OnTrack with Milford

OnTrack with Milford

OnTrack with Milford is your channel for valuable insights into the world of investments and personal finance. With a wide range of topics and timely insights from Milford’s down-to-earth and experienced team of experts, you can stay on track toward reaching your goals no matter where you are or what you are doing.

Episodes

March 24, 2026 3 mins

Government changes to KiwiSaver are about to come into effect on 1 April 2026. Milford Investor Services Associate Maddie Cruickshank talks through the changes with PJ and Matty from The Hits.

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Why is it important that more women understanding investing?  Milford Financial Adviser Jess Travers talks to Toni, Jase and Sam on Coast, about the barriers women face when it comes to financial literacy, and steps to overcome those barriers to achieve greater financial independence.

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is no...

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March 11, 2026 1 min

What are some of the ways to navigate market volatility? Investor Services Senior Associate, Maddie Cruickshank talks through some key points with Bree and Clint from ZM.

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always sp...

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February 17, 2026 59 secs

Imagine, organise, plan, track and enjoy. Milford Financial Adviser Liam Robertson shares his top tips for setting financial goals, with Bree and Clint from ZM.

 

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a...

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February 17, 2026 4 mins

Morningstar survey data released recently shows that KiwiSaver funds grew by $5b in the last three months of 2025 – that’s almost $145b saved. Milford Financial Adviser Liam Robertson talks through the survey results with PJ and Matty from The Hits, explaining how different types of funds suit different people, and why long-term investing matters. 

 

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February 10, 2026 2 mins

Is it time for a spring clean of your finances?  Milford Financial Adviser Nicky Reid talks to Toni, Jase and Sam on Coast, about why now is a good time to assess where you’re at financially, figure where you want to be, and how to get there.

 

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or ...

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December 2, 2025 4 mins

The week between Christmas and New Year is a great time to think about wellbeing and financial goals for the year ahead. Milford Senior KiwiSaver Financial Adviser Liam Robertson shares his short, medium and long-term financial goals with PJ and Matty from The Hits, and offers tips on how to keep tracking towards your goals.

 

This podcast is intended to provide general information only. It does not take into account your investmen...

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November 11, 2025 3 mins

Greed and fear are often two of the most common mistakes investors make. Milford Financial Adviser Nicky Reid talks to Toni, Jase and Sam on Coast, about how emotions can sway decisions in a shifting market.

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require ...

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November 4, 2025 1 min

How can you avoid a Christmas over-spend? Milford Senior KiwiSaver Financial Adviser Liam Robertson shares some ideas on how to reduce spending with Bree and Clint from ZM.

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should y...

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November 4, 2025 4 mins

Christmas is an expensive time, so what’s the best way to stay within, or even under budget? Milford Senior KiwiSaver Financial Adviser Liam Robertson shares some top tips with PJ and Matty from The Hits to help you make the most of your KiwiSaver before the year wraps up. 

 

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intende...

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October 28, 2025 1 min

There are three key things to consider for your KiwiSaver, as we head into the end of the year. Investor Services Senior Associate, Maddie Cruickshank breaks them down with Bree and Clint from ZM.

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial a...

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October 28, 2025 3 mins

Would you put your KiwiSaver on term deposit? Milford Financial Adviser Nicky Reid talks to Toni, Jase and Sam on Coast, about the differences between a term deposit and managed fund – including risk vs medium to long-term compensation.

 

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financ...

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October 21, 2025 3 mins

The holidays are just around the corner, so it’s the perfect time to take stock of everything around you, including your KiwiSaver. Milford Investor Services Associate Maddie Cruickshank shares three simple tips with PJ and Matty from The Hits to help you make the most of your KiwiSaver before the year wraps up. 

This podcast is intended to provide general information only. It does not take into account your investment needs or per...

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October 14, 2025 3 mins

With the recent 50 basis points cut to the OCR, what could this mean for your household finances? Milford Financial Adviser Nicky Reid talks to Toni, Jase and Sam on Coast, about why this might be the right time to talk to a financial adviser.

 

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or...

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October 7, 2025 3 mins

Planning for retirement isn’t high on the list for most young people entering the workforce. Head of KiwiSaver at Milford, Murray Harris, talks to PJ and Matty from The Hits about why investing in KiwiSaver from your first pay packet makes good financial sense. And he breaks down the numbers to show how much you lose in retirement by waiting until your 30s or 40s.

 

This podcast is intended to provide general information only. It d...

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September 16, 2025 3 mins

Emotions play a big part in our decision making – especially when it comes to finances. It even has an official term – Behavioural Economics. Head of Wealth Management and Advice at Milford, Philip Morgan Rees talks to Toni, Jase and Sam on Coast, about some trips and tips on how to be objective when developing an investment strategy.

This podcast is intended to provide general information only. It does not take into account your i...

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September 16, 2025 1 min

Is it a good idea to have an investment fund alongside your KiwiSaver? What’s the difference between the two?  Milford Senior KiwiSaver Financial Adviser Liam Robertson explains the pros and cons of both with  Bree and Clint from ZM.

 

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial...

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September 9, 2025 4 mins

If you have KiwiSaver, a “side-car investment” could provide some added flexibility into your savings plan. Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks to PJ and Matty from The Hits about the similarities and differences between KiwiSaver and investment funds, outlines the pros and cons for both, and explains why they work well together side by side.

 

This podcast is intended to provide general information...

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September 3, 2025 3 mins

Are you an AI optimist? Milford Financial Adviser Gareth Stythe talks to Toni, Jase and Sam on Coast, about the positive benefits of AI, and also touches on the things to watch out for.

 

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you...

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September 3, 2025 1 min

What’s the process if you want to withdraw funds from your KiwiSaver to help with a first-home deposit? Investor Services Senior Associate Maddie Cruickshank breaks down the steps with Bree and Clint from ZM.

 

This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you requi...

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