The Mortgage Chatter
Welcome to The Mortgage Chatter, the ultimate podcast destination for all things mortgage-related! Join us as we delve into the fascinating world of home financing, offering valuable insights, expert advice, and practical tips to empower you on your journey to homeownership. Whether you're a first-time buyer, seasoned homeowner, or industry professional, our episodes cover a wide range of topics, from understanding different loan types to navigating the homebuying process with confidence. Get ready to unlock the secrets of mortgage success and embark on the path to securing your dream home. Email us: TheMortgageChatter@fairwaymc.com Fairway Independent Mortgage Corporation NMLS #2289 Branch NMLS #1028378832
Episodes
🎙️ New Episode Alert – Mortgage Chatter
This week, Bailey and Tyler are diving into one of the biggest misconceptions in homebuying: you do NOT need perfect credit to get a mortgage.
They break down what lenders actually look for, how different credit tiers impact your options, and why waiting for a “perfect score” might be holding you back from buying.
Plus, they share practical tips to help you boost your credit sco...
What happens when the guy who structures loans for a living has to apply for one?
This week on Mortgage Chatter, Tyler shares his personal home buying experience — the stress, the surprises, and the perspective shift that comes from sitting on the other side of the table.
Tyler and Bailey talk about:
- The emotions buyers feel (even when you know the guidelines)
- Communication from the client’s point of view
- What loan o...
nterest rates have been moving, housing values are fluctuating, and borrowers are left asking the big question: Is now the time to refinance—or should you stay put? In this episode, Tyler and Bailey break down the latest market dynamics, decode what recent rate trends mean for homeowners, and share real-world scenarios that can help you decide whether refinancing makes financial sense in 2026.
Whether you’re a borrow...
On this week’s episode of The Mortgage Chatter, Tyler and Bailey clear up one of the most common (and most misunderstood) questions in homebuying: what’s the difference between getting pre-qualified and getting pre-approved?
They break down what each one actually means, why the difference matters way more than people realize, and how choosing the right one can impact your home search, your offer, and your confidence ...
On this week’s special episode of The Mortgage Chatter, Tyler and Bailey kick things off with a very special birthday shout-out, brace for the snow, and then tackle a big question that’s way more exciting than it sounds: what even is a mortgage?!
From the moving parts behind the scenes to the key players you might not even realize are involved, we break down the basics, bust the confusion, and make mortgages make s...
Hello 2026 and welcome back to The Mortgage Chatter!!
Amidst the busy season of the holiday's we did get a little carried away and missed some episodes - Not to worry, 2026 we are coming back HARD and BETTER than EVER!
In our first episode back, we introduced our NEW co-host, Bailey Land, who is taking over for Ken Land - Ken, you will be missed! We briefly re-visited Bailey's journey and got him ready for ...
In the ever changing market - mortgage financing is always one of the top priorities. Why should you go with who?!
Most lenders can technically offer the same loan programs, rates, and options—but choosing the right one goes beyond the numbers. In this episode, Tyler and Ken break down why it matters who you work with, how quickly they respond, and who will actually get the job done for you. If you’re navigating a re...
With all the buzz in today's market, refinances are back in the spotlight! In this episode, Tyler and Ken break down when a refinance makes sense, the different types of refi options out there, and what homeowners should consider before jumping in. Touching briefly on the Fed and what there major meetings are in the near future.
Whether it's lowering your rate, pulling out equity, or consolidating deb...
In this episode of Mortgage Chatter, Tyler and Ken break down two of the most important documents in the homebuying process: the Loan Estimate (LE) and the Closing Disclosure (CD). Whether you’re a first-time buyer or a seasoned homeowner, understanding the differences—and what to look for—can save you money, stress, and surprises at the closing table.
They’ll cover:
- What each document is and when you receive it
- Ke...
