No Pricks Allowed

No Pricks Allowed

This is the No Pricks Allowed podcast with Aaron Buchner from Cactus. What really sets Aaron apart? He’s not just a financial whiz– he’s also a devoted family man. He understands that every financial decision you make can significantly impact your family’s future. He gets it because he lives it. Every day, he’s making financial decisions that affect his own family, providing him with the empathy and insight to guide you confidently on your financial journey. The value of family is ingrained in the very fabric of his financial planning process, his life and of course his podcast. At the end of the day, Aaron Buchner isn’t just your financial advisor – he’s a partner on your family’s financial journey. Welcome to a life free of Pricks.

Episodes

Why I Quit the Fast Track to Early Retirement – (Ep. 24)

October 29, 2025 • 19 mins
In this episode, Aaron shares a deeply personal story about walking away from what seemed like the “smart financial decision.” After landing a high-paying corporate job that promised early financial freedom, he quickly realized the hidden cost, long hours, constant travel, loneliness, and a marriage under strain. Despite the impressive paycheck, the life behind it …

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The Comparison Trap – Overcoming my Personal Burnout (Ep. 23)

October 9, 2025 • 19 mins
What happens when you constantly compare yourself to others? In this episode, Aaron Buchner, from Cactus, returns after a five-month hiatus to share a deeply personal story of emotional burnout caused by the pressures of social media comparison. Initially engaging in ‘doom scrolling’ for content ideas, Aaron found himself increasingly obsessed with likes, follows, and …

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Understanding Recession-Proofing and Market Timing (Ep. 22)

April 24, 2025 • 27 mins
Are you ready to revolutionize your financial approach and embrace freedom from confusion?  What if you could navigate your way through financial uncertainty confidently without letting fear dictate your choices? In this episode of No Pricks Allowed from Cactus, Aaron Buchner uncovers the myths and realities of recession-proofing your investments. He addresses market timing, diversified …

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Risk and Reward: Understanding Your Investment Comfort Zone (Ep. 21)

April 10, 2025 • 27 mins
What’s your investing personality? 🌵 Dive into this episode of No Pricks Allowed from Cactus, where Aaron Buchner tackles the ever-prickly topic of investments with relatable humor and practical insights. Skip the jargon and forget the one-size-fits-all advice—Aaron explores how your unique behaviors and reactions to the market should guide your investment decisions, using real-life …

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Is Life Insurance Right for You? (Ep. 20)

March 27, 2025 • 24 mins
What happens when life insurance becomes less of a chore and more of a strategic benefit? In this episode, Aaron Buchner takes the mystery and confusion out of life insurance. If you’ve ever wondered if life insurance is a must-have or a misused financial tool, this episode is a must-listen. Aaron tackles common misconceptions and …

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Prick-Free Budgeting Part 2: How to Prioritize Your Spending (Ep. 19)

March 13, 2025 • 32 mins
Are you ready to ditch the financial stress and learn how to have fun while budgeting? In this episode, Aaron Buchner tackles the age-old problem of budgeting. Look out as he sets out on part two of our budgeting series. Aaron digs into practical approaches to creating a budget that empowers you rather than drains …

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Prick-Free Budgeting: Ditch the Stress, Keep the Fun (Ep. 18)

February 27, 2025 • 30 mins
Are you tired of looking at your finances and feeling more stressed than when you started? What if budgeting didn’t have to be tedious or restrictive? In this episode, Aaron Buchner dives deep into the world of budgeting with a refreshing twist. He tosses out the traditional rulebook and discusses how understanding and prioritizing your …

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The Benefits of Critical Illness Insurance (Ep. 17)

February 13, 2025 • 25 mins
Why should you consider critical illness insurance as a part of your financial strategy?  In this episode, Aaron Buchner tackles the often-overlooked topic of critical illness insurance. He explains why this form of insurance is not just an ‘extra’ but a crucial part of securing your financial future. His discussion explores the impact of unexpected …

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How Much Are You Paying? Ft. Mark Hansen (Ep. 16)

January 23, 2025 • 35 mins
Ever wondered how much you’re really paying for financial advice and whether it’s worth it? Dive into this episode as we discuss two key ways advisors get paid and how they shape your financial journey. In this episode, Aaron Buchner sits down with Mark Hansen, Financial Advisor, Second Comma, to break down the differences between …

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Avoiding BS Financial Advice (Ep. 15)

