4-23-25 - 6am - Adding Fees to Lower Car Insurance

Episode Transcript

Speaker 1 (00:00):
Michael Dragon. This is the hens response to all the
governor Polus and the polyp beers bull crap they're shoving
down our throat. Yeah, okay, what's smack Michael Dragon Part two.

(00:26):
I guess they're quiet because they got their snacks.

Speaker 2 (00:32):
Is there any of the program anywhere in the country
of the maybe some rural tiny station, a one thousand
watt station somewhere and in a town of five thousand
people that has chickens, you know, cackling and crawling in
the mornings. We're in the big town of Denver, Colorado.

Speaker 3 (00:53):
Uh.

Speaker 2 (00:54):
And that's an appropriate that's a very appropriate way to
start out the program today because of the first story
that I want to do. So, you know, every evening
or every suntime during the day, I looked for the
next days Michael Brown Minute that promotes the weekend nationally
syndicated program over on Freedom ninety three seven, Real newsreel talk.

(01:15):
And yesterday I was having a horrible time finding anything
that interests me whatsoever to do at Michael Brown mianute.
And so I just got up and walked away.

Speaker 3 (01:25):
And that was it.

Speaker 2 (01:26):
I'm tired of looking. And I was to the point
of telling Dragon I don't care. I mean, this is
it rarely happens. But I was just the point of
just telling Dragon this morning that, you know what, just
redo the one we did today or yesterday because I
couldn't find anything.

Speaker 3 (01:41):
And I'm done.

Speaker 2 (01:42):
And then of course then I sit down after dinner
and I'm putting around and I'm thinking, well, I haven't
looked over here for a while. Let me go over here.
And I ran across this story. And the chickens will
love this story, you know that we have in Colorado.

(02:02):
U Now, now I went through this. You know, I
had a tornado hit my house. What's that been to
three years ago?

Speaker 3 (02:09):
Now?

Speaker 2 (02:10):
Two years ago? Yes, I think it's been two years
ago now. And the claim with the insurance company was
one hundred and sixty eight thousand dollars. My homeowner's insurance.
The first renewal after that barely budged. I think on

(02:30):
a I think on a three thousand dollars annual premium
because we have some extra riders in ours. It went
up four hundred bucks. And I and I called the
local the local agent, the broker, and I actually said,
I just want to make sure this is right, because

(02:51):
if it is they're doing. I mean, that is amazing
and I appreciate it, and yes, I want to renew
and I'm happy to cut the check and immediately for it.
Blah blah blah blah blah. And then our auto owners
came for renewal after that first renewal after the tornado,

(03:11):
and that renewal was pretty much exactly get a thing.

Speaker 3 (03:16):
Now.

Speaker 2 (03:17):
Fast forward to my renewal, which occurred ten days ago,
April thirteen. So back sometime in March, I got the
renewal from the same insurance company. The homeowners insurance had
more than doubled, more than doubled. We're talking almost almost

(03:40):
eight thousand dollars a year for homeowners insurance. I was flabberguested.
My auto insurance almost tripled. I've had no speeding tickets,
despite what some of you said on Facebook about my
pithy little comment about what's this thing about local? Have

(04:01):
you seen this on Facebook? It's driving me nuts. All
these local law enforcement agencies and the Colorado State Patrol
are constantly posting photos.

Speaker 3 (04:13):
Where they are.

Speaker 2 (04:14):
You know, they've taken a screenshot from their dash cam,
or they've taken a photo of their radar gun showing,
you know, the speed that it's set to detect this.
You know, so it's a sixty five zone, so they
got the radar gun set at sixty eight, and they've
got somebody going eighty three, or they've got somebody speeding here,
or somebody's speeding there, or they've got a picture of somebody,

(04:36):
you know, it's passing too closely or whatever while they're
parked in the halfway on the road. Somebody's passing too closely.
And then they go on to talk about this guy's
going to get a ticket and he's going to find
how much it costs to speed and blah blah, blah blah.
And I'm like, you know what, you're just doing your job,
you know, just just shut up and do your job.
And do you really think that posting, first of all,

