The Real Retirees of New Jersey

The Real Retirees of New Jersey

Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage finances before or a couple trying to live your best life in retirement, Peggy and Randy's real life experiences with real retirees in New Jersey will inspire you! Follow or subscribe today and never miss an episode! Learn more about how Peggy and Randy can help you with your retirement based on your unique challenges and goals at Artemis Wealth Advisors and Liberty Financial Group. About Peggy and Randy Fisher: Peggy is the Chief Operating Officer of Liberty Financial Group, along with her husband and business partner, Randy Fisher of Artemis Wealth Advisors. Peggy’s mission is for her clients to “Retire Once and Retire Right.” Peggy likes to take the time to carefully learn each client’s unique needs and help them develop their own individualized retirement plan. Her boutique firm is designed for clients to have a one-stop shop where they can have their taxes, insurance, and retirement needs taken care of, all in one place. Peggy’s articles have appeared in Forbes BrandVoice, and she is currently featured in 2023 Kiplinger’s magazine. She’s also been seen on ABC, CBS, and NBC. Peggy lives in Flemington with Randy and their three children. Outside of the office, she enjoys doting on her three dogs, Calli, Bentley, and Odie, and her two cats Louis and Versace. She also loves to travel the world with her family. Randy Fisher is a graduate of Rutgers University’s distinguished School of Business, where he earned a dual bachelor’s degree in Accounting and Finance. Randy has built four thriving, successful business entities over the past three decades. As a financial commentator and published author, he holds a certified annuity specialist (CAS) certification, an accreditation which he earned from the Institute of Business & Finance, and is currently enrolled to earn his Certified Financial Planner (CFP) designation. He is a licensed investment advisor representative (IAR) with the firm Artemis Wealth Advisors, LLC. Randy is the founder and chief investment officer for Artemis Wealth Advisors, LLC., a registered investment advisory firm located in central Jersey. Randy is often sought out as an industry platform speaker at national conferences and training events, and he regularly conducts private financial workshops and educational classes at universities for the American Retirement Institute. Due to his extensive knowledge of and work in the financial arena, Randy has been seen on Fox Business, heard on the radio at WEAB, WCTC, WMTR, WOR, ABC, CBS, and NBC, and has published many articles in Forbes, Fortune, CNN/Money, and Fox. “In the most basic sense, I use proven, unique retirement, investment and estate planning strategies to manage assets so that clients can retire with confidence, while sustaining their lifestyle by increasing their income efficiency through risk reduction and wealth protection,” says Randy. “In this industry, the end goal is quite common to everyone, but the journey is certainly unique for each circumstance and family.

Episodes

February 17, 2026 19 mins

What if the real threat to the American Dream isn’t money—but mindset? In this candid and fiery episode, Randy and Peggy Fisher unpack shifting generational values, rising costs, entitlement culture, and the financial discipline needed to build a stable future. Through humor, sharp commentary, and personal stories, they dig into why owning a home, budgeting smartly, and building resilience still matter. It’s a wak...

Mark as Played

What happens when a “quick snowstorm” turns into a lesson in financial preparedness? In this lively episode, Randy and Peggy Fisher blend humor, real‑life chaos, and practical money wisdom to show how small habits can make a big financial difference. From navigating winter hype, to protecting your credit, catching hidden charges, spotting scams, and cleaning up subscription clutter, they reveal the simple fixes most peo...

Mark as Played

Should grandparents contribute when the relationship is distant? Randy and Peggy Fisher dive into the emotional and financial layers of family giving, 529 plans, responsibility, boundaries, and expectations. Blending humor with real-life experiences, they help listeners navigate tricky legacy decisions and the financial planning that keeps families protected.

For more information visit www.therealretireesofnewjersey.com!

See om...

Mark as Played

What happens when you pass away—but no one knows where anything is? Randy and Peggy Fisher tackle the hard conversation families avoid: preparing adult children for inheritance logistics. From wills and attorneys to account summaries, passwords, and blended-family complications, they show how proactive communication prevents chaos, conflict, and costly mistakes.

