Episode Transcript
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(00:00):
Dewnie w d I A listen onthe free iHeart Radio app for all your
music radio and podcast free Never Soundis so good with a hard and soul
of Memphis. Ten seventy w dI A Memphis. W d I A
Memphis Probably presents the Bev Johnson ShowsMemphis game. No matter the problem,
(00:44):
she can have me. So,Jimmy, I'm chaving you to just keep
them around when a ridle bigging outMiss johnsing show, because Bell got here
(01:07):
talking, get heavy fucking in hereevery day. Indeed, I ain't sold
my bell got me a missed talkingyet. Good morning, good morning,
(02:02):
good morning, and welcome in tow d I A The Bev Johnson Show.
It is in adeda pleasure to haveyou with us once again on this
Tuesday, February six, twenty twentyfour. Enjoy this fabulous day to day.
Get ready as we ask the expertsback in the house, our attorneys,
(02:25):
Attorney Ursula Woods, Attorney Monika Johnsonis here to answer all your legal
questions. And Attorney Woods and thatfamous soap box. Yeah, we'll be
talking in a few When it's yourturn to talk. You know you can
the numbers to dial nine zero onefive three, five nine three four two
(02:47):
five three five nine three four twoeight hundred five zero three nine three four
two eight hundred five zero three ninethree four two eight three three five three
five nine three four two eight threethree five three five nine three four two
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will get you in to us.And if this day, this day,
Tuesday, February six, twenty twentyfour, is your birthday, like my
friend Tommy Banks, was up timee. Tell me over theres the manager
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of the Dollar Tree was up timeywho loves some lady d he loves it.
Happy birthday, Tommy Banks, fromyour whole family, your wife,
and everybody who loves you and thefolks who love you that come in at
Dollar Tree. Happy birthday, Tommy. Happy birthday to you. And want
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to give a shout out to mysweet Sorah Minnie Jones. But what's up
man a? She is the sisterof Melvin of Cooking Jones and the first
cousin of oh late Bobby oj what'sup? And my beautiful sorority sister Minnie
Jones? But what's up? Mannie? Have a good day to day and
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tell me you have a good dayto day on your birthday and all of
you all out there who may becelebrating a birthday on this day, we
say God, y'all go out andcelebrate your life. You better get better.
When we come back, we'll talkwith the experts, Attorney Woods and
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Attorney Johnson with me Bev Johnson onThe Bev Johnson Show only on Double DA.
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Oh. That's some good stuff fromSoulsville, USA. That's Booker t
and the MG's better known as theMemphis Gas Little Hip Hugger. Before that,
Bony James and Sweet thing A ShakaKhan cover. Good morning and welcome
into WDIA the Bev Johnson Show.It is a beautiful day Tuesday in Memphis,
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Tennessee, this February sixth, twentytwenty four. Hope, wherever you
are, you have a fabulous dayto day. Well, let's get ready
to ask the expert. She's backin the house today. Our sister friend,
Attorney Ursula Woods. Good morning,sister, Good morning, sister.
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How are you today? I amdoing quite well, good, quite well,
looking very well. Thank you,thank you. I got my natural
hair going. I love it.I love it. I love it.
It's a great day to day.It is in the neighborhood in the neighborhood.
In the neighborhood so as we alwaysstart off with that famous soap so
fods. So today, guys,it's the month of February. You know,
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we're looking at Black history. We'realso looking at the month of Love,
and so today I just want toencourage everyone. Let's keep it simple.
Let's show love. And if youcan't show love, let's show silence.
You know, let's go back toour grandmama's old school rule that if
you don't have anything nice to say, do what. Don't say a thing,
don't say anything. So that's don'tsay anything. Show some love.
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Show love to your kids, youknow, I mean genuine love. Tell
your children why you love them.I mean, how many times do we
take our children by the face.I don't care if they're one or twenty
one or fifty one, take themby the face and still say baby,
I just want to let you knowwhy my loves you son. Let me
tell you, Let me let metell you why daddy loves you. You
know, share the love. Sharethe love. Call that person that you
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always rely on for advice, theperson that's always putting the trips together,
the one that's always picking up theBill at the restaurant, knowing everybody isn't
gonna VENDMO and PayPal them and say, you know what, Mike, I
always see that you always playing stuff. Brother. I just want to tell
you I love you, you know. And if you have an extra five
dollars, ten dollars, not alot, give them a little gift for
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Starbucks gift card, a gift cardto get some pizza, you know,
just a little something to let thepeople in your life know that you love
them. You love them beyond whatthey can do for you or what they
look like, but you love themfor just simply being in their life.
You know, show love to theperson that you see all the time at
the post office if you go there, or if you go to your favorite
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wingspot and miss Mary is always theredoing her best, show her some love.
So I just want you to bethe Johnny Applesey to love this month
and spread it everywhere you go.I like it. I like the soapbox.
Yeah, thank you. And Bev, we always want to give love
to you. Anytime I'm out andabout and people say you on a BEV
jumps and show, and that's justa testament to who you are. Serious
(08:11):
led at your core because people couldsay negative things, but they always have
something nice to say, thank you, thank you. I appreciate them so
love because that folks be talking aboutyou what so we love. Attorney would
with that soapbox we loved, dude, I know, look cheer we started
it bev right when I would befussing when I initially started, exactly not
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in practicing. When I initially startedon the radio, people wanted to bankrupt
their child So men wanted to bankrupttheir child support, and then would become
frustrated when I would tell them,you cannot bankrupt your child support. Technically
you can put it under a Chapterthirteen bankruptcy, and then of course you
can pay it over time, butyou cannot place it under a chapter seven
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where you completely get rid of it. So then I would get on my
soapbox, me and Bell both wewould like, now these are your kids,
right, that's how that's how wegot to soap box, and that's
become famous. Right right, Sothis morning, so this morning you start
and you brought a guest, itI did. I brought a guest today.
So guys, as you now letme say that I had said earlier
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I said, Attorney Wenica Johnson,but we under she working hard. She's
working today, Monika Larisse Johnson isworking hard like we have been in meetings
all more having each year pulling K'slaw, talking to everybody. You know,
it's just a testament to the spiritof excellence that Attorney Johnson has.
(09:37):
So no, she will not bein She is at the office doing some
in depth research on a serious matterthat we're handling for one of our investment
clients. And that's just one ofalso the advantage of using a law firm
that actually has an attorney on staff. You know, as a title company,
we are attorney owned and operated andso we're able to fix some of
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the legal issues with our research andgoing to court. This is not something
that we have to outsource. Soshe is at the office taking care of
that. But guess who I didbring with me? Now, who did
you bring with you? I broughtmy number one sidekick on my law firm
for the personal injury. It ismiss chia Era Mason. She is with
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me, hiyay. So we gother out of the office today because as
you may know, and this isand if you all are on social media,
you can log on to Facebook andyou can look up Ursula Woods and
of course you will see myself alongwith Miss Bev Johnson. Hello to all
of my followers that are watching.It's it should be open to the public.
(10:41):
So needless to say, I broughtchea era because I we on nine
oh one. On September one,we started a new firm and it's called
nine oh one car wreck dot Com. So if you're in a car accident,
if you have a slip and fall, a dog bite list and dog
bites pay very well. So ifyou have any pain and suffering, then
we make sure that you're compensated.If you're in a car accident fall at
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work, those are the type ofcases that we take. And so Mss
Mason is one of the first voicesyou will hear along with mine when you
call into our firm, and soI wanted to bring her in so that
we can talk about what is personalinjury, what to expect when you have
a personal injury case, and reallyand truly how to maximize the value of
your case. So if you allwill allow me to pivot, you know,
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then That's what I'm going to dotoday. So Miss Mason, you
want to tell the people about yourselfto all of our listeners, this is
Mss Chierra Mason. Hello, Hello, good morning, Good morning again.
I am Chierra Mason and I amwith the fabulous miss Ursal Woods. So
we're trying to do nine oh onecar WRECT. I've been doing personal injury
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now for over six seven years andI enjoy it and I enjoy helping others.
So that's where I do it.That's okay, Okay, I turned
areas forgot to put a phone onon on mute. That a rookie mistake.
Sorry, that's okay, that's okay. Yeah, so I think that
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songs all right? Well, andthen also guys, Chiera is in plays
and she's an actress. Do youhave anything upcoming? Well? Actually,
I just finished pretty hurts uh,and I am working on something. We
haven't started filming yet, but Iam going to be doing that. It's
gonna be making it, make itlast. And I think we're gonna be
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filming some of that in Atlanta.Okay, and make it last? Is
that gonna be on TV or isit a play? It is, no,
it's gonna be filmed, Okay,yes, ma'am, So I do
film, I do plays, andI also oh Chierra. Okay, well,
if you all ever see Chierra Masonon the Marquee, make sure you
check her out. And she hasalso been offered a role in a two
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B movie. We don't know ifshe's gonna be the legal are the attorney.
But Myron, Myron Armstrong, he'san actor here in Memphis, and
he's pretty famous for his two Bmovies. You know, let's not discount
our humble beginnings. He does agreat following, so he has offered her
a small role. But you know, yeah, maybe you will see me
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as well, but we'll see it'snot stocking of you. Yes, I
hollered last week. I said,there's attorney Ursler on fal Attraction. Oh
yeah, yeah, I think theyactually I am, and a lot of
people didn't notice. I am alegal commentator for TV one. Guys,
Yeah, Fatal Attraction, and it'ssome other show too for my Man.
