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January 21, 2025 • 53 mins
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Episode Transcript

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Speaker 1 (00:00):
I'm Todd Matthews here to facilitate conversation with our guests
this morning, and your host of the show, the Patterson Group,
Keller Williams, Peace River Partners. They're the ones that bring
you this presentation every Wednesday once again so that you
can keep on top of the local real estate economy.
And here's your host of the show, Matthew Patterson. Hey man,
how you doing.

Speaker 2 (00:20):
Good morning, Charlotte and Sarasota County.

Speaker 1 (00:23):
It's good to have you back. It's good to be
back with this program.

Speaker 2 (00:27):
I know I've missed it.

Speaker 1 (00:28):
We've got a lot to catch up on. It's I
don't know how many months it's Been's been basically the
half last half of last year.

Speaker 2 (00:36):
Yeah, a couple of weeks.

Speaker 1 (00:37):
And with as dynamic as the real estate market has been,
there's a lot of things that have changed.

Speaker 2 (00:43):
There's a lot of things that have changed, for sure,
you know, a lot of stuff everybody was dealing with
with the hurricanes. Yeah, and then we already you know,
of course, had to shift in the market before that.
So I got to say twenty twenty four was a
very interesting year.

Speaker 1 (01:00):
Yeah, I think we could all take a deep breath
sigh a little bit, and then kind of gather our
thoughts moving forward for twenty five with a different perspective.

Speaker 2 (01:08):
I'm really optimistic about twenty five. This morning, I was
reading a report. It's up five points as far as
consumer confidence. Is that right, that's right, which is very good. Obviously,
we've seen a change in the renolds rental pricing, given
some reprieves there for tenants and still a strong demand though.

(01:29):
I mean we are in southwest Florida, right, right, so
once we got the you know, the trash off the
sides of the road, and got past those hurricanes, definitely
we're starting to see an increase.

Speaker 1 (01:40):
That's good. That's good to know.

Speaker 2 (01:42):
Yeah, that's why we're gonna have Tony on today because
we are going to grill him everything mortgage.

Speaker 1 (01:47):
Which is appropriate because a lot of us are are
probably thinking along the lines of maybe maybe getting getting
a toe in the water, so to speak. Or that's right.
I know, we can handle a lot of things like
reef I's and so forth. So we'll get into that
here in just a little bit, plus a look at
the community events and at the end of the program,
for those who don't remember, maybe you never listened to
this show. Before we've got Matt's hot picks of the week.

(02:09):
He's going to have a bunch of listings and in
some cases nobody else is going to be able to
tell you about. And we'll wait a little bit longer
before we get into that. Of course, that's the last
few minutes of the show. So what's do around the
office at the Patterson Group? Now, now, I don't even
I'm assuming you're still in the temporary office.

Speaker 2 (02:27):
You know, at what point is temporary? Right?

Speaker 1 (02:31):
For those who don't know, Ian really did a number
on their original office and they relocated. But that's been
some time obviously.

Speaker 2 (02:39):
Now, yeah, yeah, it's it's been it's been a minute,
for sure. We're really excited. We got the Prince I
don't know, a week or so ago, and boy Meller
is going to be doing the construction once the fantastic job.
So we now have if you've been by new roof,
new Lands gaping, paint, outsides looking great. The main office building,

(03:04):
of course, is open for business, has been since shortly
after the hurricane. But we looked to be back in
our home. Oh I'm shooting middle of the year, you know.
Let's say June. I'd love to celebrate fourth of July there,
I can tell you that cool.

Speaker 1 (03:21):
So I'll start penciling it in my candy that.

Speaker 2 (03:23):
Work side, and we'll do a great opening, and it's
the whole team is really excited to get back in there. Yeah,
and we might make a few changes, you know.

Speaker 1 (03:31):
Yeah, but boy, a lot of us And in my
case it was absolutely true too. After Ian, it took
me a long time to wrestle with the insurance company
and contractors in the whole nine yards and I was
one of the last in my neighborhood to get everything
finally done.

Speaker 2 (03:46):
Well, I think I'm going for I'm still not there.

Speaker 1 (03:49):
This is unbelievably excessive.

Speaker 2 (03:52):
Well, I got to tell you, commercial is definitely different
than resolutely. Now, I've had a very extensive education on this,
I know because we were on it immediately and it
you know, and still have not come to a resolution there.
But there comes a point where you've got to keep
moving forwards.

Speaker 1 (04:09):
And again many of us have to deal still with
damage from Helen and Milton. We're talking Ian here, now,
I know, was it insurance issues?

Speaker 2 (04:17):
That's exactly what it is. And I don't you know,
we'll keep it clean. But anyone out there thing that's
had some insurance protect the license, you do understand what
I'm talking about. You know, it's it's sad, it's what
it is, and it's definitely I have a heart for

(04:39):
everyone that goes through it to feel helpless, and the
and and the fact that you you know, you are covered,
You've always had insurance, never had a claim, and you
need it. And there's really, to me, not a lot
to talk about in the fact that we all know
that it was a hurricane. What is the delight here?

Speaker 1 (05:00):
So yeah, well that's one of the things we can
also mention as a newcomer to this radio program, if
you're just discovering it for the first time, which we
hope that a lot of folks are doing. The hallmark
of this show has to bring guests, been to bring
guests into the studio, that's right, who can inform us
on a variety of different aspects involving real estate. So
I'm sure down the road there will be many insurance

(05:22):
conversations as well. Oh yes, well that again as we
talk about the ever changing landscape that is the real
estate economy in Florida, that again has been a very
challenging feature for a lot of people getting dropped, getting
huge increases and companies going out of business.

Speaker 2 (05:40):
Yeah, that's exactly right and a mess. It has been
a mess, and I will say it has been an
educational experience. And you know, for years and years, you know,
people's oh, well, you know, I don't think you'll ever
flood here, and I'm like, well, yeah, we can't say that,
but and you know, and here we get two of

(06:01):
them back to back. So it definitely was eye opening
of what coverage you have are you covered for X,
Y Z that. I like to think that a lot
of people are taking notice of it, making sure that
they're covered this time and and hopefully these insurance companies
do not make.

Speaker 1 (06:20):
Us wait okay, nuff said on that subject, we can
make a whole show.

Speaker 2 (06:24):
I'm sure we will make a whole show.

