so?
Speaker 6 (10:28):
Yeah?
Speaker 5 (10:29):
Probably is amazing.
Speaker 3 (10:30):
It's the same men every year, which makes me think
in order to be sixty for the ball head, it's
very unlikely, and.
Speaker 1 (10:37):
Most of them aren't white guys. I feel like the
more teg you are the sixtier year.
Speaker 4 (10:42):
Okay, the number one, the number one is a white guy.
Speaker 1 (10:45):
Prince William Oh yeah, no, he's done well, but it's
a beard, remember it was Yeah, the stubbles helped him
do you know.
Speaker 6 (10:52):
The thing with him, though, is that he would definitely
look better if he had here.
Speaker 5 (10:55):
Oh he did look better with here. I remember that.
Speaker 3 (10:58):
So I don't think he's a pillar of the Paul community,
not because he would look I think the pillars of
this community need to.
Speaker 6 (11:03):
Look better without here than they would with it.
Speaker 1 (11:06):
I think the rock falls into that category because he
I didn't like his hair didn't help him.
Speaker 6 (11:11):
Same with Jason Statham. He would look weird with here.
Speaker 4 (11:14):
Yeah, okay saying yeah yeah. Number six, the sixth sexiest
man in the world. Four Danny DeVito.
Speaker 6 (11:22):
He's aged well, though he has not aged well.
Speaker 5 (11:26):
He's got wings of hair, He's got those.
Speaker 4 (11:28):
Side does he rocks a ponytail?
Speaker 1 (11:32):
That doesn't Sam, You're never going to convince me that
poor old Danny DeVito is sexy, funny, yes, sixty also
about five foot three.
Speaker 6 (11:43):
Yeah, and having that star power. And if you put
him in a lineup, there's not many girls that are
going to choose him.
Speaker 5 (11:49):
Mister Penguin, whatever does it for you?
Speaker 2 (11:54):
Thanks for listening to the Feel Good Breakfast catch up
podcast with Coasts, Tony Street, Jace Reeves and Sam Wallis.
Speaker 4 (12:02):
You gotta wait for this This has been a long
wait for a lot of people, but tonight it is
finally happen. Coldplay is unleasing the concert tonight. It is
the Music of the Spheres World Tour.
Speaker 10 (12:12):
Try but you don't succeed, su Sa. But it's sad
(12:42):
it was sack. It's such a shame for two time
scot start.
Speaker 5 (13:00):
Yes, this is good.
Speaker 4 (13:11):
That's not what I'm hanging out to hear.
Speaker 6 (13:17):
So good. I'm really sorry for the person you're sitting
time tonight.
Speaker 3 (13:21):
You know it from my singing to fix you because
they're going to be attempting those high notes and knowing.
Speaker 6 (13:26):
That are not going to get there.
Speaker 5 (13:27):
Isn't it great?
Speaker 1 (13:28):
That was a great compilation from you Jays, just banger
after banger. But the thing is, I think you know
how you know a band's good and people like their music,
and then Coldplay concerts are known for being amazing, like
it's a next level feeling being there live and I
don't know necessarily what it is, but they're great showmen.
They are, and that's why you've got to be there
in person.
Speaker 4 (13:48):
You nail it, Tony. They put on a great show.
So it's the first time they've performed in New Zealand
Since twenty sixteen. They have been touring around the world though,
and it hasn't all gone to plan. Remember it was
last week Chris Marden fell through that open trap door
on the stage. Well, I'm just not playing. It is
(14:10):
not walking. So they made history. Then this is going
to be the only band who have played three consecutive
shows at Eaton Park. No one's ever done that before.
Speaker 5 (14:18):
Can I just say, didn't a Dale do that?
Speaker 9 (14:20):
No?
Speaker 4 (14:20):
No, she was at Mount Smart.
Speaker 5 (14:22):
Mount Smart, and I'm glad you bring that up.
Speaker 1 (14:23):
Can I just say, and this is probably an unpopular opinion,
but Mount Smart is a punish like getting in and
out of that stadium. Everyone that went to Pearl Jam
said the same thing. Finished the concert, it took them
two hours to get home, no matter where they lived.
Speaker 6 (14:37):
The drinks are up the stairs. You've got the stairs
to get there.
