Modern Financial Wellness
Modern Financial Wellness isn’t just about dollars and cents—it’s about how we think and feel about money, the decisions we make, and the deeper forces that influence our financial wellbeing. Hosted by financial planner Jim Grace, CFP®, this podcast gives you insights into the psychology of money, exploring the emotions, habits, and experiences that shape the way we approach our finances. In today’s world, financial advice is everywhere, but most of it focuses on the technical aspects—how to save for retirement, invest wisely, and minimize taxes. While those topics are important, they’re only part of the picture. The real challenge isn’t just knowing what to do with your money, but understanding why you make the choices you do and how those decisions impact your overall wellbeing. Modern Financial Wellness is dedicated to exploring the human side of personal finance—the fears, anxieties, and personal histories that influence our financial decisions, sometimes more than logic and numbers ever could. Jim has spent years helping clients navigate their financial lives. Through these experiences, he’s seen firsthand how emotions, upbringing, and past experiences drive financial behaviors. Why do some people feel guilt when spending money, even when they can afford it? Why do others struggle with saving, even when they know it’s important? Why do we sometimes make irrational choices, even when we know better? The answers to these questions often lie beyond spreadsheets and investment strategies—in our personal stories, beliefs, and behaviors. Releasing every two weeks, each episode of Modern Financial Wellness explores these deeper topics, offering conversations with experts, real-world insights, and thought-provoking discussions to help you better understand yourself and your relationship with money. You’ll hear from psychologists, behavioral finance experts, and everyday people who have experienced financial challenges and breakthroughs. Together, we’ll explore themes like: How childhood experiences shape our financial habits and attitudes The emotional impact of financial stress and how to manage it How social media and modern culture influence our financial choices The connection between financial security and overall happiness The hidden psychological barriers that prevent us from reaching our financial goals But this podcast isn’t just about discussing problems—it’s about finding solutions. Every episode provides practical takeaways, mindset shifts, and actionable strategies to help you make financial decisions that align with your values and bring you peace of mind. Whether it’s learning how to reframe financial anxiety, develop healthier money habits, or simply gain more confidence in your financial choices, Modern Financial Wellness is here to support you on your journey. Beyond the podcast, we’ll also share additional insights, blog posts, and curated resources—books, articles, and tools—to help you continue exploring these topics. If an episode resonates with you, you’ll always have the next steps to dive deeper and apply what you’ve learned in your own life. Money is personal. It’s emotional. And it’s deeply connected to who we are. Modern Financial Wellness is your guide to understanding that connection and learning how to improve not just your finances, but your overall sense of well-being. Subscribe now and tune in every other Thursday for new episodes.
Episodes
Welcome back to Modern Financial Wellness! I'm Jim Grace, and in this episode, I’m thrilled to have a very special guest—Michael Scarpati, the CEO of Retire Us. Retire Us is a game-changing financial advice platform that blends human relationships and technology to help individuals achieve financial freedom with less friction and more clarity.
We kick off by examining the major barriers people face when looking for financial advice,...
Welcome back to Modern Financial Wellness! I’m your host, Jim Grace. On today’s episode, I had the privilege of sitting down with Sun Yong Kim-Manzolini—a truly remarkable entrepreneur, author, and self-made millionaire. Her story is nothing short of extraordinary, taking us from her beginnings in a Korean orphanage, unable to walk, to building an amazing life of freedom, abundance, and purpose in the United States. If you’re looki...
Welcome to another episode of Modern Financial Wellness! I’m your host, Jim Grace. On this show, we explore what it means to truly thrive financially—not just in terms of dollars and cents, but in terms of how we relate to money emotionally and practically. In today’s episode, we’re diving into an important and often misunderstood topic: how ADHD and executive functioning challenges can affect our financial lives. Whether you have ...
Welcome back to Modern Financial Wellness! I'm your host, Jim Grace, and on today’s episode, I had the privilege of sitting down with Tim "Jai" Baker—wealth advisor, founder of Luminess Wealth, and author of “The Awakened Investor.” We explored not only the technical side of what makes up true wealth, but also dove deep into the intersection of finance, mindfulness, and personal transformation.
Tim brings a truly holistic perspecti...
Welcome to another episode of Modern Financial Wellness, where we dive into the psychology of money to help you feel better about your finances. I'm your host, Jim Grace, CFP®, guiding you through today's discussion on understanding the emotional aspects of financial decisions, especially during retirement.
I am thrilled to have Dan Haylett join us today. Dan is a multifaceted financial planner and the head of growth at TFP Financia...
In this episode, I'm joined by Dave Giesleman, founder of Become Limitless Flow State Mindset Coaching and Limitless Flow Breathwork. Our conversation centers around stress management and how tools like breathwork and achieving a flow state can enhance mental clarity and decision-making, particularly in a financial context. Dave shares insights from his experience transitioning from a high-stress career as a chef to teaching others...
