Safe Haven $olutions

Annuities can be an important part of a retirement strategy, but understanding what you own and how it fits into your overall plan is key. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Kim, and insurance expert Glenn Ramey break down the different types of annuities and discuss how they may be used for guaranteed income, diversification, principal protection, and long-term care planning. They also highlight t...

A successful retirement starts with more than just saving, it starts with a plan. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and CERTIFIED FINANCIAL PLANNER® Kyle Thomas discuss how retirement timing, spending goals, life expectancy, and inflation all play a role in creating a retirement strategy built for the long term. They also share why regularly reviewing your plan and making adjustments along the way ...

Retirement planning involves more than determining how much you need to save. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Kim, and insurance expert Glenn Ramey discuss the important role insurance can play in a retirement strategy, including health care, Medicare, long-term care, life insurance, and annuities. They explore the rising cost of health care in retirement, key Medicare decisions, long-term care ...

Retirement is full of assumptions, but not all of them are true. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Certified Financial Planner Kyle Thomas separate fact from fiction by addressing some of the most common retirement myths. From retirement spending and healthcare costs to taxes, required minimum distributions, and working longer than planned, they explain why every retirement journey is unique an...

A steady paycheck may end when you retire, but your income doesn't have to. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Certified Financial Planner Kyle Thomas discuss the importance of building reliable income streams throughout retirement. From Social Security and pensions to IRAs, 401(k)s, and income annuities, they explain how the right strategy can provide financial confidence while helping you maxi...

A successful retirement starts with more than just saving, it starts with a plan. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Certified Financial Planner Kyle Thomas discuss how retirement timing, spending goals, life expectancy, and inflation all play a role in creating a retirement strategy built for the long term. They also share why regularly reviewing your plan and making adjustments along the way c...

Inflation may not be making headlines every day, but it's still affecting retirees in meaningful ways. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Certified Financial Planner Kyle Thomas discuss how persistent inflation can impact your retirement income, savings, travel plans, housing costs, and overall financial security.

Tune in to learn why planning ahead is one of the best ways to help protect your r...

A successful retirement starts with a dependable income strategy, not just a target savings balance. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig and co-host Kim discuss how guaranteed income sources, Social Security timing, pensions, and retirement savings all work together to create financial confidence. They also explain why personalized retirement planning is essential, share a real-life e...

Retirement is about more than reaching your financial goals, it's about creating a fulfilling next chapter. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig and co-host Kim discuss the importance of building a healthy retirement through purposeful routines, meaningful hobbies, social connections, and financial confidence. They also share why thoughtful retirement planning can help reduce stress, s...

Planning for retirement means preparing for more than your investments. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, insurance specialist Glenn Ramey, and co-host Kim discuss how Health Savings Accounts (HSAs) can provide valuable tax advantages and help cover future healthcare costs in retirement. They also break down why long-term care planning is essential, explore today's insurance option...

Preparing for retirement means planning for more than just your income—it also means planning for your healthcare. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, insurance specialist Glenn Ramey, and co-host Kim discuss why healthcare is one of the most overlooked retirement expenses. They explain how Medicare works, the differences between Medicare Advantage and Supplement plans, common ...

Tax planning in retirement isn't just about filing on time; it's about understanding how every move impacts your bottom line. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, CPA Lance Larsen, and co-host Kim explore the trade-offs of major financial choices. From the hidden tax costs of relocating to tax-free states to optimizing asset location across taxable, pre-tax, and Roth buckets, they bre...

• Clip 3 Title: Taxes & Home Sales in Retirement - schedule for 7/29 (W)

Selling a house or investment property in retirement involves more than just finding a buyer—it requires a smart tax strategy. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, CPA Lance Larsen, and co-host Kim discuss the tax implications of selling primary residences and real estate investments. From navi...

Not all retirement accounts are created equal when it comes to taxes. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, CPA Lance Larsen, and co-host Kim explore how to strategically draw from traditional and Roth accounts to minimize your tax bill. From utilizing the standard deduction and balancing traditional vs. Roth 401(k)s to avoiding common tax pitfalls and planning far beyond the basic "dr...

Taxes in retirement shouldn't be a surprise. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, CPA Lance Larsen, and co-host Kim dive deep into proactive tax preparation and strategic retirement planning. From navigating the complexities of Social Security taxation and avoiding the "tax torpedo" to evaluating Roth conversions and preserving survivor benefits, they break down essential strategies t...

In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, co-host Kim, and insurance specialist Glenn Ramey discuss how healthcare expenses can impact your retirement plan. They cover Medicare enrollment, long-term care planning, and strategies for managing future medical costs while avoiding common mistakes. The episode also explains why having a proactive healthcare strategy is essential for long-term f...

In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, co-host Kim, and in-house CPA Lance Larsen discuss the importance of building a tax-efficient retirement plan. They cover strategies for managing retirement account withdrawals, reducing future tax burdens through Roth conversions, and understanding how Social Security and required minimum distributions can impact your overall tax picture. The epis...

In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig and co-host Kim discuss the key elements of a personalized retirement strategy. They cover how to create dependable retirement income, maximize tax efficiency, maintain the right balance of savings and investments, and prepare for life's unexpected expenses. The episode also explains why an ongoing financial plan can help you retire with greater con...

Retirement isn't one-size-fits-all. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig and co-host Kim share why a personalized retirement plan is the key to long-term confidence. From creating a pre-retirement checklist to maximizing retirement savings, planning for healthcare costs, and building a reliable income, they cover the essential steps to help you prepare for the retirement you've envisio...