Half Banked

Investing is a powerful tool that can help you grow your wealth and achieve financial goals. It can provide opportunities for your money to work for you. However, it’s not as simple as putting money into the market. It’s important to educate yourself about the world of investments and understand your own financial goals and mindset. As a young investor, now is the best time for you to start learning and investing.

In this episode, w...

This week on Half Banked, we decided to have a little fun. Or at least the producers did.

As we near the end of Season 1, we wanted to take a break from the grind of interviewing experts and dissecting the latest in personal finance news and topics. So we decided to it was our hosts to take a turn in the hot seat.

Who are the people behind the voices you hear every week? This week on Half Banked, the show’s produ...

How much does the average wedding cost? The answer may be higher than you think — and the costs associated with a wedding can be surprising. You might have already budgeted out your wedding, but having the insights of people who’ve been to and planned weddings for several years is invaluable.

In this engaging episode we delve deep into the world of organizing and budgeting for significant life events, specifically weddings. We are j...

Episode Summary

Tipping culture is a significant part of the restaurant experience — especially in North America. However, tipping isn’t universal — some places charge service fees while others disallow tips entirely. And really, do customers enjoy tipping? Is it an effective and fair wage structure? Let’s find out.

In this intriguing episode of Half Banked, we delve into tipping culture. We also look at the burgeoning tre...

The Next Generation of Homebuying Part 3

The dream of homeownership can seem unattainable, especially with the average one-bedroom apartment rental in Canada costing just over $700 a month and 29% of Canadians resigning to renting forever. Fortunately, today's episode focuses on alternative home-buying strategies, which may be the light at the end of the tunnel for many aspiring home buyers. Tiny homes or van living m...

The Next Generation of Homebuying Part 2

Are you dreaming of buying a home, thinking you finally have enough money to make it happen? Well, hold on a moment! Without proper preparedness and due diligence, you might fall into the trap of becoming “house poor.” It’s all too easy to compromise on essential features or overlook crucial structural issues in the rush to find a home. Don't rely solely on listing prices eithe...

The Next Generation of Homebuying - Part 1

For many, buying a home is a big landmark in their adult life. Your parents and grandparents have built and bought their own houses to settle in and start their families. It's a goal the youth pursue whether they can afford it. Unfortunately, today is vastly different from the experiences of older generations. Buying a home in the Canada housing market[1]  today isn't th...

Why is it that our savings stay the same even as our salaries go up? Or that once we’ve hit our dream income, it still feels like we’re living paycheck to paycheck? The answer may be a phenomenon called “lifestyle creep.” On this episode of Half Banked, hosts Cadeem and Bethan sit down with Cindy Marques, financial planner and co-founder of MakeCents, to discuss what lifestyle creep is, why it’s such a problem for young Canadians, ...

How does your mental health affect your relationship with money? And how does money affect your mental health? From the pandemic to inflation, financial trauma and anxiety is a reality so many Canadians face every day. In this episode of Half Banked, Cadeem and Bethan talk with Alyssa Davies,  founder of Mixed Up Money about the hardships and pressures of dealing with finances in your 20s — and the techniques she used to change her...

How do you deal with your money? Do you juggle multiple accounts and keep a close eye on the stock market, or are you the type to stuff your cash in a shoebox under your bed and avoid looking at your balances? Money needs managing, which is why we spoke with financial planner Shay Steacy of InBalance Financial Planning, who helps Canadians map out their futures. She breaks down the difference between financial advisors and planners...

Avid collector (read: “little goblin”) Hannah Chafe has an impressive hoard of vintage clothing, antique cookbooks and fantasy swords. What she doesn’t have is a kid or a lot of money, so does she really need a will? In this episode, Lauren Bird and Cadeem Lalor find out it’s never too early to start thinking about your end. Only one of the Half Banked hosts has a will of their own — and as estate lawyer Stephanie Battista explains...

To kick off the first season of Half Banked, we explore a touchy subject for young Canadians: Borrowing money from your parents. Cadeem Lalor and Lauren Bird go straight to the source and ask Cadeem’s mom. Leadership expert, Schulich School of Business professor and host of the UpSkill Talks podcast Michel Shah talks about how she handled teaching Cadeem about money management and lending him cash over the years — and why she event...

Welcome to Half Banked, hosted by Bethan Moorcraft and Cadeem Lalor. We ask the big money questions that matter to young Canadians. 

This is a go-to podcast for young Canadians trying navigate the complex world of personal finance. Join us weekly as we ask the big money questions that are important to you. With fresh insights and relatable stories, we'll empower you to make savvy financial decisions you can bank on.

En...