Speaker 1 (06:26):
One of the things we typically do in the first
segment of the show, though, is ask you for a
snapshot and overview of the local real estate economy. I
see you've got your spreadsheets in front of you once again,
so why don't you tell us a little bit about
what's been happening locally?

Speaker 2 (06:38):
Okay, Well, I'll tell you, you know, and I'm in
multiple appointments today and this is one of the one
of the first things that we go over. You know,
a lot of times when I walk in the door,
I hear I know the market's bad. I know that
there's a lot of inventory. Yes and no, Yes, there
is more inventory than we had. We were we were
definitely went through a incredible time hurricane in I call

(07:01):
it rainbows and unicorns. You know, you'd have ten twelve
offers on every home within you know, two three days,
multiple offers, and so we saw some correcting and then
it was like, okay, this is enough correcting, Let's get
back to business. So what we're seeing now is and
of course every price point you know, is going to

(07:22):
be different, which I can go through that on a
micro level with someone when I sit down with them.
But what we're seeing is, yes, we have an increase
in inventory, but not as much as we've had a
pause on buyers engaging.

Speaker 1 (07:38):
Oh okay, okay.

Speaker 2 (07:40):
Now we're starting to see those buyers re engage the market,
and I think Tony will speak to that in the
next segment, which is fantastic. What I can tell you
is if you are a buyer, you're gonna you know,
you definitely want to get in there sooner than later.
And because once they start and you know, the more,
then it's you know, you're gonna see the price prices

(08:03):
doing other things. So right now, let's talk about a
little bit of that. Last week, in seven days in
our border railers one hundred and ninety new listings, eighty
six to one under contract, so we gained a little
bit of inventory there. But again, a lot of these
price points are are pretty balanced.

Speaker 1 (08:23):
And it speak of things. We saw numbers much larger
than that, by the way, so.

Speaker 2 (08:26):
Oh absolutely, but you remember when we saw them reverse too,
we were gobbling up the inventory very much. Yeah, that's right.
So right now, I mean, I can tell you our
two fifty to four hundred range has been carrying the
most homes twenty thirty seven. Last month, two hundred and
eighty seven sold ninety seven percent of list price. We've

(08:48):
talked about many, many times before, but since we haven't
been on in a while, let's talk about six months.
As a balanced market, you get about a month each
way that price point, even with the average day being
around ninety days on market or at seven point one
month's inventory, so not quite as much as what some thing.

Speaker 1 (09:08):
Now, Yeah, if I had had to guess from the
things I hear just down the street on social media,
I would have guessed way more than that.

Speaker 2 (09:14):
Yeah. Well, and in some of the price categories, you know,
we saw a lot of the million to one point
five selling first when things started taking off again. Now
we've seen a little bit of all through the holidays,
but again we always have that. Now the showings are
starting to pick up again and we're starting to really

(09:34):
see that positive activity. So super excited really for everyone
in the market.

Speaker 1 (09:40):
Okay, any numbers that you can share with us from
other surrounding communities, the Patterson group, I mean, whether you're
in Fort Myers, Cape Coral, Northport, Sarah, so it doesn't
make any difference. They can certainly help you with your transaction.

Speaker 2 (09:56):
That's exactly right, and we would love to help you.
Let me tell you that this is what's what was
astonishing me when I saw Cape Coral, Fort Myers numbers
four hundred and thirty three new listings went on one
hundred and sixty one hundred contractor And I'm like, when
I took took a first glance at that for a week,
I said, oh my goodness, that's a lot of eminent activity.
But again I go to the monthly and you look

(10:20):
back over it every price point, there is nothing over
eight months of inventory except until you get up. Get
up over a million, and you've got nine months of inventory. Oh,
so you know they've got a lot of homes coming
on that. You know they are still a very balanced market.

Speaker 1 (10:35):
But I also see a lot of sale, so a
lot of activity. And that is because and it still
remains true that the Fort Myers metro area Cape Cort
very very hot areas for those to trans plant to Florida.
Absolutely change in that status.

Speaker 2 (10:53):
No, I'm not seeing the change. I mean, you know,
the numbers tell the story and it's staying strong, all right.

Speaker 1 (11:01):
Tell you what, let's take a little bit of a
time out of our first here and come back. I'll
give you all the contact info so you can reach
out to the Patterson Group get your real estate questions
answered more personally. And I know we've got some community
events coming up we'll talk about as well. Plus introduce
you to our guest coming up on more real Estate
Exposed at NewsRadio WCCF.

Speaker 3 (11:19):
Clay with your history as an investor. Where do you
go when there are so many changes in real estate
like rising interest rates, inflation, questions about the overall economy.

Speaker 4 (11:28):
I talked to Matthew Patterson of the Patterson Group at
Keller Williams Peace River Partners. Matthew expertly handles any challenge,
making you more money and less time absolutely stress free.

Speaker 1 (11:39):
It's true.

Speaker 3 (11:40):
Working with an agent who is not petrified when there
are shifts in the market makes the process easier and
more profitable. Having a marketing plan in place that offers
multiple options for you means you get more money.

Speaker 1 (11:50):
And less stress.

Speaker 4 (11:51):
A lot of agents dial back their marketing when there
is a hint of change, or even just because of
the calendar. Can you believe there are agents who say
you can't sell your home in the fall or winter?
Life continues to happen regardless of the economy and has
no regard for the calendar.

Speaker 3 (12:07):
With so much experience, Matthew and his team have seen
it all and in this market you need them to
advocate for you.

Speaker 4 (12:13):
Well, come up today, Google the Patterson Group or just
go to Matthew Patterson dot com. That's Matthew Patterson dot com.

Speaker 5 (12:19):
It's the little things that make a big difference. That's
the motto of Oak and Ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and Ink, Land and Title,

(12:40):
you aren't just a customer your family. Call today at
nine four one five zero zero five five zero nine
or online at Oakandinc Title dot com.

Speaker 6 (12:50):
The local organization CARE, the Center for Abuse and Rape Emergencies,
needs your help. CARE provides twenty four hour hotline services,
twenty four hour rapecrissel, hospital response, and victim advocacy. This
organization has helped thousands of people providing shelter support and counseling.
Donate or volunteer today Call nine four one six nine

(13:13):
five four nine nine or donate items at their reuse store,
Kenilworth Boulevard, Port Charlotte, HI.