Speaker 1 (14:39):
But also these like kind of only one way in
and out. At least with Eden Park there are multiple
entries and exits.
Speaker 4 (14:45):
It's interesting to say about the crowd too, because bookings
of flights to Auckland between yesterday and the sixteen so
this coming Saturday up eighty seven percent on this time
last year. Well, so about one hundred and twenty one
thousand people, most people out of Auckland are going to
Weaken making that trip to go to Cold Play the
next few days. Huge, So apparently they're gonna So the
games are going to swing open at five, right, and
you've got three support acts on the stage first, then
(15:05):
cole Play going to be on from about quarter past eight. Yeah,
but although at the Melbourne and Sydney show last week
they didn't go on stage about twenty to nine.
Speaker 1 (15:12):
Oh, that's good to know if you're raging from like
athletics or something.
Speaker 4 (15:18):
Yeah, you can take some signs. You can't take umbrellas.
But if you want to know what you can and
can't take.
Speaker 5 (15:23):
Out sign would you take?
Speaker 4 (15:24):
Well, I love you Chris Martin will play play clocks
or something.
Speaker 1 (15:27):
I don't know, I reckon you should grab that I
love You Chris Martin one.
Speaker 5 (15:30):
You've got a new garage.
Speaker 4 (15:32):
Loved painting a new one. I've got a new one.
I've got don't.
Speaker 1 (15:39):
I dare you to take I love You Chris Martin's
side and we will put that.
Speaker 4 (15:43):
On the ground.
Speaker 10 (15:44):
Done.
Speaker 4 (15:44):
Absolutely, you can't take it. There's the youn take bottles
and homemade food as well, Booze, did you say no
bottles homemade food?
Speaker 5 (15:51):
Food?
Speaker 4 (15:51):
You can take homemade food if you want to find
out what you can and can't take. Edenpark dot cod.
Speaker 6 (15:56):
Unique going with us?
Speaker 3 (15:59):
Love's Marten in my sandwiches, Sebies taking his chili burden.
Speaker 4 (16:04):
I'll drop myself like Chris Martin walk on Stage'll drop
my peanut. Butter said, my sign will be upside down on.
Speaker 5 (16:10):
You have to win. You have to do that sign.
Now you are trapped, you are locked inn my fridge.
Speaker 4 (16:14):
Can I wear a T shirt that I've made as well?
Speaker 5 (16:17):
If you want to embarrass yourself.
Speaker 6 (16:18):
To that sitting.
Speaker 4 (16:21):
It's a yellow one because of this song Yellow and
I've dazzled it. Anyway. Have you been to a cold
What have you been to a Coldplay show? We'd love
to hear your story? I eight hundred double o fore
Coast or what song are you hanging out to here? Sad?
What song do you hang out to?
Speaker 10 (16:35):
Hear?
Speaker 4 (16:35):
One percent? True play it thanks in the mood? Love you,
Chris Marten? Can you read my sign?
Speaker 1 (16:43):
Wait?
Speaker 4 (16:43):
It's press wood a receipt No. One hundred and twenty
one thousand people will see that song live at Eden Park.
The first show tonight, and then you've got Thursday and
Friday fly bookings to walking up eighty seven percent on
this time last year. It is going to be massive.
Speaker 6 (16:58):
When you sa one hundred and twenty people is three
constants of forty thousand.
Speaker 4 (17:02):
Yeah, they're expecting fifty thousand to night.
Speaker 10 (17:04):
Yeah.
Speaker 1 (17:05):
Cold Clate is polarizing though, right. I feel like you're
either in the love them or loathsome camp.
Speaker 10 (17:10):
I think.
Speaker 3 (17:11):
I think there's a lot of people that kind of
thought they're uncol for a while and then they actually
are cool.
Speaker 6 (17:14):
I think that's gone, so.
Speaker 5 (17:15):
They've come back around.
Speaker 6 (17:17):
Yeah, one hundred percent. Now whoever kind of started that
Cole plays not cool thing?
Speaker 5 (17:20):
Who are you?
Speaker 1 (17:21):
Who?
Speaker 4 (17:22):
Exactly? They're not nickelback? Come on, yeah, I stop it. Stop.
