The Retirement Key

Ready to rethink retirement? Discover why your golden years can be the most dynamic chapter yet, as Abe Abich dives into the “second phase” of financial life. He breaks down essential year-end moves—from maximizing contributions to tax strategies—and reveals how to get your 401k working harder for you. Whether you’re consolidating accounts or planning charitable giving, this episode delivers practical ...

Are you unknowingly sabotaging your retirement savings? Discover the five critical mistakes that could derail your financial future, from relying too much on your 401k to letting fear drive your decisions. Abe Abich breaks down practical strategies to protect your nest egg, avoid costly habits, and build lasting income for retirement. Tune in for expert insights and real-world examples that empower you to make smarter moves with yo...

Are you ready for retirement, or just hoping for the best? Abe Abich dives into the real-life challenges facing federal employees after buyouts, the critical need for a personalized retirement roadmap, and the hidden tax traps that can drain your savings. Discover actionable insights and stories that reveal how planning ahead can turn uncertainty into confidence—no matter where you are on your retirement journey.

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Is your financial life as cluttered as your garage? Abe Abich tackles the “financial junk drawer” problem, showing how consolidating accounts and building a clear retirement plan can boost confidence and reduce stress. Learn why emotional decisions during market volatility can sabotage your future, and hear real stories of families who found clarity by organizing their finances and focusing on income planning. Discover ...

Surprised by how quickly retirement can get complicated? Abe Abich exposes the overlooked risks facing today’s retirees, from unexpected tax hits and shifting laws to outdated investments hiding in your portfolio. Tune in for practical insights that help you spot challenges and make smarter decisions as you approach retirement.

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Are you still following retirement rules from decades ago? This episode exposes five outdated financial “truths” that could be holding you back. Abe Abich breaks down why the 4% rule, saving a fixed percentage, chasing a magic retirement number, the “100 minus your age” rule, and rushing to be debt-free may not fit today’s retirement reality. Discover why personalized planning beats generic advice and ...

Think a $14 million signing bonus means instant riches? RG3’s tax shock proves otherwise. In this episode, Abe Abich breaks down how retirees face similar surprises with Social Security, RMDs, and investment withdrawals. Learn how tax planning can protect your nest egg, why overexposure to tech stocks could derail your retirement, and how proactive strategies helped real clients avoid costly mistakes. Whether you’re nea...

Is cryptocurrency the next must-have for your retirement portfolio—or just a risky bet? Certified financial planner Joshua Barbin breaks down the basics of crypto, why it’s generating buzz, and how new government attitudes and ETFs are changing the game. Learn about volatility, risk tolerance, and why a small allocation might make sense for your “future bucket.” This episode is part one of a two-part series ...

Curious about crypto in retirement? Financial advisor Justin Dobak takes a deep dive into how retirees can approach cryptocurrency—from buying and holding to tax implications and future outlook. Learn the real risks, security options, and why a small allocation might make sense for some portfolios. Discover why caution and professional advice matter as crypto becomes more mainstream, but remains speculative.

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Can a hot dog really cost you 36 minutes of life—and what does that have to do with retirement planning? In this episode, Abe Abich breaks down the myths of market-based retirement advice, the power of Roth IRAs, and the importance of proactive tax and income strategies. Real client stories illustrate how planning can transform retirement from reactive to confident living.

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Are bonds truly the anchor your retirement plan needs, or is it time to explore new territory? Financial advisor Abe Abich unpacks the realities behind bond investing, revealing how recent market changes have shaken old assumptions, and spotlights creative alternatives for protecting your savings. Discover why personalized planning beats one-size-fits-all advice and learn practical ways to build a resilient retirement strategy&mdas...

Think your taxes will drop in retirement? Think again! Financial advisor Justin Dobak reveals how taxes can quietly erode even the most carefully crafted retirement plans. From Social Security surprises to required minimum distributions and estate planning pitfalls, this episode breaks down the tax buckets, strategies for Roth conversions, and smart ways to gift or donate for maximum efficiency. Tune in for actionable insights to h...

Ready to unlock the secrets of where your investments should live? Joshua Barbin dives into the differences between IRAs, 401(k)s, and brokerage accounts, revealing how asset location can impact your financial future. Discover the pros and cons of traditional vs. Roth IRAs, the power of employer matches, and smart strategies for maximizing retirement savings—all in clear, actionable language

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What happens when aging parents need financial help—but no one’s talking about it? In this episode of The Retirement Key, Justin Dobak shares how to navigate tough conversations around long-term care, estate planning, and financial red flags. Learn how to approach sensitive topics with compassion and clarity.

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What if the biggest threat to your retirement isn’t financial—but conversational? In this episode, Abe Abich explores three critical discussions every couple should have before turning 65. From aligning lifestyle expectations to budgeting for healthcare, Abe unpacks how miscommunication can derail even the best-laid plans. Tune in for real-life examples and practical insights to help you and your spouse retire in sync.

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Think Roth conversions are simple? Think again. In this episode of The Retirement Key, Justin Dobak dives into the strategy behind Roth conversions—timing, tax brackets, Medicare premiums, and legacy planning. Learn how to avoid costly mistakes and why a personalized income plan is key to making Roth conversions work for your retirement goals.

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Think Roth conversions are just for the ultra-wealthy? Think again. In this episode of The Retirement Key, Joshua Barbin breaks down what Roth conversions really are, why timing is everything, and how they can help retirees manage future tax burdens. From tax brackets to RMDs, this is a strategic look at turning taxable savings into tax-free legacy planning—without the jargon.

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Think retirement means slowing down? Think again. Financial advisor Abe Abich shares why your post-work years are actually “Phase Two” of life—and how to plan for it. From choosing the right fiduciary advisor to navigating income, taxes, and Social Security, this episode breaks down what retirees need to know to protect and enjoy their nest egg. Plus, hear real stories of people who made the switch to smarter plan...

What does golf have to do with retirement? More than you think. In this episode, Abe Abich tees up a conversation that draws surprising parallels between the game of golf and the journey to retirement. From avoiding financial hazards to staying focused on your personal goals, they explore how strategy, discipline, and the right coach can make all the difference—on the course and in your financial future.

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