January 9, 2025 • 27 mins
Ever wonder if what you see on social media is all smoke and mirrors, especially when it comes to finance?  In this episode, Aaron Buchner tackles the prevalent myths and ‘BS’ that flood social media about personal finance. He debunks common misconceptions about investment returns and financial planning, emphasizing the importance of personalizing your financial …

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The Story Behind Cactus and Prick Free Financial Advice with Karine Parthenais – Part 2 (Ep. 14)

December 26, 2024 • 23 mins
How did Cactus and “Prick Free” come to life? In this episode, Aaron Buchner brings back Karine Parthenais from Mellow Brew Marketing for part 2 of their conversation about the creative journey behind their innovative rebranding efforts for Cactus. Together, they delve into the behind-the-scenes magic that birthed the “Prick Free” concept and Cactus’s vibrant …

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The Story Behind Cactus and Prick Free Financial Advice with Karine Parthenais – Part 1 (Ep. 13)

December 12, 2024 • 26 mins
Ever wondered how a financial advisor can stand out in the crowded financial industry? What if the key to success is being a little more “left field” than expected?  In this episode, Aaron Buchner welcomes his first guest, Karine Parthenais from Mellow Brew Marketing, to pull back the curtain on the bold rebrand of Cactus. …

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Don’t Plant Your Finances in Concrete (Ep. 12)

November 28, 2024 • 26 mins
Ever wondered if your financial goals are stuck in a rut, like a cactus trying to grow through concrete? In this episode, Aaron Buchner dives into the art of prioritizing financial goals and why a solid foundation is critical for success. Through relatable anecdotes and a bit of chaos humor, he highlights the importance of …

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Removing Financial Thorns (Ep. 11)

November 14, 2024 • 24 mins
Ever feel like you’ve got a pesky thorn in your side that keeps messing with your financial plans? You’re not alone, and today we’re digging deep into what’s really bothering us when it comes to money and how to deal with it. In this episode, Aaron Buchner tackles the common yet often overlooked financial “thorns …

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Tuition vs. Retirement – The Ultimate Financial Tug of War! (Ep. 10)

October 24, 2024 • 25 mins
Are you torn between saving for your kids’ tuition and securing your retirement?  It isn’t an either-or scenario. Learn how to balance these priorities without sacrificing your financial peace of mind! In this episode, Aaron Buchner debunks the “put your own oxygen mask on first” analogy and shows how you can achieve both tuition savings …

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Saving for Your Child’s Education Without Breaking the Bank: The RESP Explained (Ep. 9)

October 10, 2024 • 21 mins
Are you dreading the looming costs of university for your kids? Saving for university doesn’t have to be stressful or complicated – let’s talk about how RESPs can help secure your child’s academic future. Join Aaron Buchner as he breaks down the essentials of Canadian RESPs, exploring individual, family, and group plans. Learn how to …

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Lifestyle Creep: How to Handle It Without Breaking the Bank (Ep. 8)

September 26, 2024 • 30 mins
Lifestyle creep can sneak up on anyone, leading to financial stress despite increased income. How can you balance enjoying your earnings while securing your financial future? What are the key triggers and how can you manage them effectively? In this episode, Aaron Buchner from Cactus dives into the intriguing world of lifestyle creep, exploring how …

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Your Cactus Doesn’t Know The Stove is Hot Without Touching It (Ep. 7)

September 12, 2024 • 27 mins
There is a big difference between knowing something and experiencing something. You believe they can handle a riskier investment, yet your anxiety says otherwise. Your investment risk level is not a 6% return or a 12% return. It is can you invest for a long time? Can you handle your emotions? Is your job stable? …

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Should You Pay Off Debt or Invest? Let’s Find Out! (Ep. 6)

August 22, 2024 • 28 mins
Balancing debt repayment and investing can be a tricky decision for many. How do you decide whether to pay off debt or invest your extra cash? What factors should influence your decision? In this episode, Aaron Buchner from Cactus dives into the common financial dilemma of whether to pay off debt or invest when you …

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8 Ways You Can Cover Your Ass (Ep. 5)

August 8, 2024 • 27 mins
Building wealth is something everyone focuses on but focusing on how to keep that wealth and your financial plans on track is something that few focus on.   You have worked hard for all of this wealth, to see it all go away can hurt.  In this episode, Aaron Buchner explores the essential concept of “covering …

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