Speaker 1 (17:27):
It funny that there are bands that just get like
an uncol status, Like The Room five got it there
for a while too.
Speaker 5 (17:33):
They played it was at.
Speaker 6 (17:34):
Super Bowl, so he couldn't sing at super Bowl though,
didn't he.
Speaker 4 (17:38):
He's in the studio smart and can sing. That's the beginning.
He writes the songs. They're a phenomenal band, but he's
got this weird thing apparently he does when he flies.
Do you know about this?
Speaker 6 (17:46):
No, this is a rumor.
Speaker 4 (17:47):
No, people saw him do this.
Speaker 1 (17:49):
I saw the video Jase like flies at the concert
or flies in the plane, fly.
Speaker 4 (17:54):
Before he takes a flight, before he.
Speaker 6 (17:55):
Takes a flight.
Speaker 3 (17:56):
There was a video of him yesterday and he was
leaving Australia and he got down outside his private jet
and he kissed the ground.
Speaker 6 (18:02):
And everyone is saying it's a pre flight ritual. I'm
saying no, I'm saying it's.
Speaker 3 (18:06):
A kiss to the soil of Australia who just have
had him there and hosted him brilliantly and turn.
Speaker 6 (18:11):
Up to his concert. It was like a thank you
to Australia more than it was this is.
Speaker 1 (18:15):
What I do before I agree with him. I reckon
it was a flight ritual. I've got one of those
two three pinots way.
Speaker 4 (18:24):
Someone saw him do this in Malaysia as well, so
apparently he does it before and after a flight.
Speaker 6 (18:28):
Surely it's a thank you. It's not about it. I'm
scared to fly.
Speaker 4 (18:31):
It's a ritually the way though.
Speaker 5 (18:33):
If you start doing that, you got to carry no.
Speaker 3 (18:35):
New Zealand if we don't, if we're not a good
crowd of the next three nights. Then he will not
kiss the ground.
Speaker 4 (18:40):
We walk on and Auckland kiss signs yeah.
Speaker 6 (18:44):
Otherwise we're a shoddy crowd, low participation rates. He won't
kiss the ground, what does he have to.
Speaker 5 (18:49):
Kiss the tarsial out there?
Speaker 4 (18:51):
That's what he does, kiss the tar mac with the people.
It is exactly.
Speaker 5 (18:55):
I'd rather just have a veno, but.
Speaker 6 (18:57):
We know you would.
Speaker 4 (19:05):
Well, it's a Wednesday, so we're chatting with Jess Travers
from Milford Asset Management to drill down on what could
be a to do list. So Jess is here to
answer a couple of questions. But just remember this is
only information to help you understand more and it's not
financial advice. So Jess, what are the key things to
think about or maybe talk about with people in your forties?
Maybe you've been there, done that and you think, yeah,
I did that, or maybe you are in your forties,
think well I need to get onto that. It's a
good one.
Speaker 11 (19:25):
It's a great decade generally speaking, it is so a
great decade to start thinking about four or five key
things when it comes to your financial plan and investments. Right,
So first of all, probably paying down your mortgage is
a main priority for a lot of people.
Speaker 3 (19:37):
Is that more than investing? Is that a priority over
actually getting some into a fund?
Speaker 6 (19:41):
Good question.
Speaker 11 (19:42):
Ideally you want to do both so you know, you
don't want to be paying your mortgage for longer than
you have to more interest than you have to, So
if you can increase your payments or the frequency, that'll
make a big difference. But also number two is probably
thinking about growing your investments as well, because you're going
to need more than just your home when you retire. Actually,
the earlier you start with some side investments, you're going
(20:02):
to get the benefit of compounding returns and often a
lot of investments will earn you more than the interest
rate you're paying on your mortgage.
Speaker 6 (20:08):
So then it beats the question can you borrow money
to stick into a fund?
Speaker 11 (20:14):
We need to do a different episode of usloyment. Yeah,
I'll give your my number, sir, but yeah you can.
We really recommend thinking about doing both if you can.
You know, there's pros and cons, but it comes down
to the interest rate you're paying on your mortgage. But
get that mortgage down as quick as you can. Yes,
another one, good one. Ramping up your kevsaver contributions if
you can. So again, that's another form of investing alongside
(20:35):
your mortgage. It's a good one because it's locked away
and you can't touch it, so the temptation is removed
a good.
