My Happy Money Journey: money for mid life women with Phoebe Blamey

Something shifts around midlife.

You wake up one day and realise this is no longer just about earning money, paying the bills, and keeping all the plates spinning. It becomes about something deeper: how prepared you really are for the next stage of life.

In this episode, Phoebe talks about the financial reset so many women need from around 45 onwards. Because by midlife, life no longer looks the same for all of us. Some women are s...

You can earn $200,000 a year and still feel financially insecure. In this episode, Phoebe Blamey explores why high-earning women often feel anxious about money despite successful careers and strong incomes.

The problem usually isn’t income. It’s the gap between earning money and building wealth.

Phoebe breaks down the hidden reasons many successful women feel like they are “winging it” financially, including lifestyle creep, invisi...

What does “enough” money actually look like?

Most people never answer that question. Instead, the financial goalpost keeps moving — $80K becomes $150K, $150K becomes $300K, and suddenly a million dollars feels like the only way to feel secure.

In this episode of My Happy Money Journey, Phoebe explores the psychology of money, happiness, and financial security, and why earning more doesn’t always create the sense of wealth we expect...

This week’s episode is a conversation I’ve been wanting to have with you for a while.

There’s this belief that you need to be brilliant, sophisticated, or somehow ready before you can make strong decisions about your money. I want to shift that, because you already have everything you need to begin.

Money doesn’t have to feel heavy or confusing. It can feel steady. Supportive. Even empowering. And the way you get there isn’t throug...

Understand how hidden emotions about money show up in business decisions, why success requires trust in your money, and how to create a healthier, more grounded relationship with it. Phoebe walks through five steps you can start immediately to reduce anxiety, increase clarity, and expand your capacity to earn and receive.

You don’t need to obsess over money to be successful, but you do need a relationship with it that is honest, ...

As we get older we stop thinking we will be fine in retirement and start to pay attention! Today we share the secrets to retireing well...because high income doesn’t automatically equal long-term security.

In this episode, Phoebe takes a strategic, grown-up look at what retirement readiness actually means for women over 50 especially those who’ve been busy building careers, businesses, and families while quietly outsourcing their f...

February Money Reset – Getting Back in Control After Summer

January in Australia is magic. Sun, beach, long lunches, late nights. Life feels light and money barely registers. And then February arrives and everything lands at once. Christmas. School costs. Credit cards. Quiet business months suddenly picking up again.

Suddenly you’re thinking, “Wow. This feels a bit out of control.”

In this episode, Phoebe shares why February has be...

Inconsistent income doesn’t mean you’re failing — it means you’re living in the real world.

In this episode, Phoebe shares a story about a friend who couldn’t cover rent and bills after a rough business year, and unpacks what so many freelancers, business owners, contractors, creatives, and commission earners experience: feast-and-famine income is normal.

The solution isn’t shaming yourself or trying to budget like you’re on a sala...

This New Year episode is a real conversation about what happens after the big change when the noise stops, the adrenaline wears off, and you’re left asking, “Who am I now?”

After selling my mortgage broking business at the end of 2024, I stepped into a season I didn’t fully expect. Less hustle. More space. And a whole lot of identity recalibration. This episode is about that in-between phase — the one we don’t talk about enough  wh...

The holiday season has a way of turning the volume up on everything, especially money.

Suddenly you’re spending more time with family than usual, old dynamics are bubbling up, and money starts to feel heavier. Conversations that normally roll off your back hit differently. You might feel judged, defensive, small, resentful, or weirdly emotional about things you thought you’d already dealt with.

That’s because money is never just mo...

This week’s episode is basically a Christmas ornament box full of truth bombs: sparkly, slightly chaotic, and filled with things you forgot you put away years ago… until you open it and go, “Oh damn, there’s my dream.”

Phoebe dives into the messy, magical moment she realised she has stepped into the life she dreamed of five years ago — without even noticing it happening. Hosting the founding round of the Million Dollar Conspiracy, ...

Christmas  is not a Hallmark movie.

It’s three family lunches in one day, a group chat on fire, 47 “last chance” sales emails, and somehow you’ve become the caterer, the Uber driver, the therapist and the bank. Again.

In this pre Christmas episode we are talking about the pressure cooker that is the holiday season – and how you can do it differently.

We expolore how old family roles, money wounds and expectations collide in Decembe...

OK so you are not a numbers person - I can show you how to start making some good money decisions anyway! Welcome to the leading money podcast for mid life women in Australia. This week we dig deep into money myths, why a move into your divine feminine might feel like you are NOT doing better with your money, how not knowing can be dangerous and what are the three steps you can take right now to understand your finances.

If you are...

It’s finally here… the financial Olympics of the year. Black Friday to Cyber Monday is loud, chaotic, tempting, and honestly? It can be BRILLIANT — if you shop with strategy instead of spiralling.

In this episode, I’m breaking down the psychology behind the sales, how retailers use scarcity + urgency to make us overspend, and why midlife women are uniquely targeted (and uniquely powerful when we shop intentionally).

We cover:

There are four steps to financial freedom and none of them involve being good!

Today, on Australia's leading money podcast for mid life women let’s bust a myth. There is no right way to do money. The only right way is the one that fits your life, your experiences, and your dreams.

We’ve been told for too long that money follows a straight path: get a job, buy a house, build a portfolio, retire. But life doesn’t work that way and ne...

Imagine waking up one morning and actually feeling in control of your money. No more dread when you open your banking app — just calm, confident clarity. This episode is your invitation to get there.

Phoebe takes you through the three big phases of transformation: Reclaim, Redefine, Rebuild. You’ll uncover the hidden stories and cultural conditioning that keep women stuck in financial fear and start rewriting your script for wealth...

There seem to be two seperate camps when it comes to money coaches...some are all about healing your inner child so you can manifest the life of your dreams, and the others are all savings jars, spreadsheets and budget planners. I don't think you can do one without the other! Even the gurus check their bank accounts, and if they don't then what will they do when they manifest their millions? 

In this episode of My Happy Money Journ...

This week we are rebooting one of your favorite episodes.  Here is to the financial Febfast you can take anytime!!

Here is a link to the 30 Day Spend Cleanse course designed for you to kick the low value spending habits and bring in some money joy!!

Financial FebFast: A Spend Cleanse for a Mindful Money Reset

thank you to our sponsors at Entourage: https://entourage.com.au/

Ever wonder where your money disappears each month? Strugg...

This is my very own story. It took me to sort my money out. I hid from it, I impulse shopped, I did a ton of low value spending...I never looked at my account unless I was transferring money at the checkout after my card declined.

I did ALL the dumb things.

and then I made a shift...and today I am sharing that with you.

I’m bringing it all together. This isn’t just about spreadsheets or financial hacks.  It's three shifts (in no pa...