A Little Bit Richer

With new ISA changes announced in the Autumn Budget and updates to cash ISA limits on the horizon, now is the perfect time to get clear on how these powerful, tax-efficient savings and investment tools can help you build long-term financial confidence.

In this episode of A Little Bit Richer, our host Iona Bain is joined by Paula Hughes from L&G to demystify the world of ISAs and help you understand how they can work for you at ...

Being self-employed can be incredibly freeing but financially, it can also feel like a rollercoaster. In this episode of A Little Bit Richer, our host Iona Bain is joined by accountant and behavioural expert Krystal McGilvery to discuss ways to manage money when your income isn’t guaranteed.

From cash-flow anxiety and chasing invoices to saving for retirement without an employer pension, Krystal shares practical, no-nonsense ...

Divorce can emotionally, practically and financially turn your world upside down. In this episode of A Little Bit Richer, our host Iona Bain is joined by friend of the show Jenny Hazan to unpack the impact on your finances when a relationship ends and how to protect your future.

Drawing on both her professional expertise at L&G and her personal experience of divorce, Jenny explains why separation is often “two break-ups&r...

In our special Book Club episode, we’re starting the year a little differently by digging into the books that can genuinely transform how we think, feel, and behave around money. Because personal finance isn’t just about numbers. It starts with mindset, habits, and our relationship with money.

Our host Iona Bain is joined by self-confessed bookworm Sean Philip from L&G’s Workplace Pension team, to explore four...

Heading into 2026, we’ve lots more episodes to come.

We’d love to hear your thoughts.

Is there a financial topic you’ve been curious about?

A financial challenge you’d like help navigating?

Tell us how we can make next year the one where your money goals really take off.

Send us a DM or write a comment on our Instagram and TikTok. Leave us a comment on Spotify or write in the review section on Apple Podcasts...

Celebrate the festive season with Iona Bain as she unwraps the 12 Financial Days of Christmas! A collection of the most practical, inspiring, and feel-good money tips shared on the podcast this year.

From smart investing and tackling career change fears to managing debt, boosting your pension, remortgaging with confidence, handling inheritance conversations, and creating passive income, this episode brings together the very best in...

Saving money feels great in theory… but sticking to it in real life? That’s the tricky part.

In this episode of A Little Bit Richer, our host Iona Bain is joined by financial coach Laura Ann Moore to unpack how to gamify your savings and make your money habits stick.

With Christmas spending peaking and New Year’s resolutions looming, Laura shares practical ways to keep saving, even when life feels expensive. From...

In part two of our tax special, our host Iona Bain and accountant Tim Paul dive deeper into the tax topics that matter most - from side hustles and rental income to tax-free childcare and ISAs.

Tim breaks down what the rules really mean, how to stay on the right side of HMRC, and the quick wins that can stop you overpaying tax like checking your tax code, understanding allowances, and making the most of your pension.

If you’v...

Tax. It’s something we all pay, but few of us truly understand much about this large deduction from our earnings. In this first of two bite-sized episodes, our host Iona Bain sits down with accountant and finance content creator Tim Paul to shed some light on how it works.

Tim explains how you can reduce your tax bill through clever tools like salary sacrifice and pension contributions, putting more of your hard-earned money ...

If you’ve ever changed jobs, chances are you’ve collected a few different pension pots along the way. Did you know bringing them together is easy and could save you money and time in the long term?

In this episode, our host Iona Bain is joined by Mike Crossley, Head of Workplace Pension Consolidation at L&G, to demystify the process of consolidation.

Together, they tackle the big questions: How easy is it to do? Cou...

Is your mortgage deal coming to an end soon? Or maybe you’re not tied in and could check if there’s something better out there?

Hopefully this episode will help save you some money. Our host Iona Bain is joined by friend of the show Sarah Tucker, aka The Mortgage Mum, to demystify the world of remortgaging.

Together, they unpack what remortgaging really means, why it matters more than ever in today’s market, and t...

What is the one thing splitting our generation? It shapes our future, divides us from friends and maybe even matters more than a university degree.

In this episode, our host Iona Bain is joined by historian and generational expert Dr. Eliza Filby to explore the rise of the “inheritocracy” - a world where the Bank of Mum and Dad increasingly decides who gets ahead.

They unpack how family wealth shapes education, housing,...

What will give you a stronger financial future? Buying a home or putting extra into your pension so you have enough to retire one day. With high property prices and changing retirement plans, millennials and Gen Z face a tricky financial dilemma.

In this episode, Iona Bain sits down with Claer Barrett, Consumer Editor at the Financial Times and host of the Money Clinic podcast, to unpack the debate around investing in a property an...

Buying a home is one of life’s biggest financial and emotional milestones, but it can also feel overwhelming. From deposits and legal fees to mortgage rates and market changes, there’s a lot to consider before you get the keys.

In this episode, our host Iona Bain sits down with Sarah Tucker, mortgage expert and founder and CEO of The Mortgage Mum, to break down the home buying journey step-by-step and what it all might ...

Around 1 in 5 people in the UK are neurodivergent, but it often doesn’t get discussed enough when it comes to personal finance.

In this episode, our host Iona Bain speaks with accountant and behavioural finance expert Krystle McGilvery about the often-overlooked link between neurodiversity and money. Krystle shares her personal experience of living with ADHD and dyslexia, and how these conditions impact her financial habits.

...

There’s been lots in the news about workplace pensions recently.

In this episode, our host lona Bain is joined by L&G's CEO of DC and workplace savings, Paula Llewellyn. They unpack changes in the pipeline and what you can do to help your pension savings grow.

From the government’s push to simplify pensions and tackle the issue of multiple small pots, to a change which could see more of your money invested in U...

Money talk can be awkward and vulnerable, but it doesn’t have to kill the romance.

In this episode, our host Iona Bain is joined by financial adviser and author Bola Sol to unpack the dos and don’ts of managing money with your partner.

From combining accounts to spotting red flags, Bola shares practical advice for couples at every stage, whether you've just started dating or planning for a long-term future.

You’ll...

Digital payments have become the norm in managing our money but why has there been a boost in cash spending?

In this episode, our host Iona Bain sits down with financial advisor, author and content creator Emmanuel Asuquo to unpack our evolving relationship with money in a cashless world.

Emmanuel explores the psychological impact of contactless spending, why so many are returning to cash, and how to create ‘friction’ i...

Debt has become a fact of life for many, but that doesn’t mean it’s easy to navigate or talk about.

In this episode, our host Iona Bain is joined by Claer Barrett, Consumer Editor at the Financial Times and a passionate advocate for financial literacy. Together, they tackle the reality of debt among young people in the UK - from student loans and credit cards to the rise of buy now, pay later.

Claer breaks down how cred...