(04:58):
you're taking time out from because you have to stop
at some point and take the pictures. You have to
stop at some point and post the and put the
post up on Facebook. Why don't you just do your job?
And anyway, that was just a diversion. What made me
think about that was insurance rates and these cops doing

(05:20):
this all the time. And some of you talked about
me speeding. Well, I'm gotting a ticket in knock On
for Micah something like four years now. In fact, it'll
be fight if I can make it to I think November,
it will be five years since I've got a speeding ticket,
and so I'm being cautious about my speed. But but
but my car insurance during that time had not increased

(05:42):
until this past year. And then it went from you know,
I don't know, a couple of thousand dollars to almost
eight thousand dollars. Again, the car insurance was almost equal
to the to the home insurance. And so I called
the broker and I'm like, what the hell is going on?
And she, you know, she' said, oh, I saw you know,
I'm trying to figure out ways to lower it, and
blah blah blah blah, and we go round and round

(06:03):
and round. And so I immediately start going to other
brokers and looking at other insurance companies because I'm thinking,
this is either they made a mistake or this is
what they're doing. I'm moving elsewhere. I'm not going to
pay that amount. So, over the course of several conversations
with the broker that was my at that time, existing

(06:25):
homeowners and auto insurance carrier. She finally confided in me this,
that insurance carrier is on the verge of pulling out
of Colorado, but they don't want the pr problem of
actually pulling up stakes and leaving Colorado, so they're trying

(06:48):
to drive people away from their company. Now, imagine, and
she's telling me this, and I'm and I'm thinking in
my mind, wait a minute. The whole purpose of insurance
is to get as many clients as possible, to get
as many insurance as possible, because the more insured you have,

(07:12):
the more risk you can spread out among more people,
collecting more premiums to cover the cost. When you do
have a catastrophic event or you have something happen in
particular geographic area, you've got people from all over the
country that are part of your insurance pool to cover
that risk. So what they're doing makes no economic sense

(07:34):
to me whatsoever. And I pretty much understand insurance companies.
I used to represent insurance companies, so it's kind of like,
makes no sense to me whatsoever. And she goes, well,
it doesn't to me either, But that's I'm just telling you,
and I'm not giving you any names of the broker
or the insurance company or anybody else, because she was
telling me that in I guess some confidence she did.

(07:57):
She was kind of like, well, I really shouldn't be telling.

Speaker 3 (07:59):
You this, but.

Speaker 2 (08:01):
And I'm thinking, yeah, because of the regulations and everything else.
Of course they're trying to pull out of Colorado, and
of course they're trying to, you know, get out of
this state. Well, do you know that we have the
fifth highest auto insurance rates in the entire country, fifth

(08:23):
highest in the entire country. But don't fear because the yahoos,
the dumbasses out of the Colorado Pullit Bureau, are going
to reduce our rates by reducing certain kinds of crashes.

(08:44):
I don't know how to draw any sort of logical
extension or logical leap from your lawmaker sitting over at
Colfaxing Broadway to you're going to reduce certain types of
accidents in this country or in this state and therefore
reduce our auto insurance rates. But that's what they say

(09:06):
they're going to do. But wait till you hear how
they're going to do it. They've introduced a bill that
would create a quote Crash Prevention Enterprise close quote within
c DOT. Now you may remember that we've got the
Auto Theft Reduction Program or whatever it's called called, which

(09:29):
you pay a fee. You pay a fee every time
you do your registration, you get your plates, your tags,
and that's supposed to reduce auto thefts. There is no
direct correlation, there's no causation between a government bureaucratic program

(09:50):
that collects money from you. They call it a fee,
but it's a tax and auto thefts. You can, however,
draw a correlation between the number of illegal aliens, gang members, crime,
lack of law enforcement because they're too busy taking pictures
of speeders.

Speaker 3 (10:09):
That there is.