Speaker 6 (20:41):
Look at the moment.
Speaker 3 (20:41):
I don't know if you've your Melford app, but my
KEYI Saver is doing particularly when I think that's off
the back of mister Trump.
Speaker 5 (20:49):
Uh, well, we'll give them a little bit of credit.
Speaker 1 (20:51):
It was.
Speaker 11 (20:52):
Actually it had a really good year up until the
election anyway. So yes, markets have had they've ripped a
little bit over the last week, but it actually had
been a really strong.
Speaker 5 (21:00):
Year already, so we'll give them a little bit of
their credit.
Speaker 11 (21:03):
But actually most market share based keep we Saber funds
had had a pretty strong year.
Speaker 4 (21:07):
Okay, okay, so plan on your mortgage, make sure you
if you can, for a little bit more into your
kei we saver.
Speaker 1 (21:11):
Yeah.
Speaker 11 (21:12):
Another nice one is actually started having money conversations with
your kids. If you have kids, you could start by
investing an investment fund for them or get them into
key we Saver, and it's just a nice way to
start having a healthy money conversation with them. Thinking about it,
they might get excited about seeing it growing. I'm on
the savings journey.
Speaker 3 (21:31):
Absolutely, and it is that my kids, especially the younger
they are, the earlier you're exposed to that compounding interest
like this, this is the golden opportunity.
Speaker 6 (21:41):
It's just about finding an allocation of money that.
Speaker 3 (21:44):
You can put aside into their accounts, which will hopefully
either get their university paid or potentially heads start into
a property.
Speaker 4 (21:51):
But even as you say, like teaching them about money,
having conversation about talking.
Speaker 11 (21:54):
About understanding, even if you give them, you know, some
badgeting some to save, some to spend.
Speaker 4 (21:59):
Yeah, yeah, totally.
Speaker 3 (22:01):
When she found my son was saving last night we
found forty dollars had an upstairs in a little cubby hole,
really taking it out of.
Speaker 6 (22:08):
The top drawer. So, you know, I like what his
intent was, but the way he gained the funds wasn't
quite wrong.
Speaker 4 (22:15):
Your top drawer anyway. That's good entrepreneurship. If you want
more ideas, you can find everything on their website milfordest
dot com. They were cutting prices for a couple week
This week in christ Church, they sold they sold more
tickets to the last year because they dropped the price.
But it wasn't just the horse racing yesterday and today.
Of course it's a massive weeks. They got Friday off
(22:35):
also the fashion because.
Speaker 5 (22:46):
Racing this time hosting fashion.
Speaker 4 (22:48):
In the field yesterday, Tony Street, you looked incredible, by
the way, Oh thank you.
Speaker 5 (22:52):
I loved my lemon vibes.
Speaker 6 (22:53):
Yeah, you nailed it.
Speaker 1 (22:54):
So many nice dresses and pantsuits. Because they were a
couple of competitions, Chase.
Speaker 5 (23:00):
Don't look at me like that.
Speaker 1 (23:02):
There was the best dressed, and there was best suitors,
and there was the something Blue categraph.
Speaker 4 (23:07):
The reason you like that because I saw a guy
News last night who was able to fashion consultant, and wow,
he must know a thing or two. But he borrowed
his shoes from some dude in the street.
Speaker 5 (23:15):
I met that guy. I met that guy and he
told me that exact story.
Speaker 1 (23:19):
He was all in black and white, wasn't He also
had a pineapple airing in and he was in the contest.
Speaker 5 (23:24):
But he didn't he didn't make the finals. He didn't
make the top nineteen.
Speaker 4 (23:27):
But he's a fashion consultant. Okay.
Speaker 1 (23:29):
I think Thomas Mead, who did that story, threw on
a bone. Anyway, the three winners were Jimma Kirk. She
won the Best Stress competition. She made her dress and
really it was gorgeous. It was a sort of a
blush pink number with white lace over top, with little
puffed sleeves. She went so hard she actually painted her
(23:50):
clutch and her shoes to match her dress. I was like,
that's clever, that's some serious asa And I said to her, oh,
what did you like?
