Charleston's Retirement Coach

How do you turn your savings into a steady paycheck after work ends? Charleston’s retirement coach Brandon Bowen explains the shift from traditional pensions to DIY retirement, sharing strategies for creating protected income and balancing risk. Discover why knowing your monthly number and dialing in the right mix of guarantees and growth is the key to spending confidently and enjoying your next chapter.

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Are bonds really the answer for every portfolio—or is it time to rethink your strategy? Brandon Bowen tackles conflicting financial advice, challenges blanket statements from gurus like Tony Robbins, and shares a powerful story of rebuilding after a devastating 401(k) loss. Discover why customized planning, trust, and exploring new investment options can help you reduce risk and unlock greater growth potential as you approach...

Tired of the market roller coaster? Discover how consistent income streams can bring peace of mind in retirement. Brandon Bowen explains why annuities—especially fixed index annuities—are gaining popularity, and how smart planning can help you avoid “rocking chair regrets.” Hear real-life stories of retirees who travel, support family, and enjoy life without stressing over market swings. Learn how an income ...

Ready to get off the market roller coaster? This episode explores how “boring” income strategies—like Social Security timing and fixed indexed annuities—can bring steady cash flow in retirement. Brandon Bowen shares real-life stories, debunks annuity myths, and explains why predictable income is the key to enjoying life, traveling, and reducing stress. Discover how an income inspection can help you avoid reg...

Is your retirement income plan built to last? In this episode, Brandon Bowen breaks down the pros and cons of annuities and explains why guaranteed income is the cornerstone of a successful retirement strategy. From fixed indexed annuities to income riders, Brandon shares how to protect your principal, avoid high fees, and create a reliable cash flow—even if the market takes a hit. If you’re 50+ and have saved $500K or ...

Is your retirement portfolio riding too heavily on the “Magnificent Seven”? In this episode, Charleston’s Retirement Coach Brandon Bowen breaks down the risks of overconcentration in today’s tech-heavy market and explains how to rebalance for long-term retirement success. From Morningstar risk assessments to rules-based investing with Market Guard, Brandon shares how to spot hidden vulnerabilities and build ...

Is the 4% rule outdated? In this episode, Brandon Bowen challenges traditional retirement withdrawal strategies and explores how personalized income planning can unlock more flexibility. From Roth conversions to balancing risk and lifestyle goals, learn how a tailored approach can help you make the most of your savings while supporting the lifestyle you’ve worked hard to achieve.

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What if one conversation could protect your family from financial chaos? In this episode, Brandon Bowen shares a powerful story of a couple navigating memory care costs and the importance of legacy planning. From estate documents to power of attorney and long-term care funding, learn how to prepare for the unexpected and avoid leaving a burden behind. Whether you're caring for aging parents or planning your own retirement, this epi...

What should you do with an unexpected inheritance—or one you know is coming? In this episode, Brandon Bowen walks through how to turn a windfall into long-term financial strength. From income planning and tax strategies to Roth conversions and growth-focused portfolios, he shares real-life stories and practical steps to help you make smart, confident decisions. Whether you’re navigating a recent inheritance or preparing...

Target Date Funds (TDFs) might seem like a simple solution for your 401(k), but are they really working for you? In this episode, Brandon Bowen breaks down the pros and cons of TDFs, why they may be too “vanilla” for your retirement goals, and how a personalized portfolio review can uncover hidden fees, overlap, and missed opportunities. If you’re relying on a set-it-and-forget-it strategy, it might be time to ret...

What if you’re missing out on thousands in Social Security benefits—and don’t even know it? In this episode, Brandon Bowen shares a real-life story of a client who unknowingly filed for $300 a month when she was eligible for $1,500. He breaks down the critical rules around spousal benefits, filing strategies, and how to build a retirement income plan that doesn’t rely solely on Social Security. Whether you&r...

What if your retirement income never ran out—no matter how long you live? In this episode, Brandon Bowen breaks down how to build a retirement paycheck using Social Security, annuities, and flexible withdrawal strategies. He explains how to replace bonds with guaranteed income, when annuities make sense (and when they don’t), and how to protect your portfolio from market downturns. With real-life stories and a cookie ca...

Are you speeding toward retirement without checking your risk? In this episode, Brandon Bowen shares a cautionary tale of a couple who lost half their portfolio just as they were ready to buy a home in retirement. He explains why de-risking your investments before retirement is critical—and how to know if you're going too fast. From market volatility to forced layoffs, Brandon outlines the signs that it’s time to slow d...

What if your retirement came sooner than expected? In this episode, Brandon Bowen shares how to prepare for a “forced retirement”—whether due to layoffs, health issues, or unexpected life changes. Through real client stories, Brandon explains how to assess your finances, rework your budget, and shift your investments to generate reliable income. He also highlights the emotional relief that comes from having a clea...

What if your retirement income never ran out—no matter how long you live? In this episode, Brandon Bowen breaks down how to create protected income streams using Social Security and annuities, and why now might be the best time in 15 years to consider one. With real-life examples and a cookie cake analogy you won’t forget, Brandon explains how to spend confidently, reduce market risk, and build a plan that lasts.

Think your taxes will be simpler in retirement? Think again. In this episode, Brandon Bowen breaks down why overlooking tax strategy is one of the most common—and costly—retirement mistakes. From tax-deferred traps to Roth advantages, learn how diversifying your tax buckets can help you keep more of what you’ve earned. Whether you're still working or already retired, this conversation will change how you think abo...

This week on Charleston's Retirement Coach, Brandon Bowen discusses the common regrets people have about retirement, particularly the importance of saving early. He emphasizes the need for a solid retirement plan to address fears of running out of money and the role of income in achieving financial security. The conversation also touches on the 4% rule and its limitations, advocating for a more personalized approach to retirement p...

In this episode of Charleston's Retirement Coach, Brandon Bowen discusses the rewarding aspects of helping clients achieve retirement readiness, the challenges faced in communicating financial plans, and the future vision for Bowen Wealth. He emphasizes the importance of personal connections with clients and shares insights into his personal life and values.

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This week on Charleston's Retirement Coach, Brandon Bowen discusses his motivation for helping others navigate retirement planning, the importance of managing emotions during market volatility, the future of Social Security, and how to uncover waste in investment portfolios. He emphasizes the need for strategic planning and the value of having a financial advisor to guide individuals through their retirement journey.

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