What The Finance (WTF) Podcast
With a combined 45 years experience and expertise, Tracie Lampson and Rahnie Sandhu sit down with guests of all areas of life to talk finance, retirement, and all things money. With many laughs along the way, we guarantee you will leave every episode with a new view on finance that will truly make you say, "WTF".
Episodes
Wall Street hates annuities… but why? 🤔 Big investment firms want your money in the stock market, not in a guaranteed income stream they can’t charge fees on. Today, we’re exposing the truth behind their misleading claims and breaking down why annuities might just be the safest bet for your financial future! 🚨💸
💥 Topics We Cover:
✅ Are annuities really too complex? 📜🔍
✅ The truth about fees – ar...
Your 401(k) might seem safe, but is it really? If you’ve ever left a job and wondered what to do with your old 401(k), or if market downturns make you nervous, THIS episode is for you. 💰⚠️
🎢 Market Volatility: Why your 401(k) could be losing money without you realizing it.
🔄 Rollover Strategies: Should you move your old 401(k) into a safer investment vehicle? We break it down.
📜 SECURE 2.0 Act: Ne...
🚨 Think you know Social Security? Think again! 🚨
From viral myths to outright misinformation, there’s a lot of noise online about Social Security. Is it really running out of money? Can you work while collecting benefits? Do states have different Social Security rules? Spoiler alert: Most of what you’ve heard is completely false.
In Episode 56 of What The Finance Podcast, Tracie & Rahnie are se...
What’s up, WTF fam?! Tracie Lampson & Rahnie Sandhu are back, and this week, we’re exposing one of the biggest retirement scams hiding in plain sight. 🚨
⚠️ What if we told you… your money isn’t really yours?
⚠️ What if your financial advisor profits whether you win or lose?
⚠️ What if the “safe” 60/40 strategy is actually setting you up for failure?
Yeah… it’s about to get real. If you w...
In Episode 54, we’re cutting through the noise and tackling a major issue—why women are still being excluded from financial planning. From outdated policies to pay gaps and career breaks, we break down the challenges and, more importantly, how to fix them. No fluff, just real talk and practical solutions.
What’s Inside:
💸 Women & Money – The shocking history of financial exclusion and why it still ha...
🔥 The Retirement Rebellion: Why Traditional Retirement Planning No Longer Works 🔥
Today, we’re flipping the script on everything you thought you knew about retirement! Is the traditional retirement playbook setting you up for failure? We’re exposing the hidden risks of 401(k)s and market-based plans, revealing how financial advisors profit off outdated advice, and sharing alternative wealth strategies that actually w...
🔥 On today’s episode: We’re tackling the Rule of 100 — a classic retirement planning guideline. But does it still hold up in today’s financial world? 🤔 We’re breaking it down, looking at modern adjustments, and figuring out if this old-school strategy still makes sense.
🎭 WWYD?! (What Would You Do?!)
We throw Rahnie & Tracie a surprise retirement scenario — David & Lisa Thompson have savings, S...
If you could go back to 2007, knowing what was about to happen… what would you do differently? That’s the big question we’re tackling today as we dive into market corrections, retirement planning, and the hard lessons from the 2008 financial crisis. We’ll be breaking down the eye-opening “60 Minutes” segment, “The 401(k) Fallout”, exploring how everyday Americans lost huge chunks of their retirement savings overnight—...
Welcome to our golden milestone, EPISODE 50! 🎉 Today, we're tackling one of retirement's most nerve-wracking questions: *What if you outlive your money?* 😱 Longevity is a gift—but one that comes with a hefty price tag if you're not prepared.
🌟 **Did you know?** There's a 1 in 3 chance a 65-year-old today will live past 90! So, how do you stretch your savings to cover decades of retire...
HAPPY NEW YEAR, EVERYONE! 🎉 Welcome to 2025 and our first episode of the year! 🥂 We’re kicking off the season with a bang, diving into the fascinating and sometimes tricky world of age-gap relationships and retirement planning. 💕⏳
Today, we’re answering a question many couples face: What happens when one partner dreams of early retirement while the other’s still stuck in the 9-to-5 grind?