Speaker 2 (10:12):
A humongous amount of auto theft in this state. Now,
the Christ Prevention Enterprise is going to be it's going
to be funded, right, I mean, if you're going to
create a new bureaucracy, you've got to get some money somewhere.
Seeing how they're going to do it. Now, remember we
have the fifth highest auto insurance rates in the country,
and they're going to reduce those insurance rates by tacking

(10:36):
a three dollars per vehicle year, per per vehicle per
year fee tacked onto all auto insurance policies in the state.
So they're going to reduce your rates by increasing your rates,
by adding a fee to it. And by adding a
fee to it, they're going to it They're going to
decrease the number of particular auto accidents in this state.

(10:59):
They back this fee to generate Are you ready twenty
million dollars a year? For example, I'll pay nine bucks.
I own three autos, I have three auto policies. I'll
pay nine dollars a year under this. So they're going
to collect, they're going to suck out of the private
sector in Colorado twenty million dollars a year. Now, what

(11:24):
do you think that money's going to go to? Thirty
percent of the money? Now, No, before I do that,
Let's let's back up. What do you think is according
to Carol Walker with the Rocky Mountain Insurance Information Association,
what do you think the leading cause of insurance rates

(11:46):
in this state is? In fact, we may have one
of them today out on the eastern Plains.

Speaker 3 (11:55):
Do you know what? Give what it is? Dragon? Give
me the idea.

Speaker 4 (11:59):
Probably some sort of storm.

Speaker 3 (12:00):
Hailstorms.

Speaker 2 (12:01):
Yeah, hailstorms the number one cause of auto insurance premiums
rates in the in the state. So they're gonna collect
three dollars per policy in order to reduce accidents. Well, no,
wait a minute, a hailstorm is not an accident. I

(12:24):
didn't Oh uh nine one one, what's your emergency? I'm sorry.
I just had a car wreck. Oh is everybody okay?

Speaker 3 (12:33):
Yeah? Or what happened?

Speaker 2 (12:34):
I drove into a hailstorm, that's the accident. No, the
hailstorm came to me. I tried to outrun the hailstorm.
But of course I get a speeding thing if I
try to outrun the hailstorm, and then I'd be on
Facebook with Colordo State Patrol. God, I love this state
where we got to be. You know, I haven't been

(12:55):
to California a long time, but I really do need
to go to do the program out of California for
at least a month, just so I can compare and
contrast to see are we really dumber now in state
of California, Because I really do believe we are. So
three dollars twenty million dollars a year to reduce certain

(13:20):
crashes when crashes are not the number one driver of
auto premiums, it's hailstorms. Now, what are they going to
use the money for thirty percent of the money, or
almost a third, is going to go to projects projects
aimed at reducing wildlife crashes, like building underpasses and overpasses. Now,

(13:47):
when I saw that, the very first thing I thought
of was Jared Polis and Marlon Reese the state's first
Gay Cup, because Marlon and Jared both celebrated the building
of an overpass.

Speaker 3 (14:07):
I don't remember where it was. I don't give a
rat's ass where it was.

Speaker 2 (14:10):
Some overpass. So the wildlife can cross ice seventy or
two eighty five or I don't know, So they can
cross somewhere so some deer won't get hit, and elk
won't get hit, or maybe one of the gray wolves
that's been introduced won't get hit. So that's where you're twenty. Now,
I want you to think about this. Twenty million dollars

(14:31):
a year, but thirty percent, so six million.

Speaker 3 (14:37):
Dollars a year. You can't.