(13:39):
So for my Man and and FaalAttraction. I am so sorry that I
don't actually watch the show. AndI do you do, Okay, yeah,
the favorite shows they come on Mondaynight and Wednesday. But I watch
Fatal Attraction and for my Man okay, Well see how we get an and
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get a lot of our when wetalk about relationships on Friday, A lot
of our relationship because these are truestories. Yes, yes, true stories.
Yes yes yes, So I stickwith me too. I know,
I know they do. You knowwhat I'm gonna take this moment to say,
if you're in an abusive relationship,get out, yes like I'm serious
(14:20):
if you have, If you,I mean, I'm gonna give you an
example. This is how we geton a sob bix. I'm gonna give
you an example. Once once Iwas I'm not I'm just in full transparency.
I was dating a guy and hetold me a story about how he
got this scar. And the story. You know, if let me give
you an example. If I sayto you, I got the story,
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I mean I got this scar becauseI was chasing after this person and then
that person turned around and hit meupside the head with a pot. You
should ask the question why are youchasing someone? Why? Why is someone
running away from you? You understandwhat I'm saying. These people will give
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you clues. And from that momentto this and then another incident happened and
I don't want to say what itis, because that was very telling.
Either way, the bottom line isthere are little crumbs you understand that let
you know if someone is an abusedGod is not gonna let just somebody walk
into your life without a sign.Now, it does happen from time to
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time, but most of the timethere's some type of little sign. Do
not ignore it. Do not ignoreit. There's an unction inside of you
that will kind of tell you thatsomething is not quite right about this person.
Run. Okay, we talked aboutthat Friday and the name of our
show run forced Run. Really thisis confirmation it is not Now I'm gonna
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and I'm not trying to be facetiouswhen I say that some people like abuse.
If you like abused, and that'syou, go for it, you
know, live your best life.But if you do not like abuse,
then and I've never been in aphysically abusive nor a verbally abusive relationship,
but whatever it is, don't everthink that you can just get out.
I mean, I'm not the personto think that I'm better than so I
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don't even play with the fire becauseif something happens to the mentality of someone
once they're in there, they eithermentally feel locked or they are physically locked
into that relationship. And I don'twant anyone within the sound of my voice
to be in that position without firstknowing get out, and there is help
for you that is out there.I'm not a counselor or anything. I
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just don't want people to be ina situation in which they're in an abusive
relationship. That's not what we're talkingabout. Talking about that because for my
man, and like one of theshows that I did, the you know,
it's just a they knew that hewas a bad seed, and then
before you know it, and hetold mamah, I'm gonna kill your daughter.
(16:59):
You know. Mother used to haveto come to the job to pick
up her daughter on the days thatshe would get her paycheck so that the
man would not come up there,and her boyfriend, her ex boyfriend,
would literally rob her. And thenone day the murder, the killer caught
the daughter when she got off workand went in there and killed her,
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and a mom found her over thebathtub. So I just told you,
and that was here in Memphis.I don't remember that. Yeah, yes,
ma'am, yes, ma'am. Yeah, yes, you said that was
your show. Hey, Hey,I look at fatal attraction for my mom,
yep, wanting to avoid those typeof situations children or not. If
you have kids, it is notokay for a man to hit you.
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And if you're young and you're ina relationship, baby, let me tell
you something right now. A manhitting you is not loved. It is
not and you are loved. Andif it's not, but you loved,
but only by God. You mean, that's who loves you. And let
that let God guide you out ofthat relationship. Make a decision. All
right, so bad, right,I don't back. All right, guys,
(18:03):
Okay, we're here to talk aboutpersonal injury. I'm ready, I
already all right personal injury. Sofirst of all, let's talk about what
is personal injury? Chiera, youwant to tell everyone what is personal injury?
Personal injury can be several things.If you're in a if you're in
a store, slip and fall,auto accidents, let's see dog bie,
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if you have a dog bite.So what it is when you're looking at
personal injury, it is a casewhere you begin where we have to file
a complaint, you know, inour state court, and we start taking
your information because what happens is whenyou have an accident, then you need
to be able to be compensated.So one of the first things we're going
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to ask you is if you've hadan accident, be it a car or
someone you know, a tree fellon you because somebody had a rotten tree
in their backyard, you know,and low and behold the thing fail and
hurt you, or some other typeof negligent activity that occurred at someone's residence.
All of that is covered under personalinjury. Well, when that happens,
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then you can call an attorney suchas myself, Ursula Woods with nine
oh one correct dot com. Ournumber is nine zero one five four one
help. That's five four one fourthree five seven. You give us a
call and you'd explain to us whathas occurred with your case, and then
from there we will ask you afew questions, right, and so number
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one it is what are your damages? Right? So if you say,
well, the tree fell on me, but it missed me altogether, but
can I sue? Can they Suechierra? No? Unfortunately, there's no injuries
there. You go damage right,So you don't have any injuries, you
don't have any damages, So no, we cannot file a lawsuit. But
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we do have a case. Wellit's not our case yet, but we
did have a case where and Ireally want to talk about this. We
won't give the specific facts, butyou remember a child was in an accident
and then the mother does not wantto file a case that the father does,
and I think that that is doinga disservice to the child, to
the minor child. I'm gonna tellyou why that child is now traumatized.
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That child truly has a traumatic responsebecause as a result of that particular accident,
and for whatever reason, the mother'slike, well it'd be okay,
And I don't want to do allthat. This is not really your cause
of action to deny your child hasbeen traumatized. In these therapy, guys,
listen, if there was a childwho was there was They said it
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wasn't a tornado, but I promiseyou it felt like when an Olive Branch
about three or four years ago,and this one lady, I live in
Olive Branch. So then this onelady, she lived not far from me.
It actually hit her house and ittore the roof off, and it
would they they call them straight linewins. But anyway, so the bottom
line is a tore off her roof. That's how bad it was. And
then when it occurred, that childwent mute. That child never spoke again,
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well, never spoke again. Ithink it took the child about eight
months before that child spoke again.Put the child in therapy and all types
of things. You will be surprisedat what will have a traumatic impact against
your child. Just because your childis not expressing herself for himself does not
mean that your child has not beentraumatized. And for the love of your
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child, get your child some therapy. And if there's a personal injury,
then CHERI, we can collect forthat. Correct, Yes, ma'am,
we most definitely can. And soif you've been in an accident, there
are some things that I really wantto make sure that you do, and
particularly there are gonna be six thingsif you're in an accident. Number one,
you need to take pictures of yourinjuries. We need actual proof of
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what occurred, So we need picturesof the injury. We also need to
make sure that you go to thedoctor. You need to begin to mitigate
that situation by getting some medical carefor your injury that has occurred. In
addition to that if you have visiteda doctor, you need to follow the
care plan and attend and follow upappointments. Miss chair, Yes, ma'am,
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will you please, will you pleasego over with them the reason why
it's important to meet your obligation andgo to the doctor when you have a
car accident, it's very important.First off, we want you to get
you know, treatment, We dowant you to be you know, looked
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at, make sure that's our mainconcern is your well being. But most
importantly to the case, if youdon't get treatment or stay in consistent treatment,
it's gonna be hard for us tobe able to make sure that the
adjusters know how hurt you were becauseof the negligence of their ensured this is
what happened to you. But ifyou say or you go to the doctor
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and you say, well I don'twant to see them anymore. I only
went to two you know PT sessionsor I think I'm okay, then this
is what the t session physical therapy. Okay, yeah, your physical therapy
sessions. And that says to theadjuster, well, they couldn't have been
that hurt because hey, they stoppedgoing after you know two appointments. Well
that makes it hard for us tofight for you on our end as far
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as getting you compensated for your injuriesand damages. Damages is a different part
of this. There's two parts toit. There's a personal injury portion and
then there's a property damaged portion.The property damaged portion is pretty much simple
because they're going to go by whatthey see and that's that's physical and in
property damage. Just so that wecan explain what that is. Property damage
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would be the actual damage to yourcar. Okay, if you had a
car accident, or we recently hada client who had a tree that fell,
the tree, the tree fail ontheir car. The tree fail on
the car, So then that iswhat we mean by property damage. That's
that's a straight claim in which youget to get an estimate on what it
costs to repair the property, andthen we just got you the reimbursement of
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that. That's that's easy peasy.But what we're really trying to go for
is the pain and suffering to beable to get you compensated for your physical
injuries to your body, to yourtissue so you can proceed forward here.
Yes, so like I said,with that, you do need to stay
consistent with your treatment. You doneed to tell your doctor what all ails
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you because if you go to thedoctor and say, well, it's just
my back. But then once Iget ready to send over the you know,
the package for to the adjuster,well now we have neck, back,
legs, you know. And thesethings happen because when you have an
accident the day of, you're neversore. It always takes a few days
before everything starts to set in.So when you go to the emergency room
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the same day, no, yourback wasn't hurting. And so so when
you go to the doctor, makesure you tell everything because we have to
include that, and the more thatwe are able to include, the better
the compensation is for you. Okay, okay, right, So then the
next thing that you have to remember. So that's the reason why we one
thing you have to remember. Youhave to go to your doctor appointments.
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And now you know why because ifnot, your likelihood of being compensated on
the level in which you desire willnot be there. All right, So
you the next thing you need todo. First thing, take pictures of
your injuries, visit the doctor.Also make sure that you keep the thirty
is make sure you take care ofall of your follow up appointments by attending
them. And the next is writedown a narrative of what happened while it's
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still fresh in your head. Writedown a summary of what has occurred,
or either call us immediately at ninezero one five four one help five four
one four three five seven. Sothen that way we can go over what
has occurred and make sure that wemap out what light it was ad because
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we may have to even go sofar as to get the video footage from
around that area, because we haveto begin doing what building a case?
