Retire(Meant) For Living Podcast
Retire with confidence with the Retire(Meant) For Living Podcast with JoePat Roop. JoePat Roop is Founder, CEO and Chief Investment Strategist at Belmont Capital Advisors, and he's been helping people build successful retirements for over 25 years. His One Page Retirement Income Plan is a simple, yet effective way to ensure that you have the income you need to retire comfortably. Don't miss an episode! Subscribe and follow. Learn more online at Belmont-Capital.com or on social: Facebook, Instagram and LinkedIn
Episodes
Are you ready for the year-end financial countdown? This episode with JoePat Roop dives into last-minute tax strategies, the pros and cons of Roth conversions, and how Social Security timing can impact your retirement plan. Discover why personalized planning matters, how new tax laws could affect your future, and what to consider when leaving a legacy for your loved ones.
For more information or to schedule a consultation call 704-...
What’s really on your retirement Christmas list this year? In this episode, JoePat Roop unpacks the end‑of‑year crunch many adults feel—balancing holiday chaos, financial to‑dos, tax deadlines, and big‑picture retirement goals. From Roth conversion timing to creating tax‑efficient income and mapping out long‑term legacy intentions, the conversation highlights how clarity, preparation, and honest evaluation can shape the...
How can business owners pay themselves, their employees, and even their kids—while keeping more money in their pockets? This episode with JoePat Roop & CPA Adam Boatsman busts common tax myths, explains the smartest ways to structure payments, and reveals overlooked strategies for saving on taxes. Learn why separating personal and business finances matters, how dividends and distributions can lower your tax bill, and crea...
What happens if you leave your retirement plan on autopilot? This episode of the Retirement For Living podcast with JoePat Roop reveals the risks of “paralysis analysis” and the consequences of not having a clear financial strategy. Learn what to look for in a financial advisor, why credentials and fiduciary responsibility matter, and how a simple, personalized plan can help you avoid costly mistakes. Discover the impor...
Is $1.5 million really enough for a secure retirement? This episode unpacks the myths behind “magic numbers,” explores the emotional challenge of spendophobia, and reveals why running out of money is a universal fear—no matter your net worth. Special guest Adam Boatsman, CPA, joins JoePat Roop to discuss tax strategies, the Augusta Rule, and how business owners can avoid costly mistakes. Hear candid stories, pract...
Think you’re diversified? You might be risking more than you realize. This episode JoePat Roop & Taylor Lee unpacks why true diversification goes beyond owning a mix of stocks and bonds, highlighting the critical roles of tax planning, principal protection, and personalized risk analysis as you approach retirement. Discover how a comprehensive plan—covering taxes, Social Security, Medicare, and estate strategies&mda...
Are you ready for the tax surprises lurking at year’s end? This episode dives into why last-minute tax planning is crucial for retirees and anyone with significant savings. Discover the difference between tax prep and true tax planning, how required minimum distributions (RMDs) can impact your future, and why “tax-free retirement” promises deserve a second look. JoePat Roop explains how a comprehensive approach to...
Is your retirement plan built on a solid foundation—or is it at risk from hidden debt, taxes, and market surprises? JoePat Roop dives into the realities of “good” versus “bad” debt, the tax traps lurking in IRAs and 401(k)s, and the true story behind gold’s recent surge. Discover why diversification isn’t just about stocks, but also about tax and income strategies. Whether you’re aimi...
Is being rich just about money—or is true wealth something deeper? This episode with JoePat Roop unpacks the myths behind financial success, explores how hidden fees and taxes can erode your savings, and reveals why a personalized plan matters more than chasing market trends. Discover practical strategies for protecting your life savings, building tax-efficient income, and finding confidence in your retirement journey.
Is the market’s “melt-up” masking risks that could derail your retirement? JoePat Roop and Taylor Lee tackle record highs, sudden layoffs, and the critical need for a written financial plan. From shifting tax laws to changing life goals, this episode explores why flexibility and preparation matter more than ever. Learn how to navigate uncertainty, avoid costly mistakes, and make your money work for you—no ma...
Is a recession just headline noise—or could it upend your personal retirement plan? This episode tackles Gen X anxieties about outliving savings, new 401(k) rules, and the risks and rewards of alternative investments. JoePat Roop breaks down why customized planning matters more than ever, how taxes can derail your future, and what every investor should know before making big moves. Discover how to build steady income and navi...
What if half your windfall vanished before you could spend it? This episode tackles the realities of taxes in retirement, the power of Roth IRAs, and how simple planning can save thousands over a lifetime. JoePat Roop shares stories—including NFL quarterback RG3’s tax shock—and breaks down strategies for avoiding costly mistakes, understanding required minimum distributions, and making smart moves before year-end.
...Are you claiming Social Security too soon—and missing out on bigger benefits? JoePat Roop breaks down the real math behind Social Security timing, tax-smart strategies, and why your retirement plan should be as unique as your dreams. Discover how to protect your savings, maximize income, and spend more time doing what you love with the people who matter most.
For more information or to schedule a consultation call 704-946-700...
Would you pay more taxes now to secure a tax-free retirement? JoePat Roop breaks down the real math behind Roth conversions, exposes common annuity myths, and explains how to build guaranteed income for life. Learn why timing, tax brackets, and the right annuity choice matter—and how to avoid costly mistakes. Get clear, practical advice to protect your savings and create lasting financial security.
Why do so many people hesitate to call a financial advisor—even when their future is at stake? This episode with JoePat Roop explores the fears behind reaching out, the risks of September market volatility, and the hidden dangers of sequence risk in retirement. Learn why a personalized plan is essential to protect your savings, manage taxes, and safeguard your dignity for the years ahead.
Is the bull market real—or just another bubble waiting to burst? In this episode of Retirement For Living, JoePat Roop breaks down market hype, tax traps, and the emotional realities of retirement planning. From Cam Newton’s tax regrets to a divorced-but-friendly caller advocating for her ex-husband’s financial future, this episode explores how to protect your savings, plan for income, and avoid costly mistakes. W...
What do beard taxes, cow taxes, and IRS scams have in common? They’re all ways your money can disappear—unless you plan ahead. In this episode, JoePat Roop shares how retirees can avoid surprise tax bills, protect their Social Security from IRMAA surcharges, and spot the warning signs of financial scams. From legacy planning to real-life client stories, learn how a one-page retirement income plan can help you dodge the ...
Is “just one more year” costing you your best retirement moments? In this episode of Retirement For Living, JoePat Roop explores the emotional and financial traps that delay retirement, the limitations of the 4% rule, and the risks of overexposure to tech stocks. He shares real-life stories and explains why flexible, personalized planning—especially around taxes and income—is key to making retirement wo...
Procrastination might feel harmless—until it wrecks your retirement. In this episode, JoePat Roop explores how delaying financial planning can be more damaging than market volatility. From Roth conversions and asset location to legacy planning and stewardship, learn how to build a retirement strategy that reflects your values. Plus, hear insights from Tim Tebow on faith, generosity, and living with purpose. Whether you're jus...
What if your retirement plan is chasing the wrong number? In this episode of Retirement For Living, JoePat Roop explores how business owners, retirees, and everyday savers can avoid costly tax mistakes, rethink Roth conversions, and use annuities to build lifetime income. From dodging IRMA surcharges to understanding the real impact of leaving behind a large IRA, this episode is packed with practical insights and candid advice...
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