Between the Ts

Would you trust a contractor to build your dream home if he said he would figure out the floorplan as he goes? Or would you expect a detailed blueprint that describes where every element of the house will be placed? Shouldn’t we expect the same type of planning when it comes to our money?

Surprisingly, studies show that many Americans live paycheck-to-paycheck with very little saved for emergencies. Even among those who use ...

An increasingly important topic of care of our senior parents is the topic of Elder Abuse. As our parents enter life stages, their dependence on caregivers increase for daily support and financial management. But, what if those caregivers don't their best interests at heart?

In this edition of Between the Ts, we discuss these challenges and ways families can protect their loved ones from physical, emotional, and financial abuse.&nb...

If America’s 250th anniversary can teach us anything, it’s that declaring freedom is easy—but maintaining it requires strategy, sacrifice, and consistent action. The same is true of personal finance. True financial independence comes with a cost, and it requires a plan.

In this edition of Between the Ts, we sit down with Chris Bearden, Chief Financial Officer for Texas Bank and Trust, to examine The High Cost of F...

School's out for the summer, and vacation season has arrived! But did you know it is possible to save a significant amount of money on vacation by doing a little pre-planning? In this episode of BETWEEN THE Ts, Kelly Rankin, Treasury Management Customer Support Supervisor for Texas Bank and Trust, shares how her family saves thousands of dollars on vacations, and how our listeners can use some simple steps to maximize their budgets...

Ever wonder why some small businesses with steady customers still struggle to stay afloat?

In this episode of Between the Ts, we take a practical look at the financial habits and overlooked decisions that can quietly hold entrepreneurs back. From cash flow blind spots and mixing personal and business finances to the challenges of planning for slower seasons, this conversation breaks down what often gets missed when a passion projec...

It’s never too early to begin teaching children the value of money and wise ways to save for their future. April is Teach Children to Save Month and in this edition of Between the Ts, we discuss ways to make learning about money fun and interactive for children of all ages. After listening to our conversation, be sure to check out our engaging animated lessons called The Money Project at www.thisismytbt.com.

Also, if you find...

Have you ever wondered what first-time home buyers miss when they jump straight into house hunting?

In this episode of Between the Ts, we sit down with TBT Mortgage lenders Lace Deibert and Jon Weakley to unpack the "real" home buying journey. We discuss the steps to pre-qualification, gaps between lender approvals and our actual budget, and everyday costs (i.e. taxes, insurance, and monthly subscriptions) that can catch many of us...

Are you tired of fintech frustrations and impersonal big-bank service when running your small business? In this episode of Between the Ts from Texas Bank and Trust, host Aaron May and Treasury Management expert Cameron Robb reveal why community banks deliver the same advanced treasury tools—like ACH payments, remote deposit capture, and mobile merchant services—paired with real relationships and responsive support that ...

AI is rapidly changing our world and how we interact with technology – and each other. The hidden irony of this technological advancement is that it may just drive us back to personal engagement with other humans.

Join us in this edition of Between the Ts as we discuss the rise of AI, how it is shaping our world, and how we can protect ourselves and our money in an age of deepfakes and digital deception.

#AI #AIandSociety #C...

What if your investments could make a difference, not just in your future but also in the world around you? In this edition of Between the Ts, we discuss how values-based investing turns your 401(k) and stock picks into real impact by being intentional in searching out companies that give to causes you care about as an individual. Additionally, we examine how to remain financially prudent and how to avoid sacrificing market perform...

Does holiday shopping stress you out? Do you ever wonder if you are losing sight of the reason for the season because you get caught in the trap of buying gifts for everyone under the sun?

In this edition of Between the Ts, we will discuss how to escape the holiday spending trap and bring back a spirit of joy to the holiday. Join us as we share practical budgeting tips and heartfelt insights that help us keep our sanity, avoid over...

What do we do when we face a financial emergency? Whether it is the result of a pandemic, job loss, medical expense, home repair, or some other unexpected event, the way we manage our money now can affect how well we make it through a financial crisis.

Just as doctors use “triage” to prioritize the treatment of life threatening wounds over scrapes and bruises, we can use a similar “triage” approach to managi...

What if you could retire in your 30s or 40s—would you take the leap?

This episode of Between the Ts explores the FIRE movement (Financial Independence, Retire Early), where ambitious savers are flipping the script on traditional retirement. We talk with a wealth management banker about how Millennials and Gen Z are designing lives around freedom, not paychecks—using strategies like geoarbitrage, house hacking, and savvy...

Ever wonder if your money could be working harder for you? In this episode of Between the Ts, we break down the basics of investing – what it is, why it matters, and how to get started even if you only have a few dollars. This conversation is perfect for millennials and Gen Z who are ready to take control of their financial future.

Investment products offered by TBT Wealth Management are not a deposit or obligation of Texas...

What happens when two people with totally different money styles say "I do?" In this episode of Between the Ts, we sit down with TBT Team members Becky and Aaron Jack, a couple who have turned financial friction into a foundation for partnership. From early budgeting battles to learning the art of compromise, they share the real talk about how they've grown together - financially and emotionally. 

Because when it comes to marr...

Cybercrimes and scams are everywhere, and the continual advances in artificial intelligence make recognizing scams more difficult than ever before. The need to be vigilant and aware of how to protect our online identity is important for both small businesses and individuals, no matter who we are.

In this edition of Between the Ts, we discuss the risks of cybercrime and the best practices we can consider as we seek to keep our pers...

Another year is coming to an end. But, before you set your resolutions for next year, let’s pause and reflect on your financial goals from this past year.

In this edition of Between the Ts, we sit down with Justin McFaul, Senior Vice President and Wealth and Trust Officer for Texas Bank and Trust’s Wealth Management Division, to discuss ways we can examine our previous year’s finances and use this knowledge to str...

While November is a time to pause a reflect on the blessings we have received in life, it also provides an opportunity to recognize the world around us and see many people who do not experience the same type of blessings. So how do we shift our mindset to focus our life on being a blessing to others?

In this episode of Between the Ts, we are joined by Rogers Pope, Jr., Vice Chairman and CEO of Texas Bank and Trust, to discuss ways ...