Budget Effect: How to Save Money, Pay off Debt, Improve your Mindset, and Love your Life as a Single Mom

Budget Effect: How to Save Money, Pay off Debt, Improve your Mindset, and Love your Life as a Single Mom

When I was an overwhelmed single mom just trying to make it day to day, I started to focus on my household budget. Beyond paying off thousands of dollars in debt, saving cash, and investing more, I found that budgeting inspires intentional living and a focus on figuring out what's most important. This podcast will teach you personal finance tips like how to budget, how to stick to a budget, how to pay down debt or how to pay off credit cards, how to reach your money goals, live debt free, and how to build wealth. We will talk budgeting tips for real life - especially budgeting tips for busy moms. If you are looking for practical and actionable guidance even as an overwhelmed or busy mom, or even a single mom, then you are in the right place! **How can I pay off my debt? **How can I pay down credit card debt?** **How to budget for beginners? **How to budget on one income? **How can I live within a budget? **How do I write a budget? **How do I spend less? **How can I move forward financially? **How can I LIVE ABUNDANTLY on a budget? **Is there someone out there who understands being a single mom that can help me with my finances and get me moving forward?! :) I got you, girl. Erin Britt is your host and can be found on Instagram @soulmothercommunity

Episodes

May 14, 2024 15 mins

Using your budget to live an intentional life is the goal. Since most of us value connecting and spending time with our kids, let's make sure we put that in the budget each month.
This works both ways: 1. We value it, so we put it in our budget. 2. And it's in our budget, so it reminds us to live intentionally in what we value.

In this episode you will learn about how "funds" can be part of your bu...

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This one-time, 20-minute  activity could save you hours! Get organized by creating a “Monthly Essentials” list. Then save yourself so much time, save mental energy, stick to a shopping budget, and save money for years to come. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the ...

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[BONUS] This slightly off-topic bonus episode is an explanation of a practice that I used to finally release the negative emotions that would not leave me. I specifically used it to release anger and resentment. You could use to it to release any negative emotion: stress, worry, anxiety, sadness. If you have processed it, felt it, sat it in for long enough and are ready to let it go, this could be what you need.

My missio...

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My mission is for you to have less stress and more freedom, right? Well that doesn't just magically happen because you get your money in order. Money has a big part in your stability and your peace, but there are other things you have to let go of as well.

This is a conversation about how to let go of worry, how to release resentment, how to stop feeling guilty, and even how letting go of clutter is important too.

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Sticking to a budget is a lot about having a mindset for it. You know you are doing what’s best, you know you are reaching your goals, you have a vision of your future, and that’s what keeps you going. So today I have a few unexpected places to help you with this mindset.
We discuss:

1. Minimalism
2. The Library
3. The Yoga Mat
4. Cleaning your drawers
5. Documentaries
6. Curating your social media

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This is not about being "cheap" or "stingy". It's not about rules and lack. It's about being intentional. I'm not going to say you can never buy these things. I'm just saying that your current money goal is definitely more important than anything on this list.

 So if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?<...

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There are different ways to budget out there, and my mission is to help you create and stick to a budget that you love. Today I want to tell you that having a GOAL-FOCUSED money plan can be very motivating and very rewarding. It just might be the tweak in your budget you need to actually begin moving forward with money.
So if you have been wondering:
What should my money goal be?
And then how do I budget for my goal? <...

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If you are coming into some money from your tax refund or an inheritance or any other means, then CoNgRaTuLaTiOnS! I'm glad you are deciding to do something smart that will MOVE YOU FORWARD. 
In this episode I'll give you 3 ways to use it to get your foundations right, and a 4th way that just might be right for a busy mom starting your financial journey if you need a little grace and a little help.

My missi...

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Sometimes people think a budget limits us, but actually the opposite is true. A budget is putting money toward what we value, and choosing NOT to spend money on what we don’t value. It is a tool to get us to financial stability, financial freedom, debt free life, and intentional living in a life we’ve created and curated. 

In this episode: 

  1. Why it’s important to know what you value
  2. How to figure out what you value
  3. How to build a bu...
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Maybe you don't feel like you can go all in on investing or estate planning or even budgeting (my heart hurts with that one). Maybe you don't have your 401K in order quite yet. But if you're wondering: "Where can I start with personal finance?" What are the basics? I've created a list of four basics you should work toward for financial wellness. Listen in as we discuss. 

My mission is to teac...

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If you're wondering "Why should I invest for retirement right now?" or "How do I save for retirement?" or "When should I start investing for retirement?"
Girl, please listen to this episode!
We talk about the foundations of being a happy, healthy mother and woman - and part of that is having security and stability. We want our future-self to have freedom and choices. And our compound inte...

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If you want to learn how to stick to a budget, just like everything, we need to make it as simple as possible. 

In this episode, I will give you 3 tips for making your household budget easier to stick to. 

1. One way to pay

2. Automate EVERYTHING

3. Get your PAPER CLUTTER under control. 

That's right, we discuss paper clutter too. 

If you are a busy mom and you want to pay off debt, save for your future, live within your b...

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Are you tracking your spending throughout the month? This is a step a lot of people skip, but according to science, you are more likely to meet your money goals if you assess your progress along the way. 

In this episode we will cover what tracking your spending looks like, and how you can do it as a busy mom who has a lot on her shoulders already.

My mission is to teach you how to create and stick to a plan for your money...

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If you want to start a household budget, but you just don't know where to begin, this is the episode for you.

The first step you can take when wondering "How to I start a budget?"  is to GET CLEAR with your financial situation. In this episode, I'll tell you four steps you can take to get clear and get started. Plus, I'll give you one powerful extra credit assignment. 

My mission is to te...

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I thought I was being responsible with money, until I fixed these four mistakes. After fixing these mistakes, I paid off thousands of dollars in debt, saved for a downpayment on a home, bought a van with cash

Fixing these four mistakes moved me ahead so much faster. Now I want YOU to fix these mistakes too so that you can move forward and reach all your money goals. 

My mission is to teach you how to create and ...

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We know we are supposed to budget our money. But what we didn't realize is that budgeting our money can have mind blowing effects BEYOND just our money. That's the Budget Effect! 
Your action steps for today are: 
1. Listen in.
2. Follow Show. 
3. Get started! 

TEXT ME your questions or comments!

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My mission has been to help busy moms move forward by focusing on self-care, systems and rhythms in your home, and your money. I'm going to tell you where I'm going from here. 

We talk about minimalism, simplicity, mindset, and how to create a budget. How to stick to a budget. 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut



TEXT ME your questions or comments!

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How do you get back into budgeting after it's been a while? In this episode we unpack the list of difficulties with getting back into budgeting. 

I help busy moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/s...

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In this episode we talk about why these 4 aspects of basic health are important. But the main ideas you'll come away with are small steps and habits you can build to make your health a priority. 

 I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and...

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Do you have a New Year Resolution? Do you need one? In this episode we talk about why you should have one and how to actually make it stick! 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

TEXT ME your questions or comments!

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