Your Retirement Radio With Kevin Madden

On this conversation, Kevin discusses the current landscape of annuities and retirement planning, emphasizing the impact of changing interest rates on fixed annuity rates. He addresses common myths surrounding retirement strategies, particularly the outdated 4% withdrawal rule, and highlights the importance of guaranteed income for a secure retirement. The discussion also touches on the concept of residual income, using the example...

On this episode of Your Retirement Radio, Kevin discusses the evolving landscape of retirement planning, emphasizing the importance of guaranteed income strategies as people live longer. He highlights the need for personal pension plans, the dangers of 'dead money' in retirement accounts, and the significance of having a comprehensive financial plan that accommodates big purchases and market fluctuations. The conversation underscor...

In this conversation, Kevin discusses various aspects of retirement planning, including the cultural phenomenon of tipping, the hidden fees associated with retirement accounts, the importance of professional guidance, guaranteed income strategies, and the impact of inflation on retirement finances. He emphasizes the need for individuals to be aware of their financial situations and to seek professional help when necessary to ensure...

In this conversation, Kevin discusses the importance of guaranteed income strategies for retirement, emphasizing the need for financial security amidst market volatility and inflation. He highlights the role of annuities in providing a steady cash flow, the significance of proactive financial planning, and the necessity of preparing for longevity in retirement. The discussion also touches on the independence of Madden Wealth Adviso...

In this conversation, Kevin discusses the evolving landscape of retirement planning, emphasizing the importance of diversification and understanding modern asset allocation strategies. He highlights the complexities of retirement today compared to previous generations, the necessity of personalized financial planning, and the significance of adopting good financial habits. Madden also stresses the importance of planning for longevi...

In this conversation, Kevin discusses the importance of evolving retirement plans in a rapidly changing technological world. He emphasizes the need for continuous communication with clients, the benefits of annuities, the significance of cash flow in retirement, and the necessity of planning for long-term care. Additionally, he addresses the hidden fees in 401(k) plans and the options available for retirees to ensure financial secu...

In this conversation, Kevin discusses the evolving landscape of retirement planning, emphasizing the importance of guaranteed income strategies due to increased life expectancy and market volatility. He highlights the need for individuals to create their own income sources, akin to personal pension plans, and addresses the issue of 'dead money'—funds that are not actively working for retirees. The discussion also covers the s...

In this conversation, Kevin discusses the importance of guaranteed income strategies for retirement, emphasizing the need for financial security amidst market volatility and inflation. He explains how annuities can provide a reliable cash flow, the significance of customized retirement plans, and the necessity of proactive financial planning to ensure a comfortable retirement. The discussion highlights the benefits of starting reti...

In this episode of Your Retirement Radio Podcast, Kevin explores the economic impact of tariffs, the challenges of inflation, and the sustainability of Social Security. It emphasizes the importance of diverse income sources for retirement and discusses the role of annuities in financial planning. The host encourages listeners to reassess their retirement strategies in light of current economic uncertainties.

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In this episode of Your Retirement Radio Podcast, Kevin delves into the complexities of retirement planning, focusing on the average retirement age, the realities of social security, the importance of home modifications for aging, and the necessity of preparing for unexpected events. The discussion emphasizes the need for a comprehensive retirement roadmap that addresses financial stability, lifestyle choices, and the psychological...

In this episode of Your Retirement Radio, Kevin Madden discusses the importance of understanding your 401K holdings, the necessity of diversification, and common financial mistakes people make regarding their retirement plans. He emphasizes the critical need for estate planning and the benefits of annuities in today's market, encouraging listeners to take action for their financial future.

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In this episode of Your Retirement Radio, Kevin Madden discusses the current economic landscape, the importance of having a sound retirement plan, and the intricacies of Social Security benefits. He emphasizes the need for income generation in retirement and the risks associated with market volatility. The conversation also touches on the evolution of retirement planning, particularly the shift from pensions to 401k plans, and the ...

In this conversation, Kevin discusses the complexities of retirement planning, emphasizing the importance of understanding individual financial needs and creating a personalized retirement roadmap. He highlights that there is no one-size-fits-all answer to how much money one needs to retire, as it varies based on personal circumstances and spending habits. The discussion covers various strategies for replacing income in retirement,...

In this conversation, Kevin shares his journey into the financial services industry, emphasizing his passion for helping clients achieve their retirement goals. He discusses the importance of understanding retirement planning, addressing common concerns such as whether clients can afford to retire and how to avoid running out of money. Kevin highlights the significance of customized retirement plans tailored to individual needs and...

In this episode of Your Retirement Radio, Kevin discusses the current market volatility and its impact on retirement planning. He emphasizes the importance of having a diversified portfolio and a solid financial plan to navigate uncertain economic conditions. The conversation also covers the role of annuities in providing guaranteed income during retirement, debunks common retirement myths, and highlights the need for a sustainable...

Kevin discusses the importance of preparing for retirement, especially in light of potential layoffs and company changes. He emphasizes the need for individuals to understand their financial situation, including retirement income sources and the significance of having a well-organized financial plan. The discussion also covers strategies for ensuring a steady income during retirement, the role of pensions, and the necessity of havi...

In this episode Kevin discusses the complexities of retirement planning in light of political changes, particularly focusing on Social Security, the importance of communication with financial advisors, and the concept of micro retirement. He emphasizes the need for a comprehensive financial plan that considers various income sources and strategies, while also addressing the emotional aspects of transitioning into retirement. The co...

 In this conversation, Kevin discusses the current concerns of clients regarding market volatility and the importance of having a solid retirement plan. He emphasizes the need for tax-efficient strategies, such as converting IRAs to Roth IRAs, and the significance of customizing retirement plans to meet individual needs. The discussion also highlights the balance between guaranteed income and market investments, aiming for a h...

In this conversation, Kevin discusses the importance of setting financial goals for retirement in 2025, addressing market volatility, the role of annuities in providing guaranteed income, and the need for a diversified retirement plan. He emphasizes understanding risk tolerance, especially for baby boomers facing a retirement crisis, and the impact of inflation on financial planning. The discussion also touches on finding purpose i...