Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life. If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it. Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.
Episodes
If you’ve ever known what you should do with money… but still found yourself overspending, avoiding your finances, or falling back into old habits, this episode is for you.
We’re talking about why building wealth can feel so hard, even for smart, capable women who make good money and genuinely want to change.
This episode breaks down the hidden battle happening in your brain between immediate comfort and long-term wealth building, an...
If you’ve ever felt like building wealth is complicated, overwhelming, or something everyone else understands except you… this episode is for you.
We’re talking about why wealth building is actually much simpler than most people make it out to be, and the five core areas of money that determine whether wealth grows or not.
This episode breaks down the real reason so many women who make good money still struggle with saving money, pay...
If you make good money but still feel like you should be further along financially, this episode is for you.
We’re talking about what it really means to be a high earner, not rich yet, and why your income isn’t translating into actual wealth.
This isn’t about needing to make more money. It’s about what’s happening with your spending, your habits, and the way your money is being managed behind the scenes.
In this episode, I break down ...
If you’ve ever paid off debt, felt relieved for a moment… and then found yourself right back in it, this episode is for you.
We’re talking about why getting out of debt isn’t actually the hard part, staying out is. And why the way you pay off debt matters more than how fast you do it.
In this episode, I break down what’s really happening when you keep cycling in and out of credit card debt, even when you’re making good money and tryi...
In this episode of Becoming the Wealthy You, I am joined by a true powerhouse in the real estate world, Scott Carson. Scott brings over 20 years of experience to the table, specifically in the niche of distressed properties and mortgage debt. If you have ever felt like you’re making good money but aren't building the legacy you want, this conversation is exactly what you need to hear.
My Mission for You
My goal is always to help...
If you’ve ever found yourself spending money out of boredom, stress, or just because you felt like it… and then later wondering where your money went, this episode is for you.
We’re breaking down what’s really going on when you keep overspending, even though you make good money and know better. This isn’t a discipline issue. It’s a pattern, and once you see it, things start to click.
In this episode, I’m talking about emotional spend...
If you’ve ever found yourself spending money because everyone around you is… or because it just feels easier in the moment, this episode is for you.
We’re talking about two sneaky spending patterns that don’t always look like a problem at first: the Social Spender and the Convenience Spender.
This is the kind of overspending that doesn’t feel dramatic. It feels normal. It feels justified. It feels like “it’s just this one time.” But ...
If you’ve ever found yourself spending money on other people… and then feeling a little stretched, depleted, or even resentful afterward, this episode is for you.
We’re talking about a type of overspending that doesn’t always look like a problem at first, the Over-Giver.
This is the kind of spending that can look like love, generosity, and showing up for the people you care about. But underneath it, there’s often a pattern that’s lea...
If you’ve ever found yourself spending more money when life is going well… this episode is for you.
We’re talking about a different side of overspending. Not the kind that happens when you’re stressed or overwhelmed, but the kind that shows up when you’re excited, celebrating, or just enjoying your life.
This is where spending doesn’t feel like a problem. It feels deserved. It feels justified. And that’s exactly why it’s easy to miss...
If you’ve ever found yourself spending money when you’re bored… or buying something just to take the edge off a stressful day, this episode is for you.
We’re talking about two of the most common overspending patterns: the Boredom Buyer and the Relief Seeker.
This is the kind of spending that doesn’t always feel like a big deal in the moment. You’re just scrolling, browsing, or picking something up real quick. But over time, these sma...
If you make good money but still feel like you should be further along… this episode is for you.
We’re talking about the real reason your income isn’t turning into wealth, and it’s probably not what you think.
This isn’t about budgeting harder or making more money. It’s about the spending patterns that quietly keep high earners stuck.
In this episode, I’m walking you through the 7 spending patterns I see over and over again with women...
If you’re tired of feeling like you should be further along financially by now and you’re ready to get to the root of what’s keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we’ll look at where you are, where you want to be, what’s actually standing in the way,...
Janice Saunders is a Bronx native, life coach, author, and the creator of the Seasonal Sisters Universe. She helps women cut through overwhelming health information and turn it into practical, sustainable habits they can actually maintain. Blending holistic and science-backed tools, Janice focuses on improving mental, physical, and social wellness so women can stay active and continue making the impact they desire.
A proud Howard Un...
If you’re tired of feeling like you should be further along financially by now and you’re ready to get to the root of what’s keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we’ll look at where you are, where you want to be, what’s actually standing in the way,...
If you’re tired of feeling like you should be further along financially by now and you’re ready to get to the root of what’s keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we’ll look at where you are, where you want to be, what’s actually standing in the way,...
If you’re tired of feeling like you should be further along financially by now and you’re ready to get to the root of what’s keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we’ll look at where you are, where you want to be, what’s actually standing in the way,...
If you’re tired of feeling like you should be further along financially by now and you’re ready to get to the root of what’s keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we’ll look at where you are, where you want to be, what’s actually standing in the way,...
If you’re tired of feeling like you should be further along financially by now and you’re ready to get to the root of what’s keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we’ll look at where you are, where you want to be, what’s actually standing in the way,...
Nicole Stanley is owner and head money coach at Arise Financial Coaching. Her mission? Shame-free, accessible financial education that empowers women. As a Latina entrepreneur and personal finance expert, Nicole paid off significant debt and grew her family’s net worth through investing, sparking her passion for helping women build wealth and transform their communities. Arise Financial Coaching has helped hundreds of women and cou...
In this episode, Allison and I talk about why people fall off financial goals, how to reset without starting over, and simple money strategies that actually stick.
Grab Our Free Resources:
Click Here to get the Free Training: How to Build Wealth Without Going on a Strict Budget.
Click Here to get Allison's Goodbye Debt Tracker.
How to Stay Connected to Allison:
Instagram: https://www.instagram.com/inspiredbudget
Podcast: https:...
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