🎙️ The Mortgage Chatter
In this episode, we’re thrilled to introduce our newest team member, Mindy Rozear, a seasoned expert in reverse mortgages. As demand grows for smarter retirement solutions, Mindy brings deep knowledge, real-life experience, and a fresh perspective on how reverse mortgages can support aging homeowners and their families.
Tune in as we cover:
- Who qualifies for a reverse mortgage
- Common myths a...
Join your hosts Ken and Tyler as they take a deep dive into the world of DSCR loans — a powerful tool for real estate investors. And this time, they’re joined by Bailey, who's learning the ropes right alongside you, bringing a fresh perspective to the conversation.
DSCR (Debt Service Coverage Ratio) loan programs are designed specifically with investors in mind. But what exactly goes into qualifying for one? And...
In this special episode of The Mortgage Chatter, your hosts Tyler and Ken brought back in a familiar face!
Bailey, one of our very first guest appearances, has gone from an outsider asking questions - to one of your newest licensed Mortgage Loan Officers! We thought it would be fun to get Bailey back on the Podcast and talk about the differences of looking in vs being in.
We touch on what it takes to become a licens...
On this week's episode of The Mortgage Chatter, your hosts, Tyler and Ken, catch-up on their where-abouts lately!
Back in full action - at a new location. The storm of moving and Easter has passed and we are back to regularly scheduled programming!
They also touched on the Roller Coaster of the market lately - what has happened and where things are looking in regards to mortgage rates. It has...
In this special episode of the Mortgage Chatter, your hosts Ken Land and Tyler Kornhauser brought in a VERY important and special guest - Jane Kornhauser, head of operations at our branch! AND it is our last episode at our office that has been home base for years! Tune in for the new office tour coming to our YouTube soon!!
Jane has not only worked with Ken for numerous years and brings an incredible experience and k...
Part 2 of the insurance deep dive!! In part 1 we went line by line through an insurance policy. In this 2nd part, we dive into some tips and tricks on how to get your premium lower, while still getting great coverage!
Also in this episode, we dive into some optional coverage that could be very beneficial for you and particular situations, like rental properties!
You can reach out for more information to us or Josh h...
This episode of the Mortgage Chatter will be 2 parts, because we brought in another insurance agent with Brightway Insurance, Josh Smith, who gives us a deep dive breakdown on a homeowner's insurance policy!
The Mortgage Chatter has already had one Brightway agent, who helped shed some light on Homeowner's Insurance and the world as a whole. So this week, we decided to dig DEEP! Line for line what is a Hom...
On this episode of The Mortgage Chatter, we're excited to welcome a special guest, Jenn Finnegan from Keller Williams South Park!
With several years of experience in the industry, Jenn has quickly risen to become one of the top Realtors in the Charlotte Metro area. After gaining invaluable knowledge on her first team, she now brings her expertise and passion to help clients find their dream homes. Having spent ...
The Mortgage Chatter team is kicking off 2025 with an EPIC episode you won't want to miss!
Hosts Tyler and Ken sit down with real estate investing expert Tom Tousignant to dive deep into the world property investment. With a background in the Air Force, years of experience in the mortgage industry, and over 20 investment properties under his belt, Tom is the perfect person to share valuable insights on...
2025 already!?!?! 2024 flew past and we can't thank everyone enough for supporting and following alongside The Mortgage Chatter! Ken and Tyler had a great time starting up the Mortgage Chatter and are thrilled to elevate going into 2025.
The first episode of the New Year, Ken and Tyler thought it would be a great opportunity to talk about MARKET TRENDS! How 2024 started, the predictions, and how things...
What is a HELOC or 2nd Mortgage?! This week on The Mortgage Chatter, your hosts Ken and Tyler dive in to the world of 2nd liens!
Have a fantastic interest rate but want to use your home's equity for some updates or repairs?! A HELOC can help bridge the gap and use equity WITHOUT refinancing your mortgage!
Found a dream house that may need a few repairs? A renovation loan could help get the ho...
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