Retire Smart Maryland Radio with Prashant Sabapathi
Live freely! Prashant Sabapathi and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes. For more information or to get your own questions answered, call 800-653-8404.
Episodes
In this episode of Retire Smart Maryland Radio, host Prashant Sabapathi discusses the challenges retirees face in a high-debt environment, particularly with the national debt exceeding $38 trillion. He emphasizes the importance of strategic tax planning and income strategies to ensure financial stability in retirement. The conversation also touches on the psychological aspects of transitioning from saving to spending in retirement,...
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the upcoming changes for retirement in 2026, including adjustments to Social Security, Medicare, and retirement account contributions. They emphasize the importance of transitioning from accumulation to distribution in retirement planning and provide strategies for ensuring a stable income stream. The conversation also covers the implicat...
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the significant changes in the financial landscape in 2025, including the impact of the One Big Beautiful Bill Act, interest rate cuts, and the rise of technology and AI. They also look ahead to 2026, emphasizing the importance of proactive retirement planning, tax strategies, and legacy planning. The hosts introduce a new segment, 'Strat...
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss critical missteps in retirement planning that can erode savings. They emphasize the importance of starting retirement savings early, managing expenses, and the risks of being overly conservative with investments. The conversation also covers the impact of unexpected inheritances, the necessity of regular financial checkups, and the role o...
In this conversation, Prashant Sabapathi and Jon Defeo discuss the critical fears retirees face regarding their financial security, emphasizing the importance of proactive financial planning to prevent the anxiety of running out of money. End of year Tax strategies will be on the table today so stay tuned.
If you have any questions call Elite Income Advisors 800-653-8404
or click here to visit our website.
Retire, Retiring, Retirem...
In this episode of Retire Smart Maryland Radio, Prashant Sabapathi discusses the various stressors retirees face today, including inflation, healthcare costs, emotional identity, market volatility, and social security uncertainties. He emphasizes the importance of having a solid financial plan that allows retirees to spend their money confidently while addressing these challenges. The conversation also covers common questions pre-r...
This conversation emphasizes the critical importance of having a structured retirement plan to alleviate financial stress and ensure a secure future. The hosts, Prashant Sabapathi and Jon Defeo, discuss outdated retirement strategies, the significance of actively managing 401k accounts, and the complexities of long-term care and estate planning. They highlight the need for personalized financial plans that adapt to individual...
In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the importance of smart spending in retirement, addressing emotional blocks that high net worth individuals face when transitioning from saving to spending. He emphasizes the need for a solid financial plan that includes guardrails for spending, modernizing retirement strategies, and diversifying income sources. The conversation also highlights the role of technolo...
In this episode of Retire Smart Maryland Radio, Jon DeFeo and Prashant Sabapathi discuss the five essential pillars of retirement planning: income, taxes, investments, healthcare, and estate planning. They emphasize the importance of having a comprehensive strategy that addresses each of these areas to ensure a secure and fulfilling retirement. The conversation covers various strategies for managing income, minimizing taxes, buildi...
In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the multifaceted nature of legacy planning, emphasizing that it extends beyond financial assets to include ethical wills and life lessons. The conversation covers essential topics such as estate planning, retirement income strategies, Social Security, and the importance of preparing for unexpected expenses, particularly healthcare costs. Jon highlights the signific...
On this edition of Retire Smart Maryland, host Jon Defeo dives into a conversation that explores the complexities of transitioning into retirement, focusing on the emotional, mental, and financial aspects of the first year. It highlights the overwhelming nature of this life reset and offers insights on how to navigate the changes effectively.
If you have any questions call Elite Income Advisors 800-653-8404
or click here to visit o...
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the importance of proactive retirement planning. They emphasize the significance of understanding the income replacement ratio over merely focusing on a savings target. The conversation covers how to build a comprehensive retirement plan that addresses individual needs, including income sources, tax planning, and lifestyle goals. The host...
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the complexities of navigating love and finances later in life, particularly in the context of gray divorce and second marriages. They explore the financial implications of these relationships, including asset management and the importance of having a solid financial plan. The conversation shifts to post-retirement 401K choices, highlight...
On this week's episode, Prashant Sabapathi discusses retirement planning for generation X. It includes the importance of income planning in retirement. Also on the show the role of tax efficiency and how important that is to your retirement savings. The show will cover healthcare and long-term care planning along with the emotional and financial Aspects of retiring.
If you have any questions call Elite Income Advisors 800-653-8404
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the evolution of retirement planning from the 1990s to today. They emphasize the need for modern strategies that account for changes in the market, inflation, and tax implications. The conversation covers outdated practices like the 4% rule, the importance of adapting to current economic conditions, and the benefits of dynamic planning. T...
In this episode of Retire Smart Maryland Radio, host Prashant Sabapathi discusses the current high interest rates and their impact on retirement planning, particularly regarding annuities. He emphasizes the importance of having a solid retirement plan and the growing interest among individuals in understanding their financial futures. The conversation delves into reviewing existing annuities, understanding fees, and the tax implica...
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the critical importance of having a written retirement plan, debunk common myths surrounding retirement planning, and emphasize the risks of procrastination. They delve into healthcare costs, the necessity of estate planning, and the role of 401(k)s in retirement. The conversation also covers spending habits in retirement, tax strategies,...
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the evolving landscape of retirement planning. They challenge traditional financial advice regarding mortgages, retirement income needs, and downsizing, emphasizing the importance of adapting strategies to current economic realities, particularly inflation and healthcare costs. The conversation also highlights the financial pressures face...
On this edition of Retire Smart Maryland Radio host Jon Defeo discusses secure income strategies during uncertain times. The latest Northwestern Mutual Study has interesting numbers and we will dive in. The impact of the latest legislation from Capitol Hill has people concerned. How will Social Security fit into your overall plan? Great question, and when should you take social security? better question, and the short answers is "d...
In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the essential elements of retirement planning, emphasizing the importance of intentional planning, understanding income needs, and transitioning from saving to spending. They explore the impact of inflation and healthcare costs on retirement, the financial implications of divorce, and the significance of having a comprehensive financial p...
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