Welcome to Leaving The Job: The Premier Financial Podcast for Firefighters, hosted by Scott Osborn, a seasoned retirement coach at Patriot Wealth Planners and an esteemed 18-year Army veteran. This show responds to the unique challenges and opportunities that firefighters face in retirement planning. Each episode offers strategic advice, shares inspiring stories, and provides guidance to help you achieve a confident and secure retirement. Join us as we explore the path to a fulfilling retirement for those who've dedicated their lives to serving others. This is Leaving The Job with The Firefighter’s Advisor, Scott Osborn. Call 419-482-8051 or visit www.RetireFirefighter.com
To pay off the house or not to pay off the house before retirement... that is the question we're focusing on in today's episode. We'll discuss the mathematical and emotional aspects of this decision, considering current interest rates and market conditions. Additionally, we'll explore the pros and cons of downsizing, managing rental properties, and some of the complexities of passing on a home to heirs.
Con...
If you're from the South, you might be familiar with the saying, "Hangin' in there like a hair in a biscuit." While this phrase might make you chuckle (or grimace) it perfectly sets the stage for a discussion on investment behavior and financial decision-making. Stay tuned as Scott talks about the importance of sticking to a plan and covers the "seven deadly behavioral sins" that investors often make a...
Tax planning might not be the first thing on your mind now that April 15 has come and gone, but according to Scott, it should be a year-round endeavor- especially for firefighters. Learn how to approach tax planning with a strategic mindset, ensuring you're not caught off guard when retirement comes knocking. Scott talks about diversifying your tax buckets, navigating Roth conversions, building tax efficiency into your retirem...
In today's episode, we're going to talk about Deferred Retirement Option Planning (also known as DROP). Scott is here to break down the fundamentals, discussing how it works and its potential advantages for firefighters. He'll also discuss some of the mistakes he sees individuals make when navigating DROP and key considerations to keep in mind.
Contact Scott:
419-482-8051
www.RetireFirefighter.com
In today's episode, we're focusing on one of the most pressing concerns facing retiring firefighters: healthcare planning. We'll explore the intricacies of healthcare decision-making post-retirement and share how comprehensive planning can help you navigate this transition with confidence. Join us as we discuss insurance coverage, common healthcare-related expenses, preparing for long-term care needs, and more.
C...
We're tackling the world of investment planning in this week's episode. From prioritizing saving and investing to managing risk and navigating investment fees, Scott provides invaluable insights tailored to the unique needs of firefighters. Tune in as he shares practical strategies and expert insights on what it looks like to build a resilient retirement plan that stands the test of time.
Episode Resources:
<...
It's been said that if you don't have an income plan, you don't have a retirement plan. In this episode, we chat about the key components that need to be accounted for in a robust income plan for firefighters.
Join us as we discuss topics like Social Security maximization, inflation, managing income and expenses, planning for a surviving spouse, and more. Get ready for valuable insights on building a compre...
Are you nearing “retirement age”? If so, let’s explore that pivotal question you’ll soon face: Should you retire or continue working? We’ll unravel the intricacies of this decision, addressing both financial and emotional aspects, and help you find out if you’re truly ready to retire.
Contact Scott:
419-482-8051
www.RetireFirefighter.com
Book a 15-minute introductory call with Scott at www.CallOsborn.com
Have you ever heard of the "financial redzone?" This is the critical period that spans from the last 10 years before retirement and the first 5 to 10 years after. In this episode, Scott and Marc will cover why having a comprehensive plan during these years is so important and explore some common mistakes people make while in the financial redzone.
Contact Scott:
419-482-8051
www.RetireFirefighter.com
Are you a firefighter nearing retirement and seeking guidance? Tune into Leaving The Job: The Premier Financial Podcast for Firefighters.
Join Scott Osborn, a seasoned retirement coach and Army veteran, as he delves into the unique challenges and opportunities firefighters face in retirement planning. In our inaugural episode, get to know Scott, his journey, and how his personal experiences shaped his approach to financial...
