Money Matters with Deb & Laurie

This conversation delves into the intricacies of behavioral finance and its significant impact on retirement planning. Deb and Laurie discuss how emotional decision-making can derail even the best financial strategies, emphasizing the importance of mindset, structured planning, and the role of advisors. They explore various biases that affect financial decisions, the necessity of automation in managing investments, and the importan...

In this episode, Deb and Laurie delve into the intricacies of behavioral finance, exploring how emotions can lead to poor financial decisions. They discuss the importance of automation in managing investments, the impact of health and relationships on retirement, and strategies for navigating market volatility. The conversation also includes real-life scenarios and Q&A, providing listeners with practical insights into effective...

In this episode of Money Matters, Deb and Laurie discuss the importance of financial planning for couples, emphasizing the need for regular financial checkups, maximizing retirement contributions, and understanding various retirement options. They highlight the significance of open communication about financial goals and values, and the necessity of creating a comprehensive retirement plan that aligns with both partners' aspiration...

In this episode of Money Matters, Deb and Laurie discuss essential strategies for retirement planning, emphasizing the importance of a tailored financial playbook. They explore the significance of estate planning, the necessity of beneficiary designations, and the impact of tax strategies on retirement income. The hosts also provide insights into managing market volatility and the importance of proactive financial organization. Lis...

In this episode of Money Matters, Deb and Laurie discuss the evolving landscape of retirement planning, emphasizing the importance of proactive strategies to address inflation, healthcare costs, and market volatility. They highlight the necessity of a dynamic retirement plan that adapts to changing circumstances, the significance of understanding RMDs and tax implications, and the value of social security timing. The conversation a...

In this episode of Money Matters, Deb and Laurie discuss how to crisis-proof your retirement plan against unexpected financial storms, emphasizing the importance of having a solid strategy in place. They delve into behavioral finance, exploring how emotions and biases can impact financial decisions. The conversation also highlights the versatility of life insurance as a financial tool for retirement, including its benefits for tax-...

In this episode of Money Matters, the hosts explore the concept of retirement through the lens of music, discussing how various songs reflect the emotional and practical aspects of transitioning into retirement. They emphasize the importance of gratitude, flexibility, and intentional living while addressing common pitfalls in retirement planning. The conversation also includes listener questions, providing insights into navigating ...

This conversation delves into the critical aspects of retirement planning, highlighting common mistakes and traps that retirees often fall into. The hosts discuss the importance of having a solid financial plan, understanding tax implications, and the necessity of diversification in investment strategies. They also address healthcare and longevity risks, the timing of social security and required minimum distributions (RMDs), and b...

In this episode of Money Matters, the hosts discuss the importance of continuing to invest after retirement, emphasizing the need for growth to combat inflation and unexpected expenses. They explore key questions for asset allocation, strategies for withdrawing funds from retirement accounts, and address listener questions about financial concerns. The conversation highlights the significance of having a solid financial plan to ens...

In this conversation, the focus is on addressing the primary concern of retirees: the fear of running out of money. The discussion emphasizes the importance of having a sustainable income plan that lasts throughout retirement. The host offers a complimentary financial review to help listeners assess their financial situation, including a fee report, risk assessment, and tax analysis, aimed at increasing cash flow and reducing unnec...

This conversation covers essential financial strategies for year-end planning, focusing on retirement savings, tax-saving opportunities, and the importance of emergency funds. The hosts discuss various topics including required minimum distributions (RMDs), charitable donations, Roth conversions, and the significance of having a diversified investment portfolio. They emphasize the need for a sustainable retirement income plan and s...

In this episode of Money Matters, Deb and Laurie discuss the importance of planning for a long and meaningful retirement, addressing the risks of longevity, inflation, and unexpected life changes. They emphasize the need for multiple income streams, long-term care planning, and the integration of personal values and legacy into financial strategies. The conversation also highlights the significance of open communication with family...

In this episode of Money Matters, hosts Deb Christensen and Laurie Hancock, along with guest Bruce Rosenbloom, delve into the complexities of retirement planning, focusing on the critical transition from wealth accumulation to decumulation. They discuss common mistakes retirees make, the importance of structured withdrawal strategies, and the various risks associated with retirement income. The conversation emphasizes the need for ...

The conversation covers significant upcoming tax changes affecting high earners, particularly regarding catch-up contributions to retirement accounts. It discusses the implications of the 2026 tax law changes, strategies for retirement planning, updates on Social Security, and the importance of understanding healthcare costs in retirement. The hosts emphasize the need for proactive financial planning and share success stories from ...

In this episode of Money Matters, Gary Nolan, Deb Christensen, and Laurie  Hancock discuss the evolving landscape of retirement planning, focusing on the importance of creating a self-funded pension plan in the absence of traditional pensions. They explore the significance of guaranteed income, the role of annuities, and the necessity of managing time effectively in retirement. The conversation shifts to the concept of 'rewiri...

In this episode of Money Matters, hosts Deb and Laurie  discuss the essential elements of retirement planning, emphasizing the psychological shift from saving to spending, the importance of a solid financial plan, and the need to align personal values with investment strategies. They explore the emotional aspects of retirement, including the impact of financial clutter and the significance of legacy planning. The conversation ...

In this episode of Money Matters, hosts Deb and Laurie discuss the critical transition from saving to spending in retirement, emphasizing the importance of having a structured spending plan. They explore strategies for creating a reliable retirement paycheck, navigating the complexities of retirement taxes, and the significance of estate planning to ensure a smooth transfer of wealth and values to future generations. The conversati...

In this episode of Money Matters, the hosts discuss the often-overlooked tax implications of retirement, including how Social Security and RMDs can affect retirees' income. They explore the hidden costs of inheritance and the importance of estate planning to minimize tax burdens on heirs. The conversation shifts to income strategies for retirement, emphasizing the need for a comprehensive plan to replace lost income and manage expe...