Keys to Success

Keys to Success

Keys to Success" is the go-to podcast for aspiring entrepreneurs, seasoned business owners, and anyone passionate about real estate and personal growth. Hosted by Litra Simms, this show unlocks powerful insights and practical strategies to help listeners build wealth, master essential business tools, and achieve lasting empowerment. Each episode dives deep into topics like real estate investment, financial planning, business development, and overcoming challenges, offering listeners the “keys” they need to open doors to a prosperous future. Join us to discover real stories, expert tips, and actionable advice that will inspire you to turn ambition into action and dreams into reality. "Your Guide to Building Wealth and Empowerment, One Key at a Time.

Episodes

How Do I Buy Real Estate With No or Low Money Down?

June 12, 2025 • 10 mins
In her podcast, Keys to Success, Litra Simms explores various strategies individuals can use to invest in real estate with little or no money down. She discusses creative financing options like seller financing, lease options, and subject-to deals that allow investors to get started without substantial upfront capital. Litra also uncovers several government-backed loan programs, such as FHA, VA, and USDA rural loans, which offer lo...
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How to Analyze a Deal Like a Pro

June 10, 2025 • 7 mins
In this episode of Keys to Success, host Litra Simms covers the vital topic of deal analysis in real estate investment. She walks through the basics of calculating cash flow and ROI, highlighting their importance in understanding the profitability of a property. She also emphasizes the need to consider other factors such as vacancy rates, local taxes, insurance rates, neighborhood trends, and job growth indicators, which can greatl...
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Building a Real Estate Portfolio That Scales

June 3, 2025 • 8 mins
The podcast, Keys to Success, led by host Litra Simms, provides listeners with strategy-based insight to guide them in building and expanding their real estate portfolios. Litra explains the importance of defining clear objectives, setting benchmarks, and knowing what type of properties to invest in. She encourages using property management software and standardizing processes to streamline workflow, as well as considering virtual ...
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What’s the First Thing to Do After Closing on an Investment Property?

May 29, 2025 • 10 mins
In this episode of "Keys to Success," hosted by Litra Simms, the primary focus is on the initial steps necessary after closing on an investment property. She explains essential actions like changing locks and security codes, conducting a thorough walkthrough to assess the property’s condition, documenting damages, setting up utilities, and arranging comprehensive insurance coverage. The discussion also revolves around the need for ...
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Real Estate Partnerships: Pros, Cons, and How to Structure Them

May 27, 2025 • 10 mins
In this episode of "Keys to Success", host Litra Simms discusses the potential of real estate partnerships as a strategy for success. She highlights the advantages such partnerships can bring, including the pooling of resources and expertise, diversification of risks, and the prospect of securing larger investments. She also takes a deep look at common partnership structures like general partnerships, limited partnerships, joint ve...
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What’s the Best Way to Screen Tenants Without Discrimination?

May 22, 2025 • 11 mins
In the podcast 'Keys to Success', host Litra Simms takes listeners through real estate basics, focusing on how property owners can most effectively screen prospective tenants while adhering to fair housing laws. Explaining the stipulations of the Fair Housing Act, Litra emphasizes that landlords must not discriminate based on protected characteristics such as race, color, national origin, religion, sex, familial status, or disabili...
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Short-Term Rentals: Is Airbnb Still a Smart Investment?

May 21, 2025 • 11 mins
In this episode of Keys to Success, Litra Simms discusses the trends, financial aspects, and operational challenges of investing in short-term rentals like Airbnb in 2025. After explaining the increased traveler demand and the types of locations that are popular, she highlights the potential for high rental income and the risks of seasonal income fluctuations and higher operational costs. She emphasizes the importance of excellent ...
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I Want to Invest Out of State What Should I Know?

May 15, 2025 • 17 mins
In the recent episode of "Keys to Success", Litra Simms offers a comprehensive guide for real estate investors interested in out-of-state properties. Litra outlines the potential benefits of investing out-of-state such as lower property prices, higher cash flow, and increased investment opportunities. She emphasizes the importance of thorough research into potential markets, taking into account factors such as economic stability, j...
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Using HELOCs to Fund Your Next Investment Property

May 13, 2025 • 11 mins
The podcast episode 'Keys to Success' hosted by Litra Simms, explores how a Home Equity Line of Credit (HELOC) can be a transformative tool for real estate investors. Throughout the episode, Simms explains how a HELOC, a revolving line of credit that uses a home as collateral, can provide flexible and reusable funds at lower interest rates for property purchases or renovations. However, she also highlights the risks associated with...
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Should I Refinance My Rental Property in 2025?

