Kickin' with The Rickens: Redefining Retirement

What happens when you realize you're no longer living with purpose? Heidi Ricken Provost and Gerry Ricken discuss finding joy in everyday moments, overcoming fear of change, and recognizing when it's time to pursue something more meaningful. From career transitions to retirement goals, they explore how purpose and fulfillment can shape the next chapter of life.

Get your complimentary meeting with Heidi and Gerry to make a comprehen...

Is retiring at 65 really the smartest move, or could it cost you more than you realize? Heidi Ricken Provost and Gerry Ricken tackle a series of common retirement questions, separating what’s smart, what’s risky, and what depends on your personal situation. From Social Security timing and Roth conversions to pensions, market volatility, helping adult children, and charitable giving, they explore the factors that can sha...

What if the biggest challenge in retirement isn’t saving money, but learning how to spend it? Heidi Ricken Provost and Gerry Ricken discuss why many retirees struggle to shift from accumulating wealth to using it with purpose. They explore retirement income, changing spending habits, emergency funds, travel goals, and the importance of building a plan that supports the life you want to live after work.

Get your complimentary ...

Is your retirement date based on a thoughtful strategy, or simply an age on the calendar? Heidi Ricken Provost and Gerry Ricken explain why retirement timing, Social Security, taxes, income, investments, healthcare, and legacy planning should work together around your individual purpose. They also explore “dead money,” the difference between tax preparation and tax planning, and why every dollar may need a specific job ...

Would you rather retire sooner with less money or work longer with twice as much? Gerry Ricken and Heidi Ricken Provost tackle a series of retirement “would you rather” questions involving timing, purpose, experiences, inheritances, mortgages, health care, and quality of life. Their answers reveal why seemingly simple choices depend on taxes, spending needs, income sources, personal fulfillment, and the details of an in...

What do bathroom grab bars have to do with retirement planning? Gerry Ricken uses that unexpected comparison to explain overlooked strategies that can help retirees prepare for income needs, taxes, healthcare costs, and long-term care considerations. Gerry discusses retirement "grab bars" such as IRA rollovers, qualified charitable distributions, Roth conversions, and planning for future healthcare expenses. The conversation also e...

What if the most valuable retirement strategies are the ones people overlook? Gerry Ricken discusses the “grab bars” of retirement planning, from IRA rollovers and diversification opportunities to tax-efficient charitable giving strategies. The conversation explores ways retirees can think about preserving assets, managing income, and preparing for long-term financial needs.

Get your complimentary meeting with Heidi and...

Would you really spend retirement doing more work, or are you planning for the freedom to enjoy it? In this episode, Heidi Ricken Provost explores why many retirees overestimate how much they’ll travel, underestimate emotional money decisions, and struggle with do-it-yourself financial management. Using relatable examples from vacation planning to flight plans, Heidi discusses what it means to build a retirement strategy that...

Could a few smart moves before year-end make a meaningful difference in your retirement strategy? Heidi Ricken Provost discusses the critical financial decisions many retirees and pre-retirees face as the calendar winds down. From required minimum distributions and Roth conversions to tax planning, Social Security timing, risk tolerance, and retirement spending, she explores the questions that often keep people up at nigh...

If “later” keeps moving, when will you finally make time for retirement planning? Heidi Ricken Provost and Gerry Ricken explore how busy schedules, procrastination, and arbitrary savings targets can prevent adults from building a plan around what matters most. They discuss retirement purpose, tax status, income, healthcare, long-term care, investments, and the transition from saving to spending. The message is straightf...

What if one small retirement decision today could have a major impact on your future taxes and income strategy? In this episode, Heidi Ricken Provost and Gerry Ricken discuss why retirement planning is about more than investments. They explore tax-efficient withdrawal strategies, the difference between DIY investing and comprehensive planning, common retirement income mistakes, and how purpose-driven planning can help align finance...

Preventative care isn't just for your health. It's for your finances too. Heidi Ricken Provost and Gerry Ricken discuss retirement readiness, tax planning, Roth contributions, market risk, and why proactive financial decisions today may help create more flexibility later. Along the way, they share stories about hiking, retirement planning, and building healthy financial habits before retirement arrives.

Get your complimentary meeti...

What if the biggest threat to your retirement isn’t the market, but the risks you haven’t planned for? Heidi Ricken Provost and Gerry Ricken explore the idea of “preventative care” for your wealth, covering tax strategies, market risk, retirement income planning, healthcare costs, estate considerations, and preparing for life’s unexpected twists. They explain why retirement requires more than investmen...

What do you discover when the mountain disrupts every part of your plan? Heidi Ricken Provost shares her experience attempting the 29029 endurance challenge, from extreme elevation and unexpected heat to nutrition problems, medical intervention, and returning to the course. Alongside Gerry Ricken, she connects the experience with retirement planning, where unexpected conditions can test preparation, discipline, and emotions. It is ...

What if the biggest threat to your legacy isn’t market risk, but poor planning around taxes, probate, and healthcare? In this episode, hosts Heidi Ricken Provost and Gerry Ricken discuss how retirement planning extends beyond investments to include beneficiary reviews, estate considerations, long-term care planning, and aligning financial decisions with your personal goals and purpose. They explain why a customized ...

What happens to your retirement savings if a long-term care event changes everything? Gerry Ricken and Heidi Ricken Provost explore the rising need for long-term care planning, the risks of self-insuring, Medicaid considerations, and newer strategies that can help preserve assets while providing access to care. They discuss why planning ahead matters and how retirement income, healthcare costs, and legacy goals can all be impacted ...

One unexpected event can change your retirement plans overnight. Gerry Ricken and Heidi Ricken Provost discuss the power of pivoting through life's surprises, from health challenges and loss of a spouse to inheritances, business sales, and market volatility. Learn why a flexible retirement strategy, risk management, tax planning, and a comprehensive financial plan can help you adapt when life doesn't go according to schedule.

Get y...

What do endurance challenges and retirement have in common? Plenty. Gerry Ricken and Heidi Ricken Provost discuss stepping into the unknown, overcoming fear, and embracing major life transitions. Along the way, they explore how retirement changes the way you think about risk, income, investing, and finding purpose beyond your career.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retiremen...

What if the biggest retirement risk isn’t your investments—but thinking about retirement the same way you thought about work? Hosts Gerry Ricken and Heidi Ricken Provost explore the major mindset shifts retirees need to make around purpose, income, taxes, emergency funds, and portfolio risk. From Roth conversion timing to required minimum distributions and rethinking cash reserves, they discuss how retirement changes th...