Ready, Set, Retire!

What if the next financial shock isn’t a market crash—but your own personal debt? On this episode, Steve Anzuoni breaks down rising credit card interest rates, the national debt debate, and why managing your personal finances matters more than predicting the next “black swan.” He dives into market uncertainty, political gridlock, luxury habits of the ultra‑rich, and how everyday consumers can create consiste...

When rising costs force tough financial choices, how do you protect your future without sacrificing your present? On this episode, Steve Anzuoni explores why Americans are cutting retirement savings, the real difference between needs and wants, and how spending habits matter as much as account balances. He breaks down the transition from building wealth to using it wisely, the hidden risks in political and market swings, and the cr...

A surprising truth about your 401(k) could change the way you think about retirement. In this episode, Steve Anzuoni breaks down the hidden tax traps retirees face and reveals how proactive planning can help you keep more of what you’ve earned. From creating tax‑efficient income to understanding guaranteed lifetime payout options, Steve and Jessica dive into practical strategies that help retirees build confidence, clarity, a...

A surprising retirement strategy could turn a required tax burden into a powerful wealth‑building opportunity. On this episode, Steve Anzuoni breaks down proactive tax planning, smart RMD moves, and a little‑known way retirees can create tax‑free legacy dollars for their families. Jessica Forkel guides the conversation as they explore why couples should tackle money decisions together, how Social Security really fits into retiremen...

What if one retirement decision could reshape your financial future? On this episode of Ready, Set, Retire Podcast, Steve Anzuoni breaks down the rising interest in Social Security bridging — what it is, who benefits, and why timing matters. Steve tackles myths, longevity planning, guaranteed income strategies, inflation concerns, and the real questions retirees are asking today. From delaying benefits to building lifelong in...

A simple lobster story turns into a revealing lesson about how retirement planning really works. In this episode, Steve Anzuoni breaks down why saving consistently is only half the battle — the real challenge begins when you shift from accumulation to creating sustainable income. Steve shares insights on 401(k) habits, common retirement missteps, and why specialized guidance matters when building an income plan that lasts. Th...

A surprising retirement trend is reshaping financial plans—and it’s happening faster than many expect. In this episode, Steve Anzuoni digs into why so many Americans are accelerating their retirement timelines and how shifting from “autopilot saving” to intentional planning can make all the difference. Steve shares real client stories, the power of organizing your financial “buckets,” and why pro...

What does a $102 million art heist have in common with your retirement plan? Both can be undone by a single, simple mistake. In this episode, Steve Anzuoni reveals the hidden pitfalls that threaten your financial future—from underestimating inflation and healthcare costs to the dangers of early withdrawals and credit card debt. Learn how to build a resilient income plan and avoid the traps that could sabotage your golden year...

Are you unknowingly sabotaging your retirement with “spendophobia” or hidden Medicare costs? In this episode, Steve Anzuoni reveals the surprising traps retirees face, from the two-year Medicare premium lookback to the fear of spending hard-earned savings. Discover practical strategies like the “four buckets” approach, how to create your own pension, and why personalized advice beats one-size-fits-all plans....

Are your retirement plans built on optimism or reality? Dive into the surprising gap between when people expect to retire and when they actually do. Host Steve Anzuoni explores the real-world factors—health, family, finances, and routines—that can upend even the best-laid plans. Learn why flexibility and regular financial check-ins are crucial, and discover how assigning purpose to your money can help you retire with co...

Are you spending more to save more—and is it costing your retirement? This episode dives into “spaving,” the sneaky habit of overspending in the name of saving, and how it can quietly erode your nest egg. Host Steve Anzuoni unpack hidden fees, smart saving strategies, and the emotional side of retirement decisions. Plus, hear insights from rock legend Robin Zander of Cheap Trick on why staying passionate keeps you...

Are you ready to turn your retirement savings into a reliable paycheck? Discover how everyday people—just like top athletes and savvy investors—strategically carve out guaranteed income for life. Host Steve Anzuoni shares real stories, expert tips, and actionable strategies for building your own “personal pension,” reducing risk, and making confident decisions as you approach retirement. Whether you’re...

What if your retirement income isn’t as secure as you think? Dive into the realities of Social Security, Cost of Living Adjustments or COLA, and the hidden pitfalls in retirement planning. Host Steve Anzuoni breaks down how to turn your savings into lasting income, avoid costly mistakes, and design a retirement plan that truly works for you. From guaranteed income strategies to the importance of splitting your nest ...

Ever wondered how a secret hotel sleeper or a Lego sculptor could boost your retirement income? This episode dives into creative side gigs, the financial realities of working in retirement, and the crucial planning steps to avoid costly mistakes. Discover how tax implications, Social Security, and annuities can impact your future—and why having a solid plan is the key to lasting financial comfort. Tune in for real stories, ex...

Are new retirement rules about to upend your 401(k) strategy? In this episode, Steve Anzuoni breaks down the latest changes to catch-up contributions, explains why paying yourself first is the key to financial freedom, and reveals his “buckets of money” approach for building multiple income streams in retirement. Discover how to turn your savings into guaranteed income, avoid common pitfalls, and make the most of opport...

Ever wondered how a secret hotel sleeper or a Lego sculptor could boost your retirement income? This episode dives into unique side gigs, the financial realities of working in retirement, and the habits of the “stealthy wealthy.” Discover how planning, tax efficiency, and multiple income streams can shape your future—plus, learn the pitfalls of annuities and why working with an independent advisor matters.

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Ever wondered if that “slam dunk” retirement strategy is really right for you? In this episode, Steve Anzuoni breaks down the complexities of Roth conversions, challenge the latest portfolio trends, and share real-life stories of retirement wins and pitfalls. Discover why personalized advice—and not DIY shortcuts—can make all the difference in your financial future.

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Are you making the most of your cash in today’s shifting financial landscape? This episode dives into smart strategies for handling windfalls, avoiding hidden fees, and preparing emotionally for retirement. From the pitfalls of “safe” money to the realities of change, Steve Anzuoni shares practical advice and personal stories to help you retire with confidence—without falling into financial rabbit holes or e...

Ever feel like life is speeding by and retirement is closer than you think? This episode of Ready, Set, Retire Podcast dives into the emotional and practical realities of planning for retirement, balancing living for today with preparing for tomorrow. Host Steve Anzuoni shares stories, expert advice, and actionable tips to help you organize your finances, prioritize what matters, and make confident decisions for your future.

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