My Happy Money Journey: money for mid life women with Phoebe Blamey

My Happy Money Journey: money for mid life women with Phoebe Blamey

Life changes as we get older. Kids grow up. Parents need care. Divorce, grief, and career curveballs can hit hard and suddenly, by choice or by chance, you’re in the financial driver’s seat. My Happy Money Journey is the go to money podcast for women over 40 in Australia who are ready to take control of their finances, pay off debt, buy a home, invest build wealth, and live a fabulous life! Phoebe Blamey is a bestselling author, former award winning financial services business owner turned small business coach. The podcast explores real conversations about money, midlife transitions, financial freedom, and difficult topics like sexually transmitted debt, death, inheritance and spending, all while making money simple, manageable and doable. This is real money talk for real people. Super qualified Phoebe has a Graduate Certificate in Financial Planning, a Diploma in Mortgage Broking, an MBA, and a Graduate Certificate in Executive Coaching Phoebe brings 20+ years of expertise to help women heal their money stories, make smart financial choices, and thrive in this powerful life stage. Disclaimer: The information in this podcast is general in nature and does not constitute personal financial advice or recommendations.

Episodes

March 4, 2026 22 mins

What does “enough” money actually look like?

Most people never answer that question. Instead, the financial goalpost keeps moving — $80K becomes $150K, $150K becomes $300K, and suddenly a million dollars feels like the only way to feel secure.

In this episode of My Happy Money Journey, Phoebe explores the psychology of money, happiness, and financial security, and why earning more doesn’t always create the sense of wealth we expect...

Mark as Played

This week’s episode is a conversation I’ve been wanting to have with you for a while.

There’s this belief that you need to be brilliant, sophisticated, or somehow ready before you can make strong decisions about your money. I want to shift that, because you already have everything you need to begin.

Money doesn’t have to feel heavy or confusing. It can feel steady. Supportive. Even empowering. And the way you get there isn’t throug...

Mark as Played

Understand how hidden emotions about money show up in business decisions, why success requires trust in your money, and how to create a healthier, more grounded relationship with it. Phoebe walks through five steps you can start immediately to reduce anxiety, increase clarity, and expand your capacity to earn and receive.

You don’t need to obsess over money to be successful, but you do need a relationship with it that is honest, ...

Mark as Played

As we get older we stop thinking we will be fine in retirement and start to pay attention! Today we share the secrets to retireing well...because high income doesn’t automatically equal long-term security.

In this episode, Phoebe takes a strategic, grown-up look at what retirement readiness actually means for women over 50 especially those who’ve been busy building careers, businesses, and families while quietly outsourcing their f...

Mark as Played

February Money Reset – Getting Back in Control After Summer

January in Australia is magic. Sun, beach, long lunches, late nights. Life feels light and money barely registers. And then February arrives and everything lands at once. Christmas. School costs. Credit cards. Quiet business months suddenly picking up again.

Suddenly you’re thinking, “Wow. This feels a bit out of control.”

In this episode, Phoebe shares why February has be...

Mark as Played

Inconsistent income doesn’t mean you’re failing — it means you’re living in the real world.

In this episode, Phoebe shares a story about a friend who couldn’t cover rent and bills after a rough business year, and unpacks what so many freelancers, business owners, contractors, creatives, and commission earners experience: feast-and-famine income is normal.

The solution isn’t shaming yourself or trying to budget like you’re on a sala...

Mark as Played

This New Year episode is a real conversation about what happens after the big change when the noise stops, the adrenaline wears off, and you’re left asking, “Who am I now?”

After selling my mortgage broking business at the end of 2024, I stepped into a season I didn’t fully expect. Less hustle. More space. And a whole lot of identity recalibration. This episode is about that in-between phase — the one we don’t talk about enough  wh...

Mark as Played

The holiday season has a way of turning the volume up on everything, especially money.

Suddenly you’re spending more time with family than usual, old dynamics are bubbling up, and money starts to feel heavier. Conversations that normally roll off your back hit differently. You might feel judged, defensive, small, resentful, or weirdly emotional about things you thought you’d already dealt with.

That’s because money is never just mo...

Mark as Played
December 10, 2025 19 mins

This week’s episode is basically a Christmas ornament box full of truth bombs: sparkly, slightly chaotic, and filled with things you forgot you put away years ago… until you open it and go, “Oh damn, there’s my dream.”

Phoebe dives into the messy, magical moment she realised she has stepped into the life she dreamed of five years ago — without even noticing it happening. Hosting the founding round of the Million Dollar Conspiracy, ...

Mark as Played
December 3, 2025 20 mins

Christmas  is not a Hallmark movie.

It’s three family lunches in one day, a group chat on fire, 47 “last chance” sales emails, and somehow you’ve become the caterer, the Uber driver, the therapist and the bank. Again.

In this pre Christmas episode we are talking about the pressure cooker that is the holiday season – and how you can do it differently.

We expolore how old family roles, money wounds and expectations collide in Decembe...