Speaker 7 (13:21):
This is Celine Dion asking you to help put an
end to premature birth. I share the concerns and fears
of every parent, knowing that more than one million babies
around the world die every year simply because they didn't
get enough time to grow. Let's work together for stronger,
healthier babies. Visit Facebook dot com, slash world, Premature today

(13:45):
to find out how you can make a difference. Thank
you for caring.

Speaker 8 (13:52):
Go home sales down and you call Matthew Parson.

Speaker 2 (13:56):
Go to Matthew Paarson. Do goodee?

Speaker 1 (14:06):
All come it back to me now. Welcome back to
real Estate Exposed on news radio WCCF. I'm Todd Matthews
here along with Matthew Patterson guest in studio and all
kinds of great information about our local real estate economy.
Before we go even one step further, though, let me
let you know how to contact the Patterson Group, because
it's how.

Speaker 2 (14:25):
We do this.

Speaker 1 (14:26):
Yeah, I remember, if you have a question about anything,
you're welcome to you're not ready to sell today, I
got you on that, No problem.

Speaker 2 (14:34):
That's ready tomorrow.

Speaker 1 (14:35):
You were welcome to call and just started asking any
old questions at nine to four one six, one eighty
six hundred or go to Matthew Patterson dot com. And
by the way, if you're curious as to what your
home is worth, all you have to do is type
in your address at Matthew Patterson dot com and you
will find out in the blink of an eye from
a true real estate expert what your home is worth.

Speaker 2 (14:55):
I mean, not only is that also be able to
answer some really important questions right now. One of the
that I keep getting is, you know, people that had
severe damage from the flood wanting to sell I sell
it as is. I had some say do I just
tear down the house and sell it for a lot value?
And I look at it and there's a couple hundred
thousand dollars there that they beve, you know, losing that

(15:16):
that they have in value there. But you know it's
especially immediately following it's you know, so disheartening. I mean,
you're just heartbroken, right. You know, all of your possessions
are run in some cases family stuff obviously, you know.

Speaker 1 (15:36):
I mean, and we were talking about insurance before, and
even if your insurance took really good care of you.
Back between Helene and Milton, I know more than one
person who has said, listen, I'm okay, they gave me
enough money, I'm going to be able built. I just
heard that a lot sick of going through it, I
don't want to do it anymore.

Speaker 2 (15:53):
That's right. So you know, one is, I know you've
heard from insurance videos take a video stuff in your home,
you know, but also make sure you got the right coverage.
But the question I keep getting is, you know, do
I put it on the market? Now? Do I put
it on as is?

Speaker 1 (16:07):
Do I do the remediation every.

Speaker 2 (16:10):
It is a great question in every case, I mean
a lot of are similar, but but every case can
can be case by case. So it's you know, definitely
something that we are well versed in and have dealt
with and have sold several already that you know, drywall
was cut out, you know, the home that been treated

(16:31):
and when getting sold as is. And I get every
day it seems like I get somebody said, oh I
didn't know you could sell them like that. Oh yes
you can, and yes there are buyers that will buy
them like that.

Speaker 1 (16:44):
Sure.

Speaker 2 (16:44):
Now, of course, you know, if you have the ability
and the time and the energy to go through and
put it back together, a lot of times you're going
to benefit financially more that way. But but they're you know,
they can be sold in any condition. So definitely with
love to have that conversation with it.

Speaker 1 (17:01):
Yah, but that is not in my own humble opinion anyway,
that is not a fizzbo for sale by owner. You
need somebody who really knows the ins and outs of
doing that because there are so many things to watch out.

Speaker 2 (17:12):
Well, there's so many things to watch out for and
also a lot of changes. Every time something happens, you know,
it then produces more documents, It produces more things, and
there's a reason for those things. For instance, new flood
disclosures that are out. You know, as a buyer, you
want to make sure that you're you know that you're
going to getting the best advice and knowing what you

(17:34):
should be receiving. And when you're selling a home, you
want to make sure that you're doing it the right
way as well, so you don't have any trouble down
the road.

Speaker 1 (17:41):
Surprises aren't for birthday parties. You don't want them after
the real estate transaction is done.

Speaker 2 (17:45):
I like that. I'm gonna write that one back right.

Speaker 1 (17:49):
Down. Sleep in your own bank. That's another one that
we came up.

Speaker 2 (17:52):
I will always remember that one. That one's going on
a T shirt.

Speaker 1 (17:56):
Oh what do we got going on in the community,
And then we can start talking.

Speaker 2 (17:59):
Well, I expect, Hey, what's going on in the community.
Here's what's happened in Charlotte County this week. Twenty fourth annual.
This is January ninth to twelfth. Charlotte County Boat Show.
That's right, it's time to get a boat because it's
going to be warm again soon, guys. Charlotte County bat
Shows at Charlotte County Fairgrounds. Admissions five dollars, Kids sixteen
under free, free parking. Also, we've got Peace River Botanical

(18:23):
Gardens January eleventh. That is a car and art show.
Enjoy music, food, drinks with over one hundred and twenty
classic cars. That's just down Riverside.

Speaker 1 (18:33):
You had me, I'm a car.

Speaker 2 (18:36):
I know where I'll find you at. Members are free,
Children four and under are free. Non members twenty dollars
for adults, ten dollars for children. Downtown Puntagorda Farmers Market
always a great time. I love supporting the locals, you know,
as I know many do. That is every Saturday from
eight to twelve.

Speaker 1 (18:57):
If you haven't been in a while, see how much
it's grown over the years.

Speaker 2 (18:59):
Really, it's amazing. Yeah, yeah, I love the farmer's Market,
and I got to say this year too, I canna
give a shot for the for the Christmas parade. You know,
I know there was a lot of people not here,
but man, what a great parade. It was fantastic. I
really enjoyed it. Of Course, my heavy which if she
is listening, is now in kindergarten, so I'm sure she's

(19:20):
not listening right now. But uh, she was in the
parade this year for the first time, and and man,
what joy.

Speaker 1 (19:29):
Yeah, she had to meet Sanna.

Speaker 2 (19:31):
She did meet Santa. She met Sanna at the Christmas
bash and uh, and she wouldn't tell me what she
told Sannah, And man, Santa nailed it again. He pulled through,
and uh, it was just yeah, it was. It was
a great day.

Speaker 1 (19:50):
She's a sweetheart.

Speaker 2 (19:52):
Yeah, I'm kind of partial, all right, So uh so, yeah,
that's what we got going on.

