You’re Not Dead Yet

In this episode of You’re Not Dead Yet, we unpack the quiet superpower of your 20s: time. We explore how compound growth actually works, why the first $100,000 can feel almost magical, and why the math can be right — but the conclusion can still be wrong.

Because calculators assume smooth returns, perfect behavior, and predictable lives. Real life? Not so smooth.

We break down:

• What starting young really buys you (hint: it’s ...

This week, Chris is joined by fellow PIWM Wealth Advisors Roger Abel and Elias Randel to tackle a listener question from Daniel about 401(k)s. The conversation expands into a practical look at the key differences and trade-offs between pensions and 401(k) plans—and what those differences mean for how you plan, save, and retire.

🎧 You’re Not Dead Yet: Thriving at the Crossroads of Building Wealth and Living Life.

Ready to take cont...

A lot of families don’t start thinking seriously about college funding until their kids are already in middle or high school — and that’s often because they were doing the right things first: paying off debt, building emergency savings, and getting their retirement plan on track.

In this episode, we answer Liam’s question about whether a 529 plan still makes sense when kids are 12 and 15 — and what other options might actually prov...

2026 brings a mix of higher savings limits and meaningful rule changes that affect how individuals plan for retirement, taxes, and wealth transfer. From increased contribution limits and new Roth requirements for high-earning catch-up contributors under SECURE 2.0, to expanded gifting thresholds and evolving charitable deduction rules, these updates highlight the growing importance of coordinated planning. While many of the changes...

Required Minimum Distributions (RMDs) can feel like a simple annual task — but the rules are detailed, and even long-time retirees can run into challenges. When withdrawals aren’t coordinated with taxes and retirement goals, it may lead to unnecessary costs or missed opportunities to use retirement income more intentionally. This week, Chris breaks down 5 common RMD mistakes he sees people make and how to prepare - even before RMD ...

Retirement isn’t just a finish line — it’s a journey you’re actively building each day. But how do you know if the steps you’re taking are actually moving you toward the retirement you want? In this episode of You’re Not Dead Yet, we’re breaking down seven encouraging signs that your strategy may be headed in the right direction.

Everyone’s path looks different — and that’s the point. There’s no single formula for the perfect retir...

Your 40s often bring competing priorities—career changes, family responsibilities, and long-term planning. In this video, we highlight seven common financial missteps people may encounter in their 40s and general considerations to help you think through your next steps. Topics include updating your financial plan, retirement contributions, balancing savings and investments, evaluating lifestyle spending, tax planning opportunities,...

This week we answer two listener questions:

- Alison asks what she should do with her extra cash flow now that her credit card and auto loans are paid off. 

- Dan asks if he and his wife should take a lump-sum pension buyout offer or stick to monthly benefits. 

Join Chris as he explores the pros and cons of Alison & Dan's decisions. 

🎧 You’re Not Dead Yet: Thriving at the Crossroads of Building Wealth and Living Life.

Ready to...

This week Chris answers a question from a listener who is nearing retirement and wants to simplify their finances - including three 401ks from previous employers. Chris breaks down the different options you have for your 401ks and the pros & cons of each

🎧 You’re Not Dead Yet: Thriving at the Crossroads of Building Wealth and Living Life.

Ready to take control of your financial future? Visit www.premieriwm.com for guides, tool...

In this episode, we dive into a question from Janet: you’re 35 and have about $20,000 saved for retirement — how do you jump-start momentum so you can confidently build toward retirement? Many people in their 30s feel like they’re behind just because of the headlines, social scrolls or “rules of thumb.” But here’s the truth: you’re not behind — you’re just starting from here.

No need for perfection. The goal is consistent progress,...

Retirement isn’t just about reaching the finish line. It is about making sure you can afford to enjoy the years ahead. In this episode of You’re Not Dead Yet, Chris talks through a practical way to plan for expenses by separating them into three groups: Needs, Wants, and Wishes. This framework can help you prioritize essential costs, stay flexible as life changes, and better prepare for expenses that often catch retirees off guard.

Mark and his wife are planning to retire this year, but like many new retirees, they’re worried about inflation eating away at their savings. In this episode, Chris discusses how rising prices can quietly erode purchasing power and what you can do to manage the effects on your income stream in retirement. From smarter withdrawal strategies to inflation-aware investing and flexible budgeting, this conversation is all about building ...

Gina and her husband both have solid jobs and steady income; but they can’t shake the feeling that they’re falling behind while their friends seem to be racing ahead. Sound familiar? You’re not alone.

In this episode of You’re Not Dead Yet, Chris breaks down five key areas that can help you take control of your finances and start seeing real progress. From tracking where your money actually goes, to building a savings cushion, tack...

This week on YNDY, Chris speaks with founder of Elegant Empowerment, Jazmin Valeri, about elegance, confidence, and wealth. Jazmin shares simple tips to help elevate your life and discusses her new book "The Elegant Woman's Guide to Confidence, Wealth & Luxury Living". 

Get Jazmin's Book: https://www.elegantempowerment.net/experiences/p/the-elegant-womans-guide-to-confidence-wealth-luxury-living 

Follow Jazmin: https://www.eleg...

Your 401(k) has been building for years, maybe even decades. But now, with retirement on the horizon, should you be making strategic changes—or just leaving it on autopilot? In this episode of You’re Not Dead Yet, Chris dives into the key questions every pre-retiree should ask about their 401(k). Get started on your journey to financial freedom. Visit www.premieriwm.com to get started today. Securities and advisory services offered...

Mark from Plano asks: “My company just added a Roth 401(k) option, and now I’m wondering if I should start switching some of my contributions—even though I only have maybe 10 years until retirement. Is it too late to take advantage of that, or could it still help with taxes down the road?” In this episode of You're Not Dead Yet, we tackle a question many pre-retirees face: ✅ Can a Roth 401(k) still benefit you if you're a decade or...

Thinking of retiring sooner than planned—or feeling stuck living paycheck to paycheck even on a good income? You’re not alone. In this episode, we tackle two big financial crossroads many people face: pivoting your retirement timeline after a life-changing event, and breaking the cycle of high-income financial stress.

Join us as we discuss how to reassess your retirement goals if life throws you a curveball, including steps to eval...

Over 90% of Americans agree estate planning is important, but less than half of them actually have a plan. If you, like many others are wondering where to start - this episode is for you. Chris is joined by fellow PIWM advisor, Casey Mushrush, to discuss how you can get started with estate planning and breaking down the essential steps you should take right now.

Disclosures:

Securities and advisory services offered through LPL Fi...

With rising tensions in the Middle East, many investors are asking the same question: How do geopolitical events like this impact the stock market? In this episode, we dig into history to separate fear from fact.

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

The opinions voiced in this show are for general information purposes only and are not intend...