Mark as Played

OK so you are not a numbers person - I can show you how to start making some good money decisions anyway! Welcome to the leading money podcast for mid life women in Australia. This week we dig deep into money myths, why a move into your divine feminine might feel like you are NOT doing better with your money, how not knowing can be dangerous and what are the three steps you can take right now to understand your finances.

If you are...

Mark as Played

It’s finally here… the financial Olympics of the year. Black Friday to Cyber Monday is loud, chaotic, tempting, and honestly? It can be BRILLIANT — if you shop with strategy instead of spiralling.

In this episode, I’m breaking down the psychology behind the sales, how retailers use scarcity + urgency to make us overspend, and why midlife women are uniquely targeted (and uniquely powerful when we shop intentionally).

We cover:

Mark as Played
November 12, 2025 21 mins

There are four steps to financial freedom and none of them involve being good!

Today, on Australia's leading money podcast for mid life women let’s bust a myth. There is no right way to do money. The only right way is the one that fits your life, your experiences, and your dreams.

We’ve been told for too long that money follows a straight path: get a job, buy a house, build a portfolio, retire. But life doesn’t work that way and ne...

Mark as Played

Imagine waking up one morning and actually feeling in control of your money. No more dread when you open your banking app — just calm, confident clarity. This episode is your invitation to get there.

Phoebe takes you through the three big phases of transformation: Reclaim, Redefine, Rebuild. You’ll uncover the hidden stories and cultural conditioning that keep women stuck in financial fear and start rewriting your script for wealth...

Mark as Played
October 28, 2025 22 mins

There seem to be two seperate camps when it comes to money coaches...some are all about healing your inner child so you can manifest the life of your dreams, and the others are all savings jars, spreadsheets and budget planners. I don't think you can do one without the other! Even the gurus check their bank accounts, and if they don't then what will they do when they manifest their millions? 

In this episode of My Happy Money Journ...

Mark as Played
October 8, 2025 20 mins

This week we are rebooting one of your favorite episodes.  Here is to the financial Febfast you can take anytime!!

Here is a link to the 30 Day Spend Cleanse course designed for you to kick the low value spending habits and bring in some money joy!!

Financial FebFast: A Spend Cleanse for a Mindful Money Reset

thank you to our sponsors at Entourage: https://entourage.com.au/

Ever wonder where your money disappears each month? Strugg...

Mark as Played

This is my very own story. It took me to sort my money out. I hid from it, I impulse shopped, I did a ton of low value spending...I never looked at my account unless I was transferring money at the checkout after my card declined.

I did ALL the dumb things.

and then I made a shift...and today I am sharing that with you.

I’m bringing it all together. This isn’t just about spreadsheets or financial hacks.  It's three shifts (in no pa...

Mark as Played

You know that money thing you know you should be doing, but somehow you never get around to? Yep today we are building your emergency fund.

In this episode I am going to show you how to save like a squirrel hoarding nuts for winter. This is your money, your financial freedom and possibly you FU fund.  Whatever you call it, it is more than just a pile of cash. It’s peace of mind. It’s freedom. It's the stash that lets you walk awa...

Mark as Played

🔥 5 Habits to Build Financial Confidence (That Aren’t Budgeting B.S.)

If you’re done living pay-to-pay, done people-pleasing with your wallet, and absolutely DONE playing small with your money  this episode is your wake-up call.

Phoebe breaks down the five everyday habits that help you rebuild confidence, rewire your money mindset, and create rituals that lead to unapologetic wealth. From building your Bye-Bye Buffer to investin...

Mark as Played

Today we’re diving into a different kind of STD… one that spreads through love, trust, and silence: sexually transmitted debt.

This can look like a romance scam, on the other hand it can also look like the thing we just do in a relationship.  Today I want to bust the money myth that we need to go along with what our significant other is doing in their business, that its somehow our responsibility to support our new partner and how ...

  • Mark as Played

    Popular Podcasts

      If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

      Betrayal Season 5

      Saskia Inwood woke up one morning, knowing her life would never be the same. The night before, she learned the unimaginable – that the husband she knew in the light of day was a different person after dark. This season unpacks Saskia’s discovery of her husband’s secret life and her fight to bring him to justice. Along the way, we expose a crime that is just coming to light. This is also a story about the myth of the “perfect victim:” who gets believed, who gets doubted, and why. We follow Saskia as she works to reclaim her body, her voice, and her life. If you would like to reach out to the Betrayal Team, email us at betrayalpod@gmail.com. Follow us on Instagram @betrayalpod and @glasspodcasts. Please join our Substack for additional exclusive content, curated book recommendations, and community discussions. Sign up FREE by clicking this link Beyond Betrayal Substack. Join our community dedicated to truth, resilience, and healing. Your voice matters! Be a part of our Betrayal journey on Substack.

      Dateline NBC

      Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

      The Breakfast Club

      The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!

      Crime Junkie

      Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by Audiochuck Media Company.

    Advertise With Us
    Music, radio and podcasts, all free. Listen online or download the iHeart App.

    Connect

    © 2026 iHeartMedia, Inc.