Stack Your Points

Stack Your Points

Credit cards can be a fun playground of make points, spend points and stack points. Follow along with Matt, Lani, Tariq and RJ as they talk all about points.

Episodes

September 12, 2025 184 mins

00:00:00 - Welcome and Introductions

00:05:07 - Traveling with Credit Cards

00:21:33 - Point Stacking Tips and Tricks

00:33:23 - Traveling with Kids: Expectations and Realities

01:02:22 - Lifetime Status Goals and Challenges

01:16:07 - Etiquette for Points and Miles at Family Dinners

01:31:56 - The News!

01:53:43 - Travel...

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00:00:00 - Welcome

00:04:32 - Managing Multiple Ecosystems

00:23:08 - Chase Portal Problems

00:46:43 - Wells Fargo Too Easy?

01:08:52 - Expat Wallet Strategies

01:21:26 - Fidelity Card and Transfer Partners

01:25:16 - Alaska Airlines Atmos Rewards Program

01:31:17 - The Easiest Travel Hack: Asking for Hotel Upgrades

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August 23, 2025 99 mins

00:00 Introduction and Updates

03:06 First Listener Question: Bank Lounges

26:15 Second Listener Question: Personal vs Business Cards

32:08 Favorite Amex Platinum Credit 42:18 Choosing a Catchall Card

49:02 Investing in Travel Luggage

01:12:20 Credit Card Debt and Refreshes

01:24:50 Bank Terms and Customer Expectations

01:37:09 Shoutouts and Membership Information

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August 16, 2025 121 mins

00:00 Introduction and Greetings 01:26 First Viewer Question: One-Time Points Scenario 10:07 Credit Card Marketing: Best and Worst Stories 26:15 Scenario: Only Two Credit Cards Allowed 40:43 Understanding Marketing in the Credit Card Community 42:10 American Express and Capital One Authorized User Fees 44:10 The True Cost of Free Travel 46:46 Rejecting the $75,000 Spend Requirement 50:30 Designing the Ultimate Credit Card 01:02:25 ...

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August 10, 2025 131 mins

00:00:00 - Introduction 00:01:44 - Hard Inquiries and Credit Cards 00:07:21 - Bank of America Preferred Rewards 00:17:43 - Credit Card Fees and Benefits in 2025 00:36:23 - Refreshes = Nerfings? 00:50:42 - Building a Travel Strategy with Credit Cards 01:08:24 - The Impact of Citi and AA Partnership 01:30:03 - Unexpected Ways to Use Points and Miles 01:41:11 - Credit Card Market Trends 01:53:17 - Over-Seriousness in the Credit Card C...

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August 5, 2025 118 mins

00:00:00 - Introduction and Hosts’ Greetings 00:02:06 - Citi Strata Elite vs. Venture X 00:09:43 - Credit Card Design 00:23:15 - Annual Fee Tipping Point 00:39:11 - Best Card Refreshes 00:49:14 - Best Barbecue 00:55:41 - News Roundup: Citi’s New Card Launches 01:05:56 - Discussion on Card Refreshes 01:17:21 - What Makes a Good Product Launch? 01:37:17 - Citi’s Position in the Credit Card Market 01:52:54 - Final Thoughts and Announc...

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July 28, 2025 125 mins

00:00:00 - Introduction and Hosts’ Updates

00:02:43 - Mid-Season All Stars

00:16:30 - Discussion on Bilt and Cardless Partnership

00:34:31 - Risks of Business Cards

00:44:40 - Greatest Hotel Redemptions

00:49:00 - Loyalty Program Perks Wishlist

00:54:05 - Citi Strata Elite Card Launch

01:13:59 - Credit Card Recession and Future Speculations

01:36:44 - Balancing Travel Opportunities and Costs

01:51:36 - Ecosystem Loyalty and Switchi...

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July 19, 2025 141 mins

00:00:00 - Introduction and Greetings 00:01:22 - Strategies for Maximizing Debit Card Rewards 00:07:07 - 2025 Roadmap: Credit Card Plans and Updates 00:17:40 - Popup Jail and Family Language in Credit Cards 00:29:55 - Top Tier Hotel Status vs. High Annual Fee Cards 00:46:14 - Discussing Potential YouTube Channels 00:55:33 - Bilt Card and Wells Fargo Split 01:34:59 - Co-Brand Card Strategy 01:45:23 - Co-Branded vs. First Party Cards...

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July 12, 2025 132 mins

00:00:00 - Welcome Back to Stack Your Points 00:01:22 - Celebrating 500 Subscribers 00:05:24 - Hobbies Outside of Credit Cards 00:12:27 - Buying Perks Outright vs. Premium Credit Cards 00:29:50 - Using Your Cards as Intended 00:46:58 - Cardless: A Deep Dive 00:56:19 - Marriott and Amex: A Potential Future 01:09:06 - Adapting Credit Card Strategies to Lifestyle Changes 01:33:08 - Choosing Your First Premium Credit Card 01:55:51 - De...

