Episode Summary: In this episode of Your Case, Your Justice: Personal Injury with Empathy, host Kevin Rosenquist sits down with experienced Southern California attorney Lowell Steiger to discuss uninsured and underinsured motorist claims in California. They explore why having the right insurance coverage is crucial, how it can protect victims of car accidents, and the legal challenges surrounding these cases. Lowell shares real-life examples of cases he has handled, providing valuable insights into why many people remain underinsured and how they can better protect themselves.
Timestamps:
- 00:00 – Introduction to Your Case, Your Justice: Personal Injury with Empathy with Lowell Steiger
- 00:06 – Overview of Lowell Steiger’s experience and dedication to personal injury law
- 00:36 – What are uninsured and underinsured motorist claims?
- 02:03 – Understanding how uninsured and underinsured motorist coverage works
- 02:26 – Why so many people lack proper coverage and the role of insurance agents
- 03:17 – The importance of understanding what "full coverage" actually means
- 04:41 – Real-life case study: How uninsured motorist coverage helped a client recover $500,000
- 05:51 – The reality of suing an uninsured or underinsured driver
- 06:08 – How to initiate a claim and the role of an attorney in these cases
- 06:53 – California’s minimum insurance requirements and what they mean for accident victims
- 09:17 – Coverage beyond your own vehicle: When uninsured motorist coverage applies
- 10:13 – Case study: A client’s fight for fair compensation for tinnitus
- 11:27 – The consequences for uninsured drivers and their victims
- 12:22 – Differences in the claims process for uninsured motorist cases
- 13:13 – The heartbreaking reality of inadequate coverage: A motorcycle accident case
About the Show: Your Case, Your Justice: Personal Injury with Empathy is a podcast dedicated to educating listeners on personal injury law, featuring experienced attorney Lowell Steiger. With a compassionate and client-centered approach, Lowell provides insights into legal matters that impact accident victims, helping them navigate the complexities of their cases.
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