A Little Bit Richer

A Little Bit Richer

A Little Bit Richer is aimed at making you just that. It’s brought to you by financial influencer Kia Commodore (Pennies to Pounds) and Legal & General. Every two weeks, Kia and an expert guest will bring you bite-sized financial tips and tricks. We’re talking the stuff that didn’t get taught at school, but that you need to know to survive adulting in your twenties and early thirties. Everything from making sense of your payslip, to mortgages and pensions, to financial wellbeing and mental health – it’s all part of helping make sure you’re making the best financial decisions for you. The views and thoughts expressed on this podcast are those of the individuals and don’t necessarily represent those of Legal & General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

Episodes

April 25, 2024 16 mins

Scams aren’t something that just happen to older people, young people are also likely to get scammed. The scammers are getting smarter and have lots of clever ways to con you out of your cash - whether that’s pretending to be your bank, tricking you into becoming a money mule, buying stuff you don’t receive and much more.

Head of Fraud Risk Management at Santander, Chris Ainsley, gives our host Kia Commodore insight on how the fra...

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When being mindful with our spending, heading on holiday can feel like a splurge. From ‘Big World, Small Pockets’, Steph Parker shows us how to travel smarter so you can get away, without the price tag.

Steph shares with our host Kia Commodore – the best time to book flights and hotels, how to manage spending while abroad and her favourite, more affordable destinations to discover.

Money plays a big part in our holiday plans but ...

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March 28, 2024 14 mins

Ever wondered about switching current accounts but couldn’t face the admin? Friend of the Show, Cash Chats podcaster and award-winning Be Clever With Your Cash blogger Andy Webb talk us through just how easy (and profitable) moving to a new bank can be – and why you might want to stay put too.

Andy and our host Kia Commodore cover moving bank accounts, having multiple accounts, compare traditional high street banks with online one...

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March 14, 2024 18 mins

April will ring in the beginning of a new tax year so you may have noticed that there’s a lot of talk about ISAs. But what are they and might they be useful for you? Here to help us understand a little bit more is Legal & General’s ISA Product Manager, Fahad Ahmed.

Fahad and our host Kia Commodore chat through the different types of ISAs for saving and investing your money, how the Lifetime ISA can help you get on the property...

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More and more people are earning extra cash through side hustles. With so many options, from selling a few old clothes to starting a whole new business, how do you decide what’s best for you and leap into your own side hustle?

To help us answer that, financial coach Tolu Frimpong joins our host Kia Commodore. Tolu and Kia chat about different kinds of side hustles and how to pick the right one for you. You’ll hear how it can help ...

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February 15, 2024 13 mins

Money and love can be a strange mix. It can feel like lots of unspoken rules and pitfalls start popping up when your emotional and financial lives come together. That’s true even when things go smoothly. But what if they don’t?

Amy James, a Legal & General Product Manager, joins Kia Commodore to share how she navigated this journey. When Amy and her partner Dan decided to settle down together, he revealed that he’d built up so...

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February 1, 2024 13 mins

Credit can seem like a dirty word. But avoiding it altogether could mean you’ll miss out on some benefits. There is a happy medium – and that’s what Kia Commodore explores on this week’s episode.

Kia’s joined by Andy Webb, who runs the award-winning Be Clever With Your Cash blog and hosts the Cash Chats podcast. They cover what credit actually means, explore its positive side and chat through risks to watch out for. And they talk ...

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January 18, 2024 12 mins

Kia Commodore returns to one of A Little Bit Richer’s biggest topics – house buying. If you bought your first property a few years ago you might be thinking about moving up the proper ladder. Maybe you need a bigger home, somewhere that’s a better investment or perhaps even both.

Kia chats through it all with independent mortgage adviser Liam Anstruther. He set up The Mortgage Advice Club to help people through the house buying pr...

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January 4, 2024 8 mins

It’s the first episode of the new year, so Kia Commodore shares some simple, practical moneymaking and saving habits you can adopt in 2024.

She’s joined by Iain Russell, of Moneyhub - a financial tech company that’s created a money management app (and much else). Kia and Iain discuss what to focus on during a financial checkup and recommend good habits to keep. They also chat through how money apps can help you and why you need a ...