Speaker 5 (23:57):
Spray it?
Speaker 1 (23:58):
And she goes, no, I just got a brush. If
I did that, it would look like I was wearing
a five year old bag.
Speaker 6 (24:03):
Look at that with all the what were you call
like sequins?
Speaker 1 (24:07):
No they're not sequence.
Speaker 5 (24:08):
It's applicuet lace, appl lace. We still need to talk
about how you don't know what a sequence.
Speaker 4 (24:13):
His photos and pull them up on Instagram. So if
you want to see these photos, the ones that actually
got the loot of approval at the Fashion of the Field.
Speaker 1 (24:19):
Yesterday, yes Fitlana Robinson won the Something Blue and she
looks very Grecian. You know how you get that Greek
china that's all blue and white. Her dress was basically that.
And then a guy called Scott Cochrane. He won Best
Suited and he went for a really Scottish five. He
wore Tartan pants with a navy jacket and he just
looked a million bucks. But what was really funny, he
(24:41):
took it seriously. I was really impressed with them. But
he obviously had a group of mates that were that
were hitling and when he went off on the stage.
But they won amazing prizes. They won like accommodation to
go to Malulabar and be here with flores.
Speaker 5 (24:54):
Yeah, all paid for and they won.
Speaker 1 (24:56):
Like money like five hundred bucks to spend at the
Cross which is the big shopping precinct, or christ Church,
a fashion society, vouchers, champagne flowers, a gym membership. Like
it was amazing.
Speaker 6 (25:07):
We should make it make a run at that niche.
Speaker 4 (25:10):
I love a Tartan suit. I want I want to
get like a tight blue Tartan suit. I've loded one
for ages.
Speaker 5 (25:16):
Its scott A heritage, don't you You could pull it off?
Speaker 4 (25:19):
Be you right? Sam? It look like a streets picnic
blankle on me sometimes. Thanks for the shot of confidence.
By the way, Sam, it.
Speaker 5 (25:26):
Was the fashion.
Speaker 1 (25:27):
And then there was getting home and I just need
to talk about this because I was on the last
well not the last flight out, but the six o
five and at eight o five we were still on
the tarmac. Have you ever spent two hours sitting in
a plane on the tarmac. I'm claustrophobic, and I started
to feel a bit anxious. But I had some really
(25:47):
nice people Ben beside me and his son who were
coming up to race Twitter Racing Series, great company, and
we were kind of laughing because we sat for two
hours and then and the pilot was lovely. He really
was his keeping us updated. He said there was something wrong,
first of for the indicators, and I do we have
invocators on a plane?
Speaker 5 (26:06):
And then he said no, it's the hydraulics. And then
he said no we don't trust. That was sort of this.
We're gonna We're going.
Speaker 1 (26:11):
To taxi back to the air bridge. So we taxi
back and went bing bong. We all got our overhead
luggage out. We're standing up ready to leave, and they
went opening the door.
Speaker 5 (26:19):
I was like, this is weird. And then they said,
can you put your luggage back? We're going to give
it a crack.
Speaker 1 (26:24):
And then and the whole the whole phone just laughed
because we were like I thought it was not okay,
and now it's okay, and that was only five minutes ago.
Speaker 6 (26:32):
We don't need the hydraulics. They only control the wings.
Speaker 4 (26:36):
No one uses those anyways.
Speaker 1 (26:38):
What I will say is, yes, we were delayed quite severely,
but we did end up getting home, and the.
Speaker 5 (26:43):
Best part of it it was that Cory flight.
Speaker 1 (26:46):
So at least when we got in the air we
got served wine and cheese and Waka Jangy's, and all
was good in the world.
Speaker 4 (26:55):
The chesus on coast, So you might be a tide
of yet roll on the dice, is what you're saying.
Speaker 5 (27:01):
Well, I can only go up from what heaven us today,
can't I.
Speaker 4 (27:06):
It's a roofs. Yeah, last well done, well done, So
definitely would have won if I've been rolled yesterday. Well
we tried you you got a one.
Speaker 10 (27:15):
I know.
Speaker 4 (27:17):
Anyway, It's not about yesterday, it's about right now. Let's
roll their dives. Well, well, well you rolled yourself.
