The Financial Philosophers
We're here to help YOU learn how to grow, protect and use your money! We seek to empower You with the knowledge to apply specific financial strategies towards your ideal life, in connection with your deeply held values and goals. As professional financial planners with more than 10 years of experience, we embrace nuance and are willing to approach finance in unconventional ways. We strive to put thoughtfulness and intention behind every dollar we use and search for that perfect balance between planning for your future self and living in the moment. Chris is a CFP® professional, and Danny is a CFP® Candidate for Certification. We hope you enjoy the podcast, welcome your feedback, and can't wait to Philosophize these Finances! For the video version of this podcast, check out our YouTube channel: https://www.youtube.com/@financialphilosophers To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel. Patreon: patreon.com/TheFinancialPhilosophers
Episodes
In today's episode, Chris and Danny discuss the importance of intentional spending and prioritizing quality over quantity. Much of financial planning focuses on being frugal, spending less, and saving more. However, it's equally important to remember that we live in the present and shouldn't ignore our deeply held life goals. Sometimes, this mindset can feel counterintuitive or seem at odds with our cur...
In today's episode, Chris and Danny discuss the current challenging vehicle market, and how one can better navigate the process of buying a car. Topics discussed include: current interest rates, vehicle prices, strategic down payment strategies, new vs. used vehicles, the influential psychology of car sales tactics, common pitfalls to be aware of, and many other nuanced factors to consider. This is an episode you...
In today’s episode, Chris and Danny discuss the new Tips Deduction that was introduced as part of the One Big Beautiful Bill Act. How does this new deduction work? What are the important rules to be aware of? What are the limitations? Does this new deduction make certain part-time jobs more attractive? This episode will answer these questions, and more!
In today’s episode, Chris and Danny finish their discussion around the new tax legislation (i.e., The One Big Beautiful Bill Act).
In this third episode, they unpack several additional key updates: changes made to student loans and borrowing restrictions, expansion of the 529 plan, changes to AMT, Section 168 Bonus Depreciation for business owners, and the increase and permanence of the estate & gift tax lifetime ...
In today’s episode, Chris and Danny continue their discussion around the new tax legislation (i.e., The One Big Beautiful Bill Act).
In this second episode, they unpack several additional key updates: the expansion of the QBI deduction, expansion of the child tax credit, increased contribution limits to child and dependent care FSAs, and important changes to the premium tax credit for health insurance premiums.
This e...
In today's episode, Chris and Danny begin a two-part series exploring what’s inside the new tax legislation (i.e., The One Big Beautiful Bill Act) that's been making headlines.
In this first episode, they unpack several key updates: the permanent extension of the TCJA tax brackets, a modest bump in the standard deduction, and notable changes to itemized deductions—including a higher SALT cap, newly deductible...
In this episode, Chris and Danny sit down with Shawn Surmick, founder of Reserved Investments, for an insightful deep dive into the world of collectible investing. From vintage toys, graded video games, and LEGO sets to rare coins and fine art, Shawn breaks down the unique challenges and opportunities in this highly speculative market.
You'll learn how valuation in collectibles differs dramatically from traditiona...
Support the Show:
patreon.com/TheFinancialPhilosophers
If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers
To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.
---------------------------------------------------------------...
Support the Show:
patreon.com/TheFinancialPhilosophers
If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers
To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.
---------------------------------------------------------------...
In today’s episode, Chris and Danny dive into the complex decision of when to claim your Social Security benefits. Should you claim early, or is it better to wait? What are the financial implications of each choice, and how do they impact your long-term retirement plans? Many people make this once-in-a-lifetime decision without fully understanding all the pros and cons. Whether you’re nearing retirement or helping you...
In this episode, Chris and Danny dive into the complexities of buying and selling small, closely-held family businesses. The pursuit of personal gain often leads both buyers and sellers down paths that result in less-than-ideal outcomes. One of the biggest hurdles? Accurately valuing a small business and selecting the right buyer—or inheritor—who will carry it forward. Drawing on their experience, Chris and Danny shar...
In today's episode, Chris and Danny discuss the pros, cons, and important nuances around buying individual stocks. Many people love to buy stocks in the companies they know and love. However, most people don't understand what they actually own, why they own it, and the risks involved with doing so. If you are someone who is interested in buying individual stocks, today's episode is for you!
In today's episode, Chris and Danny answer an important question from one of their listeners about what kind of returns we should expect in the market. Many people are left wondering where their extra dollars should go. Should you invest it? Should you put it in a savings account? At times, it can be a tough question. Chris and Danny explore the concept of "safe and predictable returns" in contrast to &...
Let's talk about Tariffs. What are they, how might they affect us, and what steps can we take to prepare for them?
Support the Show:
patreon.com/TheFinancialPhilosophers
If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers
To contact us for Interviews or Business Inquiries, please ...
In today's episode, Chris and Danny talk about the culture around the phrase "this is not advice." This phrase is used everywhere, and it often leaves the general public confused and frustrated. Chris and Danny peel back the curtains and talk candidly about the culture of compliance in financial planning, where the phrase "this is not advice" comes from, and the benefits and detriments of usin...
In today's episode, Chris and Danny discuss the pros and cons of co-purchasing a home with friends. Home prices are expensive, and it can be tempting to pool assets and income with friends to more easily afford a house. Is this a good idea? What are some of the pitfalls to be aware of? Tune in to today's episode to learn more!
Support the Show:
patreon.com/TheFinancialPhilosophers
In today's episode, Chris and Danny discuss how one's finances change when starting a family. Topics include: the impact on expenses and income, how one's health may be affected, and how personal and financial goals may change. This is a great episode for anyone who has children or is considering starting a family.
Support the Show:
patreon.com/TheFinancialPhilosophers
If y...
In today's episode, Chris and Danny have a discussion with Stephen Weisberg. Stephen is the owner and lead tax attorney at The W Tax Group, which is a full-service, attorney-based tax resolution firm that specializes in resolving IRS and state tax debt. Many people experience stress and anxiety whenever they have to deal with the IRS. However, you don't have to navigate tax issues alone! Stephen shares some ...
There are many things that can derail your finances. Some things can even lead to your financial ruin. In today's episode, Chris and Danny discuss ways to protect your finances and build up your own financial fortress. This is a very attainable goal, and serves as the foundation for your future financial success. Join us today to learn more!
In today's episode, Chris and Danny discuss 5 methods to help force better savings habits. Many people have enough income to save, but struggle to do so due to overspending. It's important to remember that our financial behaviors make up half the battle when it comes to our financial success. If you are someone who struggles to save, this episode is for you.
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