In this episode, I welcome Gordan Stein, author of "Cash Flow Cookbook: $2,000,000 of Financial Freedom in 60 Easy Recipes." Gordon shares his unique journey from a career in tech to becoming an author and speaker focused on personal finance. Our conversation centers around practical ways to improve cash flow without significant sacrifices. Gordon discusses how small changes in everyday expenses can accumulate into substantial savi...
In this episode, I welcome Brian Page to discuss the interconnectedness of financial management and home management. Highlighting the importance of delegation to reduce stress and improve happiness, Brian shares his journey about using meal delivery services and budgeting with his kids. He talks about intentional communication with his wife, utilizing tools like Tiller and shared calendars for efficient household and financial coor...
In this episode, I welcome back Jen Reid, but I also talk to Julie Costa to talk about their unique and reciprocal professional relationship that has profoundly influenced their personal and client journeys.
Jen shares her path to recognizing and overcoming subconscious blocks through Julie's Anchored program, while Julie, in turn, became Jen's client, showcasing the value of mutual learning. We discuss their fas...
In this episode of Modern Financial Wellness, I talk to Jonathan Ainsley to explore the concept of flourishing longevity and how it relates to rethinking retirement. We talk about the importance of planning for not just financial stability but also personal well-being and purpose as people age. With people living longer, Jonathan challenges traditional retirement stereotypes and discusses a more dynamic vision that encompasses mean...
In this episode, I talk to Jen Reid, the CEO and financial consultant at BASE Financial Planning, Consulting, and Education. Jen discusses her transition from a traditional financial setting, where her role was primarily to sell life insurance, to becoming an independent financial coach and licensed hypnotherapist. She shares her dissatisfaction with the commission-based model and how it motivated her to focus on addressing clients...
In this episode, I welcome Adrian Brambila and Dr. Brad Klontz to discuss their new book, "Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Rich" and to talk about the mindset that may be keeping you poor.
Dr. Brad Klontz is a clinical psychologist and Certified Financial Planner, and Adrian is a former professional dancer, now entrepreneur, YouTuber, and self-made millionaire. They discuss how they...
So many are working towards retirement, but will you feel fulfilled when work no longer defines you?
In this episode, I talk to Jeff Bernier, a seasoned financial planner, Founder of Tandem Growth Financial Advisors, and host of the "Money & Meaning" Podcast. Jeff brings over 37 years of experience and shares insights from his book, "The Money in Meaning Journey, a Guide to Clarity, Financial Confidence,...
In this episode, I talk to Kim Jones, who shares her journey from a senior executive role in a Fortune 250 company to becoming a coach dedicated to helping individuals align their careers with their values and purpose. We discuss the psychological and emotional aspects shaping financial decisions and career paths, highlighting the prevalent issue of feeling unfulfilled in traditional corporate roles. Kim talks about reconciling fin...
In this episode, I talk to Erika Wasserman, Your Financial Therapist, to explore the relationship between money and emotions. Erika shares her journey from learning finances from her father to a dynamic career that included significant life transitions, such as marriage, children, divorce, and inheriting assets. Through these experiences, Erika deeply understood money's impact on personal relationships and the importance of cl...
On this episode I talk to the author of the new book "F.I.R.E for Dummies", Jackie Cummings Koski, CFP®️.
Jackie's road to an early retirement in her forties began with a wake-up call during her divorce. She walks us through her journey from conquering her fear of the stock market by joining an investment club, educating herself on the ins and outs of personal finance and eventually sharing her knowledge th...
On this episode I am joined by Christine Hargrove, PhD candidate at The University of Georgia. Christine's work centers around ADHD, Relationships and Finances and we had a great conversation about the intersection of all three of those things.
ADHD is something that my family lives with, which in the past has sometimes made it challenging for my wife and I to have healthy, constructive conversations about our finan...
Dr. Mary Bell Carlson, CFP®, AFC®, is a financial behavior expert, well-known speaker, podcaster, and storyteller and I was excited to have the chance to talk to her about her work around Financial Biases.
We had a really wide ranging conversation in which we cover...
- Mary's extremely unique career thus far. Having spent time in Washington D.C. working with the Pentagon and lobbying Congress on behalf of the Fin...
Creativity is something that often appears as a key ingredient in finding purpose and living a meaningful life. I find that connection between creativity and purpose to be really fascinating, which is why I was excited to have the opportunity to talk to Rochelle Seltzer.
Rochelle is an award winning designer, author and coach and she joined me to talk about her book, "Live Big: A Manifesto for a Creative Life"....
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