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December 14, 2023 13 mins

In the post-pandemic world of remote work, more and more people are becoming digital nomads and leaving the UK to work from sunnier climates. But is it really as simple as just hopping on a plane with your laptop? What are the financial implications of working abroad for a UK-based company?

In this episode, Kia Commodore chats with Claire Rhodes. She’s a freelance writer whose been working with UK clients from abroad since 2021.

...

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December 7, 2023 13 mins

When it comes to gender equality in finances, we’re still not where we need to be. Last year Legal & General found that a woman’s average pension pot at retirement was likely to be less than half that of a man’s at the same stage. And that’s just for starters. Women are also faced with the gender pay gap, childcare costs and much more.

So we’re tackling all that head on! This week Kia Commodore’s joined by Emilie Bellet, host ...

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November 30, 2023 13 mins

In this episode, Kia Commodore continues exploring one of A Little Bit Richer’s most important topics – buying your first home. It’s an extremely important milestone. But it’s also an extremely expensive one.

So in this episode Kia is joined by Hazel Johnston from Legal & General. Hazel began as a mortgage adviser and now helps other advisers better support homebuyers.

Kia and Hazel talk about how to save for a house deposit....

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November 23, 2023 13 mins

The Christmas season is coming – and it can be a pretty pricey time of the year. But does it really need to be? Does more money spent equal more fun had? Or can you be fabulously festive and fully frugal too?

Kia Commodore’s joined by Megan Micklewright, creator of the financial social media platform ‘The Savvy Spender’, and winner of Online Financial Influencer of the Year 2023. Together, they’ll unwrap some cost-cutting Christma...

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November 16, 2023 11 mins

Once you’ve graduated and are out in the working world it’s easy to just ignore your student loan. But it’s always best to keep on top of all your finances.

In this episode Kia Commodore talks with Abigail Foster, a Chartered Accountant and the founder of Elent, a financial education hub for student, employees and parents.

The two run through the different loan plans and interest rates, and the impact these can have on your other...

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November 9, 2023 16 mins

You can do all the career and financial planning you want, but sometimes life just gets in the way. Health problems can be particularly difficult if you need to take a lot of time off work. Luckily many of us won’t have that challenge but you never know what’s around the corner.

In this episode Kia Commodore chats to Koren Byrne, a PR Manager at Legal & General. Koren was recently diagnosed with multiple sclerosis. She’s spent...

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November 2, 2023 14 mins

A Little Bit Richer is all about helping you find different ways to save and grow your money. But why bother? What can all that saved up and invested cash actually get you?

What many people look for is the financial freedom and flexibility to live their dream lifestyle. You might want to go travelling, retire early, or have a portfolio career. Once you figure out what your priorities are, it’s time to understand how your finances ...

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October 26, 2023 14 mins

The nine to five office grind isn’t the only way of working anymore. There are loads of other options if you want to rethink your working life. Self-employment’s one of them. It can give you a lot more flexibility and be financially rewarding too. But there’s a lot to think about when you’re working for yourself. As well as marketing yourself to clients, you have to take control of your tax and finances in a way that company employ...

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October 19, 2023 12 mins

Around 42% of Brits invest – in fact, if you’re saving into a pension you’re already an investor. But the wider world of investments can seem murky, confusing and risky. It doesn’t have to be that way. So we’ve put together an investment episode.

Podcaster, author and founder of financial education company Mr MoneyJar, Timi Merriman-Johnson, joins our host Kia Commodore.

They discuss what investing is and isn’t, share details of ...

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October 12, 2023 12 mins

Recently we’ve seen some high-profile examples of financial abuse. Stories about Britney Spears’ conservatorship, Mel B’s controlling ex-husband and Kesha’s challenging relationship with her producer have all made the headlines.

And it’s not just a celebrity problem. 6 million people in the UK will experience this at some point in their lives. But what is financial abuse and how can you help a friend or loved one deal with it? 

T...

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October 5, 2023 12 mins

From painting the walls your favourite colour to finally creating your perfect kitchen, owning your own home can be a dream come true. But with interest rates and house prices staying stubbornly high, many of us feel stuck at the still-just-a-dream stage.

We’re going to show you how snapping up your next place may be more achievable than you think.

This week, mortgage broker, property expert and investor Tayo Oguntonade joins our...

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