The Finance Show With Joe

The controversial $3 million superannuation tax has sparked fierce (if not overblown) debate across Australia, with important questions about fairness, implementation challenges, and political accountability taking centre stage.

Targeting roughly 80,000 Australians (0.5% of the population) with super balances exceeding $3 million, this policy increases their tax rate from 15% to 30%. While Michael argues it affects only th...

Australia's housing market is being strangled by the NIMBY (Not In My Backyard) phenomenon, with the average first home buyer age jumping from 34 to 37 in just three years. This devastating trend shows how local opposition to development is driving up prices and pushing homeownership further out of reach for young Australians.

This episode touches on:

• The NIMBY mindset 
• Sydney's poor urban planning compare...

Joe and Michael explore how Trump's tariffs are reshaping the Australian economy through currency devaluation, interest rate changes, and property market shifts, with surprising benefits for some and challenges for others.

Overall, these won't affect Australia too negatively, in fact, they might actually improve things for the Australian economy as we look to other markets, particularly China and Europe. 

Follow u...

The boys discuss the government schemes that can actually help you get into the market and start building wealth. 

Find out:

• Why someone earning $90,000 with HECS debt takes home approximately $5,200 less annually than someone without.
• What you can do if your HECS debt is stopping you from buying a property.
• Info on the federal government's investment of $182 million in NSW infrastructure to enable 25,000 new homes...

Australia's housing crisis has reached a breaking point, forcing all political parties to place housing policy at the forefront of their election platforms. In this episode, we dissect the competing visions for solving Australia's housing affordability crisis, exploring whether any party has realistic solutions to the mounting pressure.

Labor's ambitious promise of 1.2 million new homes by 2030 sounds impres...

Manny returns to discuss the latest shifts in Australia's property market. (Melbourne might be back in the game).

Join us for our upcoming event "Ready, Set, Buy" at Strathfield Golf Club on Thursday, April 10th, featuring expert insights from Manny, Joseph, and Peter Ishak on property investment fundamentals.

Live in Sydney? Get your free ticket on eventbrite: https://www.eventbrite.com.au/e/ready-set-buy-an...

The long-awaited 0.25% interest rate cut from the Reserve Bank of Australia has finally arrived, bringing welcome relief to homeowners after rates reached their highest point in 15 years. But beyond the modest monthly savings—about $180 for the average New South Wales mortgage holder—lies a much more significant opportunity that savvy Australians shouldn't overlook.

First-time buyers with median NSW salaries now have ...

This week Joe and Michael explore the interest rate predictions from ANZ, CBA, and Westpac, while we unravel the political and economic factors shaping these forecasts. Discover how migration trends and government policies focusing on individual welfare create a challenging landscape for first-time homebuyers, as we spotlight the disconnect between policymakers and the realities of the housing market.

With interest rates likely to d...

The boys kick off the new year with a recap on the financial activity we saw over Christmas.  All we can say is don't make your settlement date during the holiday period! 

Moving into the world of personal loans and debt consolidation, we dissect the growing trend of managing multiple debts post-holiday season. 

The episode takes a deeper look at the changing travel landscape and the impact of gambling on fin...

Welcome It's Simple broker, Anthony Fontana, to the Finance Show with Joe!

Tackling today's challenging homeownership landscape, we explore how the "Bank of Mum and Dad" is reshaping the property market. Discover strategic financial solutions like guarantor loans and the First Home Guarantee that are helping families overcome housing affordability issues. With expert advice on navigating lending options...

Damien joins us in this episode, the longest-standing member of It's Simple Finance, who stumbled into the world of brokering after an unexpected encounter at a wedding. 

With Damien, we explore Sydney's wealthiest suburbs to uncover the concept of "good debt" and how strategic financial planning with accountants can maximize tax efficiency and bolster property portfolios.

Shifting our lens to ...

What happens when a property investor decides to switch sides and become a mortgage broker? David shares his compelling journey on our latest episode of the Finance Show. Discover how a miscalculation by a lender nearly derailed his property purchase plans in Perth and how It's Simple saved the day. David's experience underscores the importance of motivated brokers and the art of matching clients with the right lender, il...

Curious about which suburbs in Australia are thriving and why? Join us on The Finance Show with Joe as we explore the incredible growth of areas like Gables and Lismore in New South Wales, where family-friendly environments and innovative social housing initiatives have sparked impressive property value increases. We break down the factors making these suburbs attractive, from desirable schools to resilient rental markets, even in ...

On this episode, we get into the skyrocketing Perth market, where some homes are gaining $1,000 a day! 

Ever wondered where to find the next big investment opportunity? We've got you covered with an in-depth look at regional Victoria, particularly Melbourne, where the lingering effects of COVID-19 have shifted the investment landscape. With investors exiting, property values and rental yields have seen fluctuations.

In this episode we break down Anthony Albanese's controversial housing bill, dissecting the shared equity scheme designed to help first-time buyers and the political clash it ignited between the Coalition and the Greens. We'll unpack why the Greens' demands on negative gearing and capital gains tax changes are seen as impractical and explore the limited impact of this bill on property prices due to stringent eligibil...

Ever wondered what it takes to be a successful real estate agent in 2024? We are thrilled to have Karem back with us to shatter the stereotypes and unveil the true essence of a modern-day agent. Forget the outdated image of fancy suits and luxury cars; today’s agents are multifaceted professionals mastering roles in negotiation, marketing, content creation, and even psychology. Karem shares how balancing vendor and buyer expectatio...

Ever wondered how the magic happens behind high-stakes real estate deals? Meet Karem Lakiss, co-founder of Mayfair Real Estate, as he takes us on his remarkable journey from working in his family's service station business and with Emirates to becoming a real estate powerhouse. Karim also dives deep into how social media has revolutionized the real estate landscape. 

Get ready to hear about some jaw-dropping real esta...

Is the Australian property market on the brink of a major shift, or are we just seeing temporary hiccups? Join us on this episode of the Finance Show with Joe as we uncover the latest trends in housing values across major capital cities. CoreLogic’s recent data reveals a cooling off in housing values, presenting both opportunities and challenges. First-time buyers might find some relief in more affordable prices, while property inv...

Is it too expensive to have a child in 2024? Fertility rates have plummeted in Australia's capital cities i.e. where most people live. The leading theory is that things are simply too expensive to consider a child with rental payments and mortgage repayments reaching record highs and the significant cost of childcare services. 

Elsewhere, the Crowdstrike outage bricked over 8.5 million computers worldwide affecting se...