Your Personal Bank with Ferenc Toth
If you want to live like the wealthy, you need to think like the wealthy. Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry. Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime. It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.
Episodes
This is the Golden Era of Fixed Assets
Best index and income annuities available in my 27-year career!
- Highest returns ever seen: 7.5% - 15.5% average annual returns 10-20 years
- Up to 27% signing bonuses are available up to age 89 in most states.
- Highest guaranteed lifetime income
o 8-10% guaranteed annual income increase rollup
o Up to 45% bonus available in most states
Index (growth) annuity
- Strong upside potential gains
...
Index Annuity Poor Performance Reasons
1. Caps and other limits
2. Indexes with historical low returns
3. Low interest rates when purchased (2022 or earlier)
Who should contact me:
1. Own or considering annuity with caps (less than 10% annual caps)
2. Suffering low returns (likely poor performing index)
3. Purchased annuity 2022 or earlier
See omnystudio.com/listener for privacy information.
Ferenc shared the best index annuity product he has seen in his 26-year career recently became available. Unfortunately, this product is only available up to age 80.
Now, the best index annuity product for 81-89 year olds has recently become available.
There are two options:
1. S&P 500 and NASDAQ 100 indexes with 9-10% average annual returns pa...
New technology has created market bubbles throughout history. The technology changes, the times change, yet human behavior does not.
The price of an asset ultimately is what someone is willing to pay for it. When there are not more buyers willing to pay the price, the correction starts.
It is not about intelligence. It is about understanding the perceived value and what...
UBS has stated that 60% of companies are greatly reducing their US Artificial Intelligence usage in favor of Chinese AI due to the reduced costs.
Chinese AI costs are up to 95% less than US AI technology.
Benchmark tests are showing that Chinese AI is 80 - 95% as effective as US AI.
It is becoming difficult for companies to justify the cost of US AI with the Chinese models nearly as efficient.
AI related US stock valuations are pr...
The US Equity Market Valuation has hit the highest level ever recorded!
This combined metric includes P/E, Forward P/E, Shiller P/E, EV/EBITDA, Price-to-Book, Price-to-Sales, Q Ratio, Return on Equity (RoE), and the Warren Buffett Indicator.
The US Equity Market Valuation metric has hit the 80% percentile 5 times since 1900. Each time this happened previously, US stock performance suffered underperformance for years.
Warren Buffet...
IPO's over the past 45 years that debut above 40x sales underperform the market by 58% over the next 3 years.
SpaceX IPO initial price was about 90x sales.
The lower the price to sale ratio, the better the returns long-term.
The top 10 largest IPO's price dropped an average of 35% in 6 months.
IPO's tend to issue a the end of a bull market not when stocks are cheap.
70% of Bank of America's bear market indicators have trigge...
When negotiating a salary or a raise, most people don't know what they are up against.
Many companies purchase data from payroll processors and other sources to optimize salary expenses. This info often includes previous job incomes and what increases you recieved. The info obtained by companies include address changes, credit card utilization, delinquent debt, and past due balances. This data aggregation determines the lowest sala...Popular Podcasts
Betrayal Weekly is back for a new season. Every Thursday, Betrayal Weekly shares first-hand accounts of broken trust, shocking deceptions, and the trail of destruction they leave behind. Hosted by Andrea Gunning, this weekly ongoing series digs into real-life stories of betrayal and the aftermath. From stories of double lives to dark discoveries, these are cautionary tales and accounts of resilience against all odds. From the producers of the critically acclaimed Betrayal series, Betrayal Weekly drops new episodes every Thursday. If you would like to share your story, you can reach out to the Betrayal Team by emailing them at betrayalpod@gmail.com and follow us on Instagram at @betrayalpod and @glasspodcasts. Please join our Substack for additional exclusive content, curated book recommendations, and community discussions. Sign up FREE by clicking this link Beyond Betrayal Substack. Join our community dedicated to truth, resilience, and healing. Your voice matters! Be a part of our Betrayal journey on Substack.
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Listen to 'The Bobby Bones Show' by downloading the daily full replay.
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.