Leave Medicine. Keep Your Physician Paycheck

I still remember my first resident onboarding. 400 residents packed into a sweaty auditorium. 50 boring speakers. Each with one 10 minute session. No time for questions.

Nobody was paying attention. And somewhere buried in all of that, someone probably talked about retirement. That was the training.

In the absence of an actual retirement strategy, our default plan becomes...

Work until we die. Hope it all works out. Pray.

We de...

Whenever I talk about being on track for a $16M retirement, one of the first questions I get is: “Is this based on real estate investments?”

No.

In this week’s podcast, I’m talking about my decision around real estate—and why investment properties aren’t part of my retirement strategy.

This is NOT an anti-real-estate episode. If real estate is creating wealth, joy and freedom, I love that for ...

Everyone told us: Never go to bed angry. Talk it out. Stay up all night if you have to.

TERRIBLE advice for us. 😂

We’d stay up trying to fix the problem. The next day, we still had the original problem. Plus now we were de...

My first money breakthrough came from this realization: Our relationship with money is like any other relationship.

OMG. If money were my child, CPS would have been called. 

If money were my spouse, we would have divorced years ago.

I neglected it. Avoided it. Criticized it for never being enough. Panicked when it left.

No wonder our relationship was terrible. 😂

This week on the podcast, I’m sharing one of the earl...

I used to think the stock market was scary. Risky. Dangerous.

Plus, my money ptsd convinced me I was bad with money. Hated math. Avoided my finances.

I really could have used the financial literacy version of the birds and the bees talk. 😂

So this week on the podcast, I’m giving it.

10 Things I Wish Someone Told Me About Investing in the Stock Market.

Including:

💎The ridiculously simple calculation I used to determine exact...

She told me she can’t afford to retire. 

She took out $120,000 in student loans, did everything to pay them back aggressively, and didn’t prioritize retirement.

Her plan is to work until she can’t. Because there is no retirement.

This breaks my heart. 

And I've heard this story many times. From many extraordinary physicians.

Because we aren’t taught about how to have an exit plan from Medicin...

When we graduated college, our friends got gorgeous salaries, condos, nice cars, and started having babies.

We didn't.

It was four years of med school, four years of residency, three years of fellowship. We scoured campus for free meals, made a 20 year old car go a little further, shared a one bathroom apartment with four other med students.

That's 11+ years of being told: have the baby later, buy the house later, live your life...

Because we physicians are high earners, it’s easy to think “I’m going to be financially okay forever.”

But there’s one gigantic problem with a physician salary: It only pays us while we can keep working.

Unless your retirement plan is to work forever, never get sick, hope no one you love ever dies or gets sick…we NEED a better plan.

A physician salary made us high earners. In this episode, we ta...

I haven’t contributed one penny to my retirement account since leaving medicine three years ago.

And we’re still on track for $16 million.

Trust fund baby? Nope. I inherited debt, not wealth.

Huge physician salary? I was an academic pathologist. In physician terms: BROKE. 

Perfect financial plan? Absolutely not. I forgot the 529. Saved nothing for son’s college. And yet...$16 million.

Welcome to my Unhin...

Dr. Cigdem Himmetoglu-Ussakli is a GI and Molecular subspecialized pathologist in academics. She came to the United States as an international medical graduate after training in Turkey. She’s built a successful career, expanded her interests in advocacy, leadership, and coaching, while also being a wife and mom. She is also one of the very first OGs to join Next Level Freedom! Hear her very special journey in this episode!

In...

Recruiters told Dr. Reyhan Ertekin the same thing. As a fellow with no experience and an IMG, just take the first job that comes to you. Do not ask for anything. Be grateful you have a job at all.

She came to me. Inside of Next Level Freedom we created customized scripts for her. We supported her through the in person interviews, the emails, the salary discussions. She created TEN dream job offers. A raise of over $100,000 over wha...

Dr. Jessica Robertson-Patera is a Hematopathology subspecialized pathologist trained at the Cleveland Clinic, with experience in both private practice and academic medicine, a busy family life, and a passion for helping others escape burnout. In this case study, she shares how she used the Coach Your Boss Method to land a dream job, a four day work week, 75% remote work, and an entire month of July off.

In this episode, you get:

This is THE BEST OF highlights of the Part-Time Hours, Full Doctor Pay Masterclass. In under 60 minutes, we compressed a full week of training. Saw none of it and have the replays on your to-do list? ENJOY THIS ONE HOUR. Take this off your to-do list. Saw some of it already but not all? ENJOY THIS ONE HOUR. Saw all of it and now you have questions? ENJOY THIS ONE HOUR. After the one hour class, I answer questions and tell you ...

Here's what we're covering TODAY in Day 3 of the Part-Time Hours, Full Doctor Pay Masterclass Series!

• How I created $40,000 in 8 seconds. 

• The 6-figure raise, 5-figure bonus, and 4-day work week Process.

• How to get the Yes without jeopardizing your physician contract

• Read more