Retire Right: A WYZE Wealth Advisors Podcast
Real client questions. Real answers. Explained simply. Retirement comes with a lot of financial decisions, and they don’t always have simple answers. Retire Right is a podcast from Wyze Wealth Advisors hosted by Ryan Wyatt, CFP®, CIMA®. Each episode takes on real questions that come up in client meetings or are submitted by clients for the podcast—from retirement income and taxes to investments, Social Security, estate planning, insurance, and the financial decisions that come with retirement. These decisions rarely exist in isolation. They’re all part of what we call a Coordinated Retirement Strategy™—bringing the different pieces of your financial life together so they work toward the same goals. The goal of Retire Right is simple: make complicated financial topics easier to understand and help you make more informed decisions about your retirement. No unnecessary jargon or overly complicated explanations. Just practical conversations about the questions people are actually asking as they prepare for and live through retirement. Learn more about Wyze Wealth Advisors at wyzewealthadvisors.com. If you’re considering working with a financial advisor and would like to learn more about our approach, schedule an introductory call with our team.
Episodes
Your retirement plan looks good on paper. But what happens when you start testing everything that could go wrong?
Ryan Wyatt, Nick Lewandowski, and Ron Wyatt explain how they use retirement stress tests to uncover vulnerabilities involving market declines, higher inflation, healthcare and long-term care costs, longevity, and other unexpected challenges. The goal isn't to predict which bad event will happen—or build a pla...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
A well-managed portfolio is important, but it does not automatically create a complete retirement plan. In this episode, Ryan, Nick, and Ron explain what it means for an advisor to simply “warehouse” assets and why that approach may leave important planning opportunities overlooked. They compare bas...
In this episode, the team digs into one of the most emotional questions in planning: should you give money while you’re alive or wait and leave an inheritance? Ryan, Ron, and Nick explore the tradeoffs involved in passing wealth to future generations and discuss how thoughtful planning can help families make decisions with greater confidence. Tune in to hear how gifting choices intersect with your own retirement comfort, valu...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
Retiring in your 50s sounds great… until you realize most of your money is trapped inside retirement accounts with penalties attached. In this episode, the team explains how early retirees can legally access IRA and 401(k) money before age 59½ without automatically triggering the IRS’s 10% early withdraw...
A struggling shoe company suddenly rebrands itself as “AI” and its stock rockets higher. Ryan and the team unpack the Allbirds story and show why it’s really a window into today’s market psychology. From dot‑coms to crypto to AI, they trace how powerful narratives override fundamentals, lure in investors, and eventually collide with reality. Learn what this cycle might be signaling now, and how to protect yo...
The conversation covers life updates, estate planning concerns, the impact of sudden wealth, legal risks, protection from life events, control and flexibility in trusts, protection from sudden wealth shock, trade-offs and considerations, and the importance of thoughtful planning in estate management.
Takeaways
* Estate planning involves addressing life events, sudden wealth, and legal risks.
* Trusts provide control, f...
Headlines about conflict between the United States and Iran are creating concern for many investors. Questions like “Should I get out of the market?” or “Is my retirement safe?” are completely natural, but letting fear drive decisions can lead to costly mistakes. In this episode, Ryan, Nick, and Ron step back from the noise and break down what history actually shows about how markets respond during times of ...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
In this episode, Ryan and Nick break down the new Super Catch-Up contribution rules and spotlight crucial opportunities for those nearing retirement. Discover how strategic planning may provide greater financial flexibility and tax advantages in retirement. Curious if you’re maximizing your own savings potentia...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
The WYZE team dives into the essentials of life insurance with insights on common pitfalls, policy types, and the importance of personalized planning. Discover why strategic reviews matter more than ever, and how your coverage can evolve alongside your life and goals. Curious if your plan is working for you or agains...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
Ryan, Ron, and Nick sit down for their quarterly market conversation, breaking down where things stand, what’s driving today’s headlines, and how investors should be thinking about the years ahead. Instead of predictions or hype, they focus on the real data. It’s a grounded, honest look at wha...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
Even experienced investors can trip up when it comes to managing their money in retirement. In this episode, Ryan, Ron and Nick reveal the seven most common — and costly — investing mistakes they see retirees make. You’ll learn how to avoid emotional decision-making and build a disciplined, risk-man...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
Looking to safeguard your legacy and shield your family from financial stress? In this episode, the team sits down with Certified Elder Law Attorney Andrew Sykes to reveal how smart estate planning and legal strategies can make all the difference. Discover how the power of proactive planning and understanding M...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
When most people think of investing, they picture the stock market. But the reality is that fewer companies are going public, and many of the best opportunities are staying private. In this episode, Ryan, Ron and Nick explore private investments: what they are, why they matter, and how they may fit into your portfoli...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
In this episode, Ryan, Ron and Nick take a deep dive into the key investment principle of buying low and selling high.
They explore the psychological traps that often lead investors to buy when stocks are overpriced and sell in panic during market downturns. Tune in to discover how a disciplined, strategi...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
Medicare can be one of the most complex aspects of retirement planning. With multiple parts, coverage gaps, enrollment windows, and potential penalties, it’s no wonder many retirees feel overwhelmed when navigating the system. On today’s show, Ryan is joined by Medicare specialists Rob Martier and Albert ...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
When markets get shaky, most investments stumble. But one asset doesn’t just survive the chaos, it feeds on it. That’s cryptocurrency. In this episode, Ryan and Nick dive into why crypto has become the runaway winner in the volatility contest and what that really means for your money and retirement....
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
Big news from Washington as the One Big Beautiful Bill (OBBB) was signed into law on July 4, and it's already reshaping the retirement landscape. In this video, Ryan and Nick break down the biggest tax, retirement, and planning updates from the new law, and explain what it could mean for your financial strategy...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
A financial plan is only as good as the assumptions it’s built on. In this episode, Ryan, Ron, and Nick explore how unrealistic assumptions can give you a false sense of security and take you inside our data-driven retirement process that you can count on.
They cover everything from return expectations and...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
Dividend investing sounds safe, but is it really the smartest way to generate income in retirement? In this episode, Ryan, Ron, and Nick unpack both the appeal and the pitfalls of building your retirement strategy around dividend-paying stocks. While the steady income may feel comforting, it can mask bigger risks lik...
Ready to get your free Retire Wyze assessment? Start here: https://wyzewealthadvisors.com/free-retirement-assessment/
Is all debt bad? Should you be completely debt-free before retirement? In this episode of Retire Right, Ryan, Ron and Nick discuss the critical topic of debt management and how it fits into a retirement plan. They dig into real-life examples—credit cards, mortgages, second homes, even RVs, and explain wh...
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