The Real Retirees of New Jersey
Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage finances before or a couple trying to live your best life in retirement, Peggy and Randy's real life experiences with real retirees in New Jersey will inspire you! Follow or subscribe today and never miss an episode! Learn more about how Peggy and Randy can help you with your retirement based on your unique challenges and goals at Artemis Wealth Advisors and Liberty Financial Group. About Peggy and Randy Fisher: Peggy is the Chief Operating Officer of Liberty Financial Group, along with her husband and business partner, Randy Fisher of Artemis Wealth Advisors. Peggy’s mission is for her clients to “Retire Once and Retire Right.” Peggy likes to take the time to carefully learn each client’s unique needs and help them develop their own individualized retirement plan. Her boutique firm is designed for clients to have a one-stop shop where they can have their taxes, insurance, and retirement needs taken care of, all in one place. Peggy’s articles have appeared in Forbes BrandVoice, and she is currently featured in 2023 Kiplinger’s magazine. She’s also been seen on ABC, CBS, and NBC. Peggy lives in Flemington with Randy and their three children. Outside of the office, she enjoys doting on her three dogs, Calli, Bentley, and Odie, and her two cats Louis and Versace. She also loves to travel the world with her family. Randy Fisher is a graduate of Rutgers University’s distinguished School of Business, where he earned a dual bachelor’s degree in Accounting and Finance. Randy has built four thriving, successful business entities over the past three decades. As a financial commentator and published author, he holds a certified annuity specialist (CAS) certification, an accreditation which he earned from the Institute of Business & Finance, and is currently enrolled to earn his Certified Financial Planner (CFP) designation. He is a licensed investment advisor representative (IAR) with the firm Artemis Wealth Advisors, LLC. Randy is the founder and chief investment officer for Artemis Wealth Advisors, LLC., a registered investment advisory firm located in central Jersey. Randy is often sought out as an industry platform speaker at national conferences and training events, and he regularly conducts private financial workshops and educational classes at universities for the American Retirement Institute. Due to his extensive knowledge of and work in the financial arena, Randy has been seen on Fox Business, heard on the radio at WEAB, WCTC, WMTR, WOR, ABC, CBS, and NBC, and has published many articles in Forbes, Fortune, CNN/Money, and Fox. “In the most basic sense, I use proven, unique retirement, investment and estate planning strategies to manage assets so that clients can retire with confidence, while sustaining their lifestyle by increasing their income efficiency through risk reduction and wealth protection,” says Randy. “In this industry, the end goal is quite common to everyone, but the journey is certainly unique for each circumstance and family.
Episodes
In this episode, Peggy & Randy Fisher share candid advice on why income is the outcome that matters most, how to set boundaries with family, and the importance of documenting your goals. Discover practical strategies for organizing your finances, protecting your retirement, and making 2026 your best year yet. It’s a lively, relatable look at turning intentions into action and building a future you can count on.
What happens when life throws you a curveball—job loss, health crisis, or even a “gray divorce”—in retirement? In this episode, Peggy & Randy Fisher share practical strategies for building financial resilience, from emergency funds to second opinions and proactive planning. Discover why inspecting your plan matters, how to prepare for unexpected changes, and the importance of real conversations about lon...
What does it really take to turn retirement dreams into reality—and avoid wishful thinking? In this episode, Peggy & Randy Fisher share stories from a whirlwind European holiday and use their adventures to highlight the difference between vague resolutions and actionable goals. Discover why peace of mind starts with a clear plan, how to set realistic milestones, and the importance of adapting to life’s surprises&mda...
Are you ready for the realities of solo retirement? This episode dives into the emotional and financial challenges faced by older adults living alone—whether divorced or widowed. Hosts Peggy and Randy Fisher share real stories, practical advice, and surprising statistics from AARP, exploring how independence brings both freedom and new responsibilities. Learn how to navigate loneliness, scams, and the importance of reaching o...
Can $1.5 million really buy you a secure retirement, or is it just financial clickbait? Join Peggy and Randy Fisher as they cut through the noise, exposing the myths behind “magic numbers” and sharing real stories of retirees facing rising costs, health insurance shocks, and the true impact of taxes and inflation. With candid banter and practical advice, this episode reveals why every retirement journey is unique—...
What keeps retirees up at night—and how can you build a plan that truly fits your life? This episode with Randy & Peggy Fisher explores the real fears facing couples and individuals as they approach retirement, from running out of money to managing health catastrophes. Discover why every financial journey is unique, how expectations shape happiness, and why the right tools—and a little empathy—make all the dif...
