Profit Cash Growth

On this episode of the Profit Cash Growth Podcast, we outline the three levels of financial support every growing business needs: Financial Foundations (compliance, bookkeeping, basic management accounts), Financial Control (a qualified financial controller focusing on processes, reporting, cashflow and forecasting), and Finance Strategy (regular FD input for board-level planning, KPIs, tax planning and high-impact decisions).

We e...

On this episode of the Profit Cash Growth Podcast we explain the fastest way to increase profit without making more sales: improve utilisation.

We break utilisation into six asset categories — people, equipment and vehicles, property and space, systems and software, customer lists/data, and working capital — and give clear metrics and tactics to measure and improve each one (revenue per employee, revenue per vehicle, revenue per sq...

On this episode of the Profit Cash Growth Podcast we unpack the "thousand-day rule"—why building a stable, profitable business usually takes years and how you can speed that timeline up. We break down the reality behind overnight-success myths, and share five practical ways to shorten the journey: work more on your business (not just in it), hire the right people to free your time, get others contributing to strategic work, adopt t...

The episode explains HMRC's renewed focus on the £40bn tax gap, the government’s investment in compliance staff and data tools, and why accurate record-keeping (primary and secondary records, VAT invoices, addressed invoices over £250) matters now more than ever.

We cover common trouble spots — Amazon and marketplace invoices, landlord rental income, work-from-home claims, software subscriptions and benefit-in-kind risks — and give...

In this episode, we explore how adding friction to payment processes can hurt your cash flow and what to do about it. Explaining why offering only one payment method loses you time and money, and introduces the idea of treating customers as "B2Me" — giving each buyer a choice of convenient payment options. The goal is to remove barriers so customers can pay quickly and reliably.

The episode outlines seven low-cost, practical techno...

This week on the podcast, if you're thinking of buying a business in 2026, stay tuned as we give you five easy steps to assess it. 

Claire walks through a practical five-step checklist for an initial buy-side assessment: 1) check cash in the bank versus short-term liabilities to see if the business really has excess cash; 2) calculate adjusted EBITDA to understand underlying operating profitability; 3) review the balance sheet for ...

In the final episode of our mini-series and the hosts explore five practical ways for six- and seven-figure business owners to grow their businesses in 2026.

The five growth strategies covered are: revenue expansion (sell more to your existing customers using tools like the Ultimate Sales Spreadsheet); maintain and ramp up marketing and advertising even in tough times; keep your opportunity radar on to spot acquisitions, assets and...

In part two of our 100th-episode mini-series, hosts Simon and Clare Hancott explain why cash flow is the lifeblood of business and share five practical ways to improve it. Designed for six- and seven-figure business owners, this episode covers quick changes you can make now to build a safety buffer and seize opportunities in a volatile 2026.

They walk through five steps: control when money leaves your bank with structured payment r...

Join the Profit Cash Growth Podcast as they celebrate their 100th episode and launch a three-part mini-series to kickstart 2026. In this first episode, Claire Hancott and her co-host focus on actionable ways to Increase Your Profits without chasing new customers.

The episode covers five practical steps business owners can apply right away: review and raise pricing regularly, challenge supplier price increases, improve utilisation o...

Welcome to this special New Year episode of the Profit Cash Growth Podcast. Recorded between Christmas and New Year, the episode is a 2025 rewind that highlights the year’s most downloaded shows, our personal favourites and the key lessons for six- and seven-figure business owners who want to grow profits and improve cashflow.

Listen for practical frameworks, worksheets and links in the show notes (including a KPI worksheet), sign-...

Join us for a light-hearted Christmas special of the Profit Cash Growth Podcast. This episode is a festive quiz that tests business knowledge across five rounds: Christmas economics, festive business history and brands, seasonal accounting and tax, the Christmas supply chain, and a final surprise round.

Expect lots of banter, mistakes, laughs, and useful takeaways for six- and seven-figure business owners who want a festive break f...

This week the central topic explains the Companies House director and PSC ID verification rules introduced on 18 November 2025: why the checks exist, the 12-month transitional period, how to verify for free using the gov.uk app (biometric passport/driver’s licence plus face scan), where deadlines come from, what happens if you don’t comply, and why you don’t need to pay expensive third-party fees. They also cover ACSP registration ...

This week we discuss how business owners can use company money to give festive perks without creating tax problems. They cover the key allowances, pitfalls and practical examples to help you plan Christmas parties, staff gifts and client entertaining.

Key rules explained: annual company parties are tax-free up to £150 per attendee (including VAT and related costs), but if you exceed that limit the whole amount becomes taxable for e...

This week, a special episode as we react to The Budget with a practical, business-owner lens, plus some light-hearted “Chancellor’s Tipples” trivia before diving in.

Key takeaways: a 2% rise in dividend tax and a 2% rise on property and investment income; cuts to the Employee Ownership Trust (EOT) capital gains relief; changes to pension salary sacrifice arrangements; frozen income tax and NI thresholds that create stealth tax rise...

This week we tackle one big question: where does cash come from when you want to grow? We discuss the only three funding routes for business growth — internal funding (bootstrapping), debt, and equity — and explain when each is appropriate.

We break down operating (day-to-day) cash flow versus investment (growth) cash flow, why operating cash should be self-sustaining, and practical ways to improve cash timing (deposits, product mi...

In this episode we explore a simple, practical formula for business success we call the Success Triangle: hard work, skill, and opportunity (instead of the vague concept of luck). We discuss how each side of the triangle supports growth, why balance matters, and how founders can build the right mix to scale a financially successful business.

Practical takeaways include focusing hard work on the right priorities, broadening business...

In this week's episode we provide a clear, practical deep dive into Special Purpose Vehicles (SPVs). We explain what an SPV actually is (a limited company used for a single purpose), when it’s useful for property purchases and buying businesses, and the benefits of ring-fencing assets for lending and tax efficiency. We. touch on the practical points such as lender requirements, personal guarantees, intercompany loans, deferred cons...

This week we blend Halloween fun with serious business guidance. Shortly after our spooky business quiz we present a simple, five-step formula for high-impact board meetings — covering a focused business update, a high-level financial overview, what’s working well, what’s not working well, and clear actions with ownership and success criteria. They stress preparation, focus, and the difference between tactical management-account me...

This episode explains the government's plan to recalculate RPI from 2030 and why it matters for business owners. We unpack the differences between RPI, CPI, and CPIH, and show how the change could reduce annual contract increases, affecting rent reviews, supplier agreements, utilities, pensions, and long-term client contracts.

We highlight opportunities (lower costs for buyers, a chance to modernise contracts) and threats (reduced ...