Okay, which brings me to mynext point. Will your case go to
trial? Okay? The answer ismaybe all right. To be honest with
you, majority of our cases dosettle, but we are not afraid to
(26:27):
go to court. Do you hearme? You got the right one when
you come to nine on one carwreck dot com. We are going to
make sure that if we have togo to court, we will. So
with that said, will your courtwill your case go to trial? Maybe?
It depends on two things. Numberone, are the facts in dispute?
Okay? Are the facts in dispute? Did you run the light or
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did the other person run the light. Did you make an illegal left and
you were trying to make it work, or did the other person run dad
smack into you because you had thelight. The number one thing you do
not want to say when you havean accident is oh my god, that
car came out of nowhere. Okay, you've just admitted that you were not
paying attention. The car did notcome out of nowhere. Magic does not.
(27:14):
Well, okay, I don't believein magic. So no, the
car did not drop from the skyright in front of you. That is
screaming I did not pay attention andI did not see or either I was
looking down or I was texting.Okay. The next thing is if it'll
go to trial, is when factsare in the dispute, or when there
is a contested legal matter. Whenthere is a contested legal issue, was
(27:34):
a person intoxicated? We have acase like that right now. Was a
person intoxicated or was he not intoxicated? Where was he leaving from? If
he was intoxicated, then those arethe things that will make us go to
court, and the court can ruleeither way. But with me by your
side, you can please trust noand believe that we are going to fight
for our clients, all right,so that we can get a successful outcome,
(27:56):
not guarantee, but let me tellyou this, they gonna know they've
been in a fight when they're dealingwith us. So the more careful we
build our case on the front end, and the more likely that the other
party in us we can come toan agreement because we believe in building a
strong case from the beginning, andwith me and Erra by your side,
you can rest a little bit easier. So the next point I want to
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talk about is how much you know? How much is your personal injury case
worth? And I know that whenyou go to these websites they'll tell you,
oh, we're going to quantify yourcase. Well, to be honest
with you, there's no way toreally precisely value your claim, but we
can give you an approximate value.We can tell you what we believe that
it would be valued at. Sothe value of your claim includes what your
(28:41):
economic damages are. You know,so economic damage would be what are your
medical treatment caused? What are yourloss wages paying for help that you're going
to need around the home and thephysical therapy, So we total all of
these losses and then we apply whatwe call a multiply right from moderate injuries
and then up to five for severeinjuries to accounts for pain and suffering.
(29:04):
But that is the way that wevalue. We begin to value a case
so that we can make sure thatwe ultimately give you the best injury.
I mean, I'm sorry, thebest amount for your injury. I like
that one. We're gonna pause forthe cause. Yes, we are talking
personal injury today. Attorney Ursula Woodsis here. Chie Arab Mason is here.
(29:27):
And if you have a question ofa personal injury, bankruptcy, real
estate, you know the sisters canhandle it. This day. We invite
you to call five three five ninethree four two five three five nine three
four two eight hundred five zero threenine three four two eight three three five
(29:48):
three five nine three four two willget you in to us. You're listening
to the Bev Johnson Show on wDA. We're asking the experts on the
(30:11):
Bev Johnson Show only on w D. I am your chance at one thousand
(30:37):
dollars in pay them Bills is sponsoredby Esco Restaurant and Tappas Unique. I
ain't the pay you gonna I mean, I'm telling them to everyone. I
see and Beth's got talking yoora ee, and good morning and welcome back to
(31:07):
wd I A. We are askingthe experts today. Are experts are Attorney
Ursula Woods and Sierra Mason are here. We are talking about personal injury.
But you know, if you havea bankruptcy question or real estate question,
you know you know the sisters theycould answer that question. I have two
email questions for you, okay,and the first email question is Attorney Woods,
(31:36):
is having a dash camera on yourvehicle a good idea? I believe
that it is a great idea tobe able to have a dash camera because
it is great evidence to show whatoccurred during the accident, who was that
fault, where the car was positioned. It also gives us a view of
a bird's eye view of what yousaw in that moment. And then we
(31:56):
don't we can combat someone saying,oh, the car came out of nowhere.
No, it did not come outof nowhere. You were not paying
attention. I had the green light. Clearly shows that and we can't admit
that into court if the judge allows, and more than likely the judge will
allow it, so long as wepreserve that evidence in the way in which
it was recorded and then handled thereafter. It also allows us to capture if
(32:19):
any other cameras were on site aroundthe surrounding area, So then that way
we can also get that footage aswell. So yes, but also keep
in mind a lot of these newcars have black boxes in them, meaning
that if you say you weren't textingand driving yet you had that car play
going and it shows that you weretexting and driving. So technology can be
(32:42):
your friend, but it can alsobe the tattle tale that tells exactly what
happened. We didn't know cars hadthat in there. Yes, yes,
yes, yes. If if mycar thinks that there is an accident,
all of a sudden, you willsee a three hundred and sixty degree view
of my car, I mean fromthe top to the bottom. Really,
yes, and then my dash camjust lights all up with all of the
(33:06):
different angles of what is occurring withmy car. Yes, and it'll tell
you yes, and it'll say thelast sixty seconds has been recorded. Wow
whoa yes, yeah, yes,yes, yes, I like yeah I
do as well, and you know, and you know I lost a friend
(33:27):
of mine. Thomas Bird made restin peace back in July, and if
his car was equipped with that,we would have known, you know,
what occurred with that incident. Youknow. So it's it's also a good
thing if your family could pull it, because then they would be able to
tell what occurred, happened to you. And then let's not let's not forget,
especially if you're African American, theissues that we have with the police
(33:51):
brutality in our cities and our municipalities. Then of course that would allow us
to be able to tell what occurredwith you when you had a traffic stop.
Oh see, that's why I sayI learned something new every day I
did. No cars had the blackbox. Yes, they do have a
version of the black version. Yeah, of course it's not as well as
(34:12):
out an airplane, but yes theydo have a black box. Oh but
that's good. That's good. Ournext email is it's from Anita, and
Anita wanted to know Attorney Ursula is, can you get paid as a passenger
in someone's vehicle and get you paidif someone let you use their vehicle and
(34:36):
you get into an accident. Theanswer is yes, you can be compensated
if you were a passenger and avehicle and you did not own that vehicle.
You can also be compensated if youwere barring someone else's car and then
you were in an accident and youneed to be compensated. So yes,
yes, you do not have toown the vehicle in which you are driving
and you were hit by someone becauseyour your case is against the other party.
(35:00):
Okay, your case is against theother parties. So your case is
against a person that hit you,Tierra, if you feel comfortable, do
you mind telling the people what happensif it's a bus, Like if you
had an accident with a school busand your child was on that school bus.
Yes, okay, So for instance, if you're riding on the bus,
most commercial vehicles have liability, andwhat that means is that he or
(35:27):
she causes the accident, then theyare liable for any damages or injuries.
Now, if you're riding the matterbus and someone rear ends us or a
school bus, the actual bus themselvesare not loud before because they didn't they're
not at fault. Okay, Sowhat happens is we have to go after
the person who hit the bus.A lot of people think, well,
they were on the school bus,so we're going to sue the school.
(35:49):
Well, actually you can't because hewasn't He didn't do anything wrong and he
wasn't at fault. To piggyback offwhat she said about the passenger or borrowing
somebody's vehicle. If you borrow someone'svehicle and you are at fault, the
insurance may not cover you because you'renot on that insurance. Like with my
insurance, if you borrow my carand you're not per se a a person
(36:15):
who is, you know, youcould be excluded as a driver, an
authorized driver, and you cause anauto accident, my insurance is not going
to cover that. So make surethat if you're borrowing someone's insurance vehicle,
make sure that the insurance is correct. Make sure that you have the kind
of insurance that covers you as youborrow someone else's car, or make sure
(36:37):
that you're on their policy. Seea lot of times we get calls like
that. When I was driving mysister's car. She has insurance, she
does, but you're not listed.Okay, so that makes a difference as
well. But if you're the victim. But yes, but definitely, even
if you're not on her insurance andsomething happens and you're not at fault.
You are definitely covered by an atfault party's correct. So if you are
(37:00):
the victim, you're riding in thecar, or you're driving someone else's car,
and you're the victim, then yes, you can be compensated for your
pain. You're suffering, your actualdamages to your physical body. And then
your your relative or your friend orrelative or whomever car you were driving,
they will also be compensated for thephysical damage to their car or what we
(37:21):
call property dammer. I'm going toour phone lines. We have some questions.
Thank you for waiting. W DI a HI caller, Hi caller.
Yes, okay, I can hearyou now. Yes, I'm doing
well in yourself all right, he'sshoting mac Look hello, ladies, attorning
(37:45):
Ursula and friends. Miss Mason,Miss Maccieria, she's my parent legal Miss
Mace go doing uhad? My questionis I just talked to one of my
cousins. She was talking about thisa while back in Chicago, and she
wanted me to ask y'all. Shegot like a person injury case. She
didn't want to go into detail,but she got a person injury case coming
(38:07):
up from when she was in NewYork, right, And she said she
wanted to request for her attorneys.They getting ready for a deposition to come
up, and she wanted to knowwhat she needed to do up on the
hardship or whatever, the request fora remote deposition or something. Oh okay,
(38:29):
so she doesn't want to physically bepresent for her deposition. Okay,
so a coplic They wanted to flytheir get over room and stay a day
or so or whatever it is.And she just saying she kind of got
a hardship and she's been dealing witha little COVID situation, so she wanted
to know how she needs to goabout asking them a requestion for you know,
(38:50):
remote video. Right. So tobegin, thank you for calling.