Speaker 1 (19:57):
We also have a guest this year. We do have
a guest who is a long time affiliate, if you will,
of the Patterson Group, in Matthew Patterson. And actually a disclosure,
about three and a half years ago, I was in
the market and he got me started on the mortgage
process and I was very happy with it. So why
don't you go ahead and do the introductions.

Speaker 2 (20:15):
Yeah. So today we've got Tony Moore with us again
gulfsid Mortgage. Uh just runs a phenomenal, phenomenal team and
phenomenal business. And I you know, not only the business,
but what he does in the community, how he takes
care of his agents. We so appreciate him. He didn't

(20:35):
know I was going to say any of this, but
we do. We so appreciate it. Uh, and I really admire,
you know, the business that he's built and UH just
always happy to do business with him. So welcome Tony Moore.

Speaker 6 (20:49):
Thank you, Matt, appreciate it. Good to see you again,
Tony too. That's dinner you and me, got no problem.
I appreciate it.

Speaker 2 (21:00):
So Tony, we've got three hours. No, I'm teasing, we
don't have three hours. But in the amount of time
we have, obviously I want to dig into what's going on.
I need you give me the exact interest rate that
it's going to be every month for the next two years.
But no, I want to talk about interest rates. I

(21:21):
want to talk about I tell you, one really important
thing is what we can do to help get the
buyers in the home at you know, help it be affordable.

Speaker 1 (21:34):
Absolutely.

Speaker 2 (21:35):
I know you've got some amazing options. I'll let you
discuss him. Do you want to start with that?

Speaker 1 (21:40):
Yeah, that's wonderful.

Speaker 6 (21:42):
I mean I think first of all, we can we
can always go to the ten pound elephant in the room,
and that's interest rates. Right, everybody wants to know what's
going on with interest rates. That's the that's the key.

Speaker 2 (21:49):
Thing, right, yep, ten thousand pounds, ten thousand, Yeah, big one.
It's a big one.

Speaker 6 (21:54):
Ten times ten thousand pounds. I know it's good. But anyway,
I mean, NBA and everybody can look this up. If
you go right out to MBA forecast, you'll see the
forecast by the Mortgage Banker Association and the last forecast
they had came out and it's December the twentieth, and
currently we're seeing rates fluctuate around six point eight seventy
five to maybe six seven and a quarter right now.

(22:16):
And everybody's like, well, when's rate's going to drop?

Speaker 2 (22:19):
Yeah? I keep hearing this six percent, six percent.

Speaker 1 (22:22):
And you'll also keep hearing that Feds are dropping interest rates.

Speaker 2 (22:24):
That's well, yeah, they're dropping the FED rate.

Speaker 6 (22:26):
The FED rate, it's not the mortgage rate. And a
lot of people get misunderstand what that actually means. Why
do I get that confused? Well, let's talk about it.
We will so real quickly, just to kind of give
you an idea. When the FED drops the interest rate,
that's the Federal exchange rate, yep, okay, that's the money
they're given to the banks. But the mortgage rate is
based on the USB, which is mortgage backed securities and

(22:49):
the US Treasury and based on what those charts are doing. Right,
So what usually happens is when the Feds drop rates,
they actually lose consumer confidence, meaning people sell from the
stock market, buy into the treasuries, which is safer, and
the interest rates might go up a little bit.

Speaker 1 (23:06):
Well that's what we've seen happen. Well I don't like that, Tony, Well,
we don't love it, but it.

Speaker 6 (23:10):
Doesn't mean that it can't reverse and it can't come down.
So back to the forecast and NBA. What they're forecasting
is they're predicting that rates that we're seeing around seven
percent right now are going to drop somewhere to around
six point six by the middle of this so I'm sorry,
by the end of the first quarter, and then a

(23:31):
round six point three by the end of the year. Now,
it's not a huge drop, but it is almost three
quarters of percent lower than today over the next twelve months.

Speaker 2 (23:42):
Okay, can you talk to me money wise, put give
me a scenario.

Speaker 6 (23:46):
So money wise once again, right, it's not a huge amount,
but we are talking about depending on one dollar amount
and unfortunate. I'm sorry, I don't have the numbers off
the top of my head, but in dollar amount it
could be a couple hundred dollars on your mortgage.

Speaker 2 (24:00):
That's where I was going. Yeah, normal helps with everything.

Speaker 6 (24:04):
You might be two hundred and two hundred fifty dollars
less a month. But okay, we don't want to wait
for interest rates to drop three quarters of percent to
purchase because if everybody waits, what's going to happen?

Speaker 1 (24:17):
They all buy at the same time.

Speaker 6 (24:18):
You're at more demand petition. Yeah, and the prices are
going to go I heard you talking about the inventory. Yeah,
that's going to go away right now. There's a pent
up demand. They say of over five million people waiting
to buy in the United States of America. Do you
have five million houses listed in the United States?

Speaker 1 (24:33):
It's a good point, no, but I'll give it a shop,
and unfortunately we don't.

Speaker 6 (24:38):
So when everybody starts coming out and buying, and I'm
telling you, we're having one of our best januaries that
I've had in twenty one and a half years right now,
and there's so many people out there starting to buy.
It all happened right after the first year every wen election.
A lot of people waiting on holidays. Yes, I think
people thinking rates are going to drop, hoping home prices

(24:59):
come down a little bit.

Speaker 1 (25:00):
And they did a little bit. We see it.

Speaker 2 (25:01):
They did a little just a little Okay, what I'm
seeing now is more correction to correct from the ones
that you know that had left left the price. Like
I saw one that just closed and it closed one
hundred and fifty thousand underwhere was that Well, because the
price on it was too high. They ultimately took that,
you know, that that the market would bear and uh,

(25:23):
you know, and then others are are taking event and
and they're correcting their pricing where it needs to be
and then they're selling. But I you know that that's
the thing. You know, are you going to see a
big continued decrease in the price on the homes? I
don't see it.

Speaker 6 (25:38):
Yeah, I don't either, and I think that will see stabulation,
stabilation of prices on homes and also interest rates right
over the next couple of years.

Speaker 2 (25:46):
Okay, so, uh do we didn't take a burger.

Speaker 1 (25:48):
I was going to say, that's a good jumping off
point right there. We'll put a little pin in that
because one of the things Matt always says is how
critical it is to price your home correctly from the start,
and that when a boy, it's huge kind of scenario
you just said, where somebody took a at least in
their minds. I'm sure one hundred and fifty k hit.
But we'll get back to that in just a moment.

