The Exact Wealth Show

In this episode of the Exact Wealth Show, hosts John Becker and Sarah Nugent-Noll discuss essential strategies for retirees to manage their tax burdens and navigate the complexities of retirement planning. They emphasize the importance of proactive tax strategies, such as withdrawing from tax-deferred accounts while rates are low and considering Roth conversions. The conversation also covers the significance of making informed reti...

In this episode of the Exact Wealth Show, hosts John Becker and Sarah Nugent-Noll discuss the common traps that retirees fall into when planning for retirement. They emphasize the importance of having a clear retirement plan, avoiding the temptation to wing it, and understanding the implications of cashing out retirement accounts. The conversation also covers the significance of diversification, the rising costs of healthcare, and ...

In this episode of the Exact Wealth Show, hosts John Becker and Sarah Nugent-Noll discuss the critical aspects of retirement planning, emphasizing the importance of continued investing even after retirement. They explore the impact of inflation, the necessity of understanding risk tolerance, and the strategies for withdrawing from retirement accounts. The conversation also covers the timing of social security claims and the signifi...

This conversation with John Becker and Sarah Nugent-Noll delves into the complexities of retirement planning, emphasizing the importance of adaptability in the face of unexpected life changes. The discussion highlights strategies for creating a responsive retirement plan that can withstand unforeseen challenges, ensuring that individuals can maintain control over their retirement journey.

If you have any questions about your retire...

In this episode of the Exact Wealth Show, hosts John Becker and Sarah Nugent-Noll discuss essential strategies for retirement planning, focusing on end-of-year tax strategies, the importance of Required Minimum Distributions (RMDs), and the benefits of Qualified Charitable Distributions (QCDs). They emphasize the need for proactive financial planning to avoid penalties and ensure a sustainable retirement income. The hosts also offe...

In this episode of the Exact Wealth Show, John Becker discusses the multifaceted nature of retirement, emphasizing that it is not just a financial transition but a complete lifestyle redesign. He highlights the importance of having a structured plan that encompasses both financial security and personal fulfillment. The conversation covers various aspects of retirement planning, including the significance of creating a vision board,...

In this episode of the Exact Wealth Show, John Becker discusses the critical aspects of retirement planning, emphasizing the need for a tailored approach that considers longevity, healthcare, and financial strategies. The conversation covers common misconceptions about Social Security and Medicare, the importance of year-end financial strategies, and the pitfalls of investment mistakes. Listeners are encouraged to take proactive st...

In this episode, the hosts discuss the importance of planning for a long retirement, emphasizing the need for a comprehensive approach that includes financial security, healthcare considerations, and legacy planning. They explore the challenges retirees face, such as inflation and unexpected life events, and stress the importance of addressing tough questions with financial advisors to ensure a secure and fulfilling retirement.

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Most retirees — and even some advisors — focus on how much money you have in
retirement. But what matters just as much is how you use it. And that means
understanding decumulation — the careful drawdown of your assets. In this first
segment, we’ll lay the foundation and look at the common mistakes people make when
they start spending from their portfolio.

Reach out to John and Sara at 800-...

This conversation explores the multifaceted aspects of retirement, emphasizing that it is not merely a financial transition but a complete lifestyle redesign. The speakers discuss the importance of having a purpose, managing time effectively, and the potential for personal growth and fulfillment in retirement. They also delve into practical tax strategies to optimize retirement income and ensure a financially secure future.

Reach o...

In this episode of the Exact Wealth Show, hosts Gary Nolan, John Becker, and Sarah Nugent discuss the critical transition from saving to spending in retirement, emphasizing the importance of having a structured plan. They explore the concept of 'boring money' as essential for financial stability, the complexities of tax planning, and the significance of estate planning to avoid family conflicts. The conversation also highlights the...

In this episode, the hosts discuss the complexities of retirement planning, focusing on the often-overlooked tax implications that retirees face. They explore how Social Security benefits can be taxed, the impact of required minimum distributions (RMDs), and the hidden costs associated with inheritance. The conversation also covers strategies for maintaining a steady income in retirement, including the importance of tax diversifica...

In this episode of The Exact Wealth Show, hosts Gary Nolan, John Becker, and Sarah Nugent discuss the critical importance of early retirement planning, the impending wealth transfer from baby boomers, and effective tax strategies to manage retirement funds. They emphasize the need for proactive financial planning to avoid unexpected challenges and provide insights into common listener questions regarding estate planning, long-term ...

In this episode, the hosts discuss the increasing trend of gray divorce and its financial implications, particularly for those over 50. They explore the complexities of merging finances post-divorce, the importance of understanding required minimum distributions (RMDs), and introduce the concept of the funded ratio as a new approach to retirement planning. The episode concludes with a Q&A segment addressing common retirement co...

This conversation explores the unique challenges and strategies for Generation X as they approach retirement. It discusses the importance of having a solid retirement plan, debunks common retirement myths, and addresses the dynamics of staggered retirement for couples. The hosts also answer listener questions, providing expert advice on navigating financial and emotional challenges during retirement planning.

Reach out to Jo...

In this episode, the hosts discuss the importance of giving during retirement, exploring various strategies for gifting wealth to family and charities while ensuring financial security. They delve into the bucket strategy for managing retirement funds, the evolving 4% rule for withdrawals, and answer listener questions about annuities and charitable giving. The conversation emphasizes the need for personalized financial planning an...

In this episode, the hosts discuss the implications of federal employee buyouts, the importance of understanding annuities in the current market, and the potential risks associated with private equity investments in 401(k) plans. They also address common questions regarding Medicare options, charitable giving strategies, and how to adjust withdrawals during market downturns, emphasizing the need for personalized financial planning.

What worked for your parents or grandparents in retirement may not work for you.
Longer lifespans, unpredictable markets, and the rising cost of living mean that the old
playbook—while comforting—can sometimes lead to financial pitfalls. Today, we’re
taking a closer look at these long-standing beliefs and revealing why a more
personalized strategy may be the smarter path.

Reach out to John and Sara at ...

In this episode, Gary Nolan, John Becker, and Sarah Nugent discuss the evolving landscape of retirement planning, emphasizing the role of technology like ChatGPT in enhancing cognitive engagement and financial decision-making for retirees. They explore the importance of lifelong learning, the impact of biological aging on financial strategies, and the challenges faced by modern retirees. The conversation also addresses listener que...