The Right Money Show

Don discusses the importance of retirement planning, focusing on the different stages of financial life represented by the seasons.  He also emphasizes the need for early savings, understanding retirement stages, and the unique challenges faced by Generation X. The discussion highlights common financial traps to avoid and strategies for securing a comfortable retirement.

Reach Don at 800-463-4505.

Sun Valley Wealth

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Don discusses the complexities of retirement planning, emphasizing the importance of early saving, understanding investment strategies, and creating a sustainable income in retirement. They explore the significance of knowing retirement expenses, the impact of inflation, and the necessity of having multiple income streams. The discussion also highlights the hybrid index strategy as a viable option for retirement income, along with ...

Don discusses the complexities of retirement planning, emphasizing the importance of a comprehensive approach that includes proactive measures for health care, tax strategies, and understanding the implications of interest rate changes.  He explores the role of AI in financial planning, the benefits of the hybrid index strategy, and the necessity of anticipating unexpected expenses. The conversation also covers social security stra...

Don discusses the complexities of retirement planning, addressing the disconnect many face regarding their retirement readiness. He emphasizes the importance of understanding income strategies, tax implications, and the timing of social security benefits. The discussion also covers common financial regrets, the significance of smart spending, and the role of health and wellness in enjoying retirement.

Reach Don at 800-463-4505.

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Don Spini discusses the importance of early detection and management of financial matters in retirement planning. He points out the critical importance of this as is the case with physical health. The discussion centers around such topics as overlooking long-term risk, failing to review and update plans, and poor budgeting and overspending. Don emphasizes the need for regular meetings with a financial advisor and the creation of a ...

Don discusses the financial lessons that can be learned from past kings and their economies. They explore the spending habits and financial crises of historical figures such as Henry VIII, Louis XVI, and Philip II of Spain.  He emphasizes the importance of long-term financial planning, avoiding short-term gains, and getting out of debt in a measured way.  Don also discusses the impact of national debt and deficit spending on indivi...

Don reminds us that planning for retirement can be daunting, but knowing the pitfalls can make all the difference. From delaying your planning to underestimating your future cost, these missteps can significantly impact your retirement. Some proactive strategies to sidestep these common errors and secure a comfortable and stress-free retirement include starting early, getting out of debt, and having a strategy for long-term care. W...

Don Spini, the president of Sun Valley Wealth, discusses retirement planning and the important actions to take when you're five years away from retirement. Don emphasizes the need for a comprehensive financial review and frequent meetings with a financial advisor to ensure that your money is working for you. He also discusses the importance of considering healthcare options, creating an estate plan, and maximizing Social Security b...

Don discusses the topic of Roth conversions and when they might make sense.  He highlights that the decision to do a Roth conversion should be based on individual circumstances and goals.  Don also discusses various challenges and considerations related to retirement planning. He touches on topics such as the lack of pensions in the private sector, the benefits of a 401k over a traditional pension, the challenges facing the Social ...

Don comments on some recent financial news stories and ties them in to retirement planning.  The conversation covers various topics related to retirement planning and financial considerations. The main themes include the financial challenges faced by women, the reliance on Social Security, the future of Social Security, the importance of multiple streams of income, the need to plan for healthcare expenses and long-term care, the im...

Don Spini discusses the importance of finding the right financial advisor and the benefits of working with a professional.  He emphasizes the need for a full-service, conflict-free advisor who can provide comprehensive retirement planning.  Don also highlights the importance of income planning and the need for a fiduciary firm that can create a customized lifetime income strategy.

Reach Don at 800-463-4505.

Sun Valley Wealth

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Don Spini discusses retirement planning and the importance of not forgetting certain aspects of retirement. He emphasizes the need to continue investing in retirement, but with a different approach. Don also highlights the importance of considering inflation and healthcare costs in retirement planning. He advises on the need to fund the fun and enjoy retirement while also planning for a legacy. The conversation also touches on asse...

The conversation focuses on the challenges faced by Generation X in saving for retirement and provides tips on how to avoid them. It emphasizes the importance of starting retirement planning early and seeking professional advice. The average retirement savings of GenX households is discussed, with the reminder that it's important to focus on how much you need for a comfortable retirement rather than comparing to averages. Don also ...

Don explores the new realities of retirement and the importance of proper retirement planning.  He discusses the need for a diversified portfolio and multiple income streams in retirement. The conversation also touches on the role of artificial intelligence (AI) in financial planning and the importance of financial literacy. It concludes with a discussion on the questions people should ask when meeting with a financial professional...

Retirement planning has seen significant changes over the past 20 years, influenced by shifts in the economy, demographics, technology, and regulatory environments. Many retirees have regrets and wish they could have done things differently.  Don offers proactive strategies to help avoid those regrets.  Don welcomes special guest Frank Divers, the co-founder and CEO of Estate Docs Pro, a company that provides estate planning docume...

Retirement planning has evolved significantly over the past 20 years, with changes in pension plans, contribution limits, Roth IRAs, automatic enrollment, HSAs, minimum distribution ages, and annuities. Don Spini, president of Sun Valley Wealth, provides insights into these changes and their impact on retirement planning.  Don discusses the challenges of interest rates on the housing market, the need for rate cuts, the role of infl...

Retirement is full of surprises, and how we deal with them can impact the success of our golden years. In this episode, Don Spini, President of Sun Valley Wealth, discusses the certainty and uncertainty in retirement. He highlights the unexpected expenses that often come from healthcare and the importance of having a plan in place to cover them. Don also emphasizes the need for a comprehensive income plan that can outpace inflation...

Don covers various financial topics including the Social Security Go Broke date, the economy, inflation, and retirees' financial fears. He provides insights and solutions to address these concerns. The conversation also touches on the importance of having a comprehensive retirement plan and strategies to mitigate market volatility and longevity risk. In this conversation, Don discusses various topics related to retirement planning....