Retire Smart Maryland Radio with Prashant Sabapathi

Retire Smart Maryland Radio with Prashant Sabapathi

Live freely! Prashant Sabapathi and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes. For more information or to get your own questions answered, call 800-653-8404.

Episodes

April 11, 2026 47 mins

This episode of Retire Smart Maryland Radio explores critical aspects of retirement planning, including the true costs of homeownership, the importance of income strategies, and market outlooks. Prashant Sabapathi shares insights on how to prepare financially for uncertainties and achieve a secure retirement. 

If you have any questions call Elite Income Advisors 800-653-8404

or click here to visit our website.

Retire, Retiring...

Listen
Mark as Played

In this episode, Prashant Sabapathi discusses the current economic challenges facing retirees and pre-retirees. Some of those challenges include bond market wipeouts, government stability concerns, and the importance of proactive retirement planning for federal employees and boomers. Learn how to safeguard your retirement amidst global uncertainties. 

If you have any questions call Elite Income Advisors 800-653-8404

or click h...

Listen
Mark as Played

In this episode of Retire Smart Maryland Radio, Prashant Sabapathi discusses why relying solely on the S&P 500 for retirement investing is risky and explores strategies for creating a sustainable income plan, managing inflation, healthcare costs, and optimizing Social Security. Learn how to diversify your portfolio and plan for a secure retirement. 

If you have any questions call Elite Income Advisors 800-653-8404

or click...

Listen
Mark as Played

This episode explores Warren Buffett's retirement principles, strategies for managing longevity, inflation, and market volatility, and the importance of comprehensive estate planning. Prashant Sabapathi shares insights on balancing safety and growth, creating tailored retirement plans, and ensuring legacy security. 

If you have any questions call Elite Income Advisors 800-653-8404

or click here to visit our website.

Retire, Re...

Listen
Mark as Played

On this episode of Retire Smart Maryland Radio hosts Prashant Sabapathi and Jon Defeo hit the latest topics for retirement Planning. The conversation emphasizes the critical intersection of health and financial planning in retirement. It discusses how daily habits can impact long-term health and financial stability, the importance of staying active, and the need for a well-structured retirement income plan. Prashant and Jon also ad...

Listen
Mark as Played
February 28, 2026 47 mins

On this edition of Retire Smart Maryland Radio, host Prashant Sabapathi starts the conversation exploring the evolving landscape of retirement, emphasizing the cultural shift in how individuals perceive and plan for retirement. With increased longevity, the discussion highlights the importance of proactive financial planning, healthcare considerations, and the implications of social security decisions. The conversation also address...

Listen
Mark as Played
February 14, 2026 47 mins

In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss critical aspects of retirement planning, focusing on common myths surrounding taxes, social security, and investing. They emphasize the importance of having a comprehensive financial plan that includes managing debt, understanding tax implications, and preparing for healthcare costs. The conversation highlights the need for proactive plan...

Listen
Mark as Played
February 7, 2026 47 mins

In this episode of Retire Smart Maryland Radio, hosts Prashant Sabhapathi and Jon DeFeo discuss the critical aspects of retirement planning, focusing on the importance of understanding bond funds, redefining stability in retirement, and implementing effective tax strategies. They emphasize that traditional assumptions about safety in investments, particularly bonds, may not hold true in today's market, urging listeners to reassess ...

Listen
Mark as Played
January 31, 2026 47 mins

In this episode, Jon DeFeo discusses the impact of market volatility on retirement planning. He emphasizes the importance of having a proactive financial plan that addresses income needs, investment risks, and the emotional aspects of retirement. The conversation covers strategies for transitioning from an accumulation mindset to a distribution mindset, the significance of understanding market changes, and the necessity of personal...

Listen
Mark as Played

In this milestone 200th episode of Retire Smart Maryland Radio, host Prashant Sabapathi reflects on the journey of the show, discussing the importance of clarity in retirement planning, the impact of mortgage rates on retirement decisions, and the bucket strategy for managing retirement funds. He also delves into tax optimization strategies for after-tax money and look ahead to the future of retirement planning, emphasizing the nee...

Listen
Mark as Played
January 17, 2026 47 mins

In this episode of Retire Smart Maryland Radio, host Prashant Sabapathi discusses the challenges retirees face in a high-debt environment, particularly with the national debt exceeding $38 trillion. He emphasizes the importance of strategic tax planning and income strategies to ensure financial stability in retirement. The conversation also touches on the psychological aspects of transitioning from saving to spending in retirement,...

