You’re Not Dead Yet

Your 401(k) has been building for years, maybe even decades. But now, with retirement on the horizon, should you be making strategic changes—or just leaving it on autopilot? In this episode of You’re Not Dead Yet, Chris dives into the key questions every pre-retiree should ask about their 401(k). Get started on your journey to financial freedom. Visit www.premieriwm.com to get started today. Securities and advisory services offered...

Mark from Plano asks: “My company just added a Roth 401(k) option, and now I’m wondering if I should start switching some of my contributions—even though I only have maybe 10 years until retirement. Is it too late to take advantage of that, or could it still help with taxes down the road?” In this episode of You're Not Dead Yet, we tackle a question many pre-retirees face: ✅ Can a Roth 401(k) still benefit you if you're a decade or...

Thinking of retiring sooner than planned—or feeling stuck living paycheck to paycheck even on a good income? You’re not alone. In this episode, we tackle two big financial crossroads many people face: pivoting your retirement timeline after a life-changing event, and breaking the cycle of high-income financial stress.

Join us as we discuss how to reassess your retirement goals if life throws you a curveball, including steps to eval...

Over 90% of Americans agree estate planning is important, but less than half of them actually have a plan. If you, like many others are wondering where to start - this episode is for you. Chris is joined by fellow PIWM advisor, Casey Mushrush, to discuss how you can get started with estate planning and breaking down the essential steps you should take right now.

Disclosures:

Securities and advisory services offered through LPL Fi...

With rising tensions in the Middle East, many investors are asking the same question: How do geopolitical events like this impact the stock market? In this episode, we dig into history to separate fear from fact.

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

The opinions voiced in this show are for general information purposes only and are not intend...

Planning for Retirement at 56: Is It Too Late to Catch Up? In this episode, we discuss strategies business owners may consider when approaching retirement with limited savings outside of their business. Topics include the importance of creating a personalized financial plan, understanding the potential risks of relying solely on the sale of a business, options for maximizing retirement account contributions for individuals age 50 a...

Do you ever wonder if your investment strategy is aligned with your overall goals? Chris breaks down 6 tips to help you determine if you are on the right track. 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations ...

If the recent economic and market uncertainty have you worried about your financial future, you aren't alone. Chris walks through 3 ways to help stay on track in any economy. 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or reco...

One of the most common misconceptions about financial planning and working with a financial advisor is that they are only for the ultra-wealthy. That simply isn’t true - but how do you know if you should get professional help? Chris walks through the 6 Signs you should consult an advisor.

Download Guide To Market Volatility: https://premieriwm.com/guide 

Follow YNDY:  https://www.facebook.com/yourenotdeadyetpodcast/   

Song of The...

The market's up, the market's down — what gives? In this episode, Chris breaks down what market volatility really means, why it happens, and how you can stay calm (and maybe even take advantage) when the markets get shaky.

Download Guide To Market Volatility: https://premieriwm.com/guide 

Follow YNDY:  https://www.facebook.com/yourenotdeadyetpodcast/   

Song of The Week: https://youtu.be/Gv2txA_w204?si=Eua1OoiFFiZo80gh 

Disclosures...

Chris discusses different ways to use your investments for your charitable desires. Plus a discussion with Leah Swanson, Executive Director of the Leukemia & Lymphoma Society, Red River Region on ways to give back in your community.  

Follow YNDY:  https://www.facebook.com/yourenotdeadyetpodcast/   

More Information on LLS: https://www.lls.org/rdrv 

Disclosures:

Securities and advisory services offered through LPL Financial, a ...

With the recent volatility and uncertainty in the market loading up on cash may seem like a good strategy, but like your favorite dessert, is there a downside to having too much of a good thing? Chris walks through 3 reasons to examine your cash allocation. 

Follow YNDY:  https://www.facebook.com/yourenotdeadyetpodcast/   

Song of The Week: https://www.youtube.com/watch?v=NFCsuDcWqY0 

Disclosures:

Securities and advisory services o...

You’re in your 50s, you’ve done a great job saving, and you’re ready to retire, there’s just one problem… all of your money is in your 401(k). So now you are faced with two choices: 1. You can keep working until you reach the IRS’s magical age of 59 ½ or 2. You can retire early and pay a 10% early withdrawal penalty on any withdrawals from your 401(k). Neither sound ideal. But what if there was a third choice? Chris dives in to two...

According to a 2024 survey by Allianz Life, 63% of Americans are more concerned about running out of money than death.

That's understandable as we don't know how long we'll live, our future costs, and what kind of returns we can expect on our investments and savings. At this point, we don't even know what tax rates will be next year, let alone 20 years down the road. 

This week Chris breaks down the different considerations and fin...

Americans are carrying more debt than ever, with credit card balances, student loans, and delinquencies on the rise. In this episode of You're Not Dead Yet, we cover the difference between good and bad debt, common credit card pitfalls, and strategies for paying down balances. Plus, we’ll dive into credit scores—how they work and how to improve yours.

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https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week:...

Tax season often brings a little extra money in the form of a refund. While it’s tempting to splurge on something fun, using your refund strategically can help you build a stronger financial foundation. The two most popular options: saving for retirement or paying down debt. Which one should you choose? Chris breaks down the considerations for both sides.

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https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The W...

Budgeting is not a fun activity for most, but when it comes to your overall financial outlook, a solid budget is the starting point for you financial roadmap. From buying a home, to saving for college or retirement, every financial goal starts at your budget. Chris shares 3 benefits of having a budget.

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https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://www.youtube.com/watch?v=VcjzHMhBtf0 

Dis...

In the first episode of the new year, Chris answers questions from listeners on finding balance in enjoying your money in retirement while planning for longevity, and whether a Roth 401k makes sense. 

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https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://www.youtube.com/watch?v=Y0Yg9wjctRw 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advis...

There’s no better time to start pursuing your financial goals than right now. The earlier you start, the more time you have to work toward them. It’s easier to manage your money and make progress toward your goals when you have a strategy. Chris shares 5 things young investors can do now to help put them on the right path. 

Roth Episode:

Audio: https://open.spotify.com/episode/39X6jdMiUXYtCIYWeqKsAV?si=35c9d760df00422d 

Video: http...