May 8, 2025 • 12 mins
In this episode of Keys to Success, Litra Simms explores the complex topic of refinancing rental properties in 2025. She breaks down the meaning of refinancing and outlines the potential benefits it could offer, such as lower monthly mortgage payments, accessing accumulated equity, and restructuring loans to fit individual needs. However, she also highlights the challenges property owners could face due to potentially higher intere...
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    Navigating Real Estate Investment in 2025: Strategies for Success

    May 6, 2025 • 16 mins
    In this episode of "Keys to Success," Litra Simms discusses real estate investment strategies for 2025. The episode covers current market trends like fluctuating housing prices and rising interest rates which are impacting investment strategies. It highlights sustainability and energy efficiency as essential elements in today's market. Operational efficiency through advancements in technology, virtual property tours, and AI for pro...
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    How Do I Finance My First Multi-Family Property?

    May 1, 2025 • 7 mins
    In this episode of "Keys to Success," host Litra Simms provides listeners with practical advice on financing their first multi-family property, a topic often overlooked but essential for those looking to dive into real estate. Litra discusses various financing options such as Federal Housing Administration (FHA) loans, conventional loans, partnerships with investors, and creative deals including seller financing and lease options. ...
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    Topic: 5 Common Mistakes New Real Estate Investors Make – And How to Avoid Them

    April 29, 2025 • 10 mins
    The podcast episode on Keys to Success, hosted by Litra Simms, discusses the five primary mistakes made by novice real estate investors and how to prevent them. These potential pitfalls include a lack of adequate research prior to investing, underestimating costs, attempting to handle all tasks individually, overuse of debt to leverage investments, and focusing too heavily on property appreciation. By highlighting essential aspects...
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    Real Estate Market Trends in 2025

    April 1, 2025 • 11 mins
    In the podcast episode of "Keys to Success," the host, Litra Simms, discusses the prominent real estate market trends projected for 2025. Giving a detailed analysis of the current real estate market, Litra outlines the rising home prices, low inventory, and increased interest rates as significant factors and changing dynamics. The episode progresses to a discussion on the shift towards suburban and rural areas due to the affordabil...
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    What Are the Biggest Mistakes First-Time Real Estate Investors Make?

    March 27, 2025 • 3 mins
    In the podcast "Keys to Success", Litra Simms addresses the five most common mistakes made by first-time real estate investors, as prompted by a listener named Emily. These include skipping due diligence, overleveraging debt, underestimating maintenance costs, not having an exit strategy, and letting emotions drive decisions. By highlighting these potential pitfalls, Litra offers valuable advice to new investors and emphasizes the ...
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    How Can I Buy My First Rental Property with Little Money?

    March 20, 2025 • 4 mins
    In this episode of Keys to Success, Litra Simms answers the question from listener Jason on how he can purchase his first rental property without having a large amount of savings for the down payment. Litra provides six proven strategies for purchasing a rental property with little to no money down. These strategies are: utilizing FHA or VA loans, house hacking, seller financing, partnerships and joint ventures, the BRRRR strategy,...
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    The Ultimate Guide to House Hacking for Beginners

    March 19, 2025 • 17 mins
    The "Keys to Success" podcast, hosted by Litra Simms, provides a detailed guide on house hacking—a unique entry-level strategy to real estate investing. During the course of the episode, Simms dives into the concept of house hacking, where you live in a property while renting out part of it to cover housing costs, thus providing a low-risk entry point into real estate investment. She stresses on the importance of proper property se...
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    How Do I Handle Difficult Tenants?

    March 13, 2025 • 13 mins
    In the podcast episode on Keys to Success, host Litra Simms explores the challenges of being a landlord and provides a comprehensive outline of effective strategies to manage difficult tenants. She starts the discussion by emphasizing the importance of setting clear expectations early through a detailed lease agreement. Litra suggests a robust tenant screening process, which includes a detailed rental application, background checks...
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    Mastering the Art of Negotiation in Real Estate

    March 11, 2025 • 15 mins
    In this episode of Keys to Success, host Litra Simms sheds light on the vital skill of real estate negotiation. She starts by emphasizing the importance of understanding the seller's motivations for selling and how this knowledge can help tailor an effective negotiation strategy. Litra also highlights the power of silence as a psychological tool to prompt information sharing. The podcast further explores the dilemma of whether to m...
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    How Do I Find Off-Market Real Estate Deals?

    March 6, 2025 • 17 mins
    In this episode of "Keys to Success," the host, Litra Simms, covers six dynamic strategies to find off-market real estate deals. Through an ASK LITRA segment, Litra answers Sarah's question and explains how direct mail marketing can help connect personally with homeowners, possibly persuading them to sell. Additionally, the episode delves into the potential of networking with wholesalers, who can connect you with motivated sellers ...
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