Listen
Mark as Played
December 27, 2025 48 mins

In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the upcoming changes for retirement in 2026, including adjustments to Social Security, Medicare, and retirement account contributions. They emphasize the importance of transitioning from accumulation to distribution in retirement planning and provide strategies for ensuring a stable income stream. The conversation also covers the implicat...

Listen
Mark as Played

In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the significant changes in the financial landscape in 2025, including the impact of the One Big Beautiful Bill Act, interest rate cuts, and the rise of technology and AI. They also look ahead to 2026, emphasizing the importance of proactive retirement planning, tax strategies, and legacy planning. The hosts introduce a new segment, 'Strat...

Listen
Mark as Played
December 13, 2025 48 mins

In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss critical missteps in retirement planning that can erode savings. They emphasize the importance of starting retirement savings early, managing expenses, and the risks of being overly conservative with investments. The conversation also covers the impact of unexpected inheritances, the necessity of regular financial checkups, and the role o...

Listen
Mark as Played

In this conversation, Prashant Sabapathi and Jon Defeo discuss the critical fears retirees face regarding their financial security, emphasizing the importance of proactive financial planning to prevent the anxiety of running out of money. End of year Tax strategies will be on the table today so stay tuned.

If you have any questions call Elite Income Advisors 800-653-8404

or click here to visit our website.

Retire, Retiring, Retirem...

Listen
Mark as Played
November 22, 2025 47 mins

In this episode of Retire Smart Maryland Radio, Prashant Sabapathi discusses the various stressors retirees face today, including inflation, healthcare costs, emotional identity, market volatility, and social security uncertainties. He emphasizes the importance of having a solid financial plan that allows retirees to spend their money confidently while addressing these challenges. The conversation also covers common questions pre-r...

Listen
Mark as Played

This conversation emphasizes the critical importance of having a structured retirement plan to alleviate financial stress and ensure a secure future. The hosts, Prashant Sabapathi and Jon Defeo,  discuss outdated retirement strategies, the significance of actively managing 401k accounts, and the complexities of long-term care and estate planning. They highlight the need for personalized financial plans that adapt to individual...

Listen
Mark as Played

In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the importance of smart spending in retirement, addressing emotional blocks that high net worth individuals face when transitioning from saving to spending. He emphasizes the need for a solid financial plan that includes guardrails for spending, modernizing retirement strategies, and diversifying income sources. The conversation also highlights the role of technolo...

Listen
Mark as Played

In this episode of Retire Smart Maryland Radio, Jon DeFeo and Prashant Sabapathi discuss the five essential pillars of retirement planning: income, taxes, investments, healthcare, and estate planning. They emphasize the importance of having a comprehensive strategy that addresses each of these areas to ensure a secure and fulfilling retirement. The conversation covers various strategies for managing income, minimizing taxes, buildi...

Listen
Mark as Played
October 25, 2025 47 mins

In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the multifaceted nature of legacy planning, emphasizing that it extends beyond financial assets to include ethical wills and life lessons. The conversation covers essential topics such as estate planning, retirement income strategies, Social Security, and the importance of preparing for unexpected expenses, particularly healthcare costs. Jon highlights the signific...

Listen
Mark as Played

Popular Podcasts

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

    Crime Junkie

    Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by Audiochuck Media Company.

    Betrayal Season 5

    Saskia Inwood woke up one morning, knowing her life would never be the same. The night before, she learned the unimaginable – that the husband she knew in the light of day was a different person after dark. This season unpacks Saskia’s discovery of her husband’s secret life and her fight to bring him to justice. Along the way, we expose a crime that is just coming to light. This is also a story about the myth of the “perfect victim:” who gets believed, who gets doubted, and why. We follow Saskia as she works to reclaim her body, her voice, and her life. If you would like to reach out to the Betrayal Team, email us at betrayalpod@gmail.com. Follow us on Instagram @betrayalpod and @glasspodcasts. Please join our Substack for additional exclusive content, curated book recommendations, and community discussions. Sign up FREE by clicking this link Beyond Betrayal Substack. Join our community dedicated to truth, resilience, and healing. Your voice matters! Be a part of our Betrayal journey on Substack.

    The Breakfast Club

    The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!

    Dateline NBC

    Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2026 iHeartMedia, Inc.

  • Help
  • Privacy Policy
  • Terms of Use
  • AdChoicesAd Choices