Money Elementary
Welcome to Money Elementary, the podcast that takes you back to school to learn the personal finance lessons you never got in the classroom! Hosted by Heidi Castillo and co-host, Vanessa Hernandez, this show is your go-to resource for mastering the fundamentals of money management. Join us each week as we dive into essential topics like budgeting, saving, investing, and financial planning, all with the goal of helping you build a stronger financial future. Whether you're a recent graduate, a seasoned professional, or simply looking to improve your financial literacy, Money Elementary has something for everyone. Our expert guests and practical insights will empower you to make informed decisions about your finances, setting you on the path to financial success. No more feeling lost when it comes to money matters—get ready to graduate from Money Elementary with flying colors! Tune in, subscribe, and embark on your journey to financial freedom. It's time to take control of your money and secure your financial well-being. Class is in session at Money Elementary!
Episodes
In this week's episode, Heidi and I, Vanessa, take you on the ULTIMATE REEEECCAAPP of the season. We dive deep into the heart of financial literacy, revisiting the personal finance foundation topics that should be ingrained in your head, like enhancing your credit score, mastering your lifestyle changes (formerly known as budgeting) techniques, and navigating the complex processes of purchasing your dream car and home. Remembe...
Through the maze of home-buying in "Money Elementary, Part 3: Baking Your Home Sweet Home," we dive deep into the essentials of the home-buying process. From understanding the roles and fees of key players like realtors, lenders, and inspectors to exploring free educational resources on Eventbrite.com, we equip you with the knowledge to navigate this journey smoothly. Plus, we mix in a delightful twist by sharing a mouth-...
In this enlightening episode of "Money Elementary," we guide you through the intricacies of home buying in "Home Part 2: Light at the End of the Home Buying Tunnel." We delve into the crucial steps every aspiring homeowner must take, from selecting the right realtor to understanding the financial aspects of purchasing a home. We also highlight invaluable resources from the US Department of Housing and Urban Deve...
In today's episode 8, "Buying a House: One Size Does Not Fit All," we dive into the complexities of purchasing a home amidst economic challenges. With rampant inflation and fluctuating interest rates, we explore how to navigate the housing market. We examine mainstream financial advice, debunk myths, and provide practical tools like Zillow for home searches. Our journey includes understanding home layouts, the import...
In this enlightening "Money Elementary" episode, "Finding the Field of Flowers," we delve into the nuances of car buying. From initial experiences of purchasing cars as inexperienced buyers to mastering dealership negotiations, we share personal anecdotes and invaluable tips. The episode offers a candid look at the pitfalls of car buying, emphasizing the importance of maintenance and ethical dealings. They also ...
Today's episode of Money Elementary, titled 'Points, Protection, Perks: Unpacking Credit Card Benefits,' dives into maximizing credit card benefits. We discuss rewards systems that can be compared to Chuck E. Cheese's point system, offering savvy insights into reward strategies. We cover credit card comparisons, highlight zero-interest intro offers, and emphasize credit card security over debit cards. We also ex...
In Episode 5 of Money Elementary, Heidi and Vanessa delve into the intriguing realm of credit card interest rates, specifically APR, offering valuable insights and tips. Join us as we decode a credit card offer, using a thought-provoking analogy to illustrate the significance of managing your credit card balance wisely. Discover the impact of daily compounded interest, learn how to choose the right credit card, and explore factors ...
In this lively script, Heidi and Vanessa dish out some spunky financial wisdom on credit cards. They jazz up the conversation with anecdotes, urging listeners to be groovy and ready before swaying into the credit card dance. They shimmy through the importance of APR, compound interest, and various fees, infusing the discussion with a funky beat. The dynamic duo wraps it up with a lively routine on preventing missed payments, encour...
In the third episode of "Money Elementary," aka ME, hosts Heidi and Vanessa dive into the intricacies of checking and savings accounts, emphasizing the importance of exploring various banking options. The episode highlights the value of comparison shopping in banking, like we do for car insurance, credit cards, or other expenses. The conversation then steers towards savings accounts, contrasting traditional accounts from ...
Step into Money Elementary, where your hosts Heidi Castillo and Vanessa Hernandez guide you through the realm of personal finance. In this episode, we delve into the actual budget of our listener, Alice, exploring topics like overdraft fee forgiveness and conducting real-life budget analyses. Gain valuable insights and practical tips as we adopt a fresh perspective on discussing finances, dispelling budget myths, and revealing clev...
Welcome to Money Elementary, hosted by Heidi Castillo and Vanessa Hernandez. This podcast takes you on a journey through the world of personal finance. On today's episode, there is a special focus on your credit score—a critical financial report card. Heidi shares unique insights from her family's financial experiences, and Vanessa candidly discusses her credit score journey, aiming for excellence. Each episode dives dee...
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