Safe Haven $olutions
Your one-stop-shop for quick, comprehensive, and timely financial advice. Welcome to the Safe Haven $olutions Podcast hosted by Larry Kallevig, Founder and CEO of Haven Financial Group in Burnsville, Minnesota.
Episodes
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss the importance of budgeting in retirement and the key expenses that retirees often underestimate. They cover major considerations such as rising healthcare costs, building an adequate emergency fund, the impact of inflation and planning for potential long-term care needs. The conversation also touches on reviewing life insurance policies, understand...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim walk through the key age milestones that can significantly impact your retirement planning. They discuss when to start saving, the benefits of catch-up contributions after age 50, penalty-free withdrawal opportunities at 55 and 59½, and important decisions around claiming Social Security starting at age 62 through full retirement age and beyond. The convers...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss some of the most important questions people should ask when planning for retirement. They explore concerns such as whether your savings will last long enough, how inflation can impact long-term financial plans and what happens to your portfolio during market downturns. Larry explains the importance of building a diversified strategy, maintaining liq...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim explore what it really means to be “retirement ready.” They discuss why retirement planning should be personalized rather than a one-size-fits-all approach and highlight the importance of understanding your goals, timeline and financial situation. The conversation covers common retirement concerns such as whether you have enough saved, how life events can a...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss how inflation impacts retirement and why proactive budgeting, diversified income and proper account structure are essential for long term success. Larry explains how Haven Financial Group factors inflation into retirement projections, why managing credit card debt is critical and how tracking spending can reveal opportunities for improvement. The co...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig discusses why Roth IRAs and proactive tax planning can play a powerful role in retirement success. He explains the benefits of tax free growth, no required minimum distributions and tax efficient wealth transfer, while also addressing income limits, the five year rule and when conversions make sense. Larry walks through real life scenarios showing how strategic Rot...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss how to structure your retirement plan to withstand market turbulence and sequence of return risk. They break down the importance of understanding your willingness, need and ability to take risk, why consistent “mailbox money” matters in retirement, and how stress testing your portfolio can help protect your timeline. The conversation also covers gua...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss how to make the most of leftover 529 college savings funds, including new rollover options to Roth IRAs under the SECURE Act 2.0, changing beneficiaries, funding K–12 tuition, apprenticeships and even paying down student loans. They also highlight the importance of keeping beneficiaries up to date and making informed, tax-efficient decisions as part...
In this episode of the Safe Haven Solutions Podcast, Larry and Kim are joined once again by CPA Lance Larson to tackle one of the biggest retirement moves: selling the family home. Whether you are looking to downsize in Minnesota or head south for warmer weather, the tax ramifications of a home sale can be significant if you aren't prepared.
Lance explains the critical differences between primary residence exclusions—where married ...
In this special tax-season episode of the Safe Haven Solutions Podcast, Larry and Kim pull Lance Larson, CPA, away from his desk to discuss how to keep more of your hard-earned money out of Uncle Sam’s pockets. Lance breaks down the concept of "forced income"—like pensions and Social Security—and explains the "perfect tax scenario" where you can collect Social Security and pull from Roth accounts without giving a single cent to the...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig explains why your own financial security is the ultimate gift to your family. Drawing from a sobering recent client story about the sudden, high costs of long-term care, Larry discusses the two-fold benefit of stability: ensuring you aren't a burden to your children and making sure your hard-earned legacy doesn't end up in the hands of attorneys or Uncle Sam.
From ...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim dive into why retirement isn’t just an individual milestone—it’s a family team sport. Larry shares personal insights into educating the next generation of his own family and discusses the common (and sometimes stressful) reality of couples who aren't on the same page financially.