Speaker 5 (27:24):
Did I mention that I was up to tim?
Speaker 6 (27:25):
Here? Good luck? Here we go.
Speaker 4 (27:31):
Then I'll wait one hundred and double O for coast.
If you'll call a team right now, you can take
on Tony Street and a general knowledge quiz. If you win,
you take the cash. It's two hundred dollars. Good luck.
Speaker 2 (27:42):
Hear more from Tony Street Try We need to Talk
Tony's Health and Lifestyle podcast. Now back to Coasts, Feel
Good Breakfast Ketch Up with Tony Jason, Sam but Jesus
on Coast.
Speaker 6 (27:58):
I'm Lakisha from or and I'm taking a toning on today.
Speaker 4 (28:03):
And I'd like to buy some awesome Christmas presents for
my mom. Oh, that's very nice, Letitia. What's your mum's name,
Kekeleen Keasleen lovely.
Speaker 5 (28:12):
Yeah, Leticia.
Speaker 1 (28:12):
I have my guest guy coming out next week for
mums and mother in law's. So if you're in this,
you'll have to hold off.
Speaker 3 (28:18):
And to my guide, sure, well two hundred dollars on
the line today it would have been nine hundred, so
it's just a wastelip yesterday.
Speaker 5 (28:30):
So great, it's pretty near for not not really to
be like four years ago. But he's sound slow decline.
Speaker 4 (28:37):
Well, we need to have a look at the titles.
Speaker 6 (28:39):
Were Ah, I know, I don't know.
Speaker 1 (28:42):
We crack at you and you've won the trophy three
consecutive years, but I reckon this year you're in either
sign or third.
Speaker 4 (28:49):
Honestly, I don't think I'm a whole position at all. Right,
I'm not even on the running he might be anyway,
Enough about that. We're playing today, So Tony, you get
out of here, hurry. He's playing that door.
Speaker 6 (29:02):
Oh here we go, So come on a titia all.
Speaker 4 (29:05):
Right, latsha, We're going to start a clock now. Tony
can't hear it's about to happen. Sam's going to ask
you some questions. Doesn't matter what you say, because if
Tony can't answer, You're gonna win. We do take your
first danser only though, and you can pass if we
have time, we'll come back to those ones. Are you ready?
All right? Played for two hundred dollars. Your time starts now.
Speaker 6 (29:22):
Fitter is the type of what what is the word
for B in the phonetic alphabet?
Speaker 4 (29:33):
Yeah?
Speaker 1 (29:33):
No?
Speaker 6 (29:34):
What ui city is associated with Alcatraz at? What stadium
is Coldplay playing tonight?
Speaker 2 (29:47):
No?
Speaker 6 (29:48):
What city did the band you two foreman.
Speaker 4 (29:52):
Think about it?
Speaker 9 (29:53):
You too?
Speaker 4 (29:53):
You too? What's a city that you too from Ireland
might have formed in.
Speaker 5 (29:59):
Ireland?
Speaker 4 (30:00):
Ireland? Well, there's the country you mean, Dublin. A for
the city in Dublin one John one.
Speaker 6 (30:06):
Okay, that's one, all right, rit you're chasing a one today?
Not really, but.
Speaker 4 (30:15):
It's one of those. It's one of those cool ones.
Speaker 5 (30:17):
You can be tripped when you try that.
Speaker 4 (30:20):
I was a bit more than one. But what we
need four?
Speaker 6 (30:24):
It has it gone well?
Speaker 4 (30:25):
Okay?
Speaker 6 (30:26):
It has it gone well for Letitia?
Speaker 5 (30:27):
So you're going to mix up the order of the
questions to try and trick me.
Speaker 4 (30:30):
Okay, I'm not sure that will make it?
Speaker 5 (30:34):
Are you giving me?
Speaker 4 (30:37):
I'm noticing that Producer ros manes very interesting easy questions today.
Yesterday not so much. There we go you exactly all right?
Here we go. Your time starts.
Speaker 10 (30:48):
Now?
Speaker 6 (30:48):
What city did the band you two foreman?
Speaker 1 (30:52):
Ah?
Speaker 5 (30:53):
Dublin. Yes, I'm proud of that answer.
