Suze School: The Irreplaceable Gifts of Life

For this special Suze School, we’re asked to think about what things in our lives are replaceable and what we can't replace. Are we keeping perspective and focusing our energy on what matters most?

---

Jumpstart financial wellness for your employees: https://bit.ly/SecureSave

Try your hand at Can I Afford It on Suze’s YouTube Channel

Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3G

Get your savings going with Alliant Credit Union: https://bit.ly/3rg0Yio

Get Suze’s special offers for podcast listeners at suzeorman.com/offer

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links:

CLICK HERE FOR APPLE: https://apple.co/2KcAHbH

CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMI

See omnystudio.com/listener for privacy information.

Episode Transcript

Suze (00:29):
April 6, 2025. Welcome everybody to the Women and Money
podcast as well as everybody smart enough to listen. Suze
O here. Now, I am actually recording this on April 2nd.
And that is because we needed to leave

(00:50):
to go somewhere on April 3rd. All right.
I want you to listen to me today and take
out your little Suze notebooks.
Where are KT and I going?
A few days ago I got a text from my nephew,

(01:10):
telling me that his son
was killed in a motorcycle accident.
And how broken he is and how he would trade
his life if he could to have his son alive
again and how he just doesn't understand how this possibly
could have happened. Aaron Orman, known also as the Dude,

(01:34):
was only 24 years of age.
So while you're hearing this, KT and I are with
Travis Orman.
Both my nephews are Travis. Travis Race,
on KT's side and on my side, Travis Orman, and
we are with him because all he wanted from me

(01:58):
was a hug.
And a hug sometimes can be worth
everything.
So I'm sure by now I am hugging him many,
many times over, but as I've been thinking about this
the past few hours, I've been thinking about what is

(02:19):
not replaceable, and this is where I want you to
get out your Suze notebooks as I already asked you
to do.
I want you to write down everything in your life
that if you lost it,
you seriously could not replace it. Now I get that
if you lose your house.

(02:41):
It's possible for you to replace it with another house
somewhere else, so that doesn't qualify.
You lose your car.
It is possible for you to get another car.
And replace it, so that doesn't count. What is truly
not replaceable in your life.

(03:07):
Are you writing it down?
And I know as you're thinking about this and you're
writing things down.
Probably you are writing down the names of people.
Relatives loved ones.
That really are not replaceable no matter what.

(03:32):
And then
when you're finished with that, if you go to the
next column on the other side.
And put down all the things that are replaceable.
And that you fret about so much of the time.

(03:54):
All of you write me about, oh Suze, I've lost
money in the stock market.
And actually you haven't lost money in the stock market,
you've lost your gains in the stock market if you
bought at the right time.
Suze, I've lost my home. Suze, I've lost this. I've
lost that. I want you to really, really ask yourself.

(04:18):
All the things that you have lost, and I'm not
saying that those are not incredible tragedies.
But I think it's important.
In life that we always keep everything in perspective.
Everything
Just think about that for a second.

(04:40):
Because when you know that you've lost something.
But yet you do have the ability through either hard
work or through whatever it may be to eventually replace
and go on.
Then you can't lose your energy, your courage, your determination

(05:04):
to rebuild the life that you once had. Maybe it
won't be in the exact same place that you were living,
but you can rebuild a life that you learn to
love again.
What struck me from Travis talking to me, I said, Travis,
how are you doing? He kept saying, I'm broken.

(05:27):
I'm broken, Aunt Suze.
And I said, well, how's your daughter Amanda doing?
And he said she lost her best friend. Erin was
her best friend, and she's broken, but he kept
using the word broken over and over and over again.

(05:51):
And it's true. I'll never be able to fix it.
I'm not sure if he'll ever be able to understand it.
Life sometimes deals us lessons that we're never able to understand.
But it does deal us lessons that eventually we just
have to accept and go on.

(06:16):
However, there's a big difference
between being broken because you've lost something that is not
replaceable
and something that is.
And so today's podcast is going to be very short
but I hope very profound.

(06:39):
Because things actually happen in life, they do happen.
And when they happen, it puts everything in perspective.
It puts everything into this like picture frame of what
is really clear and what isn't.

(06:59):
And my wish for all of you is that you
live your life that way every day.
You don't wait until something happens that snaps you into
reality of what's really important.
You don't spend all your energy festering on all the
problems that can be solved.

(07:20):
You don't waste your time going, what am I gonna do?
What am I gonna do? Oh my God, I'm afraid
Social Security tariffs, all of these things, you take action.
The actions that I talked about in last Sunday's podcast.
So you do something.
And when you can do something to solve it.

(07:43):
To make something that is replaceable replaced.
Then all of a sudden it's not so hard.
So I just wanted to say all of that to
all of you today and why we are doing these
podcasts early.
And just to know I love you all.

(08:04):
And bottom line, it was so right for us to go.
It was so right.
And I know
if I could be talking to you, given the fact
that I am there right now, I would be saying
to you, not only was it so right, but it
was so necessary. We will be back on Thursday, so

(08:27):
until then there's only one thing that I want you
to remember when it comes to your money, and it
is this.
People first, everybody, people first, then money, then things. Now
you stay safe
and
strong.