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
The Burden is a documentary series that takes listeners into the hidden places where justice is done (and undone). It dives deep into the lives of heroes and villains. And it focuses a spotlight on those who triumph even when the odds are against them. Season 5 - The Burden: Death & Deceit in Alliance On April Fools Day 1999, 26-year-old Yvonne Layne was found murdered in her Alliance, Ohio home. David Thorne, her ex-boyfriend and father of one of her children, was instantly a suspect. Another young man admitted to the murder, and David breathed a sigh of relief, until the confessed murderer fingered David; “He paid me to do it.” David was sentenced to life without parole. Two decades later, Pulitzer winner and podcast host, Maggie Freleng (Bone Valley Season 3: Graves County, Wrongful Conviction, Suave) launched a “live” investigation into David's conviction alongside Jason Baldwin (himself wrongfully convicted as a member of the West Memphis Three). Maggie had come to believe that the entire investigation of David was botched by the tiny local police department, or worse, covered up the real killer. Was Maggie correct? Was David’s claim of innocence credible? In Death and Deceit in Alliance, Maggie recounts the case that launched her career, and ultimately, “broke” her.” The results will shock the listener and reduce Maggie to tears and self-doubt. This is not your typical wrongful conviction story. In fact, it turns the genre on its head. It asks the question: What if our champions are foolish? Season 4 - The Burden: Get the Money and Run “Trying to murder my father, this was the thing that put me on the path.” That’s Joe Loya and that path was bank robbery. Bank, bank, bank, bank, bank. In season 4 of The Burden: Get the Money and Run, we hear from Joe who was once the most prolific bank robber in Southern California, and beyond. He used disguises, body doubles, proxies. He leaped over counters, grabbed the money and ran. Even as the FBI was closing in. It was a showdown between a daring bank robber, and a patient FBI agent. Joe was no ordinary bank robber. He was bright, articulate, charismatic, and driven by a dark rage that he summoned up at will. In seven episodes, Joe tells all: the what, the how… and the why. Including why he tried to murder his father. Season 3 - The Burden: Avenger Miriam Lewin is one of Argentina’s leading journalists today. At 19 years old, she was kidnapped off the streets of Buenos Aires for her political activism and thrown into a concentration camp. Thousands of her fellow inmates were executed, tossed alive from a cargo plane into the ocean. Miriam, along with a handful of others, will survive the camp. Then as a journalist, she will wage a decades long campaign to bring her tormentors to justice. Avenger is about one woman’s triumphant battle against unbelievable odds to survive torture, claim justice for the crimes done against her and others like her, and change the future of her country. Season 2 - The Burden: Empire on Blood Empire on Blood is set in the Bronx, NY, in the early 90s, when two young drug dealers ruled an intersection known as “The Corner on Blood.” The boss, Calvin Buari, lived large. He and a protege swore they would build an empire on blood. Then the relationship frayed and the protege accused Calvin of a double homicide which he claimed he didn’t do. But did he? Award-winning journalist Steve Fishman spent seven years to answer that question. This is the story of one man’s last chance to overturn his life sentence. He may prevail, but someone’s gotta pay. The Burden: Empire on Blood is the director’s cut of the true crime classic which reached #1 on the charts when it was first released half a dozen years ago. Season 1 - The Burden In the 1990s, Detective Louis N. Scarcella was legendary. In a city overrun by violent crime, he cracked the toughest cases and put away the worst criminals. “The Hulk” was his nickname. Then the story changed. Scarcella ran into a group of convicted murderers who all say they are innocent. They turned themselves into jailhouse-lawyers and in prison founded a lway firm. When they realized Scarcella helped put many of them away, they set their sights on taking him down. And with the help of a NY Times reporter they have a chance. For years, Scarcella insisted he did nothing wrong. But that’s all he’d say. Until we tracked Scarcella to a sauna in a Russian bathhouse, where he started to talk..and talk and talk. “The guilty have gone free,” he whispered. And then agreed to take us into the belly of the beast. Welcome to The Burden.
"SmartLess" with Jason Bateman, Sean Hayes, & Will Arnett is a podcast that connects and unites people from all walks of life to learn about shared experiences through thoughtful dialogue and organic hilarity. A nice surprise: in each episode of SmartLess, one of the hosts reveals his mystery guest to the other two. What ensues is a genuinely improvised and authentic conversation filled with laughter and newfound knowledge to feed the SmartLess mind. Subscribe to SiriusXM Podcasts+ to listen to new episodes of SmartLess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!