Speaker 2 (26:08):
Well, and I got the million dollar question for him
when we come back.

Speaker 1 (26:10):
This is a good Now I'm excited to hear. Stand by,
We'll be right back with more real estate exposed on
news radio WCCI Buck.

Speaker 4 (26:19):
If you were selling your home today, what would be
the first piece of information you'd need to know.

Speaker 3 (26:23):
I would want to accurately know the value of my
home in today's market. I would also want an agent
with the most amount of local market knowledge, and then
I could trust to get me through the process with
the least amount of stress.

Speaker 4 (26:35):
I'd talked to Matthew Patterson of the Patterson Group at
Keller Williams Peace River Partners. Matthew expertly handles any challenge,
making you more money and less time absolutely stress free.

Speaker 3 (26:47):
It's simple, really, just enter the basic information about your
home and in literally seconds, have the value of your
home right now.

Speaker 4 (26:55):
Having that in depth local knowledge gets you accurate information
so you can make a well informed decision. You'll probably
find your home is worth more than you thought right now.

Speaker 3 (27:05):
With so much experience, Matthew and his team have seen
it all and in this market you need them to
advocate for you.

Speaker 1 (27:11):
Get your homes value today.

Speaker 4 (27:13):
Google the Patterson Group or just go to Matthew Patterson
dot com. That's Matthew Patterson dot com.

Speaker 5 (27:18):
It's the little things that make a big difference. That's
the motto of Oak and ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and ink Land and Title,

(27:39):
you aren't just a customer your family call today at
nine four one five zero zero five five zero nine
or online at Oakandinc. Title dot com.

Speaker 6 (27:49):
The local organization CARE, the Center for Abuse and Rape Emergencies,
needs your help. CARE provides twenty four hour hotline services,
twenty four hour rape crisis hospital, risks, and victim advocacy.
This organization has helped thousands of people providing shelter support
and counseling. Donate or volunteer today call nine four one

(28:11):
six nine five four nine nine or donate items at
their reuse store Kenilworth Boulevard, Port Charlotte.

Speaker 9 (28:20):
You can't buy a best friend. You can love them,
walk them, pet them, and care for them whether they
want you to or not. You can take a picture
or fifty. You can fly to the moon, travel the world,
or just stay in bed. You can't buy a best
friend like that, but you can't adopt one. There are

(28:43):
millions of pets waiting for a best friend, just like you.
Help us save them all at best friends dot org.

Speaker 8 (28:49):
Your home sale is done when you call Matthew Parson.
Go to Matthew Patterson dot com.

Speaker 1 (29:03):
Welcome back to real estate. Exposed on news radio WCCF.
WE are glad that you're joining in with us today.
We've got a great guest in studio, Matthew Patterson is
helping to inform us on the local real estate economy.
And I want to make sure that I give this
information out a lot so you can reach out and
ask your own individual questions of the Patterson Group. Nine
eighty six hundred is the phone number. The website is

(29:25):
Matthew Patterson dot com. Don't be shy about calling and
asking any questions that are real estate related. Nine four
one six one eighty six hundred. Now back to Matthew Patters.

Speaker 2 (29:34):
Well, or if you just want to call, say hi,
we're good with that too. Oh shoot, you stop by
Cee London. You know our office mascot. I mean, you know,
whatever you want to.

Speaker 1 (29:43):
Do, just want to shoot.

Speaker 2 (29:45):
We're just happy to see. Yeah, that's right, all right.
So this is called real Estate Exposed. We're going to
expose something right now because I've got the question for Tony.
Here it comes. So I'm a consumer and I'm looking.
I'm wanting to buy that house, but I have not
been happy with the interest rates and then waiting on
the price. Now pricing, you know, it's coming down. I'm

(30:07):
here and one thing on one show, another on another.
You know, how do I time that perfect to where
before them before the supply starts to go down and
the prices go up? But yet I want that better
interest rate.

Speaker 1 (30:22):
Where the interest rate is target exactly where I need
it to be.

Speaker 2 (30:25):
No pressure, no pressure.

Speaker 6 (30:26):
That's like you want to buy a stock at the
lowest price, possibly before it goes up.

Speaker 2 (30:30):
I want to buy low and sell high.

Speaker 1 (30:32):
Exactly, So tell me how to do it, all right?

Speaker 6 (30:34):
So, first of all, my name is Tony Moore with
Offside Mortgage Services n mL. Last number is two zero
six forty. So the million dollar question, when's the best
time to buy? Yeah, So, Matt, I tell everybody exactly
the same thing. The best time to buy is when
you're ready. Right, It doesn't don't look at what the
rates are, don't look at what the house payments are.
If we look historically back for the last ninety seven years,

(30:57):
house prices have gone up all the time. Yes, we've
seen a couple of years where they went down. Yeah,
but historically you're always going to make money off of it.
And they say the average homeowner net wealth is forty
times more than those that.

Speaker 2 (31:13):
Rent, and I love that in forty times more and
I agree with that obviously. I was that was pounded
into me when I was young as far as homeownership,
and my grandfather said, they you know, they quit making
land long ago. So but to say, you know, don't

(31:35):
look at the interest rate, don't look at the payment, correct,
That's that's something really hard to hear, especially you know
with inflation the way it's been an affordability for some.
You know, that might be fine fifteen years in a
loane when you're setting with all this equity, But what
about then what.

Speaker 1 (31:56):
Do we do right?

Speaker 6 (31:57):
And you're still looking at when when I say, when
you're read, you still have to be able to make
sure you can afford the payment. And even if we
can't get you approved, or sorry, if we can get
you approved, it might be a payment higher than you're
willing to live with your lifestyle. We never have to
help that. We never want to be house poor. So
we have a couple options.

Speaker 1 (32:14):
Right.

Speaker 6 (32:15):
Obviously, our income should always be increasing, right, we know
that that over the years our income usually goes up.

Speaker 2 (32:21):
That would be nice.

Speaker 6 (32:22):
We make more than our parents did at their age.
Our parents made more than their grandparents did at their age.
It's just part of inflation. So we're going to see
that happen. So we want to get in the house.
You want to secure that payment and make sure it's
an affordable payment for you, which is when you're ready.
And then yes, there are options if interest rates do
come down, there's an option to refinance and hopefully get
a lower rate. You want to be smart with your

(32:44):
money though, right, that's what the goal is. Let's be
smart with our money. Let's put the money into the house.
And when you put your money into the house, the
one thing that's different is you're putting money towards your
equity in the future compared to renting.

