Safe Haven $olutions

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Founder and CEO of Haven Financial Group, discusses how turning hobbies into passions can create purpose and fulfillment in retirement. He shares why planning for travel, volunteering, learning, and social activities is just as important as planning your finances, and how a well-supported retirement plan helps you confidently enjoy the lifestyle you envision.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Founder and CEO of Haven Financial Group, continues the conversation on what makes retirement truly fulfilling. He shares insights on the importance of healthy habits, staying socially connected, setting goals, and maintaining a positive mindset throughout retirement. The discussion also covers how health and healthcare costs evolve over different retirement phase...

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Founder and CEO of Haven Financial Group, is joined by Kim to explore what truly makes retirement fulfilling. They discuss how inflation can quietly impact your retirement lifestyle, why healthcare costs are often underestimated, and how maintaining purpose through habits, hobbies, and passions plays a major role in long-term happiness. Whether you’re already reti...

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kyle Thomas, CFP®, discuss how emotions can impact financial decisions and why having a solid plan is key to long-term confidence. They explore strategies for creating a portfolio that can handle market ups and downs, the importance of ongoing guidance, and how to stay focused amidst media noise and market volatility. The conversation also highlights educationa...

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kyle Thomas, CFP®, discuss how investment strategies should be tailored to each individual’s goals, risk tolerance, and stage of life. They explain why a “one-size-fits-all” approach rarely works, how to balance stocks and bonds appropriately, and why ongoing adjustments are important. Whether you’re just starting out, approaching retirement, or already retired...

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kyle Thomas, CFP®, explore practical steps to strengthen your retirement plan this year. They discuss the importance of starting early with retirement accounts, taking advantage of employer matches, catch-up contributions, and options for self-employed individuals. The conversation also covers avoiding penalties, understanding timelines like required minimum di...

In this episode of the Safe Haven Solutions Podcast, Kyle Thomas, CFP®, joins Larry to discuss practical strategies for a confident retirement. They cover how to build a portfolio that isn’t overly impacted by market volatility, the importance of predictable income streams, and ways to approach tax-efficient retirement planning. Whether you’re thinking about retiring soon or just getting started, this conversation highlights the va...

In this episode of the Safe Haven Solutions Podcast, Larry and Kim discuss some of the most common—and costly—retirement pitfalls and how to avoid them. From planning too long to work and misunderstanding market risk to overlooking long-term care and income needs, they explain why awareness and preparation are critical. As the new year begins, this episode encourages listeners to take a proactive approach to retirement planning and...

In this episode of the Safe Haven Solutions Podcast, Larry and Kim break down the role Social Security plays in retirement and why claiming decisions matter more than many realize. They discuss common misconceptions, taxation, income limits, and the risks of claiming too early. With many Americans leaving money on the table, this conversation highlights the importance of education, strategy, and making Social Security a thoughtful ...

In this episode of the Safe Haven Solutions Podcast, Larry, Kim, and Kyle discuss why consistency—not market predictability—is key to successful retirement planning. They explore how retirees can manage risk during market volatility, stay disciplined with their strategy, and understand when tools like annuities may or may not make sense. The conversation emphasizes education, proper risk alignment, and having a clear plan as you mo...

In this episode of the Safe Haven Solutions Podcast, Larry is joined by Kim Carrigan for an end-of-year financial refresher focused on retirees and those approaching retirement. They break down what the latest Bureau of Labor Statistics jobs report tells us about the economy, interest rates, and market expectations heading into 2026. The conversation also highlights the importance of consistency in retirement planning, understandin...

In this episode of the Safe Haven Solutions Podcast, Larry and the team discuss the importance of family financial planning and how clear goals, open communication, and proactive planning can help protect generational wealth. From retirement and taxes to estate planning and peace of mind, they explain why having a coordinated plan benefits families of all sizes—not just the ultra-wealthy.

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In this episode of the Safe Haven Solutions Podcast, Larry and CFP® Thomas explore how universal and indexed universal life insurance can be used as an alternative strategy for college savings. They discuss flexibility, tax advantages, FAFSA considerations, and how these policies can serve multiple purposes beyond education. This conversation highlights why life insurance—when structured properly—can be a powerful and often overloo...

In this episode of the Safe Haven Solutions Podcast, Larry is joined by Kyle Thomas, CFP®, to break down how 529 plans work and why they remain a popular tool for college savings. They discuss tax benefits, contribution strategies, FAFSA considerations, and what options families have if education plans change. Whether you’re saving for children, grandchildren, or future education goals, this conversation highlights how proper plann...

In this episode of the Safe Haven Solutions Podcast, Larry is joined by Kyle Thomas, CFP®, to discuss the rising cost of college and how families can plan without sacrificing their own retirement. From 529 plans and early savings strategies to the importance of “skin in the game,” they explore practical ways to prepare for education expenses at every stage of life. With college costs continuing to climb, this conversation highlight...

In this episode of the Safe Haven Solutions Podcast, Larry and Kyle unpack the coming Great Wealth Transfer and what today’s retirees need to know about passing assets — including the family home — to the next generation. They cover the importance of proper estate planning, avoiding probate, smart ways to gift assets while living, and how taxes, long-term care, and beneficiary mistakes can derail your legacy.

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In this episode of the Safe Haven Solutions Podcast, Larry and Kyle break down what retirees need to know before selling their home — from understanding true market value to navigating capital gains taxes, double closing costs, and the hidden expenses of relocating. They also discuss how your home fits into a bigger retirement strategy and why proper planning is essential before making a move.

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In this episode of the Haven Financial Group Radio Show, Larry and Kyle break down the biggest financial traps and opportunities for empty nesters. From staying disciplined during your highest-earning years to maximizing catch-up contributions, tracking spending, and making smart Social Security decisions, this segment focuses on how to turn the empty-nest phase into a powerful boost for your retirement plan. Connect with Haven Fi...

In this episode of the Safe Haven Solutions Podcast, we break down what your home really means for your retirement future. Larry, Kim, and Kyle discuss today’s housing market, why so many retirees feel “house locked,” and how shifting mortgage rates may influence your next move. We also explore how real estate fits into long-term retirement planning, property values, and transferring wealth to the next generation. Connect with Hav...