We really appreciate when our callers comein because your questions help everyone else.
Unfortunately, we're only license practice inTennessee and Mississippi, our attorneys are,
so we're not in the state ofIllinois. And then, thirdly, because
your relative is being represented by anotherattorney, I cannot give that person advice,
(39:14):
but I do have something. ButI do have general advice for you
or anyone who's listening. If youhave a question, you really should call
your attorney that represents you to askthat question if you feel uncomfortable with asking
your attorney the question. And I'mnot saying you, sir, are your
relative, but if you feel uncomfortablewith asking your question your attorney questions,
(39:38):
you should question why is that yourattorney? If your attorney is not answering
your questions, you should also askyourself why is that your attorney? At
our firm, we make sure thatwe're accessible for our clients. We break
things down in a way in whichour clients can understand, not saying that
we dumb anything down. But noteveryone went to laws, not everyone is
(40:00):
a paralegal of eight plus years.So then we make sure that our clients
understand the answers and we make themfeel comfortable in doing so, because we
understand that when you are dealing withpain and suffering and loss of money and
wages, that you need a higherdegree of care, a higher degree of
sensitivity. And so that's what weextend to our clients at nine on one
(40:22):
car wreck dot com. So unfortunatelyI don't have an answer for them.
Well let her know, Shorty Mack, and thank you, Shorty mad You
welcome. All right, I'll begood. You too bye bye wu d
I a hy caller. Yeah,Hey you doing? Hey, comming man,
coming right coming man. I hopeyou are following me on all of
(40:46):
my social media go Instagram is nineoh one car wreck you all, everybody,
if y'all are on Instagram, Ionly have a couple of little followers
and I'm appreciative of my followers,and they are watching me right now on
live. But I'm coming man,and you especially should go to nine on
one car wrect and make sure thatyou follow us because we're live now on
(41:07):
Instagram nine on one correct, andI want you to be able to see
us. But going all right,I'm gonna spread the word and I'm gonna
be a hype man and just cheering. This is what our regular callge.
Hello, Hey, how you doing? How you doing? Am all right?
And I got a question for youall the woods and Urschelve Kiera is
(41:29):
a key era chia era e likesee era but chier era or just says
okay, okay, Uh you're alwaystalking about injuries, uh like correct?
And then maybe sometime a child beinginvolved, right yes, and like you
said, he atturney the woods.Sometimes the child might not say anything but
(41:50):
it doesn't mean the child isn't hurt. So of course we need to think
for the children, you know,because sometimes they just simply don't express themselves.
But my question is two questions.Let's say, for instance, it's
a toddler in the car, wedefinitely definitely need to take precautionary measures in
the case of taler who has tolearned how to talk yet and express themselves.
(42:12):
Right, that's absolutely right. Yes. Oh so we have a couple
of cases with todler's right now,and they don't express their pain in the
same way. So you really right, yes, you have to really they'll
cry for being hungrid with or anything. So you have to just think of
all of it. You got tothink for that child. Okay. So
(42:35):
my next question is, okay,so you found a suit on behalf of
the child. That child is paidfor injuries, right, Yes, that
is correct. Money, Yeah,those proceeds. Would they have to would
the guardianship have to come into playin regards to the money for the child
for that tdler? That is correct. So what occurs is when you have
(42:58):
anyone that's under the age of eighteen, then the money will go essentially,
let's just say for instance, forlesser better words of trust, and so
those funds will be frozen assets forthat minor until they reached the age of
majority of eighteen, and then theywill be able to have access to those
funds. Additionally, sometimes the courtwill allow for the minor child to be
(43:21):
able to have access to that forthat money for purposes of continuing their education
or getting a car and those typeof things. So we can petition the
court for that as well, andthat happens. Okay, go on,
go ahead, no, go on, no, no, I just I
just wanted to point out those twothings because we definitely have to, you
(43:43):
know, be the mind for theirchild. Special that child. It can't
talk, don't know how to talkat all, absolutely absolutely, you know.
And I really want to tell theparents because there was a huge Bucks
bus accident that occurred in Shelby County. Was it Shelby? It was Shelby
County? Correct, you all listen, give us a call nine on one
five four one help nine zero onefive for one help. Do not let
(44:09):
your children need assistance. Your childrenneed medical care. Let's not do what
big Mominem did and just not goto the doctor. And now you have
a deformed foot or leg because youdid not get it properly broken and reset
or either put it into a castand you're not properly healing. You do
not have to suffer in that way. There are options for you that are
(44:30):
out there, but we can't explorethem if you don't give us a call
so that we can analyze your case. Now, this is real time and
we are here on the radio attwelve o four pm and Memphis, Tennessee.
However, we have a full staffof over ten people that can assist
you right now. So give usa call, get on our books,
and let us analyze your case.And one last question before I go and
(44:52):
to the people, what is totach in limitation on personal injuries? Rather,
that was actually one of are comingquestions, Misschierra, you want to
tell them for Tennessee, yes,sir, for the state of Tennessee,
our statute of limitations is a year, meaning that yes, sir, within
that year. Now, sometimes youknow, when you get a case it's
(45:13):
mill goat beyond the year. Butyou have to have an attorney to help
you file correct paperwork in the courtsto preserve that statute of limitations. I
did have a call where one ofyou know, unfortunately someone called. A
man called and he had an accidentin twenty two and he was going back
and forward with the adjusters, andthe adjusters know this trust and believe they
(45:37):
know that the statute is a year. So they told him that he would
be able to, you know,still file the claim because he said he
still had injuries, he was stillgoing for treatment. Then they told him
that he did have over a yearto file. They didn't mislead them,
he just misunderstood you have to file. They're not going to do it for
you. See, the adjusted Josh'sjob is to keep the money, you
(46:01):
know, but we're trying to getthe money for you to get you compensated.
So definitely, if you do havea case, make sure you seek
an attorney, immediately, go tothe doctor, take pictures, do all
those things. Everything is time sensitive. But just just be mindful that we're
right now we're talking about car accidents. We also have products liability, medical
(46:23):
malpractice, contract dispuse. If youhad a contractor in your home, there
are all types of different personal injurylawsuits in which we can file. Right
now, we're just speaking of acar accident. If you want to know
the statute of limitations on any othertype of cases, give us a call
at nine zero one five four onehelp. That's five four one four three
(46:43):
five seven. Leave a message withour beautiful receptionists and our staff, and
then we will call you back tovalue your case and let you know if
you still have a viable case ornot. You can always meet us online
nine oh one car wreck dot com. All right, thank you, coming
man, Bye bye, all right, all right, bye bye. We
are asking the experts today. Theexperts are in the house. Attorney Ursula
(47:08):
Woods, Miss Chierra Mason is here. We're talking about personal injury, and
we'll talk about thank ruptsy, we'lltalk about real estate. If you want
to know something, our number fivethree five nine three four two eight hundred
and five zero three nine three fourtwo eight three three five three five nine
(47:30):
three four two. You're listening todouble here da don't go away. The
BEV Johnson child returns after these messageson your mind ship, Jimmy, I'm
(48:14):
telling you to just keep them around. I'm begging out, behoving so because
they've got it's and welcome back.We are asking the experts, which here
(48:35):
Mason and toorny Ursula Woods. Ladies, I'm going to the phone lines to
talk with Jimmy. Hi, Jimmy, I'm a question. You know,
I always listen to you, butuh, actually I have a whole house,
my parents old house, they're bothdeceased now and it's over in South
(48:55):
Memphison, you know, you anot so uh real good area. But
I've had people contacting me about purchasepurchasing it. So I kind of talked
to a young man and uh andsell them uh on a price with him.
But I'm just wondering since that houseis sit vacant for probably eight years,
(49:19):
so you know, there's a lotof deterioration. But I explained all
that to him and uh but hestill wants to move forward. And so
uh he sent me a contract whichuh well uh uh there was a list
of price on it what we agreedto, and he's sending it to the
title company. Now. I guessthey're gonna do a title search on it.