Speaker 6 (30:59):
Just go through it, Ah at What stadium is Coldplay playing?
Tonight Park?
Speaker 9 (31:04):
Yes?
Speaker 5 (31:04):
Did you not hear me begging poor old Mount Smart
earlier today?
Speaker 1 (31:07):
What us?
Speaker 6 (31:08):
It is associated with? Alcatraz?
Speaker 1 (31:11):
Ah?
Speaker 5 (31:13):
San Francisco?
Speaker 1 (31:14):
Yes?
Speaker 6 (31:15):
What is the word for B in the phonetic alphabet beta? No,
you both said that.
Speaker 4 (31:21):
In fact, I did as well as.
Speaker 1 (31:22):
An alpha beta alpha bravo alpha bra It's beta another language.
Speaker 4 (31:27):
Alpha beta is a whole different word. Isn't it.
Speaker 6 (31:31):
I don't know where Beta is. Feta is a type
of what geez of cour.
Speaker 4 (31:36):
Sure very nicely played Resa tomorrow. Well now I play
for three hundred dollars the tea. Thank you very much
for playing though act.
Speaker 3 (31:41):
You can't be a pilot because you would have said
Beta and everyone want to get you to gone to
the wrong airport.
Speaker 5 (31:47):
Damn it.
Speaker 4 (31:49):
This may or may not surprise you, but women run
the world. Women make up about eighty percent of consumer
spending around the world.
Speaker 6 (31:55):
Well, I mean we talked about earlier in the week.
I mean, who can remember credit card numbers?
Speaker 4 (31:58):
That's right, not me.
Speaker 5 (32:00):
You don't need to remember those numbers to tap tab
tab room.
Speaker 4 (32:04):
So you think about groceries of the family, sorting out
gifts and prisons, like how many times have you opened
a present from mom and dad only for dad to
go what is it?
Speaker 1 (32:11):
Oh?
Speaker 5 (32:11):
Yeah, what did we get?
Speaker 6 (32:12):
Chat?
Speaker 4 (32:12):
That's exactly right, right, So women are doing the shopping
when it comes to.
Speaker 6 (32:15):
Santa Is every year.
Speaker 3 (32:16):
You know, I do believe in Santa wholeheartedly because every year,
I don't you know, do a lot of Christmas shopping,
and every year there's presence under that tree.
Speaker 4 (32:25):
Santa might be a woman who knows it's only Coca
Cola painted Santa for the first time. That's what we
think Coca it was originally green was an he base Ni. Yeah,
so anyway, but when women shop for themselves are what
do you really want? Like when you go on sploge Tony,
what do you shout yourself?
Speaker 5 (32:41):
Okay, So there's.
Speaker 1 (32:42):
Probably a couple of things that I will push the
boat out on. I will push the boat out on
a dress of I've got an event, you know, if
I'm going to a wedding or I'm going to a
friends big birthday, I would go and buy like pretty
dress right up there for me, okay. And the second
thing would probably be makeup and skincare, you know, like
I will I'm not.
Speaker 5 (33:01):
Sacrifice on that. So I would have thought that my
top three choose even I won't spend lots of money on. Yeah,
but I don't know why. I just think a bit
of a way.
Speaker 4 (33:09):
Clothes have made the top two, but it's not number one.
But I would have thought that, you know, that sort
of thing or over massages if you can have the time.
A lot of people, like women get pampered Pinicules manicures,
that sort of stuff.
Speaker 1 (33:17):
I don't usually spend money on that, but I am
so appreciative if someone gives me a voucher.
Speaker 5 (33:21):
You are right, that's Sam.
Speaker 1 (33:23):
I give Sam vouchers and then two years go by
any in it expires.
Speaker 4 (33:29):
It is so true. I got there in the inns
which you kind of gave me a voucher for a
message that title win in there and embarrass myself because
I I you took. I thought you said something else.
Any did you think it says like roll over something?
But I thought she'd belt off or something, So I
start paying anyway, roll over literally.
Speaker 6 (33:48):
You have the tendency to hear what you want, don't you.
Speaker 4 (33:51):
Anyway? So number two when women splurge on themselves, Number
two is clothing. What's number one?