Speaker 2 (14:41):
You cannot convince me. Maybe you can that you can
build one single overpass in the in the entire state
of Colorado for six million dollars and somehow that's going
to reduce our insurance premiums. This is such bolt s word,
it's unbelievable. Now, the other seventy percent is going to

(15:02):
go to projects aimed at reducing crashes involving cyclists and pedestrians,
like building bike lanes and well lit walkways. So seventies percent,
so fourteen million dollars is going to go to pads

(15:24):
and walkways, bike lanes and walkways, and somehow that's going
to reduce your insurance premiums. Now, some dumb ass by
the name of Dylan Roberts who is the state senator.
You know, Dylan, you really are some You really are
some kind of of dumb ass. I've never met you,
I don't know you, but the very fact that you've
introduced this bill and then say the following tells me

(15:45):
that you are a dumbass. CBS News Colorado reports this
State Senator Dylan Roberts says the bill will save lives
and money by reducing accidents and in turn reduce insurance premiums.
He points to Highway nine. Oh here it is Highway
nine between Silverthorn and Krembling as proof. Once considered one

(16:08):
of the most dangerous roads in the state for wildlife collisions,
the highway has seen a decrease in crashes of more
than ninety percent things to recently build wildlife crossings. She says,
so that is thousands of people who have now not
had their cars totaled or died or gotten severely injured

(16:30):
because we put in that infrastructure. Now, maybe somebody else
can I haven't done a Google search, but I couldn't
find anywhere in the story any other reporting about how
much it costs to build those wildlife crossings in Krembling.
But my guess is six million dollars. I mean, you
can't fill a pothole in this state for six million dollars.

(16:55):
So this is how stupid this state is.

Speaker 4 (17:00):
Carol.

Speaker 2 (17:00):
Let's go back to Carol Walker. She's with the Rocky
Mountain Insurance Information Association. She says, the bill, okay, if
you do these things, then that might increase traffic safety.
But she asserts it, I think rightfully so that this
bill will do nothing to reduce your insurance premiums. And
we know that for a fact because they're already tacking
on a three dollars fee to your existing insurance premium.

(17:24):
So if you're one thousand dollars a year, insurance premium
is now going to cost one thousand three dollars now
I don't do dude, I'm not very good at math,
but I know that one thousand and three dollars happens
to even be more than one thousand dollars. She goes
on to point out that Colorado is when it comes
to wildlife car accidents. You would think we would be

(17:48):
really high. Right forty second in the country, we're at
the bottom. They're trying to solve a problem that we're
at the.

Speaker 3 (18:01):
Not at the top of. She goes on to say,
God bless this woman. Quote.

Speaker 2 (18:09):
It may sound like a low fee, but you're starting
adding up all of these fees in this path that
we're on. I think it's something that insurance policy holders
need to be aware of and concerned about. The three
dollars fee would be on top of another one dollar
fee policy holders already paid for a different state.

Speaker 3 (18:26):
Enterprise that, of course, would be the ant i auto theft.

Speaker 2 (18:32):
That Roberts says policy holders will save more than three
dollars because he's convinced the bill with lower traffic risk
and insurance rates, No dumbass, because it can't stop hailstorm.

Speaker 3 (18:48):
Once.

Speaker 2 (18:48):
You just buy everybody, you know one of those bubble
wraps to put on your car, so when you're approaching
a hailstorm instead of trying to hide in the underpassing
but a book.

Speaker 1 (18:57):
Hey, good morning, Michael. You're talking about insurance. My insurance
over the past couple of years has more than doubled
and it is now fourteen thousand dollars to ensure the
vehicles old vehicles in Denver and my house. It is
absolutely ridiculous what the state has come to. And they're
going to increase our homeowners in our arto insurance for

(19:21):
safety both crap, bike ling, some crap.

Speaker 4 (19:29):
Now that's one I actually had.

Speaker 2 (19:30):
Thank you had to bleep that because I had a
feeling it was coming. I just but I heard the
bull Oh oh, here we go.

Speaker 4 (19:41):
Some of them I do just for funzies. But no, no, no,
that one needed it.

Speaker 3 (19:44):
That one needed it.

Speaker 2 (19:46):
I just emailed Dragon I speaking of because I'm going
to go through text messages. Uh. Good number sixty two
eighty eight, Mike. We've been trying to get Adams County
Sheriff's Department to do that their job out here for
over two years. We've got idiots going fifty to sixty
miles per hour in a residential and.

Speaker 3 (20:06):
A school zone.