But uh, I'm just wondering.Uh. You know, I'm such
(49:43):
a skeptical person. I was justwondering whether any scams out to be here
that once I signed that particular uhcontract and he's and he sent me to
the title company. Would there beany way for him to just totally take
possession of that unit? Again,Jimmy, thank you for calling. Okay,
(50:05):
sure, this is a serious issuethat Monique and I address on a
pretty consistent basis. And here here'sthe deal to begin. I don't want
anyone signing anything. I don't wantanyone signing anything until you have fully read
and understand what you're signing, alongwith the consequences. If you do not
(50:25):
fully understand each line of what you'resigning and the consequences, you need to
be calling our office to get someassistance at nine zero one. Hold on
one second, Jimmy, I needyou all to call us at nine zero
one five four one help five fourone four three five seven. Now,
Jimmy, you've already signed at thispoint, Okay, so you've already obligated
(50:46):
yourself to whatever it says. Sowhen you say, can that person take
possession? Possibly, I mean,I don't know what your contract says or
does not say, but you havethe right. This is the second thing
I want to tell everyone. Youhave the right to choose your own attorney
who represents you if it were meand I had a house and an investor
(51:06):
just called me out of the blueto buy a home, I would absolutely
let them know that I have myown attorney, Ursula Woods at preferred title
in that scrow. And the reasonwhy is because I'm going to look after
you. I represent you, Jimmy, I am not playing middle of the
road. Oh, I can't tellyou everything. I would be saying,
(51:27):
Jimmy, this is as is.You're protected, You're good to go,
right. I would also connect youwith a realtor who can just let you
know, are you getting top dollarjust because Jojo the Boo Boo the food
call you to say I want tobuy your house and you think it's a
good deal because it's quote unquote rundown and he wanted to give you forty
thousand. Jimmy, you'd be surprisedI bought a house. I'm not kidding
you on this. I bought ahouse for thirty five thousand. That house
(51:51):
is worth almost two hundred thousand dollars. Now, so if somebody called me,
and I'm not gonna I'm completely honestabout this, I had no clue
the house was worth one ninety.Monika and I were driving by one day
we were we were going towards Midtown, and just so happened I stopped by
that area and I saw somebody walkingjogging with little shorts and a tank top
(52:14):
on and a dog, and Iwas like, wait a minute. And
then that's when I realized that particulararea had been gentrified. So what I
bought for thirty five thousand is nowworth one hundred and ninety. But my
point to you is if someone itwould have offered me sixty thousand for it,
I would be like, oh,that's a great deal. No,
it's not a great deal. I'vejust shortened myself one hundred and forty thousand
(52:36):
or so. So I'm sharing thatto say that you've signed an agreement with
our first having an independent appraisal,But that does not make you in a
bad position. It just means thatyou've made a deal but now and you
know that it needs some work.But you'd be surprised at what something is
worth, even in the condition inwhat you're selling it. So but that
wasn't your question. Your question tome was could they take possession of the
(52:57):
property out of the blue. Hopefullythat does not say that in that agreement
and if it does over it,but not with the skeptical out of the
attorney would have you know. Yeah, so that's what I was curious about
this. You always need a subjectmatter expert in your back pocket, and
(53:17):
I can tell you that BEV makesure that she has those on her show.
But I want to tell you onemore thing, one more thing.
Make sure to you did the smartthing. They now have a contract with
you to actually purchase. But sometimessometime that listen, I need everybody just
pause for three seconds. Do notsign anything for them just to look at
(53:38):
your house. Okay, you hearme. Do not sign one piece of
paper for them to simply look atyour house. That's it. Okay,
now, well for those who couldn'tkeep listening, that was it. But
here's the reason why. Because there'sa scam, that this is a scam.
They'll say, oh, I needyou to sign the contract for me
to look at it. Know.What they want you to do is sign
(53:58):
that contract, and what it saysis if you do not close with them,
then now they have a lean againstyour home. So they're gonna take
that contract and then they're gonna putthey're gonna foul it. The Shelby County
Register's Office. And what that saysis if you sell that house at any
point in time, if you sellit to Booboo to fool, or if
you sell it to Mary Jones who'swaiting for her dream home. Either way,
(54:21):
you now have a lean that saysyou have to pay Booboo the fool
because he simply came in your houseand looked at it. That is egregious
and so I hate when people dothat because now we have to fight that,
and it's just so unfortunate. SoI just want to make sure now
you, Jimmy, that is notthe case that you're in. You're in
a situation where they actually came lookedat the home and they're you know,
(54:42):
they affwarded to the title company.They're getting ready to pull a title.
And do you know what that means, Jimmy, or do you want me
to explain? Oh he did?Okay, all right, so let me
explain the next step just so thatyou know. Okay, So with Jimmy,
Jimmy is giving us an example wherehe has a property that has been
I'm just gonna call it abandoned forlesser better words, meaning that he hasn't
(55:04):
kept it up. He probably payingthe tax as they're having. It doesn't
matter. But a family home ormaybe a home that he purchased and now
someone wants to buy it, great, that's a win win, right,
But you have to be careful.Number one is do not sign anything without
a subject matter expert, meaning canyou reasonably comprehend all of the words in
(55:25):
that contract? Do you know howmuch they're gonna pay you, how you
can get out of the contract,do you know the ins and outs?
And if you say uh, Ikind of understand that is not enough.
When we're talking about fifty sixty twohundred, three hundred thousand or more.
We're talking about an asset such ofa house. You need to give us
a call at nine zero one fivefour one help. And even if you
(55:46):
don't call us, look, callsomebody now, a friend, Call an
attorney. You need to google.You need to find someone to be able
to review that contract prior to yousigning your life away, as they say.
The next tip is you have theright to choose your own attorney.
If you're within the sound of myvoice and you want to buy or sell
(56:06):
a home, please please hire anattorney. We're licensed practicing attorneys. And
guess what, I'm celebrating twenty fiveyears of practicing. So that's just an
FYI. So, yes, youwant a license in practicing attorney. Some
people out here they have title companiesand don't have an attorney on staff.
What that means is they will havedifficulty when it comes down to actually legally
(56:30):
resolving issues because who can they relyon but themselves, and they don't have
an actual attorney's license. All theyhave is a title insurance license. That's
not going to help you in acourt of law, and a lot of
attorneys don't respect that. I'm notsaying that you can't because there's Excel Title
and I love them. That's PamelaWebster over there. So there are some
that are really legitimate individuals like her. But then you do have some others
(56:52):
that just don't have any type ofsupport, and you know you want to
steer clear of those, but youdo have the right to choose your own
attorney. Last thing about those peoplethat come and say I want to buy
your house. They will put alien on your house. Some of these
guys are scammers. Some of theseI'm not gonna limit it to men,
men and women. Some of themare scammers and it's no better way to
(57:12):
say it. And they really prayon our elders in our community. And
what they'll say is, oh,miss Mary, we're gonna buy your house.
We're gonna take care of you.They are not about to really and
truly take care of you. They'regonna take care of themselves. And then
they have you sign that contract andthen they have no intent to buy.
Now they got a lean against yourhouse. And now Mss Mary's like,
oh, maybe I can sell thehouse. So then she calls a realtor,
(57:34):
Tamra Davenports, Stacey Hobson, somebodythat's out there. They're gonna call
a realtor. And then when theycall that realtor and then they're thinking,
oh doo doo doo do doude,we get ready to sell and get our
hundred thousand. And it's like,oh, did you realize that there's a
lean against your house. No,that man just called and said he wanted
to see it, and he toldme I need to sign a piece of
paper. So you know what Istarted doing. And to all my investors
(57:59):
that are scammering, Yes, elderabuse. That's right, elder abuse.
So when you pick on the littleman, oh, the big one man
is out here and I'm not afraidof you. So if you abuse my
elders by undo influence because you wantthem to sign paperwork simply because you're there
telling them that, oh, I'mgonna sell your house and you ain't sold
nothing, elder abuse, undo influence, void the contract, and I don't
(58:22):
mind suing you because of it.That's just f y. I but that's
not what Jimmy said. Okay,I got that's okay, But Jimmy had
a question. You've already signed thecontract. Give us a call if you
like us to represent you at ninezero one five for one. Help back
to our phone lines to talk withyou. W d I A hey caller.
(58:43):
Hey, this is George five facejunior. Hey George, how are
you. I'm doing fantastic. Iget a little situation I want to ask.
Okay, go right there, George. Hello, Yes we're George.
We're listening. Okay, here's thesituation years ago. You know, I
used to travel back in the seventies, in the eighties and the nineties,
(59:05):
coming on up from sixty nine yearsold. But if this situation happens.
Now, if a girl or guyis off in a college Tennessee, Arkansas
or Mississippi and they are in afraternity party and somebody spikes their drink and
something happens to them coric or saythe girl gets molested at a party.
(59:30):
Who do you go after, attorney, the one who booked the red party,
or the college or all of theabove. All listen, all of
the above. Hell, we're goingafter Thank you for calling George. Yeah.
Yeah, So we would go afterall of the above, the college,
the party, the host of theparty, the fraternity, the sorority.
(59:51):
And also you have to remember there'ssome color dram shop law here.
In this particular instance, that's acriminal matter. And so that would be
fouled with the actual police because youhave where someone spiked a drink for an
underage person because he was saying molestedand so because of that, yes,
that would be a criminal matter.Can we go after them civilly as well
and get compensated. Absolutely we can, Absolutely we can. We're going after
(01:00:15):
everybody, you name it, We'regoing after them. And in addition,
I want to tell you about twoother laws. Since we're on that topic,
say, for instance, if you'reat a restaurant and you are visibly
intoxicated. I mean you're like,ah, dear, I'll give me I
know the one you know, you'revisibly intoxicated. Then we could also go
(01:00:35):
after the restaurant or the bar inwhich you are being served because they have
overserved you. So if you area bartender that is out there, please
please, if someone is visibly intoxicated, do not continue down that rabbit hole
would give them alcohol because the restaurantthat you work for can also be liable.
And then the second point is ifit's a dui. This is something
(01:00:58):
a lot of people do not know. We're talking now in the state of
Tennessee. In the state of Tennessee, you can be charged with the same
crime of dui if you let someonedrive your car and they are drunk.
So Chera and I if we goout, we're having a great time,
you know, oh girl, yeah, girls night, and we're celebrating.
I say, oh, Chiera,I'm a little bit too intoxicated. I
(01:01:21):
want you to drive, no,knowing full well that Chierra has been drinking
as well. But I give herthe keys and she's driving. She gets
pulled over she gets a DUI.Guess who else can suffer from that?