For more information visit www.therealretireesofnewjersey.com!

Se...

Mark as Played

In this episode, Peggy & Randy Fisher share candid advice on why income is the outcome that matters most, how to set boundaries with family, and the importance of documenting your goals. Discover practical strategies for organizing your finances, protecting your retirement, and making 2026 your best year yet. It’s a lively, relatable look at turning intentions into action and building a future you can count on.

For more i...

Mark as Played

What happens when life throws you a curveball—job loss, health crisis, or even a “gray divorce”—in retirement? In this episode, Peggy & Randy Fisher share practical strategies for building financial resilience, from emergency funds to second opinions and proactive planning. Discover why inspecting your plan matters, how to prepare for unexpected changes, and the importance of real conversations about lon...

Mark as Played

What does it really take to turn retirement dreams into reality—and avoid wishful thinking? In this episode, Peggy & Randy Fisher share stories from a whirlwind European holiday and use their adventures to highlight the difference between vague resolutions and actionable goals. Discover why peace of mind starts with a clear plan, how to set realistic milestones, and the importance of adapting to life’s surprises&mda...

Mark as Played

Are you ready for the realities of solo retirement? This episode dives into the emotional and financial challenges faced by older adults living alone—whether divorced or widowed. Hosts Peggy and Randy Fisher share real stories, practical advice, and surprising statistics from AARP, exploring how independence brings both freedom and new responsibilities. Learn how to navigate loneliness, scams, and the importance of reaching o...

Mark as Played

Can $1.5 million really buy you a secure retirement, or is it just financial clickbait? Join Peggy and Randy Fisher as they cut through the noise, exposing the myths behind “magic numbers” and sharing real stories of retirees facing rising costs, health insurance shocks, and the true impact of taxes and inflation. With candid banter and practical advice, this episode reveals why every retirement journey is unique—...

Mark as Played

What keeps retirees up at night—and how can you build a plan that truly fits your life? This episode with Randy & Peggy Fisher explores the real fears facing couples and individuals as they approach retirement, from running out of money to managing health catastrophes. Discover why every financial journey is unique, how expectations shape happiness, and why the right tools—and a little empathy—make all the dif...

Mark as Played

Is procrastination quietly sabotaging your financial future? This episode of Real Retirees of New Jersey dives into how delaying decisions can cost you—especially when it comes to retirement planning, debt, and cash flow. Hosts Randy and Peggy Fisher share candid stories, practical strategies for setting goals, and advice for all ages on overcoming analysis paralysis. From holiday distractions to property tax hikes, discover ...

Mark as Played

What happens when family, finance, and fish tanks collide? Dive into the lively world of Peggy and Randy Fisher, a husband-and-wife team balancing 35 years of marriage, entrepreneurship, and a house full of pets and personalities. From insurance beginnings to building Liberty Financial Group and Artemis Wealth Advisors, discover how their unique partnership brings fresh perspectives to retirement planning. Real stories, candid laug...

Mark as Played

Is your retirement strategy ready for the holiday season—and the realities of today’s economy? This episode of Real Retirees of New Jersey brings together lively stories from client Christmas parties, candid talk about inflation, and practical advice for building income when you’re nearing retirement. Hosts Randy and Peggy Fisher share how celebrating clients, understanding cash flow, and choosing the right financ...

Mark as Played

What happens when a layoff threatens your retirement dreams just years before you’re ready? Randy and Peggy Fisher break down the tough realities of job loss in your fifties, sharing practical strategies to avoid costly mistakes with your 401(k), IRA, and emergency savings. Learn why flexibility, preparation, and understanding your options can make all the difference when facing an uncertain job market. Plus, discover the pro...

Mark as Played

Is your retirement plan being eaten away by hidden “termites” you can’t see? Join Randy and Peggy Fisher as they tackle the realities of retiring in New Jersey, from sky-high taxes and property costs to the surprising fees lurking in your portfolio. With candid stories, travel dreams, and a dose of humor, this episode reveals why understanding what you’re really paying for matters more than ever. Discover ho...