Speaker 2 (20:08):
Maybe if we had some enforcement that might help reduce accidents. Well,
I actually think I may be wrong, but I think
I may have actually seen because I've seen almost every
county along the Front Range, including Colorida State Patrol, post
these photographs to Facebook about them doing their job, including

(20:34):
Adams County. But I might be wrong about that. So
here's what I decided to do in order to be cool,
Like the Colorado State Patrol and the Denver Police Department
in the Douglas County Sheriff's office and a rap hole
and everybody else, I mean, everybody up down the Front
Range is doing it. I decided to take a photo
of my workplace and I just emailed it to Dragon,

(20:58):
and so Dragon's going to put that up on the website,
Michael says, go here dot com. So then you can
bitch about me not doing my job and just taking
photographs of me doing my job, because that's what they're doing.
It drives me nuts. Now I want to address, in particular,

(21:21):
without reading it to you, Goober number ninety six eighty three.
Let's give Goober number ninety six eighty three time to
get to his laptop ers his iHeart appor however, he's
listening an actual radio. Perhaps, Uh. And I just want
to say to Google Armber ninety six eighty three. You write, Michael,

(21:42):
let me guess you with blank, try blank, guess what
Google Ermer ninety six eighty three. It's the exact opposite.
I was with for a decade the people you suggest
I go to, and they are the ones that are putting.

Speaker 3 (22:01):
The screws to everybody.

Speaker 2 (22:03):
So I dropped them, and after doing vigorous research, I mean,
I went through brokers, and I went through independent, I
went through independent brokers, and I went through and went
to you know, individual carriers, and of course I got inundated,
you know, with phone calls and texting emails. But it

(22:25):
was worth it because I found an amazingly, amazingly reasonable
amount from the people you're telling me that I was,
that I was with. So it's just the opposite of
what you suggested. Guba number seventy four to thirty one. Michael,
you must be covered by the I don't care American family. No,

(22:51):
I was not covered by American family. But you're right
they did this to me last year or last fall.
And of course zero force and seven points out something
that's very true. Michael, I don't know what the problem is.
Speed never killed any Speed never killed anybody. It's the
suddenly becoming stationary part that doesn't.

Speaker 4 (23:13):
Yes, it's not the fall that kills you. It's the
sudden stop.

Speaker 2 (23:16):
It's right, it's the physics and object in motion remains
in motion until it hits the telephone bowl.

Speaker 3 (23:28):
Let's see.

Speaker 2 (23:29):
And yes, that that was the point I was making
Google number thirty six O two. So today you get
to be master of the obvious, Mike. They need to
control the climate to reduce insurance. That's the point I
was trying to make. I love this one seventy four
to thirty one, Michael. Twenty million dollars divided by three dollars,

(23:52):
you get six million, six hundred and sixty six thousand,
six hundred and sixty six cars in Colorado.

Speaker 3 (24:00):
Five point nine million men, women and children in Colorado. Yeah.

Speaker 2 (24:06):
Well, we really ought to do, is just we ought
to attack a surcharge on every person, every person in
the state, and not make it three dollars, make it
ten dollars. I didn't I was not aware of this.
Fifty five sixty six says now, now explain. Now, let's
think about what you've told me fifty five sixty six

(24:27):
rights that Mike Sea Dot is building a wildlife overpass
on I twenty five on the in the gap area
north on monument. Where do they get the money? If
they have the money to build one nown monument, why
do we need the three dollars surcharge which is going
to reduce our insurance rates? Uh fifty four to thirty one.

(24:53):
Mike is the It's the altitude. The air is thinner
in Colorado than it is in California, which results in
the lack of oxygen to the brain. I guess that
means we're allSome kind of stupid. But those that are
at no technically my house is actually higher than two

(25:15):
hundred and eighty feet. It's a certain step over the
state capitol that's at five two hundred and eighty feet.
So I must be dumber than the people down it's
the Pullet Bureau, because what's the altitude where I'm at?

Speaker 4 (25:27):
Now we've known that for years.