I can as well. Now,Shelby County does not enforce that as much
as guess what county, Davidson,Nash Yes, ma'am, well, it's
(01:01:42):
Tennessee altogether, but Davidson County reallypursues that particular that particular rule that's out
there, so you gotta be careful. But it's on the books in the
entire state of Tennessee. So everyoneshould be careful and do not drink and
drive, period. But if youdo, definitely be aware that just because
you gave it to a friend that'sbeen drinking as well, then you can
be charged with crime. But listen, it's just best to be honest with
(01:02:04):
you. Watch your drinking, youknow, watch your drinking. People can
die. We had a situation whereone of our clients was hit by a
drunk driver. The mother, thechild, the father, and the nephew
were all severely injured. And Imean, you know, so do not
do not drink and drive. Thankyou, George, Thank you, George.
(01:02:29):
This email in from Glenn says,can a personal injury judgment by the
court This is a good question bedismissed in bankruptcy even though the libel party
has substantial sustainable assets. All right, So that's that's a that's a really
(01:02:51):
good question. That's like a barexam question. So I like those.
I like those, all right,So number one the answer is, yes,
you can bankrupt personal injury. Yesyou can. You can bankrupt them,
Yes you can. You can,yes you can, and we can
even get your driver license back,and yeah we can. You can bankrupt
(01:03:12):
the personal injury judgment. There's onewhere you where you can. I'm gonna
explain that. But yeah, sowe can bankrupt the personal injury. It
has so oxymor un because I'm apersonal injury attorney and a bankruptcy attorney.
But you can bankrupt it. Iwouldn't be able to represent you if I
represented the injured party, get it. So if I represent the PLANEFF and
then you're the defendant, I cannotrepresent you. But back to the point.
(01:03:35):
But the time when you cannot bankruptit is if it was a dui.
So that was a great transition.If you were driving under the if
you were driving under being intoxicated andyou injured someone, you cannot bankrupt that
debt because of the level of crimethat you have committed, they are not
going to let you off the hook, and rightfully so, so don't even
call me with that idea. Youknow, don't drink and drive. So
(01:03:59):
as a result of that, no, you cannot bankrupt that. But if
it's just your personal injuries too,yeah you can. You can bankrupt irs.
You can also bankrupt old debt,car repossession, foreclosure, all of
those can be bankrupt. So youjust need to be cognizant of that.
Very good. Thank all right,you can continue, Thank you, and
let me say thank you all emailand let me give my email address again.
(01:04:21):
If you don't feel like calling,you can email me Bev Johnson at
iHeartMedia dot com. Bev Johnson atiHeartMedia dot com. You can email us
your question for Attorney Woods and missMason. Yeah, thank you. And
if you're on Instagram, I'm tryingto build up my little followers on there,
(01:04:45):
so please follow me on Instagram atnine zero one car Wreck c A
r wr E c K nine zeroone car Wreck and I have a special
treat if you go on Instagram rightnow, like some of our followers are
on here, then you'll be ableto see myself as well as Miss Mason
and of course the world famous Missbev. Johnson. So the next point
we're talking about right now some ofthe top questions that we end up finding
(01:05:10):
with bankruptcy. So one that questionwe always get, how long? How
long? What can I expect withmy bankruptcy I'm sorry, bankruptcy with my
personal injury case? What should Iexpect? What's gonna happen? So let
me go through that briefly. Thisis just a general knowledge of what happens.
So once you file, Once wefile the case, we will serve
(01:05:32):
the other side. So we're gonnaserve the defendant the paperwork. Then we
wait for them to file a reply. Okay. After that, then we
will be building our case, contactingwitnesses, gathering the medical evidence, we
even collect evidence from the other party. And then of course you and the
other side both will have time tobring in their preliminary motions to court.
(01:05:53):
And all of this is if wedo not settle. Our intent is to
settle. But so if we donot settle, then as an attorney,
we may approach the other side totry to resolve it by settlement. If
we cannot even at that point,we will still try to settle. We
also we may participate in a formalwhat we call the dispute resolution, like
a mediation, right, and so, because we're trying to resolve this case
(01:06:16):
without going to court, we alsocollect payment. And then if we are
able to settle, then we willyou know, collect the payment, and
we settle the case and we closeit out. But if it goes to
trial and we have to present,then of course we will fight for it
and we're going to get a fairand just outcome. I can't guarantee that
we will win, but I canguarantee you that we're going to fight on
(01:06:38):
your behalf. So but on thesettlement side, what should they expect?
Chier? You want to let themknow that we begin our negotiations. Sometimes
the adjuster asks for more time.So once we receive all of the medicals,
then what I do is I reviewthem. I look for things that
I can send into this one.It's a settlement packet otherwise known as the
(01:07:00):
demand packet. Once I send thatover to the adjuster and make sure that
they have it, I give them, you know, a little time to
look at and review it for themselves, and then we start the negotiations process,
Sometimes they come back with hey,policy limits because they know that we're
trying to get those limits. We'retrying to get you the most. So
sometimes if it's very very transparent thatthey're insured is at fault, they don't
(01:07:27):
give us any kind of flack aboutit. Sometimes you know, their adjusters
want to go back and forth,so once they review it, they're going
to give us. Most times thebottom settlement. I guess the bottom line,
so to speak. That's when Igo into negotiations. That's when I
pull out the facts from the medicalrecords. That's when I let them know,
hey, because of the negligence ofyour insured, this is what my
(01:07:47):
client had to endure. So I'mfighting on your end so we can get
you the most, and they're tryingto fight and push back so that they
don't have to worry about giving methe most out of their money. So
basically the negotiation, it takes itwell, I don't say, maybe a
month, thirty days at the mostone Sometimes it'll take longer, especially right
(01:08:10):
if it's kind of complex or andthen too if there's more than one party
on the case, if you havea multi car accident, or you have
five or six people believe it ornot in one car. So now we
have to gather all the evidence becausethey're not going to even give us a
settlement offer until everyone's medicals or specialsas they call it have been received.
(01:08:31):
So it's a little process that wehave to go through, and a lot
of times people think it's just youknow, hey, send that over there
and tell them I want my money. You have to be patient in order
for us to fight for you andget you the money that you deserve.
So then that brings me to thenext point of sometimes people try to go
on their own right and so whenyou go on your own, those adjusters,
(01:08:53):
those insurance adjusters will eat you alive. They have classes that they take,
they are trained in how to capitalizeon your ignorance. And so that
is the reason why it is bestto call an attorney and plus we help.
We're gonna handle each step in thiscase in a way that's calculated to
help you get the result that you'relooking for from us. We will take
(01:09:15):
our time to get to know youyour priorities, and then the details of
your case, and then we willguide you through that process to make sure
we get you the maximum compensation.The last thing you want to do is
go on your own and then shootyourself in the foot and then limit the
amount that you can get. Thatdoesn't help you, it doesn't help the
family members, and it surely doesn'thelp your bottom line in your pocketbook.
(01:09:38):
So it's just something to consider well. So that goes to my next point,
which is always want to be whatpeople want to know, which is
how much does it cost? Howmuch are you gonna charge me as an
attorney to be able to handle yourcase. So if you are someone who's
had an accident and we want youto go to nine oh one carreg dot
com. Are the call us atnine zero five for one help, then
(01:10:00):
the one thing that you need toknow is we do not charge you any
upfront fees. We only get paidif you get paid, and then we
take a small percentage from your checkto be able to cover the attorney fees
as well as any of the upfrontcosts such as ordering medical records and those
type of things which I want Mischairedto talk about medical records in a second.
(01:10:23):
So then we will pay those butlisten, we're gonna give you all
of those percentages upfront there will be. And let me just say this,
in my law firm, we trulyhave a heart for the people, and
so we're going to disclose everything upfrontin writing, right, and we actually
have you sign and we show youthere will be no surprises. So then
(01:10:45):
that way you'll know how much youshould expect to pay, how much we
will get compensated. And if youlose your case, then guess what,
we don't charge you anything, Sothere is no compensation if I lose.
So I got everything on the line. I got my time, my money,
and you know, and this iswhat my soapbox I'm gonna talk about
the next time we come on.Time is one thing none of us can
get back. You can steal mysweat. I got on a Q sweater
(01:11:08):
today, y'all. You got alittle bedazzled at the bottom of it.
You can steal my sweat. Guesswhat, I can go buy another one.
I ain't pay not but twenty ninedollars for it. It's okay,
you know. You can take mycar. I got insurance, this all
right. But the one thing youcannot take that I cannot get back is
my time. If you take mytime and wasteed, baby, is gone.
(01:11:29):
But if I'm spending my time onyour case to try to help fight
on your behalf, I'm not wastingmy time. I am fighting for my
people, and that is what Ibelieve in. I have a heart for
the people, which is one ofthe reasons why BEV make sure she has
certain people that she has come on. But more importantly, we're making sure
that you get the best in yourcompensation if it's a personal injury case.
(01:11:49):
So what does a personal injury casecost you? Nothing up front, we
disclose it in the end, andthen we make sure that we pay you
all Right, good information. Backto our phone lines to talk with you.
Hi, caller, good accident toyou, good people. How are
you doing? How are you?I am doing good. Okay, say
(01:12:14):
it again, bird legs you werebreaking up? Yeah on my car.
