How To Money with Joel Larsgaard
How To Money with Joel Larsgaard is heard every Sunday 12-2pm. I'm obsessed with personal finance. But you don't have to be. Most of us didn't learn a lick about money in school. That's why How To Money exists - to turn my obsession into a resource so you can gain the crucial knowledge you need to fuel your financial future. The How To Money podcast has been downloaded more than 40 million times over the past few years and HowToMoney.com helps thousands of people improve their financial wellbeing each and every month. Join the tribe of people taking control of their lives one dollar at a time. -Joel Larsgaard
Episodes
April 23, 2024 • 37 mins
Joel chats things up on this new bankrate survey finds that folks are willing to go into debt, just to have fun. He explains how an echo housing boom finds the costs of home ownership going up - even if you bought just a few years ago. Joel dives into gambling and how much Americans are wasting their money by doing so. Joel takes caller’s calls where he breaks down the differences between bankruptcy and debt restructuring. Plus, a...
Mark as Played
April 23, 2024 • 35 mins
Joel gets into retirement and how much one needs to do so, comfortably and the anxiety it creates when dealing with the amount they need to do so. Joel answer caller’s questions surrounding a transfer of savings account onto an online banking account, AT&T’s hacking & the aftermath of the breach. He touches on how much money should you keep in checking vs savings accounts. He talks about how much should you spend on vacati...
Mark as Played
April 15, 2024 • 38 mins
Joel dives into the groundbreaking world of cashier-less Amazon grocery stores and the new legislation aimed at reducing food waste in the US. He'll explore the benefits and drawbacks of mini-retirements and micro-investing, and take a listener's call on transitioning from a traditional IRA to a Roth IRA. Plus, we'll unpack the controversy surrounding a neobank's new line of credit product and debate if your Roth IRA could be your ...
Mark as Played
April 14, 2024 • 44 mins
Joel sounds the alarm: Tax Day is upon us. It's your last chance to get those taxes in order! He dives into maximizing your earnings by exploring new job opportunities and the impact of contributing to causes. Joel takes listener calls about the complexities of refinancing a cosigned student loan with Sallie Mae and break down the latest on student loan forgiveness strategies.
Mark as Played
April 7, 2024 • 38 mins
Joel discusses the concerning trends in credit card debt, the implications of 'buy now, pay later' schemes, and the psychological burden of debt. He explores financial planning and inheritance questions with callers, addresses the impact of the national debt on individual investments, and provides insights on job changes for higher pay, avoiding airline baggage fees, and considering reverse mortgages.
Mark as Played
April 7, 2024 • 41 mins
Joel discusses managing personal finances for long-term success, emphasizing small consistent decisions over quick wealth. He covers strategies for financial independence, challenges misconceptions about debt, and offers advice on investments and windfalls. Joel provides insights on financial management and avoiding negative biases from media.
Mark as Played
March 24, 2024 • 40 mins
Joel gives the pros and cons to dialing workweeks back from five-days to four-days, Trading in your vehicle and its negative equity, and realtors 6% commission elimination, PLUS, Joel talks with a real estate agent from Santa Barbara calling in about the National Association of Realtors lawsuit.
Mark as Played
March 24, 2024 • 39 mins
Joel discusses how much we should be spending on vacation trips, landline services and its importance to the elderly, personal savings rates are not good in the U.S. Joel dives into if we should be paying off debt or just simply invest. Joel talks about removing the stigma of taking regular jobs and occupations. The Importance of trade programs in school and the job opportunities that come with it. Plus, Joel talks about social med...
Mark as Played
March 17, 2024 • 37 mins
Dean Sharp, the House Whisperer joins Joel to discuss scam contracts with contractors and tips on how to hire the right one! Joel talks about average home sizes in America, their shrinkage and why that’s a great thing. Car privacy is being violated to many car drivers. Also, should medical debt be banned from credit reports? It could be on the horizon in California.