Speaker 2 (32:56):
Yeah, I've done some stupid stuff in my life. I
remember that most that one costs me. But no houses absolutely.
What about this buydown?

Speaker 1 (33:10):
So buydown's a great question.

Speaker 6 (33:12):
And before I get to that real quick, something else
that can help you is I have people coming in
with fifteen hundred dollars automobile payments right now before they
own a home. That's something we have to think about, right.
We want to think about interest rates are high right now,
and they're high on your vehicles also, sure, but what's
more important to you to have a house.

Speaker 1 (33:30):
Or a really nice car?

Speaker 6 (33:31):
Right, there's there's less expensive cars out there that we
don't have to purchase that can really help your buying
power on buying these houses.

Speaker 2 (33:37):
Well, and let's be honest, I mean the moment you
pulled off the lot. Yeah, it's hard to drop and
drop unless you're into the classics. But you know that
houses are going to.

Speaker 6 (33:48):
Do that exactly and where rates are right, the rates
are where they are. There's no guarantee you that they're
going to go down, but there are options to get
you in as far as a buydown as you just
spoke about, and there's there's three different types of buy down.
There's a one year by down, there's a two year buydown,
a three year.

Speaker 2 (34:03):
By whoa whoa, whoa, whoa.

Speaker 6 (34:04):
Whoa slow, and I will make it easy. I'm going
to talk about just a two year buy down, a
two year buy down. Let's say that rates are six
point eight, seven, five or seven percent, we'll call them seven.
If they were, you could actually have the seller contribute
seller concessions to buy down your rate to two percent

(34:26):
lower than today's.

Speaker 2 (34:27):
Going rates for how long?

Speaker 1 (34:29):
For one year?

Speaker 6 (34:30):
Then the second year, your rate would be one percent lower,
and then the third year your rate would be back
to today's going rates. What that helps you do is
it helps you get into an house in today's industry,
today's market, and have a payment that is more comfortable
for you to work your way up to making more income,
to work your way up from reducing your debt, and

(34:52):
get yourself in a comfort position because you'll have it
mapped out for the next three years already.

Speaker 2 (34:56):
That's right. I love it. I we honestly do not
know why more people are not talking about it in
our industry to help with this right now, especially seeing
the forecast, seeing the trends of the interest rate, I
think it's a fantastic solution to have a win win.

Speaker 6 (35:18):
And you know, the great thing about this is not
only can this work for somebody who's trying to keep
their payment reduced even though they can afford the higher payment,
they want to keep it reduced for savings to get
the house in the shape they want for whatever it is,
but there's also ability for these same people that do
a buydown to use down payment assistance programs to get
them into the house for little to no money out

(35:39):
of their pocket.

Speaker 2 (35:41):
Okay, talk to me more about those buydown assistant programs.

Speaker 6 (35:44):
So the down payment assistance programs are off the down payment.
The downpayment assistance programs are offered by the state of Florida.
And we have all kinds of bond programs that go
from Lee County all the way up to Manitue County.
I have ones that offer seventy five hundred up to
fifteen thousand dollars in down payment assistance. There's no payment
or any interest on these grants or bonds that are

(36:06):
offered by the state. And there also is the Hometown
Heroes program, which currently the money is exhausted, but there
will be some back and they've put in over three
million dollars into that. Once again, no payment, no interest
until you refinance or pay it off, and you pay
back exactly the amount that you that you borrowed yep,

(36:27):
or were given.

Speaker 2 (36:28):
Okay, so amazing, it is amazing. There is options, and
that's the thing, you know, I want to make sure
everybody's hearing here. You know, we can find a solution
to most of this.

Speaker 1 (36:41):
And I wanted to point out too, I mean, I
don't know if there's anything for first time buyers right now.

Speaker 6 (36:45):
Those are for the first time home buyers, but not
just first time home buyer. Yeah, the first time home
buyers not just a misnomer, isn't.

Speaker 2 (36:51):
It very much? So tell us more tony.

Speaker 6 (36:54):
So those programs, there are some that are for other
people that own homes, usually not exactly in the same area,
but maybe moving here for primary residence. They're all primary residents.
But a first time home buyer is actually classified as
a buyer who has not owned their own home in
the last three years. Okay, and if they've been on
a home, let's say it's a divorcee and you had

(37:16):
a husband and wife get divorced. Well, let's say that
one of them moved out and they weren't living in
the property anymore for the last three years. Even though
they're on ownership of that other property, they're still a
first time home buyer because they've been renting for the
last three years because they were separated by divorce.

Speaker 1 (37:32):
Wow.

Speaker 6 (37:32):
So even if you're on the home with a parent
and you bought a home for your parent and you're
not on and you haven't lived in that house for
three years, that's still a first time home buyer. And
the misconception not only first time home buyers, but how
much you need to get into a house. You can
get into a house with different programs for as little
as zero down or most programs three percent or three
and a half percent down, which can one hundred percent

(37:54):
be covered by your downpayment assistance.

Speaker 1 (37:57):
Okay, so real, Sticky. What we're saying here is whether
you are a genuine first time home buyer or you've
purchased property in the past, you really need to call
call Tony, call Matt and ask about your possibly being
eligible for one of these plans.

Speaker 2 (38:16):
Yeah, that's what we're saying. Make a phone Yeah, make
a phone call, find out what your offers are, and
I think you will echo this. I'm sure the earlier
you call in planning and preparation for your purchase, the better,
because then Tony can help guide you and identify certain
things that can help expedite the process and to make

(38:40):
it a solid deal.

Speaker 6 (38:41):
Absolutely, because everybody wants the same thing, right, the best
rate in the lowest payment, But the best rate in
lowest payment comes with preparation just like everything else, and
the best indust rate. Some people think their credit score
is great at seven twenty, which is a good score,
but seven eighty or higher gets you the best interest rate.

Speaker 2 (39:01):
Well, and I'll take that as stuff. Further, Also calling
your realtor Matthew Patterson Patterson Group, but calling your realtor
ahead of time and saying, hey, you know I need
buy a house by tomorrow, you definitely are boxing yourself
in on negotiations. If you call and you say, hey,
here's what I'm looking for, and uh, you know i've

(39:24):
got three months, I've got six months find it for me.
You're sitting in a much different position.

