Profit Cash Growth

On this episode of the Profit Cash Growth podcast, hosts discuss the race to use annual tax allowances before the 5th of April and share practical tips for six- and seven-figure business owners to protect profits and improve cash flow.

The deep guide covers six year-end tax actions you can take now: use the Employment Allowance (up to £10,500 of employer NIC relief), consider the annual pension allowance (up to £60,000 and up to th...

In this sequel episode, we explore five things business owners often don’t worry enough about: cash flow timing, business model quality, funding strategy, over-reliance on the owner (key-person risk), and skill stagnation. We share real-world examples and practical advice on how to spot and address these issues before they derail growth.

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This episode breaks down the five common overreactions we see from business owners: obsessing over competitors, panicking about tax bills, fixating on vanity metrics (like revenue or social followers), overinvesting in branding or premises, and fearing one wrong decision.

Simon and Claire explain why these concerns are often misplaced and share practical ways to focus on what matters: profit, cash and sustainable growth.

The hosts...

In this episode of the Profit Cash Growth Podcast we focus on AI in the finance function: Xero’s AI bank reconciliation feature (its limitations and risks), OCR and machine‑learning invoice processing (Dext, others), AI commentary tools for management accounts (Sift, Fathom, DataRails), and the wider question of whether AI can replace CFOs, accountants or bookkeepers. The discussion explains where current tools help, where they fai...

In this episode, we explain why debt itself isn't dangerous but the wrong debt or bad decisions can be. Claire walks through the four most common types of business finance — asset finance, term loans, commercial mortgages and invoice finance — and when each is appropriate.

Core principles covered: match the length and type of funding to what you're buying, distinguish short-term operating needs from long-term investments, and decid...

In this week's episode we deliver a fast-paced run-through of 20 legitimate tax savings for business owners. The episode mixes practical tax tips with lighthearted chat and a brief news segment on AI.

Highlights include the £300 annual entertaining allowance per couple, low 3% benefit-in-kind for electric company cars and first-year full expensing, turning business trips into leisure, free EV charging at work, length-of-service gif...

On this episode of the Profit Cash Growth Podcast, we outline the three levels of financial support every growing business needs: Financial Foundations (compliance, bookkeeping, basic management accounts), Financial Control (a qualified financial controller focusing on processes, reporting, cashflow and forecasting), and Finance Strategy (regular FD input for board-level planning, KPIs, tax planning and high-impact decisions).

We e...

On this episode of the Profit Cash Growth Podcast we explain the fastest way to increase profit without making more sales: improve utilisation.

We break utilisation into six asset categories — people, equipment and vehicles, property and space, systems and software, customer lists/data, and working capital — and give clear metrics and tactics to measure and improve each one (revenue per employee, revenue per vehicle, revenue per sq...

On this episode of the Profit Cash Growth Podcast we unpack the "thousand-day rule"—why building a stable, profitable business usually takes years and how you can speed that timeline up. We break down the reality behind overnight-success myths, and share five practical ways to shorten the journey: work more on your business (not just in it), hire the right people to free your time, get others contributing to strategic work, adopt t...

The episode explains HMRC's renewed focus on the £40bn tax gap, the government’s investment in compliance staff and data tools, and why accurate record-keeping (primary and secondary records, VAT invoices, addressed invoices over £250) matters now more than ever.

We cover common trouble spots — Amazon and marketplace invoices, landlord rental income, work-from-home claims, software subscriptions and benefit-in-kind risks — and give...

In this episode, we explore how adding friction to payment processes can hurt your cash flow and what to do about it. Explaining why offering only one payment method loses you time and money, and introduces the idea of treating customers as "B2Me" — giving each buyer a choice of convenient payment options. The goal is to remove barriers so customers can pay quickly and reliably.

The episode outlines seven low-cost, practical techno...

This week on the podcast, if you're thinking of buying a business in 2026, stay tuned as we give you five easy steps to assess it. 

Claire walks through a practical five-step checklist for an initial buy-side assessment: 1) check cash in the bank versus short-term liabilities to see if the business really has excess cash; 2) calculate adjusted EBITDA to understand underlying operating profitability; 3) review the balance sheet for ...

In the final episode of our mini-series and the hosts explore five practical ways for six- and seven-figure business owners to grow their businesses in 2026.

The five growth strategies covered are: revenue expansion (sell more to your existing customers using tools like the Ultimate Sales Spreadsheet); maintain and ramp up marketing and advertising even in tough times; keep your opportunity radar on to spot acquisitions, assets and...

In part two of our 100th-episode mini-series, hosts Simon and Clare Hancott explain why cash flow is the lifeblood of business and share five practical ways to improve it. Designed for six- and seven-figure business owners, this episode covers quick changes you can make now to build a safety buffer and seize opportunities in a volatile 2026.

They walk through five steps: control when money leaves your bank with structured payment r...

Join the Profit Cash Growth Podcast as they celebrate their 100th episode and launch a three-part mini-series to kickstart 2026. In this first episode, Claire Hancott and her co-host focus on actionable ways to Increase Your Profits without chasing new customers.

The episode covers five practical steps business owners can apply right away: review and raise pricing regularly, challenge supplier price increases, improve utilisation o...

Welcome to this special New Year episode of the Profit Cash Growth Podcast. Recorded between Christmas and New Year, the episode is a 2025 rewind that highlights the year’s most downloaded shows, our personal favourites and the key lessons for six- and seven-figure business owners who want to grow profits and improve cashflow.

Listen for practical frameworks, worksheets and links in the show notes (including a KPI worksheet), sign-...

Join us for a light-hearted Christmas special of the Profit Cash Growth Podcast. This episode is a festive quiz that tests business knowledge across five rounds: Christmas economics, festive business history and brands, seasonal accounting and tax, the Christmas supply chain, and a final surprise round.

Expect lots of banter, mistakes, laughs, and useful takeaways for six- and seven-figure business owners who want a festive break f...

This week the central topic explains the Companies House director and PSC ID verification rules introduced on 18 November 2025: why the checks exist, the 12-month transitional period, how to verify for free using the gov.uk app (biometric passport/driver’s licence plus face scan), where deadlines come from, what happens if you don’t comply, and why you don’t need to pay expensive third-party fees. They also cover ACSP registration ...

This week we discuss how business owners can use company money to give festive perks without creating tax problems. They cover the key allowances, pitfalls and practical examples to help you plan Christmas parties, staff gifts and client entertaining.

Key rules explained: annual company parties are tax-free up to £150 per attendee (including VAT and related costs), but if you exceed that limit the whole amount becomes taxable for e...