The Retirement Playbook

Ready to uncover the hidden factors that can make or break your retirement plan?

 In this episode of The Retirement Playbook, Rick Hughes dives into critical topics every retiree should understand. From navigating open enrollment periods to evaluating how market conditions and interest rates influence your timing, they break down the essentials that often get overlooked. Plus, discover why wills and trusts aren’t just le...

Rick and Wendy Hughes had the opportunity to sit down for an engaging conversation with the award-winning Trisha Yearwood. Trisha reflects on her grounded upbringing, the evolution of her music, and her future aspirations. She shares insights into her latest album, Christmastime. Trisha emphasizes the joy of performance and the significance of enjoying what you do, regardless of age.

You can order Trisha's new album, Christmastime,...

Ready to retire but unsure where to start? Rick and Granger Hughes break down the critical steps to building a retirement plan that works for you. From navigating Medicare enrollment and timing your retirement to managing investment risks, they share practical insights to help you make informed decisions. Discover why early planning is crucial, learn how to tailor strategies to your specific needs, and consider key factors for tax ...

Are you unknowingly sabotaging your retirement? Many near-retirees are prematurely dipping into their savings, risking long-term security for short-term relief. This episode delves into the hidden consequences of early withdrawals and why they can derail decades of planning, examining the ripple effects on future income, tax implications, and the psychological factors that influence these decisions. Tune in for practical insights o...

With layoffs, rising costs, and shifting markets, retirement planning has never been more critical. In this episode, Granger Hughes dives into the decisions that shape your future: Medicare choices, income strategies, tax considerations, and long-term care planning. Discover why understanding your options matters now more than ever and how a comprehensive approach can help you navigate uncertainty. From managing income streams to p...

What if retirement wasn’t just about saving money—but about finding purpose, navigating change, and protecting your future? In this episode of The Retirement Playbook, Rick and Granger Hughes delve into the deeper aspects of retirement planning. They unpack how having a clear sense of purpose can shape your post-career life, why understanding market trends matters more than ever, and how life insurance can serve as...

What do haunted houses and retirement have in common? More than you'd expect. In this Halloween-themed episode of The Retirement Playbook, Rick and Granger Hughes reveal the eerie parallels between spooky season and financial planning. From the chilling uncertainty of Social Security to the tricks and treats of Medicare choices, they explore how fear and foresight shape your future. You'll hear how annuities can offer a sense of st...

What do rising interest rates mean for your retirement plan? In this episode of The Retirement Playbook, Rick and Granger Hughes explore how today’s shifting financial landscape, from Medicare updates to the evolving role of annuities, is influencing retirement strategies. They examine the ripple effects of tax changes on Social Security and highlight why flexibility and personalization are key to navigating retirement with c...

What do Halloween and retirement planning have in common? More than you think. In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the spooky truths behind budgeting, Medicare choices, and Social Security’s uncertain future. They shed light on how annuities can offer stability and explore why proactive planning and regular advisor check-ins are essential. Whether you're nearing retirement or just starti...

What if your retirement plan is missing the most critical piece?
In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the often-overlooked complexities of retirement planning. From navigating Medicare and interpreting economic signals to tailoring strategies for Gen Xers, they explore why a one-size-fits-all approach simply doesn’t work. With a focus on personalization and proactive decision-making, t...

What if your retirement plan is missing critical updates that could cost you?

 In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the latest shifts in Medicare, the evolving role of annuities, and how rising interest rates are reshaping investment strategies. They explore how tax changes may impact Social Security and why a flexible, personalized retirement plan is more important than ever. Tune in for ...

In this episode of the Retirement Playbook, Rick and Granger Hughes discuss essential strategies for retirement planning, focusing on income generation, tax implications of Roth conversions, the future of Social Security, and investment strategies. They emphasize the importance of creating a sustainable income in retirement and the need for a comprehensive plan to address potential financial challenges. The conversation highlights ...

What if retirement wasn’t just about saving money—but about finding purpose, navigating change, and protecting your future? In this episode of The Retirement Playbook, Rick and Granger Hughes delve into the deeper aspects of retirement planning. They unpack how having a clear sense of purpose can shape your post-career life, why understanding market trends matters more than ever, and how life insurance can serve as...

What if the biggest threat to your retirement isn’t market volatility—but time itself?
In this episode of The Retirement Playbook, Granger Hughes unpacks the overlooked risks that could derail your financial future. From the shifting landscape of Medicare to the hidden costs of longevity, this episode explores the strategies that truly matter. Learn how to de-risk your portfolio, build dependable income streams,...

In this episode of the Retirement Playbook, Rick Hughes discusses essential strategies for retirement planning, focusing on the importance of Medicare, Social Security, and investment strategies. They emphasize the need for a customized retirement plan that includes budgeting and preparing for unexpected changes. The conversation also highlights upcoming educational events designed to help individuals effectively navigate their ret...

What if the key to a stronger financial future isn’t retiring sooner—but later? In this episode of The Retirement Playbook, Rick Hughes and Granger Hughes explore how delaying retirement can reshape your long-term financial outlook. They unpack strategies for navigating market shifts, optimizing Roth IRAs, and anticipating changes in Social Security. The conversation also highlights the power of proactive tax plann...

What if your retirement plan is missing the one strategy that could protect your future? In this episode of The Retirement Playbook,  Granger Hughes breaks down the critical elements of retirement planning—from navigating Medicare changes and de-risking your portfolio to building reliable income streams. Granger will explore how longevity risk and annuity complexities can impact your financial security, and why a pr...

What if your retirement plan is missing key moves that could cost you later? In this episode of The Retirement Playbook, Rick Hughes and Granger Hughes break down the real-world impact of the Big Beautiful Bill, rising interest rates, and the role annuities play in securing income. They explore how Roth conversions can affect Medicare premiums and why understanding these connections is crucial. With a focus on financial educat...

What if your retirement plan is missing the one thing that could make or break your future? In this episode of The Retirement Playbook, Rick and Granger Hughes dive into the evolving world of retirement planning. They unpack the critical role of guaranteed income, demystify annuities, and explore smart alternatives. With inflation, taxes, and longevity looming large, they emphasize the mental and financial strategies needed to...