We’ll ex...
🎉 HAPPY NEW YEAR’S EVE-EVE, WTF FAM! 🎉
Welcome back to What The Finance Podcast, the one and only show that will truly make you say, “WTF?!” 💸 In episode 48, Tracie Lampson and Rahnie Sandhu are kicking off the New Year spirit with “New Year, New Goals: A Financial Recap” —a step-by-step guide to re-evaluating your financial strategy and setting yourself up for success in 2025.
We’ll dive into pra...
MERRY CHRISTMAS AND HAPPY HOLIDAYS WTF FAMILY! 🎙️ Today, we’re tackling the holiday season head-on by discussing “Holiday Cheer Without Financial Fear”. 🎄💰
The holiday season brings joy and togetherness ✨, but it also comes with a hefty dose of stress—balancing family obligations, gift-giving, and long-term financial goals. 🎁📈 Tracie and Rahnie share practical tips for creating a holiday budget that prio...
Welcome to Episode 46 of What The Finance (WTF) Podcast. Join us as we get into the holiday spirit with a twist! While everyone’s out buying the latest gadgets and gift cards, we’re focusing on financial gifts that grow over time. Think annuities, life insurance, and investment accounts! These gifts don’t just fill stockings—they build futures. So grab your hot cocoa ☕️, settle in, and learn how to give the gift of fi...
Happy Monday finance fam! It’s time for another episode of What the Finance with your hosts Tracie Lampson and Rahnie Sandhu! ✨
In this episode, we’re breaking down Social Security strategies for married, divorced, and widowed folks. Want to maximize your benefits? We’ve got you covered! 📈
We also discuss a 35-year-old’s 20 year-retirement plans. Find out what we’d suggest for him during one of our...
Welcome to Episode 44 of the What The Finance podcast! Today, we're diving into the sandwich generation—those juggling the responsibilities of caring for both their kids and aging parents. It's a tough spot to be in, and we’ll explore the financial implications of this unique situation. Plus, we’ll tackle a financial scenario for a couple looking to retire in 10 years but facing a $1,200 deficit. And don’t m...
In Episode 43 of the What The Finance (WTF) Podcast, we dive into the world of bonus products—are they really as good as they seem? 💰 Join us as we break down what these products are and how to figure out if they’re worth your time and money 💸
We also meet a 30-year-old businesswoman with big retirement dreams and hear Tracie and Rahnie’s strategy for her future 📈
And hey, when is it actually ok...
Get ready for Episode 42 of What The Finance! We’re tackling the issue of financial advisor bullies—those who make it hard to leave their services without a guilt trip. If you’ve ever felt stuck, this discussion is for you! We also explore a retirement hypothetical for a couple planning to retire at 65, with Tracie and Rahnie sharing their insights on creating a solid retirement plan. And of course, we’ll discuss the ...
Get ready for a spooktacular episode of the What The Finance (WTF) Podcast! 🎃 In our HALLOWEEN SPECIAL, we’re diving into the eerie world of retirement finance!
Ever heard of ZOMBIE ACCOUNTS? 🧟♂️ Those dusty old 401ks might be lurking in the shadows, but we’ll show you how to bring them back to life! Plus, we’ll tackle the "New Client Scaries" and how to build trust with your financial advisor �...
Are you aware of the retirement income gap? In this exciting episode 40, we break down what it is and how it could impact your finances. We also offer prospects a new worksheet - find out how to access it within E40. Rahnie and Tracie return with another "What would you do" segment, where they discuss strategies for a hypothetical client. We also delve into the fascinating Phantom Time Hypothesis—could histo...
Welcome back to E39 of What The Finance (WTF) Podcast! This week, we’re tackling the topic of boredom in retirement. It’s not all beach days and relaxation for everyone, and we’re here to discuss the challenges some retirees face. Rahnie and Tracie will share insights on how to find purpose and fulfillment after leaving the workforce and what you should consider BEFORE making such a big step.
We’ll also run ...
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