Speaker 3 (25:30):
I'm at five thousand, six hundred and sixty four feet here.

Speaker 4 (25:36):
I think we're not on the fifth floor.

Speaker 3 (25:40):
I kin't. I wish I was we go.

Speaker 2 (25:41):
I kind of wish I was on the fifth floor
right now, sixty seven ninety one. You're exactly right, And
I advocate this why it would be a great revenue
raiser because think of how many tickets you could write,
But if it also saved lives because everybody would comply,
and then when you did have an accident, it wouldn't

(26:02):
be nearly as as damaging or even fatal. Mike, if
we lower the maximum speed limit to thirty miles per
hour everywhere, we will drastically reduce the number of fatalities
and the cost of accidents. Brilliant, it's a brilliant idea.
Why didn't I think of that like.

Speaker 4 (26:19):
That old Budweiser commercial, Real men of genius.

Speaker 3 (26:24):
I thought about that at ages.

Speaker 4 (26:26):
I don't have no where that came from.

Speaker 2 (26:28):
And then the sad let me let me refresh this
if we have new ones. I'll get to twenty six
sixty nine. Your text message irritates me. He irritates me
for two reasons, one because it's true and two because

(26:49):
I didn't think of it. So you've really you've doubly
pissed me off this morning, and I'm already pissed off.
That's the sad part. I'm already pissed off. I had
to see Dragon earlier. You know, the whole gift card thing.
Sometimes draggle me out telling about the gift card.

Speaker 3 (27:04):
You think.

Speaker 4 (27:06):
Nobody in the building's listening. So yeah, it's fine.

Speaker 2 (27:09):
Yeah, goober number twenty six sixty nine, that six million
of the twenty million dollars is just to fund the
study of the wildlife overpasses. I'm afraid he's probably right.

Speaker 4 (27:23):
Uh huh.

Speaker 3 (27:24):
That's what really irritates me.

Speaker 4 (27:27):
It goes in the line with the fifteen million or
whatever it was to study to see if we needed
to add another lane to Pena.

Speaker 2 (27:35):
I drove out to Penya the other day on my
way to Chicago, and I was I was dumb, family,
because I you know, I don't travel like I used to,
and it's it's a total hell hole.

Speaker 4 (27:50):
Uh huh.

Speaker 3 (27:52):
You can see it.

Speaker 2 (27:53):
You're starting to back up. I mean, first of all,
the exit. You know, people are confused, am I exiting?
And Chambers on my getting on opiniat peculiar right, So
people have no idea where they're going. And then they're
going around the curve, so that naturally slows cars down.
So you create a backup on I seventy to get
on opinion. Then you get on opinion, you realize that,
oh my gosh, it's going to take.

Speaker 3 (28:14):
Me forever to get to the airport.

Speaker 2 (28:19):
And uh twenty six, twenty six, Mike, register your cars
in New Mexico. We've done that before, my legal And
there's somebody used to work in this building whose parents
live in Oklahoma, and he registers and insures his cars
in Oklahoma. Now I can legitimately claim residency in New

(28:44):
Mexico because I pay utilities, I pay property taxes, I
own property there, I live there sometimes I live there.
Here's the problem. Insurance companies have gotten onto that. They

(29:05):
will now ask you if the address is your garage address?
In other words, is that where your car will be
the majority of the time.

Speaker 3 (29:16):
And if you.

Speaker 2 (29:17):
Lie on your insurance application about any little thing, there's
a reason for denial. There's your free legal advice for
the day. Don't lie about where you register your cars.
Uh oh duh U thirty six oh two. Thank you,

(29:40):
don't forget here's the solution, RTD.

Speaker 4 (29:45):
Well you skipped over this one. That's pretty good too, Mike.
Let's treat it like student loans. Make everyone pay for
car insurance even if they don't drive. No, I love that.

Speaker 2 (29:56):
Yeah, that's kind of fitting in with the whole direction
of country he's been going. So why not, let's socialize.
We're nationalizing everything, socializing everything. Let's usually socialized medicine. We're
all paying for everybody else's health care. I want everybody
else to pay for my auto insurance and my homeowners.