Mark as Played

What’s the real secret to retirement success? This episode strips away the myths and gets honest about when and how to start planning, why “income is the outcome,” and how to tackle debt, inflation, and changing Social Security. Randy and Peggy Fisher share candid stories and practical strategies for building a retirement plan that fits your life—no matter where you’re starting from.

For more informati...

Mark as Played

Ever wondered what retirees really talk about when the mics are on—and off? This episode dives from colonoscopy comedy to the realities of Social Security, budgeting, and building income for retirement. Randy and Peggy Fisher blend candid stories, financial wisdom, and laughs, proving that planning for the future doesn’t have to be boring—or predictable.

For more information visit www.therealretireesofnewjersey.co...

Mark as Played

Ever wondered why “no” is the default answer in retirement—and how saying “yes” could change everything? Join Peggy and Randy Fisher as they share spontaneous travel stories, tackle the realities of taxes, Social Security, and Medicare, and reveal how inflation and government policies impact retirees in New Jersey. Discover practical insights and candid moments that will help you rethink your retiremen...

Mark as Played

What if your advisor’s silence on taxes is costing you thousands? This episode exposes the pitfalls of poor tax planning, the power of Roth conversions, and why Social Security isn’t as tax-free as you think. Randy and Peggy Fisher share real-life stories, break down self-directed IRAs, and reveal how “taxes on sale” could reshape your retirement strategy.

For more information visit www.therealretireesofnewj...

Mark as Played
September 30, 2025 23 mins

Why do so many adults hesitate to get financial advice, even when their future is at stake? This episode tackles the fear and procrastination that keep retirees and pre-retirees from making smart decisions. Randy and Peggy Fisher share brutally honest stories about debt, trust, and the power of second opinions. Learn how proactive planning, facing real numbers, and breaking bad habits can transform your financial life—because...

Mark as Played

Popular Podcasts

    Two Guys (Bowen Yang and Matt Rogers). Five Rings (you know, from the Olympics logo). One essential podcast for the 2026 Milan-Cortina Winter Olympics. Bowen Yang (SNL, Wicked) and Matt Rogers (Palm Royale, No Good Deed) of Las Culturistas are back for a second season of Two Guys, Five Rings, a collaboration with NBC Sports and iHeartRadio. In this 15-episode event, Bowen and Matt discuss the top storylines, obsess over Italian culture, and find out what really goes on in the Olympic Village.

    iHeartOlympics: The Latest

    Listen to the latest news from the 2026 Winter Olympics.

    Milan Cortina Winter Olympics

    The 2026 Winter Olympics in Milan Cortina are here and have everyone talking. iHeartPodcasts is buzzing with content in honor of the XXV Winter Olympics We’re bringing you episodes from a variety of iHeartPodcast shows to help you keep up with the action. Follow Milan Cortina Winter Olympics so you don’t miss any coverage of the 2026 Winter Olympics, and if you like what you hear, be sure to follow each Podcast in the feed for more great content from iHeartPodcasts.

    Betrayal Season 5

    Saskia Inwood woke up one morning, knowing her life would never be the same. The night before, she learned the unimaginable – that the husband she knew in the light of day was a different person after dark. This season unpacks Saskia’s discovery of her husband’s secret life and her fight to bring him to justice. Along the way, we expose a crime that is just coming to light. This is also a story about the myth of the “perfect victim:” who gets believed, who gets doubted, and why. We follow Saskia as she works to reclaim her body, her voice, and her life. If you would like to reach out to the Betrayal Team, email us at betrayalpod@gmail.com. Follow us on Instagram @betrayalpod and @glasspodcasts. Please join our Substack for additional exclusive content, curated book recommendations, and community discussions. Sign up FREE by clicking this link Beyond Betrayal Substack. Join our community dedicated to truth, resilience, and healing. Your voice matters! Be a part of our Betrayal journey on Substack.

    Dateline NBC

    Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2026 iHeartMedia, Inc.