Okay, I hear you. Now, I hear you now, Hey baby
say and mon. I believe itis cheer MS. Mason, Yeah,
cheer is my questions. If youhave a pre existing you know, listen,
(01:12:41):
you spoke with metical records, whichprompted me to call. If you
have a previous uh problems and whathave you? How does that affect your
lawsuit, is that a pre existingcondition? Like so, say, for
instance, you had a car accidentand you already had a leg that was
bad, and then the car accidentexacerbated that injury. Yeah, so then
(01:13:03):
we would begin to look at themedical records to show what the condition of
the leg was prior to the accidentversus the condition of the leg after the
accident, And then we'll get yourdoctor's statement that shows that because of the
impact of the accident. Then whathas occurred with the leg, you know,
and why did the accident make itworse? Now, let's say,
for inson, nothing happened to yourleg with something happened to your arm,
(01:13:25):
then no, we cannot pay youfor your leg because the leg is fine,
but what was hurt was the rSo don't cover here with no pre
existent leg issue. We're dealing withthe arm and then be like, well,
can they go on and reset thisleg, because no, no,
this is not a free fall tobe able to get all of your medical
conditions you know fixed, you know, and we do. And on a
(01:13:46):
more serious note, we do havesituations in which people have some pre existing
conditions and they want to sue.I'm gonna give you another example, someone
who has cancer, you know,and then you have chemo and the chemo
may calls boils over your body.Well, this is a natural consequence of
chemotherapy. We cannot get you compensatedfor the boils that have come over your
(01:14:12):
body. If that was a naturalI'm sorry, a natural side effect.
If that is a known side effectfor this particular type of treatment. You
know, Yes, it's horrible thatyour hair fell out. Yes it's horrible
that you have boils, but theseare side effects of the medication. Now,
if you end up growing a thirdleg as no, you give us
a call. Not only you area medical anomaly, but we're gonna try
(01:14:36):
to find out if this is agood thing or a bad thing that you
got three legs, and so wecan get you compensated. Now, I
know that you know, personal injuryis not a laughing matter, but we're
just trying to make light of itso that we can do it for example
purposes. Thank you for Collin burrdlee my question, and that was my
(01:14:57):
great love for today. Thank youso much. All right, bye bye.
We are asking the experts today,get you in here by three five
nine, three four two eight hundredand five zero three nine three four two
eight three three five three five ninethree four two. We're asking the experts
(01:15:20):
with Attorney Woods and Miss Mason meBev Johnson on the Bev Johnson Show on
dou W d i A. Whetheryou're in Arkansas, Tennessee, or Mississippi
on Facebook, Twitter or Instagram,thank you for listening to The Bev Johnson
(01:15:42):
Show on dou W d i Aninety percent the Heart and Soul of Memphis
(01:16:02):
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O one five oh four forty fourforty four. Let us be your voice,
Be your voice dot Com, BellinShow, Bellchops, Memphis Talking and
home Away. Help on you go, you go, don't getting ready?
(01:16:27):
It's time show show. Let's gobet justin we make Gordy bye here wrong
you d listen to one to say, you know it's time of the belt,
of this show, Time of thebelt show. Let's go. We
(01:16:53):
are rocking and rolling on this Tuesday, February six, twenty twenty four.
Enjoy this fabulous day. As we'retalking about Personal Injury Tourney. Ursen Woods
is here. Toda Mason I'll getit right this here, and we're gonna
talk to you. Going to ourphone lines to talk to Bootsy. Hi,
(01:17:13):
Bootsy, Well Hello, how areyou all doing? Hi, Missus
Woods, We're doing fine. Youhave a question, Yes, I want
to this. Wood made a lotof good statements on the on about the
driving, uh, drinking and driving, and she left one out. Sleeping
at the wheel is not not nogood to be driving across country. I
(01:17:38):
drove forty years across country and andI know I have seen truckles fall asleep
at the wheel for so length oftime. If you're driving eight hours,
six hours, five hours, andyou feel yourself naulgeated, get off the
road. That the safest thing youcan do is get off the road because
if you do, you fall asleep at the wheel that big somebody tractor
(01:18:00):
teller and you rolling and you goto sleep and go off for revenge,
you can kill a lot of peopleon that road out there. Now,
I thought maybe I bring that upto missus Woods. Did let her know
that she was right about drinking anddriving. So yeah, I came over
with that about sleeping at the wheel. What they say that sleeping at the
wheel is actually worse than drinking anddriving. The statistics already showed that.
(01:18:25):
Me driving across the road, Ihave seen truckers go to sleep at the
wheel and when they turn up bottomsides up and they injured other people.
Yes, I have seen that onthe road of the history of me driving
across country. Right, and shoutout to my brother Cotis Woods. He's
listening now. And so I havebeen go off the mountain. I have
ye off the mountain. So yeah, because these truckers, you know,
(01:18:50):
they're they're human just like us.And I'm gonna give you one more tip,
thank you for Colin. One morethank you. Do not flash your
lights at these truckers. You know, like when you're driving behind a truck
driver and you're becoming irritated because they'rein your way quote unquote, let me
tell you something. These truck driversare moving America. You wouldn't have the
(01:19:11):
shirt on your back if it wasnot for these truckers. So while you're
being rude and mad and mean becauseyou're doing what nothing but driving along with
him, you're part of the problemtoo. But if you flash your lights
behind these truck drivers, guess whathappens. Then you blind them. You
blind them, and it puts themin a very vulnerable position in which they
can't see anything. So stop withall of that road rage and then trying
(01:19:35):
to overcome an eighteen willer by flashingyour lights, because you're actually blinding this
person. The only thing you areis irritated. This man cannot move tons
of product by just like getting over, Like he's in a car. He
has to wait. He can feelthe weight of that truck and what's in
it, and then he has toget over when is reasonably appropriate. And
(01:19:57):
he does not re need you ridinghis tail in order to make that decision.
So let's spread some love out thereto our truckers and drive safely.
We want everybody to arrive alive,all right. This email, this listener
wants to know Attorney Woods, ifyou file bankruptcy on the IRS, can
you continue to get your refunds orcan they take it? No? If
(01:20:20):
you file bankruptcy, you can youwill be able to get your refund.
Well. Well, first of all, there are two separate issues. If
you file Chapter thirteen bankruptcy, thereis a caveat in which sometimes you can
get all of your refund, butit's not a result of you bankrupting them
per se. It's is a resultof the amount of money that you're getting
and it needs to be offset withyour creditors. It's a whole another bag.
(01:20:42):
But give us a call at nineone, five, four to one
help and we'll explain that. Butwhen it comes down to actually bankrupting them
and then the IRIS penalizing you becauseyou bankrupt an old IRIS that, no,
they cannot penalize you by then keepingyour keeping your tach return. That
that's not what is going to happen. So the bottom line is you can
(01:21:03):
bankrupt irs that if you are eligible, there is a three protests. But
if you do, they're not,they can't penalize you and keep your money.
It's a and just so that youknow, bankruptcy is a federal law,
so it's all federally regulated. Okay, Attorney Wood. If a married
couple is contemplating purchasing a home,can both incomes be included if only one
(01:21:30):
of the individual's name will be onthe mortgage. No, the case where
one person's credit is less than perfect, No, So, but I don't
know if they meant to ask whatthey ask, So they're asking if there
are two people and they want themortgage company to consider both of the incomes,
(01:21:50):
but they only want one name onthe house. No, you need
to be in what we call previewof contracts. So if the if the
so you have a husband and wife, I'm gonna call them a borrowing spouse
and the nun borrowing spouse the nounborrowing spouse. If their income is being
(01:22:11):
considered within the purchase, then theirname is going to be on the home.
You get it. So I don'tknow, but down loud and I'm
gonna tell you something. As adisclaimer, I am not a loan officer.
That is a Ruth Phillips question overat Cadence Bank. But I do
believe that I'm on point with that. You cannot have someone who is on
(01:22:32):
the loan but they're not on thehouse. I've never seen it, and
I've been practicing twenty five years thisyear. So but no, I hadn't
seen it. Okay, okay,all right, So let's go back to
personal injury. Hello to everybody thathas joined us on nine oh one car
wreck on Instagram to watch us.So one of the other questions is what
(01:22:54):
is the average settlement amount for personalinjury case, Well, the average settlement
amount, then we're talking about theaverage. It usually ranges between three thousand
and seventy five thousand, between threethousand and seventy five thousand. You may
say, ursula, that is ahuge range, but it is because it
depends upon the value of your case, the medical bills. Did you go
(01:23:16):
to your doctor's appointment, did youfollow the plan of care by your doctor?
Did you do the things that wasnecessary for you to be properly compensated
for your injuries? And then ifso, then that you can get on
the more of the seventy five thousanddollars range. Now you may say,
well, but I hear about thebillion dollar cases, and the million dollar
cases will obviously there are some,but the vast majority there are some that
(01:23:41):
will rise to that, but thatis as a result of the level of
care and the level of damages thathave occurred and what they are oh in
the amount of insurance. But thevast majority of injury cases settle for a
much smaller amount, especially when youdon't have a traumatic brain injury or a
spy car cord injury, or therewas no death. Then sometimes we're kind
(01:24:02):
of looking at between three to seventyfive thousand, especially if it's a soft
injury case, I mean a softtissue case. But let us value your
case. Give us a call atnine oh one five four one help and
then we can kind of value that. Now you may ask, well,
how can I maximize How can Imake sure I maximize my case? Well,
(01:24:23):
we have to carefully build a verystrong evidence in your case, and
that's really what our job is.It's essential that you understand that all of
the categories are damages that apply,and then we build our evidence on that
each category. So category by categoryof loss that we're claiming, we will
build our case. And it's alsoimportant it's also important for us to carefully
(01:24:45):
prepare your cord filance that comply withthe law right because when the other side
files their emotions, we have tobe able to respond and respond aggressively and
appropriately to make sure that we maximizeour case. The reasons why. You
know, if you are following meon social media even on my personal page
at u J woods ESQ, thenwhat we do is I go to class.
