The John Kenel Show

John Kenel sits down with John Bolton from Squirrel, New Zealand’s biggest mortgage broker.

What’s getting funded, what’s getting declined, and why?

They discuss the OCR at 2.5%, the water companies that are now a bigger development risk than councils, why 41% of apartment sellers lost money last quarter, Australia’s negative-gearing changes, and how AI is starting to change the property industry.

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You're not falling behind because you're lazy or doing something wrong, the ground has genuinely shifted under ordinary Kiwis and nobody's bothered to explain why.

Power up 12%, council rates up 9%, insurance up 30% in three years, but the official inflation number says 3.1%.

Once you understand what's actually happening, you'll stop blaming yourself and start building a life that can't easily be pushed around.

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The Greens are calling it a capital acquisitions tax because inheritance tax doesn't poll well, but whatever you call it, it means the government takes a third of what you've spent your life building. This isn't just a tax debate, it's a family debate. Most inheritance isn't super yachts and mansions... It's a house, a small business, a few rentals that mum and dad built by working hard, taking risks, and saving for decades.

Get f...

Its time New Zealand start taking a look at Australia's tax changes and learn from them, both their mistakes and what they do well... 

Get finance for your property development with Squirrel: https://funding.tpdc.nz/

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Free guide to wills, trusts & passing down your wealth properly: https://wealth.theprope...

New Zealand's pension system is heading for a cliff. In 1965, seven working-age people supported every retiree. Today it's four workers per retiree. By 2065, it'll be two workers supporting every person over 65.

The system was built for a different country with a younger population. Now we're trying to run the same pension promise with half the workforce to pay for it.

The usual answer is 'just lift the retirement age.' But that ...

Property investors get a bad rep in the media, but as someone who works in the property space, I think its a bit misguided, here's why...

Get finance for your property development: https://funding.tpdc.nz/

Sign up to my FREE weekly newsletter to improve your finances: https://newsletter.thepropertydevelopmentclub.com/yt

Free guide to wills, trusts & passing down your wealth properly: https://wealth.thepropertydevelopmentcl...

The greens have come out with a handful of new plans around property and whilst on the surface they may seem attractive, the reality is very very different, today I break it all down.

Get finance for your property development: https://funding.tpdc.nz/

Sign up to my FREE weekly newsletter to improve your finances: https://newsletter.thepropertydevelopmentclub.com/yt

Free guide to wills, trusts & passing down your wealth pro...

Ive got a funny feeling about whats going on... Let me know what you think in the comments

Get finance for your property development: https://funding.tpdc.nz/

Sign up to my FREE weekly newsletter to improve your finances: https://newsletter.thepropertydevelopmentclub.com/yt

Free guide to wills, trusts & passing down your wealth properly: https://wealth.thepropertydevelopmentclub.com/

Learn how to become a profitable develope...

There seems to be a lot of mixed reporting in terms of whats happening with fuel in New Zealand, so here's everything in one place

Get finance for your property development: https://funding.tpdc.nz/

Sign up to my FREE weekly newsletter to improve your finances: https://newsletter.thepropertydevelopmentclub.com/yt

Free guide to wills, trusts & passing down your wealth properly: https://wealth.thepropertydevelopmentclub.com/

Le...

The Cantillon Effect explains who benefits first when money gets created, but it doesn't explain when things really went off the rails. For that, you need to look at what happened next.

World War I changed everything. Before then, money was tied to gold and governments were constrained. Wars are expensive, so they borrowed and printed. What started as 'temporary emergency measures' became permanent features of the system.

By 1971...

The laws have changed, but has the culture? National rolled back Labour's hate speech proposals and forced universities to protect free speech. On paper, that looks like a win for democracy.

But freedom on paper doesn't mean much if people are still scared to speak out. Most of us learned to keep quiet during the Ardern era, not because of what was illegal, but because of what felt dangerous to say.

The real question isn't whethe...