Life changes as we get older. Kids grow up. Parents need care. Divorce, grief, and career curveballs can hit hard and suddenly, by choice or by chance, you’re in the financial driver’s seat. My Happy Money Journey is the go to money podcast for women over 40 in Australia who are ready to take control of their finances, pay off debt, buy a home, invest build wealth, and live a fabulous life! Phoebe Blamey is a bestselling author, former award winning financial services business owner turned small business coach. The podcast explores real conversations about money, midlife transitions, financial freedom, and difficult topics like sexually transmitted debt, death, inheritance and spending, all while making money simple, manageable and doable. This is real money talk for real people. Super qualified Phoebe has a Graduate Certificate in Financial Planning, a Diploma in Mortgage Broking, an MBA, and a Graduate Certificate in Executive Coaching Phoebe brings 20+ years of expertise to help women heal their money stories, make smart financial choices, and thrive in this powerful life stage. Disclaimer: The information in this podcast is general in nature and does not constitute personal financial advice or recommendations.
Becoming the Woman Who Owns Her Money
Divorce can leave you feeling like you're starting again financially.
But you're not starting from zero. You're starting with experience, knowledge and the opportunity to finally take control of your own money.
In the final episode of our divorce series, we move from protection to rebuilding &mda...
When the Numbers Don’t Add Up: Hidden Money & Divorce
What happens when the financial picture your ex is presenting just doesn’t make sense?
A bonus suddenly disappears. A successful business is suddenly worth almost nothing. There’s a mysterious loan to family. Or accounts and assets you never knew existed.
In ...
Australian women come out of divorce around 30% worse off than they went in, and if you are over 50 that gap can stretch closer to 45%, often without ever fully recovering. In this first episode of a three-part series, Phoebe unpacks the decision that trips up more women than any other: what to do with the family home. She walks through why the house feels...
These four pieces of real advice printed for women who out-earn their husbands, including leaving the house without your wallet so he gets a turn at being the provider, blew my mind. Then I had a conversation with Prue who got up super early to walk the dogs and unstack the dishwasher, while Mr Prue slept soundly. This week, why capable women keep themselves small, what it is costing, and the question underneath all of it....
We talk about the property boom all the time. We almost never stop to explain what it actually means for you.
Go back to the 1960s. Your parents buy an ordinary house in an ordinary inner suburb of Melbourne or Sydney. They live in it their whole lives, never thinking of it as anything more than the ...
You signed off a six-figure budget at work this week. You have not opened your own super statement this year. If the money conversations at the barbecue make you nod along while a small voice says you should know more, this episode is for you. Phoebe walks through the five money questions every woman in her 50s needs to be able to answer, with the real Australian nu...
ou have a bit of money to work with, and you have realised you are the one deciding what happens to it now. That is a real shift, and it comes with a question almost every woman asks me like a confession: how do I know what to do, and how do I know I am not about to get ripped off?
This episode is th...
It is the end of financial year, and if this week has been all receipts, logbooks and bookkeeper calls, you have had plenty of money conversations already. Every one of them was with someone else. The tax office. Your accountant. A portal at ten at night. This episode is about the one conversation you have not had yet, the one with yourself, and why the first of July is the cleanest fresh start you will get all year. Grab a pen, pu...
Remember Cristina Yang turning to Meredith, right as she was leaving the show for good, telling her not to let what someone else wants eclipse what she needs. He's very dreamy, but he's not the sun. You are.
We forget that. There is even a term for it: role engulfment. We get so caught up in the doin...
The 12 May federal budget made big moves on family trusts, capital gains tax and negative gearing. Phoebe walks through what actually changed, who it affects, and the steps to take now, with women at the centre of the conversation.
The federal budget handed down on 12 May ...
The Bank of Mum and Dad is now somewhere between the fifth and ninth largest mortgage lender in Australia. That's not a metaphor. That's Finder research from 2025.
Seventeen percent of first-home buyers now receive help from their parents to save a deposit — up from ...
When my friend Kate (not her real name) broke down on the phone to me three weeks into managing her father's estate, and the line she said that I have heard from a hundred women: "I'm doing all this and I haven't even looked at my own super in years." I had one thought!
Th...
Think women are bad with money? Think again.
In this episode, we unpack the truth about spending habits, financial confidence, and why intelligent spending—not restriction—is the real key to taking control of your money.
If you’ve ever felt guilty after buying something, avoided checking your bank account, or swung between being overly frugal and overspending, you’re not alone. And more importantly—you...
If you’re suddenly finding yourself pausing before you open your banking app, this episode will hit close to home.
Because the pressure is real right now, rising costs, inconsistent income, tax debt, family responsibilities… it adds up. For most of us, it doesn’t explode overnight — it quietly builds until things feel tight, overwhelming, or just not sustainable anymore.
In this episode, Phoebe Blamey...
You’re smart. Capable. Experienced. You run businesses, families, teams, and entire lives.
So why does the conversation about money still make you go quiet?
In this episode, Phoebe breaks down one of the biggest hidden issues facing women — not a lack of intelligence, but a lack of financial language. When you don’t fully understand money, you don’t lean in… you retreat. And that avoidance quietly cos...
If you’ve ever reached a point where you’re wondering what comes next, this conversation will help you reconnect with your own direction and start designing the next chapter intentionally.
In this episode of My Happy Money Journey, Phoebe explores why this question can feel so difficult — and why midlife is actually the most powerful moment to answer it.
You’ll learn how identity, motivation and even brain s...
If nothing about your life changed financially in the next ten years…
Your income stayed the same. Your savings stayed the same. Your health stayed the same.
Would you feel calm about the future or worried?
In this episode, Phoebe Blamey explores why midlife may be the most powerful decade to reshape your financial future. With greater earning capacity, life experience, and clarity about what truly matters, women in their 40...
Making a major life change is hard enough.
But what happens when the world shifts underneath you after you’ve already made the decision?
You leave the job. Start the business. End the relationship. Invest in something new.
And then suddenly the economy changes, interest rates move, the news cycle fills with fear, and everything starts to feel uncertain.
In this episode of My Happy Money Journey, Phoebe Blamey explores what ha...
Petrol prices have suddenly become one of the most talked-about topics in Australia.
You fill up the car, watch the numbers climb, and suddenly the conversation shifts from fuel to something much bigger; financial uncertainty.
In this episode of My Happy Money Journey, Phoebe Blamey explores why rising petrol prices are triggering such strong emotional reaction from so many people, but also and how financial anxiety spreads through...
Something shifts around midlife.
You wake up one day and realise this is no longer just about earning money, paying the bills, and keeping all the plates spinning. It becomes about something deeper: how prepared you really are for the next stage of life.
In this episode, Phoebe talks about the financial reset so many women need from around 45 onwards. Because by midlife, life no longer looks the same for all of us. Some women are s...
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