How To Money
How To Money with Joel Larsgaard and Matt Altmix is heard every Sunday 12-2pm. Joel and Matt are best friends who love talking about money while drinking delicious beer. So they created a podcast incorporating both! 45+ million downloads they are still energized by the mission of reaching people with practical money-saving advice. The Status Quo Isn’t Working -- 40% of Americans don’t have the ability to cover an unexpected $400 expense, college students are graduating with unfathomable sums of debt, and the world of personal finance has become increasingly complex. It’s Time to Make a Change -- Altering the way you handle your personal finances is a major part of the solution. But where do you start? Who can you trust? And how much will that advice cost you? How To Money is a podcast & website providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, & crucial money tricks that will provide continuous help along your journey. We believe that access to free, unbiased, and jargon-free personal finance guidance is more necessary than ever before.
Episodes
Ask HTM: Bryant wants to know if international investing makes more sense in today's environment.
We're starting to see tariff surcharges, particularly from smaller companies.
Ask HTM: Matt and Joel take listener questions about the downstream impacts of tariffs, ie China retaliation and gold prices.
Ask HTM: How should one prepare for a layoff given the potential of a recession? And is it a bad idea to sell a home right now!?
We don't love that a recession is more likely, but we do like that frugality is trending!
Ask HTM: Does it make sense to take an early retirement offer from the federal government?
Ask HTM: Chelsey wants to know what to do when her employer changes their 401k match.
Consumer Reports put out a list of the best new cars. We also discuss the best low-cost used cars. Opting for a used ride will massively help your transportation budget stay intact!
Ask HTM: Mike wants to know if his company's long...
Ask HTM: Mary from MI wants to cultivate a secondary source of income.
A new list of top grocery stores was just released. Trader Joes took the top spot!
Ask HTM: Megan wants to know if the Costco credit card is worth getting.
Ask HTM: Cheyenne in TN just got married and has some questions about combining finances.
What will the impacts of 'liberation day' be? It's not looking pretty for the American economy and for consumer prices.
Ask HTM: Miranda wants to know which retirement account to prioritize.
Ask HTM: Nate wants to make sure his parents are in a good financial position and specifically wants to know about long-term care.
Robinhood is about to start offering advice for a fee. But is it worth the cost? Also, BNPL transactions will start being factored into your credit score.
Ask HTM: Listener Matthew wants to know how to budget for hobbies.
Ask HTM: Eric from OH wants to be well prepared for his home purchase. How much does he need to save when he has a lot of renovations planned.
Frontier did a clapback at Southwest, instituting free checked bags for its customers. Also, Grubhub BNPL has Matt and Joel ...
Ask HTM: Zane wants to know if cashing out his pension makes sense. Also, should a pension be factored into net worth calculations?
Insurance costs are on the rise. But bigger price hikes could be on the horizon for Tesla owners because of recent acts of vandalism.
Ask HTM: Jose wants to know if he should pay off his mortgage or not.
Ask HTM: Christa is investing like gangbuters. But her savings are paltry!
The stock market has experienced greater levels of volatility recently. That's causing folks to tinker with their portfolios more! Be careful, that can come back to bite you.
Ask HTM:...
Ask HTM: Josh has an exciting investment opportunity he's keen on - buying land. There are some real pros and cons to consider first!
College degrees don't make quite as much financial sense these days. BUT, some universities are making a higher education tuition free for many families.
Jamie wants to put money in a 529 plan. But she lives in Missi...
Ask HTM: Nancy wants to know what to do after being laid off by DOGE cuts.
Southwest is going to start charging for checked bags. Say it ain't so!
Ask HTM: Chris wants to know if she should stick with being a landlord or not.
Ask HTM: Mary from MI wants to cultivate a secondary source of income.
A new list of top grocery stores was just released. Trader Joes took the top spot!
Ask HTM: Megan wants to know if the Costco credit card is worth getting.
Ask HTM: Chelsey wants to know what to do when her employer changes their 401k match.
Consumer Reports put out a list of the best new cars. We also discuss the best low-cost used cars. Opting for a used ride will massively help your transportation budget stay intact!
Ask HTM: Mike wants to know if his compan...
Ask HTM: Greg wants to know if the taxable brokerage account is a worthwhile investment vehicle for his retirement goals.
We're getting an 'affordability czar'! But will it make a difference in prices for consumers? Ultimately, we all need to be our own affordability czars.
Ask HTM: A listener wants the best money-savi...
Ask HTM: Austin wants to know if he should be using cash back or travel rewards credit cards.
A CNET article talks about the secondary benefits of credit cards. Don't forget about the other ways choosing the right card can be financially beneficial! Also, are health sharing plans good or bad? The answer is somewhere in the middle.
Ask HTM: David inv...
Ask HTM: Sarah wants to buy a home and is trying to figure out the best way to do that in the coming years.
A new report just came out highlighting the worst places to borrow money. Stay away from these debt purveyors!
Ask HTM: Can you check your credit score for free? (yes, but watch out for pitfalls)
Ask HTM: Merv co-signed for his great niece and she's not making payments. What can he do!?
More federal employees are being laid off. We talk about what to do in the aftermath of a layoff. Also, Apple has launched a new, cheaper iPhone.
Ask HTM: Vicki in OH has crummy investment choices through her ...
Ask HTM: Greg wants to know if tax loss harvesting in your investment accounts is worth the effort and additional expense.
The President has proposed reciprocal tariffs, which wouldn't be great for American consumers. Tariffs are also hurting craft beer makers and companies are pivoting based on tariff proposals.
Ask HTM: What's the best way to allow yo...
Ask HTM: Melissa wants to know if she should save more or pay off high-interest credit card debt.
Americans are having lots of fights about money. Matt and Joel talk about how to avoid money fights and how to approach money in a healthy way as a couple.
Ask HTM: Cade wants to know about how to handle retirement fun...
Ask HTM: Shane wants to finish his basement out. How to fund it!?
A new survey shows that most folks are willing to pay more tax to keep social security around. The truth is, they might have to in order to keep the system solvent in the future!
Is it frugal or cheap to buy a used pair of shoes?
Popular Podcasts
Daniel Jeremiah of Move the Sticks and Gregg Rosenthal of NFL Daily join forces to break down every team's needs this offseason.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
Listen to 'The Bobby Bones Show' by downloading the daily full replay.
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.