The Hoot

Join us for this bonus episode of our MoneyWi$e Wednesday webinar series where we dive into the world of financial identity theft. From unauthorized transactions to fraudulent credit applications, we’ll explore how scammers target your finances and, more importantly, how you can protect yourself. Learn practical tips to safeguard your personal and financial information, spot red flags, and take immediate action if you suspect fraud...

We’re thrilled to announce that Envision Credit Union is merging with Addition Financial Credit Union, an education-focused credit union based in Central Florida! Tune in for this very special espisode as we embark on this exciting new chapter to create even greater opportunities for everyone we serve.

If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then cl...

Join us for January’s MoneyWi$e Wednesday webinar, "Balancing Act." In this session, we’ll tackle the age-old financial dilemma: Should you save when you have debt? We’ll explore the pros and cons of building savings while managing debt, offering guidance on how to strike the right balance for your financial situation. Whether you’re juggling credit cards, student loans, or just trying to build an emergency fund, this webinar will ...

In this Moneywise Wednesday episode of The Hoot Podcast, brought to you by Envision Credit Union, we discuss “New Year, New Vision.” Join us as we share practical tips and relatable stories to help you reflect on last year’s financial wins and lessons, set fun and achievable money goals for 2025, create a budget that works for your lifestyle, and tackle debt while saving smartly. With some lighthearted advice and strategies, this e...

In this episode of The Hoot Podcast, from our MoneyWi$e Wednesday on "Festive Finances", we’re tackling how to enjoy the holiday season without breaking the bank. Join Kelli, Kellie and Andre as they share creative tips for budgeting gifts, planning festive gatherings on a dime, and avoiding the dreaded post-holiday debt hangover. From DIY gift ideas to navigating holiday sales like a pro, we’ll help you stay merry and financially ...

On this episode, join us for October’s MoneyWi$e Wednesday webinar, "From Split to Stability." Navigating finances during and after a divorce can be challenging, but we're here to help you find your financial footing. In this session, we'll cover key strategies for effective money management, from dividing assets to rebuilding your financial future. Whether you're in the early stages of a split or have already finalized your divorc...

As we begin a brand new season of the Hoot Podcast you'll hear the recording of our MoneyWi$e Wednesday webinar on "Marriage and Moolah." We’ll dive into eye-opening stats and share tips on harmonizing your household budget, avoiding financial pitfalls, and making money talk a duet instead of a solo act. Whether you're in the honeymoon phase or just setting up your joint accounts, this session will help you keep the "I do's" from t...

Today’s episode is the last of the year, and we are hoping you’ll get a fresh start on your 2023 finances! You’ll hear the recording from our November Webinar class where Kellie Merck and I talk about how to roll through the holiday season making good choices to set you up for a great start to the year. We’ll also share some tools to help you set goals and stay on track throughout the year.

If you haven’t done so yet, we ask that y...

On today’s episode, we are sharing Part Two of our latest webinar recording titled Identifying Identity Theft. Fraud has been on a significant incline the past few years. With the Holidays fast approaching, there are ways you can protect yourself so you don’t fall victim to the common schemes we see. Kellie Merck and I share ways you can safeguard your identity and your hard-earned dollar.

If you haven’t done so yet, we ask that ...

On today’s episode, we are sharing Part One of our latest webinar recording titled Identifying Identity Theft. Fraud has been on a significant incline the past few years. With the Holidays fast approaching, there are ways you can protect yourself so you don’t fall victim to the common schemes we see. Kellie Merck and I share ways you can safeguard your identity and your hard-earned dollar. Be sure to come back in 2 weeks to hear ...

On today’s episode, we are sharing a recording of a recent webinar titled “Tis the Season”. We know it’s October, but there is no more perfect time to start preparing for the upcoming Holiday Season than right now! Kellie Merck and I talk about the realization that Christmas is only 88 days away (at the time of the recording)! But don’t freak out. There are many things you can do to begin putting some systems in place and create a...

On today’s episode, we are sharing a recording of a recent webinar titled “How to Save when Costs are High”. We are seeing record highs in the prices of many goods since the 1980s. From fuel costs to groceries and everything in between, we’re all feeling the affects of the current economy. Allen and I spend some time talking about creative ways to stretch your hard earned dollar. From saving at the pump, to new strategies to consid...

Today’s episode is the last in our four-part series on busting myths.

The Myth: Owning a Home is Better than Renting. We’ll share opinions from our family, friends, members and fellow co-workers whose names may have been changed at their request. We then discuss the varying opinions, including our own on the topic.

If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re li...

Today’s episode is the third myth that all debt is bad debt.

Our team took to the streets to get our friends, members and fellow co-workers thoughts on the matter. The names of our interviewees may have been changed at the their request. We then discuss the pros and cons to sharing personal financial information to others.

Please take a moment to help us earn a 5 star review on Apple podcast or Google podcast by giving as a rave r...

Today’s episode is the second myth that it's too early or too late to save for retirement.

Our team took to the streets to get our friends, members and fellow co-workers thoughts on the matter. The names of our interviewees may have been changed at the their request. We then discuss the pros and cons to sharing personal financial information to others.

Please take a moment to help us earn a 5 star review on Apple podcast or Google...

We are back with Season Two! We've missed you!

In the first four episodes of season two, we are busting myths about money.

Today’s episode is the first myth that you shouldn’t talk about your money problems with others.

Our team took to the streets to get our friends, members and fellow co-workers thoughts on the matter. The names of our interviewees may have been changed at the their request. We then discuss the pros and cons to...

On this week’s episode of The Hoot, we share why it's important to have an emergency savings fund and how achieving 3 months of saved income allows for less stress and more financial freedom. We go over what true emergencies are, and how having this emergency fund has "saved" us in the past.

Learn more about Envision Credit Union here.

Music Credit: The Vendetta by Stefan Kartenberg (2018) - Used under Creative Commons (ccmixte...

On this week’s episode of The Hoot, we follow one of our MoneyWi$e courses that outlines the 8 habits of financially healthy individuals. We discuss how to determine if you are financially stable, and what the most important steps are to getting there. To help you on your journey to financial freedom, we lay out some of the tools offered by Envision and outside sources to get you there.

Learn more about Envision Credit Union he...

On this week’s episode of The Hoot, we share how we personally are using the stimulus checks and tax refunds to further our financial goals. We discuss the pros and cons of saving verses spending it, and how to do each responsibly. Whether that's spending it on a much needed family vacation or paying off debt and working towards breaking the paycheck to paycheck cycle, it's important to have a plan and make your money work for you.