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July 5, 2025 153 mins

Join us as we tackle some Freedom Flex news and then a big ol mailbag. 

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June 28, 2025 126 mins

00:00:00 - Introduction and Hosts’ Banter 00:09:49 - Discussion on Pop-Up Jail and Welcome Offers 00:23:56 - Lounge Access: Preferences and Priorities 00:42:51 - Chase Ultimate Rewards: Recent Changes 01:05:16 - Let’s Talk Couponization Pendulums 01:20:39 - New Chase Sapphire Offers and Updates 01:25:08 - Credit Card Points Boost and Travel Portals 01:39:46 - Community Influence on Credit Card Usage 01:53:31 - Unexpected Credit Car...

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June 21, 2025 123 mins
Date: 06/16/2025 Intro 

Who we are

Viewer Questions
  • What if you'll do a whole segment on the problem with Capital One​. Lani alluded to it but didn't want to get into it. What am I missing? - @AcmeAcresA

 

  • Intro:  What is the SYPs definition of a catchall?  And can it have FTFs? Does it have to be accepted at almost all merchants? - Keith 
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June 14, 2025 104 mins

00:00:00 - Introduction and Hosts’ Banter 00:05:36 - Unique Points and Miles Strategies 00:09:41 - Best General Catch-All Credit Cards 00:17:11 - Transferring Points to Hotels: Value Proposition 00:26:41 - Positive Trends in the Credit Card Community 00:36:33 - Chase Sapphire Reserve Business Card Announcement + Capital One Venture X Changes 00:53:55 - The Rise of Rewarding Debit Cards 01:08:59 - Strategies for Applying for Credit ...

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June 7, 2025 98 mins

00:00:00 - Introduction and Host Updates 00:02:46 - GarudaMiles 00:08:06 - Credit Card End Game Discussion 00:20:24 - Barclays Travel Cards Review 00:24:17 - Signing Credit Cards: Is It Necessary? 00:28:24 - What Makes a Hotel Good? 00:42:49 - JetBlue and United Blue Sky Alliance 00:47:51 - Lani | The Impact of Buy Now, Pay Later on Credit Card Debt 01:04:29 - Matt | Prepaying for Travel: How Far is Too Far? 01:17:27 - RJ | Credit ...

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May 31, 2025 128 mins

00:00:00 - Welcome To The Show 00:03:32 - Question 1 | Keeping Unused Credit Cards Active 00:08:26 - Question 2 | Managing Multiple Credit Card Ecosystems 00:17:49 - Questions 3 | Flying Economy vs. First Class 00:30:17 - Questions 4 | Cards You Irrational Want 00:41:20 - Questions 5 | Futurama Characters as Credit Cards 00:48:56 - Lani | Basic Economy vs. Standard Economy 01:11:12 - RJ | Travel Packing Strategies 01:32:55 - Craig ...

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May 23, 2025 103 mins

00:00:00 - Introduction and Greetings + Chase Sapphire Reserve Rumors 00:07:35 - Question 1 - Booking Flights with Points 00:28:48 - Question 2 - Favorite and Least Favorite Credits 00:34:57 - Question 3 - Cashback Concerns 00:41:15 - Question 4 - Capital One Venture X 00:47:42 - Question 5 - Annoying Hotel Trends 00:57:14 - RJ - Gamifying Credit Card Rewards 01:08:08 - Lani - Redemption vs. Destination 01:18:05 - Matt - Return on ...

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May 17, 2025 158 mins

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards

 

Viewer Questions

  • If all hotel status was stripped off of cards and you had to pay for it, what would you pay for IHG Platinum (Lani), Hyatt Discoverist (Tariq), Marriott Gold (Matt) and Hilton Gold (RJ). Please consider the multipli...
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May 10, 2025 159 mins

Stack Your Point(s)

Date: 05/6/2025 Intro 

Who we are

Viewer Questions
  • What's your grail card? And your grail SUB? - Keith
  • Which card or cards do you think are the most beautiful or coolest-looking? And which ones are the ugliest? - DDAF
  • Many times you all have asked for any other bank to add Mobile Wallet as a spending category. The forthco...
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Intro 

Who we are

Viewer Questions
  • What are the most useful overlapping transfer partners? For example, Aeroplan is a transfer partner for Amex / Capital One and Star Alliance. Perhaps break it down into domestic and international travel? - Trucker X
  • The Thanos Snap happens and instead of wiping out half of the population, one bank that issues credit cards is no longer....
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April 26, 2025 124 mins

Stack Your Point(s)

Date: 04/21/2025 Intro 

Who we are

Viewer Questions
  • I got three questions mostly for Lani but anyone can answer, I wonder how often you get upgraded with 1k status? 
    • Also with 1k status or with the united infinite card, do you get discounts on business class award flights and if you do what kind of discounts do you get on average? 
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