The Heart Of Your Money: Inspiration For Financial Wellness

On this week's episode:

• Are you letting cash sit on the sidelines while inflation erodes its value? This episode tackles why “lazy money” and outdated strategies can sabotage your retirement.
• Learn the signs your financial advisor should be on the hot seat—and why proactive communication matters.
• Discover how taxes, inflation, and sequence of returns can dramatically impact your nest egg.
• Explore the pitfalls...

What happens when the market takes a dive—and is your retirement plan ready for it? This episode of The Heart of Your Money with Joe Yocavitch tackles the realities of market corrections, the pitfalls of trying to time your investments, and why classic strategies like the 60/40 split may be outdated. Learn how diversification, guaranteed income products, and smart tax moves can help your nest egg. Discover why where your weal...

On this week's episode:

• Think retirement takes a miracle? This episode shows how a clear plan can replace anxiety with confidence.
• Joe Yocavitch discusses why written, regularly reviewed strategies matter more than luck.
• Learn the difference between “paycheck” and “playcheck” income—and why both are essential.
• Explore the benefits and pitfalls of rolling over a 401k into an IRA.
• Discover why diver...

What would you do if Social Security benefits were suddenly slashed? This episode tackles the looming threat of benefit cuts, the urgency of proactive retirement planning, and why tax strategy matters more than ever. Joe Yocavitch breaks down actionable steps to protect your income, minimize taxes, and stay in control—no matter what Congress decides

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On this week's episode:

• Are you ready for the financial “red zone” of retirement, or is your plan leaving you exposed?
• Joe Yocavitch breaks down why today’s retirees face more complexity than ever—rising costs, tax traps, and the disappearance of pensions.
• Learn how to create your own “personal pension,” avoid common mistakes, and keep more of your money out of Uncle Sam’s hands.
• Disco...

What if your 401k suddenly included high-risk investments you didn’t fully understand? This episode of The Heart of Your Money dives into the controversial inclusion of private equity in retirement plans. Joe Yocavitch breaks down what private equity really means, who it’s suited for, and why it may be too risky for those nearing retirement. From hidden fees to long-term lockups, they explore the real-world implica...

What if retirement isn’t the finish line, but the start of a new chapter—one that demands a real plan, not just a pile of accounts? Joe Yocavitch and Michael Yocavitch share insights on generational planning, the importance of understanding taxes, and why personal relationships matter as much as financial strategies. Discover why starting early and building a coordinated, purposeful plan can make all the difference for ...

On this week's episode:

• What if the secret to a confident retirement is knowing how to keep more of what you’ve earned?
• Explore strategies for tax-free income, Roth conversions, and balancing your retirement buckets.
• Learn how pensions and Social Security can work together—and what to do if you don’t have a pension.
• Discover why personalized planning and strong relationships matter more than cookie-cutter sol...

What if retirement isn’t the finish line, but the start of your next adventure? In this episode, Joe Yocavitch shares real stories and expert insights on how purpose, passion, and smart planning can turn retirement into a vibrant new chapter. Discover why staying active—mentally and financially—matters, and learn practical strategies to protect your future from taxes and uncertainty.

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On this week's episode:

• What if the “magic number” for retirement isn’t what you think?
• Explore how real families navigate saving, spending, and inheriting IRAs.
• Learn why health, purpose, and staying sharp matter more than a dollar amount.
• Hear stories of retirees who thrive by staying active and engaged.
• Discover practical ways to simplify retirement planning and avoid tax surprises.

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What happens when the structure of working life disappears overnight? NFL legend Larry Fitzgerald’s candid take on post-retirement uncertainty sets the stage for a deep dive into how structure, purpose, and planning shape a fulfilling retirement. Joe Yocavitch explores timeless strategies, the emotional side of retirement, and how to avoid costly missteps with IRAs, RMDs, and legacy planning. Whether you're five years from re...

What do long marriages and retirement plans have in common? In this episode, Joe Yocavitch draws parallels between commitment, communication, and flexibility in both relationships and financial planning. From adapting to life’s curveballs to budgeting for fun in retirement, Joe shares how his family-run firm takes a personal, math-driven approach to helping clients navigate change. Whether you're planning for healthcare costs...

On this week's episode:

• Think boring is bad for your retirement? Think again.
• Joe Yocavitch explores why slow and steady strategies may outperform flashy trends.
• Learn how outdated rules like the 4% withdrawal rate and “retire at 65” mindset could be holding you back.
• Discover how taxes, inflation, and longevity impact your financial future.
• Hear how Joe’s family-run firm uses math, not guesswork, to build fl...

Is this a Rocky Balboa market—or just another round of financial noise? In this episode, Joe Yocavitch breaks down how to navigate market volatility, especially if you're three to five years from retirement. From Roth conversions and tax strategy to legacy planning and emotional decision-making, Joe shares real-life stories and practical advice to help listeners stay focused and avoid costly missteps. Whether you're climbing ...

On this week's episode:

• Is this a Rocky Balboa market—or just another round of financial noise?
• Joe Yacovitch shares how to stay focused amid volatility and avoid emotional decision-making.
• Learn why 72% of retirees regret not opening a Roth IRA sooner—and what you can still do.
• Discover how to streamline your financial life and reduce hidden fees.
• Explore the importance of tax strategy, income planning, and legacy...

What if your 401k suddenly included high-risk investments you didn’t fully understand? This episode of The Heart of Your Money dives into the controversial inclusion of private equity in retirement plans. Joe Yocavitch breaks down what private equity really means, who it’s suited for, and why it may be too risky for those nearing retirement. From hidden fees to long-term lockups, they explore the real-world implica...

On this week's episode:

• Can your retirement plan handle a market pullback?
• Joe Yocavitch explains why volatility, inflation, and taxes demand a flexible income strategy.
• Learn how to evaluate pension options—monthly payments vs. lump sum—and avoid common pitfalls.
• Discover how hidden fees and private equity offerings in 401(k)s could impact your future.
• Explore why second opinions matter and how to simplify complex...

Think estate planning is only for the ultra-wealthy? Think again. In this episode, Joe Yocavitch explains why having an updated will, clear beneficiaries, and a legacy plan matters for everyone—not just billionaires like Warren Buffett. From avoiding family drama to preventing your assets from defaulting to the state, Joe shares real-life stories and practical steps to help you protect your wishes and your loved ones. If your...

On this week's episode:

• Think taxes are done once you retire? Think again.
• Joe Yocavitch breaks down how tax surprises, RMDs, and Social Security timing can derail your retirement.
• Learn why converting to a Roth—even in retirement—might still make sense.
• Discover how to replace your paycheck with reliable income streams.
• Explore the risks of waiting too long to claim Social Security.
• Plus, why estate planning isn&r...