Speaker 6 (33:57):
Number three? You're gonna tell three? Was that part of three? Shortly?
Speaker 9 (33:59):
Yeah?
Speaker 6 (34:00):
Okay, he's going to keep Okay.
Speaker 1 (34:03):
You don't necessarily have to guess, but you could tell
us what you splurge on, and we'll see if you
category do that.
Speaker 4 (34:08):
What do you sploge on?
Speaker 6 (34:08):
Number one?
Speaker 4 (34:09):
Thing you splurge on, and we'll see if it compares
to what the official answer is. I don't think I
don't know any woman who buys this for themselves, but
maybe clearly I'm wrong. So it takes to two six
nine nine. If you splooge on yourself, what do you
buy it?
Speaker 1 (34:20):
I've said this morning, if I'm going to buy anything
for myself, it's usually a dress, or it might be
some makeup.
Speaker 3 (34:26):
I'm going to go with cosmetic procedures, Jase, the botox
and the fillers.
Speaker 5 (34:30):
Okay, what happens at your house?
Speaker 6 (34:32):
No, no, it doesn't.
Speaker 4 (34:33):
Not your wife, she doesn't do it.
Speaker 5 (34:36):
That's the mail in the house.
Speaker 4 (34:37):
Splitch Caroline, Hello, what about you? When you splurg?
Speaker 1 (34:41):
And?
Speaker 4 (34:41):
Well you should? What do you buy yourself? I definitely
go for massage or facial nice I honestly thought they
would be in the top three, but they're not.
Speaker 5 (34:50):
What are people buying?
Speaker 4 (34:51):
Okay? I have the top three here, Caroly, and see
if you agree with these? Are you already number three? Coffee?
Blurge on a coffee?
Speaker 5 (34:58):
I don't think I was counting.
Speaker 4 (35:02):
Day coffee every day?
Speaker 1 (35:03):
That's also Would that make the means list or would
that just be like, oh, we're not counting that.
Speaker 6 (35:09):
Yeah, they wouldn't count that.
Speaker 4 (35:13):
The clothes is number two especially jeans.
Speaker 6 (35:17):
Apparently, jeans here jeans, drum roll, please treating drum roll.
Here we go.
Speaker 4 (35:21):
And I don't know if I know many women who
go and buy these for themselves.
Speaker 1 (35:24):
Can I just say the gene the genes one makes
sense because when you find a good pair of genes
that fits and looks good, you're like, I don't care
what I'm paying buying these things.
Speaker 4 (35:34):
It, Carolyn, you'd agree with that, to be.
Speaker 5 (35:38):
Honest, dear, and lie that. Let risk my case because
jeans are hard to buy. I'm a bit like you.
Speaker 1 (35:46):
I don't we genes much either, but if I find
one that looks okay, I will buy it.
Speaker 4 (35:50):
Okay, here we go. I think I know maybe one
or two women who buy these for themselves. Flowers. Flowers
the number one thing women's blurge on.
Speaker 6 (35:57):
Apparently.
Speaker 5 (35:58):
I find this very sad. They have to splurge on
it because no one's buying them for them.
Speaker 4 (36:02):
Well there's that, or maybe they have a bit of
taste than guys, and this willok great in our rooms,
look great in the lounge, in the kitchen, dining room.
Speaker 6 (36:07):
Guys don't understand flowers.
Speaker 1 (36:09):
Now, technically, I actually do sometimes splurge on flowers. But
they are faux flowers from curated botanics, you know, the
Christmas place.
Speaker 5 (36:17):
But I wouldn't buy.
Speaker 1 (36:17):
Myself fresh flowers. I'd wait too, I'd wait a long
time for my husband to give them to me.
Speaker 6 (36:23):
Just doesn't it just doesn't sneak into the love language
of many males.
Speaker 5 (36:26):
Flowers, What does sneak into your love language? Don't answer there?
Do you not answer that anyway?
Speaker 2 (36:32):
From Self Again, Tony Jason Sam's feel good Breakfast Can't
Shut Podcast. If you enjoyed this podcast, click to share
with family or friends. Patch more from Tony Street, Jason
Reeves and Sam Wallis. Listen five till nine weekday mornings
on COASTFM, or check out Off the Coast podcast right here.