Speaker 6 (39:31):
Oh absolutely, And I think selling the house will be
the same result. Right when you sell prepared to be
prepared ahead of time, Well, you just took it from me.
That's where I was going, right.

Speaker 1 (39:39):
And listen, I hear the commercials every morning because you know,
you know, I actually talk about you quite a bit
on sister radio station. But it is set over and over.
It's hammered away again. Matt is not afraid to negotiate.
And that's an important skill, not just a desire.

Speaker 2 (39:56):
My father was an auctioneer. I grew up right beside
him and said, yes, I have a long history in
the goo.

Speaker 1 (40:02):
When it comes right down to that last little bit
you need to make the deal happen. This is the
guy to make that happen. I'm telling you, let's take
a little bit of a time out here. We do
have Matt's hot tips or picks of the Week.

Speaker 2 (40:13):
We got hot picks, and we have got some incredible
open houses.

Speaker 1 (40:16):
All exciting stuff on the way with more real estate
exposed at NewsRadio WCCF.

Speaker 10 (40:22):
Common sense tells you when it comes time to sell
your home, you need to trust the best to get
you what your home is worth, and the best is
Matthew Patterson. Take Eric for example. Eric recently worked with
the Patterson Group and said that he was very impressed
with their teamwork and the results that they were able
to achieve for him. When you're ready to sell your home,
you want to work with the best, and that's the

(40:42):
team at the Patterson Group because this is their home too. Listen,
Chuck britten On behalf of my friend Matthew Patterson of
the Patterson Group in Keller Williams. Matthew is the only
person I would trust to buy or sell my home
in Southwest Florida. Find out for yourself why Matthew and
his team have over five hundred and fifteen five sells
Google Reviews. Give them a call today at nine four

(41:03):
one six two one eighty six hundred, or just log
on to Matthew Patterson dot com. That's Matthew Patterson dot
com and start packing because you will be moving your.

Speaker 8 (41:13):
Home sale is down when you call Matthew Patterson. Go
to Matthew Patterson dot com.

Speaker 5 (41:21):
It's the little things that make a big difference. That's
the motto of Oak and Ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and Ink Land and Title,

(41:41):
you aren't just a customer, your family. Call today at
nine four one five zero zero five five zero nine
or online at Oakaninc, Title dot com.

Speaker 6 (41:51):
The local organization CARE, the Center for Abuse and Rape Emergencies,
Needs Your Help. CARE provides twenty four hour hotline services
for our rape crisis, hospital response, and victim advocacy. This
organization has helped thousands of people providing shelter support and counseling,
donate or volunteer today call nine four one sixty nine

(42:14):
five four nine nine or donate items at their reuse
store Kenilworth Boulevard, Port Charlotte.

Speaker 11 (42:21):
Our veterans risked it all to protect our freedom. One
of the best ways to say thank you is to
volunteer to support them at a time and history where
kindness is a virtue. Volunteering at a therapy bag event,
teaching a craft class, or simply helping veterans at a
hospital means a lot. For over forty seven years, Help

(42:42):
Heal Veterans, a not for profit organization, with the support
of citizens like you, has created manufactured and distributed therapeutic
art and craft projects for our veterans and military at
no charge to them. As a National Veteran Service organization,
Help Heal Veterans supports VA hospitals, patients at home, and

(43:02):
our active military. Together, Help Heal Veterans and volunteers like
you have delivered over thirty two million therapy kits too
injured and recovering veterans. To a volunteer or learn more,
visit heel vets dot org. That's heel vets dot org.

Speaker 8 (43:22):
Your home sale is down when you call Matthew Patterson
go to Matthew Patterson dot com.

Speaker 1 (43:37):
Welcome back to Real Estate Exposed on NewsRadio WCCF, brought
to you by the Patterson Group, Keller Williams, Piaceriver Partners,
and the phone number to call them is A nine
four eighty six hundred. I'll give that number out again
in a second, because I have a feeling after we
hear the hot listings of the week, the open houses
that are scheduled, you're definitely gonna want to call and
get more information one six eighty six hundred or go

(44:00):
to Matthew Patterson dot com. And before we forget, and
not that we will, but I just want to make
sure that we want more time. Gave Tony some props
here because he's giving up his time to come in
explain the mortgage industry to us a little bit, and
he deserves to, I think, be able to give out
his information, his phone number, his website.

Speaker 2 (44:17):
Yeah, absolutely, please give that out again, because we've got
some other things we were talking about on break that
would be great to go through with him. As far
as you know the difference with Faha Va loan and
how those are great great loans to work with. So, Tony,
how do you get a hold of you?

Speaker 1 (44:34):
Yeah?

Speaker 6 (44:34):
Thank you, And if you guys are interested in any
down payment assistance programs that I mentioned or anything else,
you can reach Tony more at golf Side Mortgage Services
MNLS two two zero six four zero and you can
find us at golf Side MTG dot com or call
me at nine four one four eight five four two
two two.

Speaker 1 (44:53):
And I'll extend to compliment to Tony real quick here though.
But he's the kind of guy that even after you've
gotten your mortgage and you've close, I'm three years down
the road, I still get emails, I still get phone
calls from your people talking to me about things that
are important. And it was your consistent and persistent pushing
me to push my lender to get rid of PMI

(45:14):
that finally made it happen. It took because I was
ready to give up. They were making me jump through
so many hoops and telling me it couldn't happen. But
every time I got a new email or phone call
from Tony and his people, I said, I'm going to
go back at it again. And it finally works, and
you got done and you save money that's exactly, that's
what it's all about. I love about two hundred dollars
a month. Actually, oh wonderful, awesome.

