The Money Doctors

Insurance only works when it evolves with your life. From rising incomes and growing debt to children, career changes and mounting premiums, reviewing your cover regularly can mean the difference between being properly protected and paying for insurance that no longer fits your needs. 

The Bongiorno Group’s Matt Homewood and Tom Will unpack the key triggers for reviewing income protection, life, trauma and TPD insurance....

The Federal Budget could reshape the financial landscape for doctors, business owners and investors for years to come. While none of the major reforms are law yet, the proposed changes to capital gains tax, negative gearing and discretionary trusts have already sparked urgent conversations across the financial sector. 

Bongiorno Group directors Nick Fennessy and Mitch McKeown break down the biggest announcements from Treasurer...

Strong rental demand and infrastructure investment are reshaping Australia’s property landscape beyond Victoria, but elevated prices and rising optimism warrant caution. Property strategist Julian Muldoon of 1Group and the Bongiorno Group’s Ricky Caldow examine the momentum across Queensland, Sydney’s western corridor, Adelaide and key regional centres. They explore the sustainability of recent growth, the role of...

Long-term wealth in property is built on strategic asset selection, not short-term sentiment. Property advisor Julian Muldoon of 1Group, joins the Bongiorno Group’s Ricky Caldow to examine the Victorian commercial property landscape. They explore the case for light industrial assets, the challenges facing retail, planning changes affecting medical practices, and why Melbourne may present compelling opportunities despite negat...

Uncertainty in interest rates is not just a market issue, it is a personal financial decision point for every borrower. With inflation still above target and global pressures influencing the outlook, the path forward for interest rates remains unclear. 

Jack Will, Finance Manager at The Bongiorno Group, is joined by Senior Finance Consultant Mark Bremner and Director Nick Fennessy to unpack the latest shifts shaping lending de...

Market sentiment does not always reflect underlying opportunity. While many Victorian investors are looking interstate, selected Melbourne and regional pockets are showing renewed growth, particularly in affordable, infrastructure-backed corridors. 

Property advisor Julian Muldoon of 1Group joins the Bongiorno Group’s Ricky Caldow to unpack current trends, including yield versus capital growth, outer-suburb momentum, inf...

Efforts to prevent, treat and ultimately cure cancer rely not only on clinical excellence, but also on sustained investment in research. Tour de Cure, an Australian charity dedicated to funding cancer research, prevention and support programs, has raised more than $150 million and helped deliver hundreds of research breakthroughs across the country. 

Sports broadcaster and former Sunrise team member Mark Beretta reflects on hi...

An unwelcome surprise can arrive at tax time, particularly for doctors whose income has increased during the year. The Medicare Levy Surcharge can catch trainees and junior doctors by surprise when they exceed the threshold through overtime and penalty rates. 

The Bongiorno Group’s Nicolas Pereira and Chantelle Turner clarify when the surcharge applies, how it is calculated, and the role of appropriate hospital cover, pr...

Soon, employers will be expected to pay superannuation to their employees at the same time as wages. This change, known as Payday Super, becomes mandatory from 1 July 2026 and represents a once-in-a-generation reform to the superannuation system. The reform has major implications for practice owners and employers, particularly those running weekly or fortnightly payrolls, as late payments attract SG charges, interest, and loss of t...

Retirement is one of the most significant transitions in a professional career, yet it is often delayed or under-planned. The Bongiorno Groups Jim Tsirtsakis and Trevor Baxter explore what retirement truly means — beyond simply stepping away from work. They discuss the importance of defining purpose and lifestyle goals, aligning business exit strategies with personal objectives, and ensuring financial independence is sustaina...

A clear investment plan begins long before any money enters the market. New investors who define their goals, diversify effectively and stay disciplined through market shifts give themselves the strongest foundation for long-term success. Beatrice Yeo, Investment Strategist for the Multi-Asset Solutions Business at BlackRock, outlines the essential principles every first-time investor should understand. 

She explains why goal-...

Everyone at the Bongiorno Group would like to wish you a joyful Christmas and a successful start to 2026. As the festive and summer period rolls around, The Money Doctors will be taking a brief seasonal pause — but we won’t be away for long.

We return on January 13 with our first episode of 2026. Until then, enjoy the break, stay safe, and from all of us at the Bongiorno Group — Merry Christmas and a very happy Ne...

Social media has become one of the most effective ways for medical professionals to build trust, visibility and genuine connection – when it’s used with intention and care. Family lawyer Vic Rajah shares how the landscape has shifted from traditional media to digital platforms, and why clinicians should view themselves as a brand. 

Vic explains how different demographics use Facebook, Instagram, TikTok and LinkedIn...

Higher uncertainty and greater volatility may define the current investment market, but this environment also presents meaningful opportunities for informed investors. Beatrice Yeo, Investment Strategist for the Multi-Asset Solutions Business at BlackRock, explains why long-term structural “megaforces” such as artificial intelligence, geopolitical fragmentation and demographic divergence provide a clearer guide than sho...

Blended families are increasingly common in Australia, but they can make estate planning complex. Without a clear will or structure in place, questions of inheritance can quickly lead to conflict. Family lawyer Vic Rajah discusses with the Bongiorno Group’s Chantelle Turner how blended families can plan effectively using wills, testamentary trusts, and neutral executors. He explains the importance of updating documents, secur...

Strong leadership in medicine requires both clinical insight and a passion for advocacy — and Simon Judkins brings both to his new role as President of AMA Victoria. 

In this episode, the Bongiorno Group’s Executive Consultant Trevor Baxter speaks with Dr Simon Judkins, Director of Emergency Medicine at Echuca Regional Health and a respected voice in healthcare reform. With a career spanning frontline emergency car...

Serving on a board offers medical professionals a unique way to extend their expertise beyond clinical practice, contribute to the community, and broaden their leadership skills. But with the opportunity comes responsibility. Directors are entrusted with governance, strategy, and risk oversight, often in complex and sensitive environments. 

Lawyer and experienced board chair Vic Rajah explains to the Bongiorno’s Group&rs...

Having an up-to-date will is essential – but understanding whether to include a testamentary trust can be just as important. These trusts can offer asset protection, oversight for vulnerable beneficiaries, and potential tax benefits, but they also bring complexity and ongoing costs that may not suit every family. 

To unpack this further, Ricky Caldow, Director at the Bongiorno Group, speaks with Jackson Barrett of Barret...

A will is one of the most important documents a person can have – but it’s often overlooked until it’s too late. If you have assets, a family, or even a single property, you should already have one. 

Ricky Caldow, Director at the Bongiorno Group, is joined by Jackson Barrett, founder and principal lawyer at Barrett + Co Legal, who explains the essentials of will-making: who an executor is, why beneficiaries s...