(01:25:09):
You know Chi Area is already signedup for trial university. When don't
we go in June or July,June. In June, so we'll be
in California now we're we'll be busyworking, but I will tell you it's
gonna be a little fun in thesun. So we do educate ourselves just
to make sure that we try tomaximize the personal injury settlements and the personal
(01:25:29):
injury trial and we try to stayup. We don't try, but we
do. We stay up to dateon our current laws to make sure that
we're maximizing the pain and suffering forour clients. So does pain and suffering
include medical bills? Medical bills?So does the pain and suffering. Pain
and suffering does not include medical bills, but you have the right to claim
full compensation for all of your medicalbills as part of your injury claim.
(01:25:55):
So in fact, your pain issuffering is compensation on top of and in
addition to the medical bills you getit. So we have we have your
medical bills, then you have yourpain and suffering on top of that.
Right, it's just a different category. So you will get paid for your
medical bills, but in addition tothat, we will try to get you
(01:26:16):
compensated for your pain and suffering.You know, so you may have traumatic
responses. You may have PTSD afterthe accident. These are all things that
will be evaluated by licensed professionals.And I'd like to say a shout out
to Smouth Suite Ortho. That isdoctor Kim May's in Chicago, Illinois.
She is tuned anti Instagram and nineon one car wreck. So I'd just
(01:26:39):
like to say a shout out toher. If anybody within the sound of
our voice need arthodonic kre in Chicago, Illinois, make sure you go to
Smouth Sweet or though that's my bestfriend, Miss Kim. All right,
so what is fair compensation? Whatdo you think is fair compensation? Cherry,
you want to share with them?What's what would be considered fair?
(01:27:00):
Well, fair compensation? Pain andsuffering is proportional to your injuries. Right,
the more severe and permanent the injuries, and then of course the more
that we'll be able to get youcompensated for. Conversation must be you know
fair. In most cases the severeinjuries and lifelong suffering, you may claim
pain and suffering damages that are sothey're much as five times your you know,
(01:27:25):
financial losses. In minor cases,your pain and suffering may be slightly
less or equal to the amount ofthe financial losses. Right. So then
sometimes if you're just tuning in,thank you, and let's talk about what
is considered a personal injury. Apersonal injury is considered an injury that gives
rise to a legal liability of theresponsible party. Right, So, when
(01:27:50):
one person gets hurt because another personor company acts negligently, the victim has
a personal injury. A personal injuryaccident is a type of accident that is
a legal fault. The victim maybring a claim for financial compensation against the
(01:28:10):
wrong door. The lawsuit is acivil lawsuit that is brought by the victim.
The victim may receive financial compensation fortheir injury. All right, So
let me just tell you a realquick difference. So you remember, if
you recall another caller said, well, what if my underage daughter was at
a frat party and they spiked thedrink, she got drunk, and she
(01:28:33):
was raped, molested, or hada car accident. That is a criminal
matter. That is a criminal matterbecause it is a crime for someone to
illegally spike someone's drink. It isnot funny to give someone appeal to see
what happens. That is a criminalprosecution. And you actually need help if
(01:28:56):
you think it is funny, becauseit is not. It can be a
serious manner in which people die.So but can we sue that person civilly
because they did a criminal act?Absolutely, but right now, just for
intended purposes, you know, we'resaying it is a civil case, a
personal injury case. It's not acriminal case where someone can be convicted of
a crime and go to jail.Instead, it's a civil lawsuit that can
(01:29:19):
result in finding someone responsible that makesthat responsible party pay money to the victim.
There are lots of types of casesthat are personal injury, like car
accidents. You know, you werecoming out of the bank, you slip
and then you fail. Or youwere at my house and my little puppy
bid you and now you got rabies. That is also personal injury. Look,
(01:29:42):
guys, dog bites are very lucrative. You know, dog bites are
very lucrative, So keep your dogsleashed and inside of the kennel, especially
if you know you got a littlecrazy one. Another type of personal injury
case is defective product accidents. Youhad your headphones on your ear and the
and it exploded. That is apersonal injury case that was a defective product,
(01:30:03):
give us a call. We canrepresent that ball a y'all belvo say
hmm, all right. So thenext is what about whiplash? You know,
you see the people and they haveon the neck, brains and all
of that, and you may belike, what, what can I get
compensated for that? You know,yes you can. Our average whiplash case
(01:30:25):
is usually payot. This is justaverage, no guarantees here, maybe between
twenty five hundred and ten thousand.But when a victim who suffers whip slash
also has other injuries like a brokenbones, then we can get higher because
they consider those things what we callsoft tissue. You want to talk about
what soft do you feel comfortable withthat? Heare? Okay? And if
(01:30:45):
I don't, you correct me,yes, ma'am okay. Soft tissue normally
is like when you have the pain, you know, neck pain, back
pain, any kind of pain,leg pain, when you are not you
don't have any broken ribs, brokenbones, knows, anything of that nature.
So if it's not anything that nature, it's called soft tissue, something
(01:31:06):
that you might have some bruising,but you know it'll go away, right,
Yeah, So you don't have anyphysical bones that have been broken,
so soft tissue cases, whiplash,we usually get between twenty five hundred and
ten thousand. Yes, there area million dollar cases, but that's when
we're talking about traumatic brain injury,spinal cord, different death, unfortunately,
(01:31:29):
loss of limbs, you know thathappens, loss of eyesight. So now
you're asking, can I found alawsuit without an attorney? Hold on?
Hold on with that, Hold onwith that. That's right real quick,
and we're gonna come back with thatas we wrap the y'all on the roll
today, were on the roll today, we are We are talking personal injury
(01:31:51):
today. Attorney Woods, Miss Masonis here and me right here on w
d I. You're listening to theHeart and Soul of Memphis, The Beth
Johnson Show, exclusively on WDA tenseventy. WDA celebrates Black History Month.
(01:32:27):
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Why do you hate your beautiful,thick lips when others get injections to look
like you? Why do you hateyour curvy hips when others get surgical procedures
just to look like you? Whydoes everybody else love you except you?
I'm Carolin Kent with a Taro FineArts, celebrating legacy all month long with
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a heart and soul of Memphis.Ten seventy WDIA brought to you by Milano's
Men'swear. Check out their megazale upto seventy percent off at milano Menswear online
dot com. You're listening to theBev Johnson Show. Here's Bev Johnson and
(01:33:36):
we're back to wrap things up.That last question, Attorney Ursula. The
last question that we have is peoplewant to know can they file a lawsuit,
a civil lawsuit without an attorney.And the legal answer is yes,
you can. You can file alawsuit without an attorney, but it is
highly advisable that you do not dothat. You know, what you do
(01:33:58):
is you end a hurting yourself forthe most part, more than help.
And that's for the most part,you have your outliers. Somebody gonna say,
my uncle Jimmy, he fouled andhe got okay, okay. Uncle
Jimmy had also been in law schoolsome years and he just didn't take the
bar. You know, there's ar He was extremely intelligent, well spoken,
understood the legal system and so hewon. But if that is not
(01:34:20):
you, it is really and trulybest for you to just give us a
call at nine zero one five fourto one help. That's nine zero one
five four one four three five seven, and allow us the opportunity to analyze
your case and always ask for theBEV Johnson Special when you call in,
because we do not charge you foryour consultation. And then I have my
(01:34:43):
paralegal right here, Miss Chierra Mason, miss chia Era like c Era,
butchchi Era Mason, and she alreadyunderstands and knows that we have a love
for the people on the BEV JohnsonShow, so she is not going to
charge you a consultation fee to talkabout your case. And we have a
heart for the people, So weare going to let you know what our
(01:35:03):
costs would be if we decide totake your case, and of course,
and if you decide to hire us, all of that is discussed upfront in
writing to make sure that we allunderstand. So I want to thank you
for the opportunity to be able tocome on to the show, BEV.
Thank you for sharing your gifts withthe world and allowing me to share mine.
And to end, give us acall nine oh one. I mean
(01:35:25):
I'm sorry. Yeah, nine zeroone five four one help nine zero one
five four one four three five seven, or go to our website nine zero
one car wreck dot com. Andlast, but not least, thank you
to Chiera Mason. You have anylast words you want to say, Well,
no, I just want to thankyou. You're welcome, You're welcome,
and I want everybody to spread thelove. I'm sorry, I just
(01:35:47):
wanted to get that out there.Spread the love this month to your children,
to anyone that has impacted your life, give them their flowers while they
are alive. And Cherre, youhave a play, I mean, will
be coming up. You're gonna filmfor what's the name of it. It's
called Make It Last. And weare also having the premiere of Pretty Hurts
(01:36:08):
on Valentine's Is it on a platformor our YouTube or so we'll let you
know. Go to nine oh onecar Wreck on Instagram and we'll keep you
posted on that, just you know, just a little plug. I love
it. Okay, that's okay,I love it. Thank you you ladies
work today, Thank you, andshout out to Monika y'all she had that
(01:36:28):
office working. She is working today. Thank you, ladies. Be safe,
out there, and thank you callers, thank you listeners for joining us
this day on the Bev Johnson Show. We do, we really do appreciate
you. So until tomorrow, pleasebe safe, keep a cool head,
(01:36:49):
y'all, and don't let anyone stealyour joy. Until tomorrow, I'm Bev
Johnson, and y'all keep the faith. The views and opinions discussed on The
Bev Johnson Show are that of thehosts and callers and not those of the
staff and sponsors of w d I, a