Mark as Played
March 17, 2024 • 39 mins
Joel breaks chats about personal savings rates in the U.S. are down but things were already bad. Joel covers hanging investing companies, privacy actions for drivers, and reverse mortgages. Is it ok to rent forever, or is that un-American? German based market, Aldi is growing, will that help lower grocery prices for all of us. Should you donate at checkout? Plus, how Investing is a bet on human ingenuity.
Mark as Played
March 10, 2024 • 38 mins
Joel talks about Bitcoin as it's going to the moon, but warns about being careful on going 'all-in' on crypto, as he details the many risks involved. He also discusses the various scams surrounding your tax refund and ensuring you have a PIN code to access it help keep your personal information safe. Joel also discusses online reviews being bought and paid for, how you can tell the difference between a fake one and a real one, how...
Mark as Played
March 10, 2024 • 42 mins
Joel talks about the current state of 'financial literacy' and how teachers are trying to change it, how ADUs are booming in SoCal but we're not doing enough to curb the high cost of housing, and whther or not renting or buying is what you should be focusing on right now.
Mark as Played
March 3, 2024 • 39 mins
Joel talks about the rising costs of fast food and how it can cause many to stop eating out due to the price increase, the non-value of college degrees in today's world and the wire fraud problem, how scammers can snatch a chunk of your money and what you can do to prevent it from happening.
Mark as Played
March 3, 2024 • 37 mins
Joel talks about investing, how to invest an inheritance and grow those funds to help your retirement.
Mark as Played
February 25, 2024 • 35 mins
Joel talks about why the 'stock picking' game in schools is such a bad idea, and talks about how most cars tend to sit idle 95-97% of the time. A caller suggests that parents and children should play Monopoly together because it can help kids learn about finance. Joel covers on how food costs are getting out of hand in America. But there's a LOT of things that can be done to combat rising prices on that front. Credit card debt is a...
Mark as Played
February 25, 2024 • 35 mins
Joel mentions how many credit card bureau complaints are at an all-time high, Joel continues to talk about 401k leakage, a caller asks Joel what will happen to her retirement money when she passes away, Joel breaks down the difference between an LLC. and or Umbrella Agreement, Joel says why grit is the key to success with money, and breaks down a step by step guide about life insurence.
Mark as Played
February 18, 2024 • 38 mins
Joel talks on whether 401ks should be abolished and why some economists think its right to do so, Tony Robbins new investing book, how it It sucks and so do alternative investments, He goes on to talking about the various home security system out in the market and usually pricey but, it it doesn't have to be! Plus, Why CD rates might be at their apex.
Mark as Played
February 18, 2024 • 45 mins
Joel talks about shrinkflation and how it s happening, but should it be a top political priority is the real question, Fewer Americans are interested in retiring these days. But, is that a good or bad decision, the best MVNO carriers for cheaper cell phone bills and dupe destinations. Plus, how you can find a $1 timeshares!
Mark as Played
February 11, 2024 • 32 mins
Joel talks about what "financial doomerism" is and how it's still an ongoing pervasive problem, but being an optimist could be a key essential on making progress. He also covers the continuing password sharing crackdown on streaming platforms, why managed investment accounts are unnecessary, how getting your paycheck early can put you in a vicious financial cycle, basic rules of credit cards and how to take taking advantage of the ...
Mark as Played
February 11, 2024 • 32 mins
Joel talks about the pros and cons of frugality and how it's a helpful tool but shouldn't be the only one in your toolbox when it comes to money management. He also covers how to lower your car insurance rates, why we're still dealing with shrinkflation, and breaks-down why you need a “bare bone budget” and what that means. Joel also offers advice about single stock investing and how it can be painful for your nest egg and how to p...
Mark as Played
Popular Podcasts
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations.
Anna Sale explores the big questions and hard choices that are often left out of polite conversation.
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
If you can never get enough true crime... Congratulations, you’ve found your people.
A straightforward look at the day's top news in 20 minutes. Powered by ABC News. Hosted by Brad Mielke.