Speaker 4 (30:14):
You want, of the Gen zs that don't drive, and
you're eighteen, nineteen years old or whatever generation you are,
guess what you're paying for car insurance?

Speaker 2 (30:22):
Oh my gosh, so we are. We have the fifth
highest auto insurance rates. They're going to generate twenty million
dollars by tacking on They're going to reduce your insurance
premiums by tacking on a three dollars per vehicle per
year fee. That's going to generate twenty million dollars. Thirty

(30:43):
percent will go to reduce wildlife crashes like underpasses and
overpasses which will never be built in the next you know,
four or five years of the earliest. And then they're
going to reduce crashes involving cyclists and pads by building
bike lanes and well lit walkways. So wildlife crashes, we
are ranked forty second in the country.

Speaker 3 (31:07):
Hale. She said something about Hale. Where did she say that?

Speaker 2 (31:15):
She says crashes with Again, this is from Carol Walker,
Rocky Mountain Insurance Information Association. Crashes with wildlife, pedestrians and
cyclists have a negligible impact. Now, if you're a graduate
of public education and you don't know what the word

(31:35):
negligible means, go look that up. But crashes with wildlife,
pads and cyclists have a negligible impact on auto insurance,
which is driven largely by hale and car on car accidents.
Let's not forget about the uninsured motorist keys on our policies.

Speaker 3 (31:58):
Maybe we should start in for are spent on that.

Speaker 2 (32:03):
Maybe we should go back and teach driver's ad in
public schools. Maybe we should fix the roads, bridges and
highways because many accidents. I mean, how many times have
you swore you you've been driving along you and you
saw a giant pothole and you you try to rapidly

(32:24):
look and both mirrors or all three mirrors, uh, check
around you and at the same time start to hit
the brakes or try to swerve and miss a pothole,
or illegal aliens driving, or for that matter, any body
driving without a driver's license who have no clue what
they're doing. You know, I don't agree with road rage,

(32:46):
and I don't condone road rage, but I certainly understand it.
I mean, I get I get infuriated with the and
don't get me wrong, I don't want to see some
cop killed on the highway. But when the up pull
somebody over, and then everybody's panic stricken because all they've
heard from the cabal, the local cabal is you know.

Speaker 3 (33:09):
Move over, move over, move over.

Speaker 2 (33:12):
Well that's not what the law is, move over or
slow down. But everybody starts trying to move over. It
drives me crazy. And and then you have, in addition
to that, you've got the problem of of not just
the stupid what do they call it?

Speaker 3 (33:30):
Dragon? When you can you can drive your motorcycle drifting or.

Speaker 4 (33:34):
Something, there's splitting and splitting, filtering.

Speaker 3 (33:37):
Filtering or splitting whatever, filter split.

Speaker 2 (33:40):
So you can you can drive between cars that now
technically you're supposed to have come to a stop. And
then motorcycles can drive between traffic on multi lane high
ate highways. Well, I see that everywhere now and it's
like all somebody has to do is see I mean,
this happened the other day with me, not on a

(34:02):
highway but on a residential street. Squirrels crossing the road.
Tamra sees a squirrel. Ah, you know why, what's out?
And of course I'm thinking, well, I see the squirrel,
the squirrels moving across the street. I'm not gonna slam
on my brakes because there's a car behind me. I'll

(34:23):
swerve to miss the car if it's safe to do so.
But if not, squirrel's gonna meet the tires, or the
squirrel's gonna be able to dodge the tires and make
it through. Oh, didn't agree. I understand road rage. I
totally understand it. Don't condone it, don't go say that.

(34:44):
I understand why people get frustrated. And of course the
highways are not built anywhere to capacity, and there are pieces.

Speaker 3 (34:50):
Of crap anyway.

Speaker 2 (34:51):
But don't worry that three dollars feet that's going to
reduce your premiums.