Retirement Coffee Talk
Retirement Coffee Talk is the ultimate podcast for anyone seeking financial insights on retirement planning. Join Charisse Rivers, the founder and president of Zinnia Wealth Management, for a blend of fun and informative discussions on the latest financial trends and the keys to achieving a fulfilling retirement. Whether you're a seasoned investor or just beginning your financial journey, Retirement Coffee Talk is your go-to. Tune in weekly and empower yourself to make confident financial decisions for a secure and fulfilling retirement. đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
Episodes
On this episode:
- Think retirement is just about saving? Discover the three numbers that matter most — what’s coming in, what’s going out, and whether your savings can truly support your lifestyle.
- Markets rise, markets fall — but bad decisions can be costly. Learn how emotional reactions and poor timing can drain retirement income without a smart, written income strategy.
- Turning 73? One missed move cou...
Chester Weber has made his living around horses. He has created one of the premiere events in the Ocala area at Live Oak International. What do you need to know to attend?
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudio.com/listener for privacy informat...
On this episode:
- Buy short-term bonds when rates are going up, buy long-term bonds as rates are going down. Is there anything else?
- What’s your action plan if you lose your job a few years shy of retirement?
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube...
On this episode:
- Gold prices are going through the roof. Should you buy in?
- How often should you meet with your financial advisor?
- Elon Musk says technology will end the need for retirement saving. Is that possible?
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTu...
From the 4% rule to pulling money as you need it, there are a lot of ways to determine your retirement paycheck. What are the pros and cons of each one?
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudio.com/listener for privacy information.
On this episode:
- Whether you have $5 million or $500 thousand, everyone seems to be asking THIS question.
- Interest rates are down. Should you give up on bonds?
- People are more worried about THIS than the price of food and housing in retirement.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, ...
When you see the articles that say you need $1.5 million to retire, it can be depressing. There is an important factor these numbers don’t include.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudio.com/listener for privacy information.
On this episode:
-
Unexpected expenses will likely happen to you in retirement. How do you include that in your retirement budget?
-
What happens when you lose your job a few years before retirement?
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudi...
On this episode:
-
The fear of running out of money is widespread. We found the point when that fear nearly goes away.
-
Taxes, step up basis, taxable, tax deferred…inherited money comes with some homework.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and...
Do you have “retirement fever?” See if you can see yourself in our list.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudio.com/listener for privacy information.
On this episode:
- Lump sum or monthly payout: What would you choose as a lottery winner?
- A man who handled his own retirement planning and retired before 60 shares what he got wrong.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudio.com/listener...
JP Morgan did a study and found that people who have lower anxiety and enjoy retirement more…do this.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudio.com/listener for privacy information.
On this episode:
- There are some strange "coincidences" between the 1920s and the 2020s. But what does that really mean?
- JP Morgan did a study and found that people who have lower anxiety and enjoy retirement more…do this.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram,...
Waiting to take your Social Security can get you a bigger check. But at what cost?
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudio.com/listener for privacy information.
On this episode:
- Interest rates are down; market predictions are uncertain. Should that be a factor in your retirement decision?
- If you have cash on the sidelines, can you buy the dip and time the market?
- What does the 2026 tax conversion look like.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Faceb...
Charisse sits down with Karen and Shannon Cobbs to explore the legacy and preservation of Grandview Clydesdales. Hear about their family’s multi-generational commitment, the unique traits of these gentle giants, and how their tours and events inspire the community to help protect this iconic breed for future generations. Grandview Clydesdales is one of the Top 10 attractions in the state, right in your own backyard!
On this episode:
- The stock market has been up double-digits 3 years in-a-row. Can we do it again or is it time for protection mode?
- Over 4 million people retire every year. How do you spot the “bad actors” that might pop up in retirement planning?
-
Charisse chats with Karen and Shannon Cobbs about Grandview Clydesdales, their history, preservation efforts, and unique community experiences.
If nothing is done, Social Security will be cutting back benefits in less than 10 years. There are a lot of ideas to solve the problem, but no one can agree. We’ll look at some of the ideas and discussion.
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystud...
On this episode:
-
What do turkey-flavored Oreos have in common with financial products that aren’t what they seem?
-
Are your retirement funds hiding surprises? Uncover the overlooked pitfalls of target date funds.
-
Is generosity now a threat to your own retirement security?
-
Is wiping out all your debt before retirement a smart move—or a costly mistake?
Movie stars and music artists get “royalties” for their past work. Can you do the same in retirement?
Like this episode? Hit that Follow button and never miss an episode! đź’¬ Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!
See omnystudio.com/listener for privacy information.
Popular Podcasts
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Saskia Inwood woke up one morning, knowing her life would never be the same. The night before, she learned the unimaginable – that the husband she knew in the light of day was a different person after dark. This season unpacks Saskia’s discovery of her husband’s secret life and her fight to bring him to justice. Along the way, we expose a crime that is just coming to light. This is also a story about the myth of the “perfect victim:” who gets believed, who gets doubted, and why. We follow Saskia as she works to reclaim her body, her voice, and her life. If you would like to reach out to the Betrayal Team, email us at betrayalpod@gmail.com. Follow us on Instagram @betrayalpod and @glasspodcasts. Please join our Substack for additional exclusive content, curated book recommendations, and community discussions. Sign up FREE by clicking this link Beyond Betrayal Substack. Join our community dedicated to truth, resilience, and healing. Your voice matters! Be a part of our Betrayal journey on Substack.
The Dan Bongino Show delivers no-nonsense analysis of the day’s most important political and cultural stories. Hosted by the former Deputy Director of the FBI, former Secret Service agent, NYPD officer, and bestselling author Dan Bongino, the show cuts through media spin with facts, accountability, and unapologetic conviction. Whether it’s exposing government overreach, defending constitutional freedoms, or connecting the dots the mainstream media ignores, The Dan Bongino Show provides in-depth analysis of the issues shaping America today. Each episode features sharp commentary, deep dives into breaking news, and behind-the-scenes insight you won’t hear anywhere else. Apple: https://podcasts.apple.com/us/podcast/the-dan-bongino-show/id965293227?mt=2 Spotify: https://open.spotify.com/show/4sftHO603JaFqpuQBEZReL?si=PBlx46DyS5KxCuCXMOrQvw Rumble: https://rumble.com/c/bongino?e9s=src_v1_sa%2Csrc_v4_sa_o
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!