How to Retire on Time
Welcome to How to Retire on Time, a show that answers your questions about all things retirement, including income, taxes, Social Security, healthcare, and more. This show is an extension of the book How to Retire on Time, which you can grab today on Amazon or by going to www.howtoretireontime.com. This show is intended for those within 10 years of their target retirement date or for those are are currently retired and are concerned about their ability to stay retired.
Episodes
"Hey Mike, which is more important, portfolio growth or tax minimization?"
Discover how tax minimization could get in the way of growing your wealth and why you may need to find the right balance for your specific situation.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
"Hey Mike, can you really get long-care insurance though an annuity without any medical exams?"
Discover the often-misunderstood parts of annuity income benefits that may help if you need long-term care assistance.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
"Hey Mike, everyone says I should do IRA to Roth conversion, but I’m not so sure."
Discover how your Social Security could get in the way of your IRA to Roth conversion goals, among other potential inefficiencies.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
"Hey Mike, I don’t want any risk and currently have all my money in money market. If I gave it to an advisor, could they grow it better without any downside risk?"
Discover the problem you may run into if you only focus on avoiding market risk.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
Hey Mike, what are some safe places to put money that can still grow other than cash? Learn about the benefits and detriments of accounts that have growth potential with principal protection, so that you don’t have to endure the market roller coaster.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
Hey Mike, I’m getting 8% cash flow on my rental, but I don’t want to be a landlord. What are my options? Discover common misconceptions about real returns in property investments, and the many ways to leave your property management days behind.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
Hey Mike, aren’t buffered ETFs and indexed annuities basically the same thing? Learn how these two complex tools are similar, what protections they offer, and who should consider making one or both part of their retirement plan.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
Hey Mike, how much does tax planning really play a role in a retirement plan? Discover why the marriage of investment advice and tax planning could be crucial for achieving one’s lifestyle and legacy goals.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
Hey Mike, is the market overvalued? Learn why stock prices may have risen faster than the underlying companies’ earnings or revenues, and what that means for future returns.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, how does the planning change if you expect to live longer or shorter than average?” Learn how longevity expectations reshape Social Security timing, inflation risk, and your entire plan.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
“Hey, Mike, how do you plan income between your different tax buckets?” Discover how timing withdrawals and picking the right bucket can help you pay less in taxes.
Text your questions to 913-363-1234
Request Your Wealth Analysis by going to www.retireontime.com
“Hey, Mike, how do you manipulate life insurance so that the cash value grows better?” Learn how proper structuring—not manipulation—may turn life insurance into a tax-efficient planning tool.
Text your questions to 913-363-1234
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, how do you create a plan for a couple who want to keep their finances separate?” Discover the challenges and strategies for building a plan when couples manage money individually.
Text your questions to 913-363-1234
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, can you give several examples of how to keep income coming in during a market crash?” Learn how a bear market protocol can protect your income when markets fall.
Text your questions to 913-363-1234
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, open enrollment is coming up. Anything we should know?” Discover what to watch for in Medicare and healthcare plans so you don’t get stuck with surprise gaps in coverage.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, how can an insurance company offer a cash bonus when you fund their annuity?” Learn what’s really behind cash bonuses, how they work, and whether they’re worth it in the long run.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, I’ve got a variable annuity I don’t want because of the taxes. What else can I do?” Discover strategies to exit annuities wisely while minimizing taxes and protecting your money.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, what’s the difference between fixed, index, and variable life Insurance?” Learn the key distinctions between different investments and products you may want to consider in retirement or before.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, what should we expect from the market now that the Fed is cutting rates?” Discover how rate cuts may impact the economy, your investments, and what you may be able to do to protect your portfolio.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
“Hey Mike, I’m concerned that my estate will ruin my kids as they are not very good with money, what should I do?” Discover strategies that could help protect your legacy while setting your kids up for success.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
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