The conversation covers the critical importance of open communication, the "nu...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss common vulnerabilities that can derail retirement, including running out of money, taking on too much market risk, overpaying in fees and neglecting estate planning. Larry shares real client examples that highlight the importance of understanding what you own, what you are paying and whether your strategy truly fits your stage of life. The conversat...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss how unexpected expenses can disrupt even the best retirement plans and what to do when you need to rebuild your emergency savings. Larry shares real client examples and practical strategies such as tax efficient withdrawals, smart reallocation, budgeting, negotiating expenses and even part time work to restore liquidity and peace of mind. The conver...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss how to build reliable income in retirement by coordinating Social Security, pensions and tax efficient portfolio withdrawals. They also cover the impact of inflation, rising healthcare costs, emergency savings and long term care planning, emphasizing why proactive and comprehensive planning is essential to protect your lifestyle, your assets and you...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss what it really means to feel financially comfortable in retirement. Larry shares highlights from a recent client event featuring Dr. Mark Milstein and emphasizes the connection between health and wealth.
They also break down the key pillars of retirement comfort—consistent income, risk planning, tax strategy, and having all aspects of your financial...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim are joined by CPA Lance Larsen to discuss common tax mistakes retirees make and the strategies that can help keep more money in their pockets. From withdrawing too much—or too little—from retirement accounts to missing opportunities within lower tax brackets, the team shares real-life examples of proactive planning done right. They also explore the broader ...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim are joined by CPA Lance Larsen to discuss newly introduced child investment accounts designed to help families build long-term wealth for the next generation. Established under recent legislation, these accounts allow contributions for children regardless of earned income and even include government seed funding for those born within a specific window. The ...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim are joined by CPA Lance Larsen to break down how 401(k)s and IRAs are taxed in retirement. They explain the difference between traditional and Roth accounts, the long-term impact of tax-deferred growth, and how large withdrawals can trigger higher tax brackets, Social Security taxation, and increased Medicare premiums. The conversation also covers required ...
In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim are joined by CPA Lance Larsen to break down key tax updates from the “Big Beautiful Bill.” They discuss the new enhanced senior deduction, income phase-outs, and how Social Security is taxed under current rules.The team also highlights why tax planning shouldn’t stop after April 15th and how the 2028 sunset provisions create a limited window for proactive ...
Popular Podcasts
How do the smartest marketers and business entrepreneurs cut through the noise? And how do they manage to do it again and again? It's a combination of math—the strategy and analytics—and magic, the creative spark. Join iHeartMedia Chairman and CEO Bob Pittman as he analyzes the Math and Magic of marketing—sitting down with today's most gifted disruptors and compelling storytellers.
CBS Sports’ official college basketball podcast is the most entertaining and informative of its kind. Gary Parrish and Matt Norlander bring the sport into your ears at least three times per week with commentary, reporting, insider information and statistical analysis throughout college basketball all year long.
The Questlove Show builds on the award-winning Questlove Supreme podcast, bringing listeners into intimate, one-on-one conversations with peers, influences, and friends. Hosted by Ahmir “Questlove” Thompson, each episode uncovers the unexpected — from morning rituals and hidden talents to the art and experiences that shaped a guest’s journey. Sometimes playful, sometimes profound, always curious, QLS offers rare insight into leaders in music, film, television, comedy, literature, mental health, and beyond. It’s a fresh, unpredictable spin from a trusted source — a place where randomness is encouraged, tangents are welcomed, and conversations are anything but ordinary.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
The Dan Bongino Show delivers no-nonsense analysis of the day’s most important political and cultural stories. Hosted by the former Deputy Director of the FBI, former Secret Service agent, NYPD officer, and bestselling author Dan Bongino, the show cuts through media spin with facts, accountability, and unapologetic conviction. Whether it’s exposing government overreach, defending constitutional freedoms, or connecting the dots the mainstream media ignores, The Dan Bongino Show provides in-depth analysis of the issues shaping America today. Each episode features sharp commentary, deep dives into breaking news, and behind-the-scenes insight you won’t hear anywhere else. Apple: https://podcasts.apple.com/us/podcast/the-dan-bongino-show/id965293227?mt=2 Spotify: https://open.spotify.com/show/4sftHO603JaFqpuQBEZReL?si=PBlx46DyS5KxCuCXMOrQvw Rumble: https://rumble.com/c/bongino?e9s=src_v1_sa%2Csrc_v4_sa_o