Is procrastination quietly sabotaging your financial future? This episode of Real Retirees of New Jersey dives into how delaying decisions can cost you—especially when it comes to retirement planning, debt, and cash flow. Hosts Randy and Peggy Fisher share candid stories, practical strategies for setting goals, and advice for all ages on overcoming analysis paralysis. From holiday distractions to property tax hikes, discover ...
What happens when family, finance, and fish tanks collide? Dive into the lively world of Peggy and Randy Fisher, a husband-and-wife team balancing 35 years of marriage, entrepreneurship, and a house full of pets and personalities. From insurance beginnings to building Liberty Financial Group and Artemis Wealth Advisors, discover how their unique partnership brings fresh perspectives to retirement planning. Real stories, candid laug...
Is your retirement strategy ready for the holiday season—and the realities of today’s economy? This episode of Real Retirees of New Jersey brings together lively stories from client Christmas parties, candid talk about inflation, and practical advice for building income when you’re nearing retirement. Hosts Randy and Peggy Fisher share how celebrating clients, understanding cash flow, and choosing the right financ...
What happens when a layoff threatens your retirement dreams just years before you’re ready? Randy and Peggy Fisher break down the tough realities of job loss in your fifties, sharing practical strategies to avoid costly mistakes with your 401(k), IRA, and emergency savings. Learn why flexibility, preparation, and understanding your options can make all the difference when facing an uncertain job market. Plus, discover the pro...
Is your retirement plan being eaten away by hidden “termites” you can’t see? Join Randy and Peggy Fisher as they tackle the realities of retiring in New Jersey, from sky-high taxes and property costs to the surprising fees lurking in your portfolio. With candid stories, travel dreams, and a dose of humor, this episode reveals why understanding what you’re really paying for matters more than ever. Discover ho...
What’s the real secret to retirement success? This episode strips away the myths and gets honest about when and how to start planning, why “income is the outcome,” and how to tackle debt, inflation, and changing Social Security. Randy and Peggy Fisher share candid stories and practical strategies for building a retirement plan that fits your life—no matter where you’re starting from.
Ever wondered what retirees really talk about when the mics are on—and off? This episode dives from colonoscopy comedy to the realities of Social Security, budgeting, and building income for retirement. Randy and Peggy Fisher blend candid stories, financial wisdom, and laughs, proving that planning for the future doesn’t have to be boring—or predictable.
For more information visit www.therealretireesofnewjersey.co...
Ever wondered why “no” is the default answer in retirement—and how saying “yes” could change everything? Join Peggy and Randy Fisher as they share spontaneous travel stories, tackle the realities of taxes, Social Security, and Medicare, and reveal how inflation and government policies impact retirees in New Jersey. Discover practical insights and candid moments that will help you rethink your retiremen...
What if your advisor’s silence on taxes is costing you thousands? This episode exposes the pitfalls of poor tax planning, the power of Roth conversions, and why Social Security isn’t as tax-free as you think. Randy and Peggy Fisher share real-life stories, break down self-directed IRAs, and reveal how “taxes on sale” could reshape your retirement strategy.
For more information visit www.therealretireesofnewj...
Why do so many adults hesitate to get financial advice, even when their future is at stake? This episode tackles the fear and procrastination that keep retirees and pre-retirees from making smart decisions. Randy and Peggy Fisher share brutally honest stories about debt, trust, and the power of second opinions. Learn how proactive planning, facing real numbers, and breaking bad habits can transform your financial life—because...
What does “going broke safely” really mean for retirees? This episode explores the emotional shock of retirement, the dangers of procrastination, and why sticking to proven financial strategies beats chasing trends. Randy and Peggy Fisher share real stories—from lottery fantasies to bucket-list adventures—and reveal how fear and indecision can sabotage your financial future. Discover why income is the outcom...
What do magical pennies, machine-gun ants, and $86 trillion have to do with retirement? In this episode of Real Retirees of New Jersey, Randy and Peggy Fisher blend humor with hard-hitting financial truths—from the dangers of procrastination to the realities of Social Security, inheritance planning, and healthcare costs. Whether you're waiting on a windfall or planning to pass one down, this episode offers practical strategie...
What do candy cigarettes, Cracker Barrel casseroles, and procrastination have in common? More than you think. In this episode, Randy and Peggy Fisher dive into the quirky comforts of nostalgia before tackling the very real risks of delaying retirement planning. From missed opportunities to the power of compounding interest, they share stories, strategies, and a few “Randyisms” that highlight why waiting can cost more th...
What does it mean to “retire once and retire right”? In this heartfelt episode, Randy and Peggy Fisher share their mission. From emotional market reactions to the realities of losing a spouse, they explore the human side of retirement and why relationships matter more than products. Hear how Liberty Financial Group and Artemis Wealth Advisors work together to offer clients comfort, clarity, and confidence—whether ...
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