Speaker 2 (45:33):
Okay, you're going to jump into some properties because I've
got a bunch of them. I'm gonna be going really
fast today. Right of course, you can call us at
any time to get more details on these properties. Ok
let's start with our open houses Saturday. I've got some
amazing open houses. We're going to kind of do a
home tour if you will. I've got fourteen forty two

(45:54):
Kittiwake and by the way, these three homes are going
to be from eleven to one h two eight seven
five Coral Way and nineteen thirty two Loss Almost These
are all water properties, fantastic, amazing homes that are recent
to the market, and so come out see all three
of them. We'd love to see you as also at

(46:17):
that time as thirty five hundred Mondovi Court Unit one
zero two to two and Bershare Isles and all these
will be online as well. Two seven zero seven to
two Ecuador that's in Deep Creek. Come out and say
hi to Rob. Then also Saturday, from ten to twelve,
I've got three zero three three Clifford Street. One three

(46:38):
zero sixty four Creek Side in Riverwood and eight two
three Rue Lebaux in Cape Coral. Come out and see
Nick Sirtel there. All right, let's get into some hot
picks here. Four four six zero North Shore Drive, three bedroom,
three bath, famer room, heated saltwater pool, hull home water
treatment system, five hundred four feet master bedroom. Yeah, it's

(47:03):
an incredible home price at one point six million, recent
to the market. Again, give us a call in any
of these. I'm gonna keep moving. One nine to six
Tournament Road in Rotunda West, three bedroom, two bath, heated pool.
Again recent to the market. This is located in the
golf course of Rotunda West and twenty twenty eight seed

(47:26):
New Her appliance is fully fenced backyard. Fantastic home and
that one's priced at five hundred thousand. Next one zero
zero five to five Links Lane, Unit three zero six
in Rotunda West, three bedroom, two bath, and this one
is the price at three ninety nine nine. Now this
is on the third floor, so you get the beautiful

(47:48):
water and golf course views and with lots of privacy,
So definitely come out and take a look at it.
Three two three zero Bay Ridgeway Port, Charlotte. That's in
three three nine. This is a three bedroom, two bath
again lake views. This riverwood community, split flour plan. It's
got a lot of privacy in it, private pool with

(48:11):
water fountain. It is listed at five seventy five.

Speaker 1 (48:14):
That's for that community.

Speaker 2 (48:15):
Great price, great price. I love the brick pavers as well.

Speaker 1 (48:19):
It's beautiful. Yeah, we just noticed that too.

Speaker 2 (48:21):
All right, So now I'm taking you back section twenty
in Deep Creek, one sixty seven Moca Court. This is
a three bedroom, two bath family room pool home and
listed at four hundred thousand again recent to the market.
It is, of course no flood insurance required there. It's
on an oversized corner lot twenty nineteen roof, twenty twenty

(48:43):
four ac, twenty two pool resurfaced. It is ready to
take a dip and enjoy.

Speaker 1 (48:49):
Looks beautiful too, all right.

Speaker 2 (48:51):
Four zero seven to two San Massimo Drive. This one's
in on a quarter three three ninety five zero and
PGI three bedroom, two bath. It has stunning sewboat access,
great water views, twenty twenty three tile roof with a
twenty five year warranty. Newer Ringbird irrigation system, carrier AC

(49:16):
system newer doc again ready to go. Keyslings did the
lift with the remote, so you know it's it's ready
to put your boat out there. That's listed at five nine.

Speaker 1 (49:30):
That is great.

Speaker 2 (49:31):
That's a great price. All right. Next we're going to
take you to I love these villas. This is a
two bedroom, two bath villa in PGI one six four
zero a Taurist drive, unit thirty. Wait for it. You
are you're on the s Andrews Golf Course two hundred
and fifty thousand. You can be in PGI No, yes,

(49:53):
all right, all right now we're talking all right, so
uh now you want to be on the water. I
love this condo. It's on Melbourne three bedroom, two and
a half bath listed at four to seventy five. Just
put this one on the market. I sold it to
these lovely folks many years ago. It is five to
one one six Melbourne Street, Unit B two A one,

(50:16):
so that is directly looking across the harbor. Amazing views.
It's a gated community with undercover parking and you're looking
over eighteen hundred square feet of living space.

Speaker 1 (50:27):
It's a generous sized condom, it really is.

Speaker 2 (50:30):
It's very nice two bedroom, two baths. This one is
sixty two to one Sturgeon Place. This has got that
Key West feel. Okay, so it's the elevated house with
the garage journey. I love this house as well. It
has got golf access, boating, oversized lot on cul de
sac one hundred and forty five feet of water front each.

(50:52):
It has a twenty twenty two roof, twenty twenty two
water heater one hundred and four. Again I talked about
the water two car garage with workshop, boat let, impact
windows four hundred thousand. No, it is gorgeous, but then,
like I said, it's got that Key West feel. I
just love this and the pride ownership is amazing, even

(51:12):
though I know that won't last. One on one North
Marion Court, one thirty three. This is back by Poncidenti
on park close to it, two bedroom, two bath condo
three forty nine.

Speaker 1 (51:23):
Uh.

Speaker 2 (51:24):
Spectacular water views. I mean it's got the huge view
of the harbor top floor unit. And uh, I can't
say enough about it, even though I can't hardly speak
right now because I'm going fast walking walking distance to
the park. Yeah. Club Fisherman's Village definitely gonna want to
see a fifteen hundred and thirty square.

Speaker 1 (51:43):
Feet You like to do things things socially. That's a
great location.

Speaker 2 (51:46):
That's right. Okay, my good friends at fourteen twenty two
Kiddiewake Drive again. I sold them this lovely home years ago.
I'm going to miss them. Dearly, three bedroom, two and
a half bath, gorgeous home one million, three, one hundred
and fifty thousand, just went on the market in the
last couple of weeks. Fam room, heated pool, saltwater spa.
If you want a home, there's absolutely nothing to do it.

(52:09):
Just got a brand new whole home generator. They read
it all the pool area, the pavers, the pool, inside,
the screen. It is absolutely stunning.

Speaker 1 (52:19):
This home.

Speaker 2 (52:20):
Huge dock uh for that very large boat. It's got
a twenty five kW generator with five hundred gallon propane.
The garage floors of poseeed, new filtration system, u V light,
you name it, it's got it. It's even got the remote.
You can control the outside lights for every holiday. So
you're gonna want to see this house. Thirty seconds, thirty seconds, okay,

(52:43):
one fifty harbor side. I got a condo, two bedroom,
two bath, two hundred and sixty thousand. Los Alamos loved
this house one million, two fifty three bedroom, two bath. Again,
give us a call on these two A seventy five
coral Way one million, five nine just did a correction
on it. It's going on today at one five, so

(53:05):
give us a call.

Speaker 1 (53:06):
On it to find out more. You're gonna have to
follow up. And now you're on the edge of your seat.
Call Hiding Patterson nine four one six ' two one
eighty six hundred. Welcome back, first of all, glad to
have you back. Thank you, look forward to next Wednesday
as well here at news radio WCCF
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